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HomeMy WebLinkAbout10A - 2001 Financial Report MEETING DATE: AGENDA #: PREPARED BY: AGENDA ITEM: MAY 20, 2002 10 A RALPH TESCHNER, FINANCE DIRECTOR CONSIDER APPROVAL OF 2001 ANNUAL FINANCIAL REPORT AND MANAGEMENT LETTER DISCUSSION: History Council members were distributed a copy of the 2001 Financial Report along with the management letter as prepared by the certified public accountant firm of Abdo, Eick and Meyers. The report was given to you directly to afford sufficient time to review the document before the May 20th meeting. The audit was conducted in accordance with generally accepted auditing standards and represents an independent opinion of the financial results and status of the City of Prior Lake during the year of 200 1. Current Circumstances Contained within the financial report is a legal compliance audit which was performed to ensure compliance with Minnesota Statutes in the areas of; contracting and bidding, deposits and investments, conflicts of interest, public indebtedness and claims and disbursements. Also attached is a Management Letter prepared by the auditors that provides highlights of the report as well as any applicable recommendations. According to the auditor's tests, the City has complied with the applicable legal provisions as they apply to the five main categories stated above. Also noted within their report on internal control is the fact that no matters involving internal control structure and operation were observed to contain material weaknesses as defined by GAS (Government Auditing Standards). The audit has been prepared in accordance with generally accepted accounting principals. The primary results indicated within the 2001 audit are: 1.) Actual revenues of$8,754,144 (including transfers in), compared to budgeted revenues of $7,517,047 or 116% of projection. 2.) Operating expenditures were $7,880,964 compared to budgeted expenditures of7,517,047 or 105.0% of budget. 3.) Gross revenues exceeded expenditures in the amount of $873,180. H: IAUDlTlAgendaaudil.doc 16200 Eagle Creek Ave. S.E., Prior Lake, Minnesota 55372-1714 / Ph. (952) 447-4230 / Fax (952) 447-4245 AN EQUAL OPPORTUNITY EMPLOYER The 2001 year-end General Fund balance (which is maintained for cash flow and emergency purposes) increased to $4,354,441 that represents a reserve of 57% of the 2002 General Fund Budget or above the council recognized minimum 30% threshold. This level is more consistent with the auditor's previous recommendation of 50%. The reserve growth occurred primarily because of three contributing factors. . The first was careful expenditure of budgeted funds. The City Manager, Finance Director and City department and division supervisors expect that purchases are made only if needed, and adhere to this practice. . The second occurrence is that nearly 84% of the revenue increase was attributed to growth related revenues, specifically building permits and development agreement revenue. . Third, interest earnings were increased as a result of structuring investments over longer terms to realize a higher return. The middle two revenue sources are highly elastic and are difficult to accurately anticipate. The significant increase in our General Fund balance was a very timely occurrence in light of anticipated expenses including: city hall/satellite fire station, cleanup costs associated with the old Prior Lake pay dump site, land acquisition for public purposes and economic project assistance that may be contemplated. The Management Letter is intended to bring to the City Council's attention deficiencies or conditions recommended for improvement within the design or administration of the City's financial operations. A graphic summary of the City's results of operations within the General Fund depicting revenues and expenditures is included. Also, the auditors discuss the importance of maintaining an adequate fund balance for cash flow purposes and to establish overall long term financial strength. AL TERNA TIVES: The following alternatives are available to the City Council: 1. Accept 2001 Annual Financial Report and Management Letter as submitted. 2. Delay action according to specific Council reason. RECOMMENDA nON: Staff recommends acceptance of the management letter and the financial report for the fiscal year ended December 31, 2001 as submitted. A City Financial Reporting Forn1, which is basically a condensed excerpt of the official document, is required to be submitted to the Office of the State Auditor by June 30, 2002 along with this report. H: IA UDITlAgendaaudit.doc RECOMMENDED MOTION: REVIEWED BY: Attachments: H: IA UDlTlAgendaaudit.doc Please feel free to contact Staff prior to the meeting if you have any questions. Steve McDonald of the firm Abdo, Eick and Meyers will make a brief presentation regarding the report and management letter and respond to any questions the council may have. 2001 Annual Financial Report and Motion to accept Management Letter. Certified Public Accountants & Consultants March 21, 2002 7241 Ohms Lane Suite 200 Edina, MN 55439 Honorable Mayor and City Council City of Prior Lake Prior Lake, Minnesota We have audited the general purpose financial statements of the City of Prior Lake for the year ended December 31, 2001 and have issued our report thereon dated March 21, 2002. Professional standards require that we provide you with the following information related to our audit. Our Responsibility Under Generally Accepted Auditing Standards in the United States of America and Government Auditing Standards As stated in our engagement letter, our responsibility, as described by professional standards, is to plan and perform our audit to obtain reasonable, but not absolute, assurance that the general purpose financial statements are free of material misstatement and are fairly presented in accordance with accounting principles generally accepted in the United States of America. Because an audit is designed to provide reasonable, but not absolute assurance and because we did not perform a detailed examination of all transactions, there is a risk that material errors, fraud, or illegal acts may exist and not be detected by us. As part of our audit, we considered the internal control of the City. Such considerations were solely for the purpose of determining our audit procedures and not to provide any assurance concerning such internal control. As part of obtaining reasonable assurance about whether the financial statements are free of material misstatement, we performed tests of compliance with certain provisions of laws, regulations, contracts and grants. However, the objective of our tests was not to provide an opinion on compliance with such provisions. We noted no non-compliance with the material provisions of laws, regulations, contracts and grants. Accounting Estimates Accounting estimates are an integral part of the general purpose financial statements prepared by management and are based on management's knowledge and experience about past and current events and assumptions about future events. Certain accounting estimates are particularly sensitive because of their significance to the general-purpose financial statements and because of the possibility that future events affecting them may differ significantly from those expected. Depreciation on enterprise fund fixed assets is an example of an estimate. It is based on the estimated useful life of an asset. Audit Adjustments For purposes of this letter, professional standards define an audit adjustment as a proposed correction of the combined financial statements that, in our judgment, may not have been detected except through our auditing procedures. An audit adjustment mayor may not indicate matters that could have a significant effect on the City's financial reporting process (that is, cause future financial statements to be materially misstated). In our judgment, none of the adjustments we proposed, whether recorded or unrecorded by the City, either individually or in the aggregate, indicate matters that could have a significant effect on the City's financial reporting process. Disagreements with Management For purposes of this letter, professional standards define a disagreement with management as a matter, whether or not resolved to our satisfaction, concerning a financial accounting, reporting or auditing matter that could be significant to the general-purpose financial statements or the auditor's report. We are pleased to report that no such disagreements arose during the course of our audit. 952.835.9090 Fax 952.835.3261 www.aemcpas.com City of Prior Lake March 21, 2002 Page Two Consultations with Other Independent Accountants In some cases, management may decide to consult with other accountants about auditing and accounting matters, similar to obtaining a "second opinion" on certain situations. If a consultation involves application of an accounting principle to the City's general purpose financial statements or a determination of the type of auditor's opinion that may be expressed on those statements, our professional standards require the consulting accountant to check with us to determine that the consultant has all the relevant facts. To our knowledge, there were no such consultations with other accountants. Issues Discussed Prior to Retention of Independent Auditors We generally discuss a variety of matters, including the application of accounting principles and auditing standards, with management each year prior to retention as the City's auditors. However, these discussions occurred in the normal course of our professional relationship and our responses were not a condition to our retention. Difficulties Encountered in Performing the Audit We encountered no difficulties in dealing with management in performing our audit. City of Prior Lake March 21, 2002 Page Three Other Matters The following are items that came to our attention during the audit that we feel should be noted: Financial Position and Results of' Operations General Fund The General Fund balance increased $873,180 to $4,354,441 at December 31,2001. We nonna11y recommend a minimum fund balance reserve around 50 percent of planned expenditures. The City has a policy to maintain a reserve of at least 30 percent of planned expenditures in fund balance. So at the current level, the fund balance is within an acceptable range of what is recommended. The State has recently indicated they may consider reviewing fund balance reserves of local governments. Since levy limits have been implemented in the past, it is possible that consideration of reserves may playa part in levy limits set in future legislative sessions. This may negatively impact the City if reserves in excess of the amount needed for working capital are not designated. A designation indicates intended use of fund balance and the City has done a good job in identifying planned uses of reserves through designations. The fund balance in relation to expenditures for the last three years follows: $8,000,000 $7,000,000 $6,000,000 $5,000,000 $4,000,000 $3,000,000 $2,000,000 $1,000,000 $0 II Expenditures o Fund balance II Fund balance as a percent 1999 $7,405,634 $2,449,988 33.08% 2000 $7,258,361 $3,481,261 47.96% 2001 $7,880,964 $4,354,441 55.25% Some of the purposes and benefits of maintaining an adequate fund balance are as follows: Purooses and Benefits Expenditures are incurred somewhat evenly throughout the year. However, currently, property tax and state aid revenues are not received until the second half of the year. An adequate fund balance will provide the cash flow required to finance the General Fund expenditures. The City is vulnerable to legislative actions at the State and Federal level. Recent years have seen the State continually adjusting the local government aid and property tax credit fonnulas as well as implementing levy limits. An adequate fund balance will provide a temporary buffer against those aid adjustments and levy limits. Expenditures not anticipated at the time the annual budget was adopted may need immediate Council action. These may include capital outlay replacement, lawsuits and other items. An adequate fund balance will provide the financing needed for such expenditures. A strong fund balance will assist the City in maintaining or improving its bond rating. City of Prior Lake March 21, 2002 Page Four A summary of 2001 General Fund revenue and expenditures is as follows: Variance - Favorable Budget Actual (Unfavorable ) Revenue $ 7,292,047 $ 8,529,144 $ 1,237,097 Expenditures 6,791,562 7,155,479 (363,917 ) Other financing sources (uses) Operating transfers in 225,000 225,000 Operating transfers out (725 .485 ) (725.485 ) Excess of revenue and other sources over expenditures and other uses $ 873,180 $ 873.180 Fund balance, January 1 3.481.261 Fund balance, December 31 $ 4.354.441 The total positive variance in revenue was 17 percent of the revenue budget. The majority of this variance came from one-time windfalls or growth related income. The three largest revenue line items with variances are Nonbusiness Licenses ($340,946 variance), Developer's Agreements ($293,455 variance) and Plan Check Fees ($159,320 variance). The majority (87 percent) of the expenditure variance resulted from the acquisition of property under the economic development category. Pages 26 through 30 of the annual financial report lists all categories of revenue compared with budget. All of the significant items were discussed in the Finance Director's year end report. City of Prior Lake March 21, 2002 Page Five A comparison between 2001 and 2000 revenue is presented below: Percent Percent Increase of of (Decrease) Revenue Source 2001 Total 2000 Total from 2000 Property Taxes $ 3,980,518 45.47 % $ 4,101,962 49.48% $ (121,444) Licenses and Permits 793,486 9.06 549,729 6.63 243,757 Intergovernmental 1,803,029 20.60 1,933,628 23.33 (130,599) Charges for Services 1,021,918 11.67 725,391 8.75 296,527 Fines and Forfeits 104,988 1.20 107,091 1.29 (2,103 ) Other Revenue 615,982 7.04 471,047 5.68 144,935 Interest 209,223 2.39 200,786 2.42 8,437 Transfers 225.000 2.57 200.000 2.42 25.000 Total Revenue and Transfers $ 8.754.144 100.00% $ 8.289.634 10000% $ 464.510 A graphical presentation of 2001 revenue totals follows: 2001 Revenue Property Taxes 45.47% Transfers 2.57% Interest 2.39% Licenses and Permits 9.06% Other Revenue 7.04% Fines and Forfeits 1.20% Charges for Services 11.67% Intergovernmental 20.60% City of Prior Lake March 21,2002 Page Six A comparison between 2001 and 2000 expenditures is presented below: Percent Percent Increase of of (Decrease) ProgramS 2001 Total 2000 Total from 2000 General Government $ 1,567,247 19.89% $ 1,624,061 22.38% $ (56,814 ) Public Safety Police 1,754,530 22.26 1,639,912 22.59 114,618 Fire 283,141 3.59 257,976 3.55 25,165 Other 326,205 4.14 294,897 4.06 31,308 Public Works 897,749 11.39 854,566 11.77 43,183 Culture and Recreation 1,268,473 16.10 1,219,239 16.80 49,234 Other 609,751 7.74 430,023 5.92 179,728 Capital Outlay 448,383 5.69 221,350 3.05 227,033 Transfers to Other Funds 725.485 9.20 716.337 9.88 9.148 Total Expenditures and Transfers $ 7.880.964 100.00% $ 7.258 361 100.00% $ 622.603 A graphical presentation of 2001 expenditures totals by program follows: 2001 Expenditures General Government 19.89010 Transfers to Other Funds 9.20% Other 7.74% Public Safety 29.99% Capital Outlay 5.69% Public Works 11.39% City of Prior Lake March 21, 2002 Page Seven Special Revenue Funds Special revenue funds are used to account for revenue that is to be used for a specific purpose. A summary of the special revenue funds and fund balances is shown below: Fund Balance Increase 2001 2000 (Decrease ) Capital Park $ 1,323,185 $ 1,165,492 $ 157,693 Severance Compensation 74,801 149,457 (74,656 ) EDC Revolving Loan 69,824 64,656 5,168 Revolving Loan 19,505 11,888 7,617 DAG 448,569 250,515 198,054 Cable Franchise 82,466 107,307 (24,841 ) EDA 29.848 29.068 780 Total $ 2.048.198 $ 1.778.383 $ 269.815 All funds have positive fund balances and provide reserves for future expenditures. Debt Service Funds The debt service funds are used to account for the resources accumulated to repay bond principal and interest. The resources generally consist of special assessments levied against benefiting properties, general property taxes or tax increments. All bonds appear to have adequate resources at year end to pay their obligations. The table below summarizes the obligations outstanding. Total Total Bonds Maturity Cash Assets Outstanding Date Fire Hall Bonds $ - $ - $ 1,570,000 2013 North Shore 969,286 1,872,415 845,000 2006 Water Tower 764,341 768,541 455,000 2006 Water Rev. PW Bldg. 218,626 218,626 1,785,000 2014 Pike Lake 148,172 254,081 665,000 2007 Park Referendum 7,029,218 7,029,218 14,525,000* 2017 Duluth 236,525 435,306 900,000 2008 Candy Cove 189,578 343,922 850,000 2009 Oak Ridge 197,421 483,698 1,025,000 2010 2001 G.O. Refunding 1,661,699 1,856,707 2,195,000 2006 Frog Town 200.231 501.609 1.035.000 2011 Total $ 11.615.097 $ 13.764.123 $ 25.850.000 * Includes escrow to provide for prepayment of 1997 Park Bonds totaling $7,025,000 on December 1,2003. The Finance Director reviews the outstanding balance and evaluates the amount needed for levy each year. This is a good practice and ensures the City will have sufficient resources to provide for future debt service. City of Prior Lake March 21, 2002 Page Eight Capital Project Funds The following funds account for major capital projects: Fund Fund Balance Balance Increase 12/31/01 12/31/00 (Decrease ) Tax Increment $ 288,381 $ 260,097 $ 28,284 Revolving Equipment 620,935 802,634 (181,699) Building 67,545 67,545 Construction 1,000,904 1,100,179 (99,275 ) Trunk Reserve 2,611,969 2,453,127 158,842 Collector Street 1,893,393 1,687,745 205,648 Park Referendum 274,950 372,703 (97,753 ) Tax Increment 2-1 Keyland 584 3,584 (3,000 ) Tax Increment 2-2 Becker 736 3,623 (2,887 ) Tax Increment 2-3 Amer/Metro 105 3,710 (3,605 ) Tax Increment 2-4 Commercial 184,745 162,737 22,008 Tax Increment 2-5 E.M. Prod. 512 3,812 (3,300 ) Tax Increment 2-6 NBC 190 3,116 (2,926 ) Tax Increment 2-7 Award Prin. 25,024 864 24,160 Tax Increment 2-8 D Hansen 457 165 292 Total $ 6.970.430 $ 6.925.641 $ 44.789 All funds have a positive fund balance. As projects are completed, any remaining balances are closed to the fund that provided the original financing. Enterprise Funds The Water and Sewer Utility and Storm Water Utility Funds are accounted for in separate enterprise funds and a summary of each follows. Water and Sewer Utility Fund The Water and Sewer Utility Fund results of operations for the past two years are as follows: 2001 Percent of Percent of Total Total Revenue 2000 Revenue 51.7% $ 1,585,450 56.0% 27.6 768,890 27.2 20.7 474.135 16.8 100.0 2,828,475 100.0 70.1 1.859.910 65.8 29.9% $ 968,565 34.2% 12.4 311,221 11.0 (17.4) (484.611 ) (17.1) ..2A.2 % $ 795.175 2.8..J. % $ 4.094.759 Operating revenue Sewer charges Water charges Other Cash balance at year end $ 1,553,770 829,978 620.457 3,004,205 2.104.474 $ 899,731 371,896 (524.736 ) $ 746.891 $ 5.259.978 Total operating revenue Total expenses Operating income Nonoperating revenue Operating transfers out Net income After operating transfers in the form of a budgeted general fund contribution and revenue bond payment transfer, a net income of $746,891 was realized in 2001. The current cash balance is needed to provide working capital and major capital needs. The current margins are generating excellent cash flow and the cash balance will provide for future expansion and maintenance of the system. The difference in cash balance from 2000 is due to net income plus changes in non-cash items on the balance sheet. The largest non-cash item is usually depreciation, which was nearly $390,000 in 2001. City of Prior Lake March 21, 2002 Page Nine Storm Water Utility The Storm Water Utility results of operations for the past two years are as follows: Percent of Percent of Total Total 2001 Revenue 2000 Revenue Total revenues 159,686 100.0 % 153,262 100.0 Total expenses 216.236 135.5 102.700 67.0 Operating income (56.550 ) (35.4) 50.562 33.0 Nonoperating revenue 35,588 22.3 11 ,225 7.3 Operating transfers in (out) (52.600) -.lR2) 21.889 ---1U Net income (loss) $ (73 562) ~)% $ 83.676 --5ti % Cash balance at year end $ 10 1.236 $ 182.134 The large increase in expenses came in the capital improvement category of expenses, which included close out of projects carried over from the prior year. Although the cash balance appears adequate, the City should evaluate operations annually to ensure rates are sufficient. Governmental Accounting Standards Board (GASB) Statement No. 34, Basic Financial Statements - and Management's Discussion and Analysis - for State and Local Governments We have discussed GASB 34 in detail in our management letter each of the last two years. This statement is a major overhaul in the way government financial statements look and the information contained within. It is intended to make the City's annual financial report more user friendly for citizens, staff, council and those that provide resources to the City. We are prepared to offer assistance and direction on implementation but staff and council can find many resources relating to Statement #34 on GASB's web site (http://accounting.rutgers.eduJraw/gasb/repmodellindex.htrnl). We have discussed some of the items needing preparation in advance of implementation with your Finance Director and listed below are some key dates and activities: Statement implementation date: Items needing completion by City: Infrastructure asset inventory: Capital asset inventory: Management Discussion and Analysis Letter (MD&A): Year ending, December 31, 2004 Year ending, December 31, 2003 Year ending, December 31,2003 Year ending, December 31, 2004 These are recommended timelines for completion but the City can complete any of them before the date identified. * * * * * This information is intended solely for the use of management, Council and the Office of the State Auditor and is not intended to be and should not be used by anyone other than these specified parties. The comments and recommendations in the report are purely constructive in nature, and should be read in this context. Our audit would not necessarily disclose all weaknesses in the system because it was based on selected tests of the accounting records and related data. If you have any questions or wish to discuss any of the items contained in this letter, please feel free to contact us at your convenience. We wish to thank you for the opportunity to be of service and for the courtesy and cooperation extended to us by your staff. March 21, 2002 Minneapolis, Minnesota ~J lrJt 1 m~ J LLP ABDO, EICK & MEYERS, LLP Certified Public Accountants