HomeMy WebLinkAbout01 11 2016 Municipal Debt/Water and Sewer Rates Report
4646 Dakota Street SE
Prior Lake, MN 55372
CITY COUNCIL WORK SESSION REPORT
MEETING DATE: JANUARY 11, 2016
PREPARED BY:
PRESENTED BY:
DON URAM, FINANCE DIRECTOR
FRANK BOYLES
DON URAM
KATY GEHLER
TAMMY OMDAL, NORTHLAND SECURITIES
AGENDA ITEM: MUNICIPAL DEBT/WATER AND SEWER RATES
DISCUSSION: Introduction
At tonight’s regular meeting, the Council will be asked to: conduct a public hearing
on the Manitou Road Project and, if appropriate, approve a resolution ordering
the project. Prior to approving this project the Council should be aware of and
factor in a number of financial considerations.
Funding for this project comes from three primary sources including a property
tax levy and contributions from the water and sewer enterprise funds. The deci-
sion to construct this project will impact the 2017 tax levy and potentially the 2016
water/sewer rates.
With the City’s goal to properly plan for the replacement of existing assets
(streets, water, sewer, fleet, facilities, parks, etc.), revisions to the approved Cap-
ital Improvements Plan (CIP) has showed an increased funding need. Because
of that, City staff and Northland Securities continue to look for options for manag-
ing the debt service levy and water/sewer rates on a long-term basis.
The purpose of this work session is to provide the Council with an overview of
the City’s current debt position, discuss the 2016 projects and overall CIP strat-
egy, and to get direction from the Council on the practice of using cash to pay for
capital improvements in the water/sewer funds.
History
The City has historically issued special assessment and reconstruction debt with
10-year terms. The City has also strived to stay within the annual $10 million limit
for bank qualified bonds. Recognizing the pressure on the tax levy due to capital
projects, the bonds issued in 2015 have a final maturity of 15 years. The City has
also used cash funded by rate increases in the water/sewer funds to pay for im-
provements. This is becoming increasingly difficult as the capital expenditures
for transportation related projects in the water fund have increased from about
$200,000 in 2011 to $2 million in 2016 and in the sewer fund from $100,000 in
2012 to $1 million.
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The reasons for these precipitous increases are:
1. A recognition that our previous level of investment was unrealistic to main-
tain the existing infrastructure.
2. Failure of one of more existing major utility installations (well 7, CSAH 21
water pipes).
3. Dramatically increasing construction costs.
4. Discovery of hot soils in the city.
5. More accurate planning for future utility needs including for example a
new water treatment plant.
Current Circumstances
Development of the 2015 - 2019 Capital Improvement Program highlighted the
challenges the City was facing with regard to the annual debt service levy. Th is
challenge continued with the 2016-2020 CIP as the increase in debt service levy
for projects planned for 2016 is estimated at $265k or an approximate 2.65%
increase in overall tax levy. This is a reduction from the original plan since the
Council has modified the CIP to limit the tax levy increase in 2017. There is also
a proposed $0.25/1000 gallons water rate increase that was recommended in
conjunction with the approval of the Capital Improvement Program (2016-2020).
With the approval of the Manitou Project even under Option D, an unanticipated
$0.75/1000 gallons City sewer rate increase would be needed. Future projects
are also placing significant pressure on the tax levy.
Considering this, the discussion held during the adoption of the 2016 budget and
the concern with increasing water and sewer rates, City staff and Northland Se-
curities’ have been reviewing financial options to fund the City’s CIP. While the
CIP portion of the presentation will focus on overall strategy, the water/sewer
portion will be directed at specific feedback and direction from the Council on
rates and capital project funding strategies.
Following is a summary of the information that will be presented at the work ses-
sion.
Financial Considerations
Debt
The City currently has about $33 million in total debt outstanding broken down by
the following types:
G. O. debt payable from special assessments – $11,955,000
G. O. debt payable from taxes – $20, 635,000
G. O. debt payable from tax increments – $282,848
G. O. debt payable from revenues – $7,490,000
Lease Obligation debt – $2,574,450
Special Obligation debt – $290,000
The 2016 debt service payment for the existing debt outstanding is approximately
$4.6 million. Of that total, approximately $3.4 million comes from property taxes.
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At a workshop in March 2015, a strategy was presented to the Council that would
help keep the debt levy at approximately $3.2 million annually. This required
extended the term of the bonds from 10 years to 15 years and structuring annual
debt payments around existing debt. The 2015 debt issuance was structured
with a 15 year term.
2017 Tax Levy
There are three primary drivers of the tax levy. These are; general fund opera-
tions, funding for capital plans (equip. revolving, public facilities, etc.), and debt
service. For 2017, preliminary projections indicate a $300,000 (3%) increase for
the general fund, a $120,000 (1.2%) increase for existing debt service, a
$265,000 (2.65%) increase for new debt service, and a $275,000 (2.75%) in-
crease for the equipment revolving fund. This results in a total 9.6% tax increase
before considering the EDA.
The increase in the debt service levy is comprised of debt issued for the Manitou
Road project, the replacement of the roof at the public works building, and the
purchase of two 5-ton trucks. These projects and associated expenditures have
been included in the CIP for several years.
CIP Strategy
Staff has developed and the Council has generally supported a CIP that has in-
cluded the reconstruction of +/- 2 miles of streets and related infrastructure an-
nually. This strategy is based on the theory that each of our 100 miles of streets
will last 50 years thus two miles must be rebuilt annually. To achieve this, the
streets and related infrastructure need to be maintained which has an operational
cost impact. Not maintaining the streets and utility impacts operations as well,
both financially and in decreased service levels to the residents. Based on dis-
cussions during the 2016 budget adoption process, it seems that this two mile
benchmark may not be achievable, at least in the short term. Staff is asking for
direction on this issue as we begin the preparation of the 2017-2021 CIP.
Water/Sewer Rates
Lastly, staff will be presenting detailed information on the water/sewer enterprise
funds. These operations are self-funded by user rates. According to the City’s
Financial Policy, these funds are required to maintain a minimum fund balance
equal to the following:
1. Three months operating expenditures
2. Debt service payments
3. Future capital projects
4. Contingency
The cash required is about $1.6 million each for both water and sewer. Paying
cash for large capital expenditures requires that rates be set at a level to allow
the City to “save” for the expenditure while maintaining the recommended cash
balance. This strategy requires a $0.25 increase in water rate and a $0.75 in-
crease in sewer rate for 2016.
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An alternative the Council could consider is the issuance of debt for large capital
expenditures. The impact of adopting this strategy and the effect on rates will be
presented at the work session.
Conclusion
The City has an investment of about $250 million (original cost) in the community.
This includes an investment in each of the following:
Streets – $ 60.7 million
Water and Sewer Infrastructure – $ 41.8 million
Buildings – $ 38.7 million
Vehicles – $ 6 million
Trails – $ 2.5 million
The implementation of a sustainable and consistent strategy for reinvestment in
this infrastructure is critical as the City continues to grow. The Council can assist
in this effort by providing direction on the following:
1. Manitou Road project – What should be the scope and funding sources?
2. CIP Strategy – While the replacement of 2 miles of infrastructure annually
may be correct to effectively maintain the various systems, is it economi-
cally realistic?
3. Water/Sewer rates – Should we continue the practice of paying cash for
large capital expenditures (typically associated with road projects) or is-
sue debt?
4. Other- How do we effectively communicate this complicated but critical
topic to our residents so they understand what the City is trying to accom-
plish?
Please refer to agenda item 7A for the meeting this evening for more details
on the Manitou Road project.