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HomeMy WebLinkAbout9A 2015 Annual Financial Report and Management Letter4646 Dakota Street SE Prior Lake, MN 55372 CITY COUNCIL AGENDA REPORT MEETING DATE: MAY 23, 2016 AGENDA #: PREPARED BY: 9A DON URAM, FINANCE DIRECTOR CATHY ERICKSON, ACCOUNTING MANAGER PRESENTED BY: JIM EICHTEN, MMKR & CO, P.A. AGENDA ITEM: CONSIDER APPROVAL OF A RESOLUTION APPROVING THE 2015 ANNUAL FINANCIAL REPORT AND MANAGEMENT LETTER DISCUSSION: Introduction The 2015 annual audit was conducted in accordance with generally accepted auditing standards and represents an independent opinion of the financial activities during the year and position of the City of Prior Lake as of 12/31/2015. The purpose of the audit is to express an opinion about whether the financial statements prepared are fairly presented, in all material respects, and in conformity with accounting principles generally accepted in the United States of America. History All cities with a population of more than 2,500 are required by state statute to complete an audit each year. The firm of Malloy, Montague, Karnowski, Radosevich & Co, P.A. (MMKR) has been retained by the City for this purpose. Current Circumstances Copies of the reports are included in the packet that was distributed to Council members on May 18. Copies of the 2015 Annual Financial Report and Management Letter will also be available for the Council and public prior to the workshop on May 23. The Annual Financial Report represents the financial reporting model that reflects GASB Statement No. 34 as required by the Governmental Accounting Standards Board (GASB). This format consolidates the City’s financial reporting activity into two groups (governmental activities and business-type activities) and includes a statement of net assets. A statement of net assets identifies capital assets (i.e. land, buildings and improvements) and long-term liabilities. As stated in the Financial Report, the City’s overall net asset financial position (governmental and business- type activities combined) is $164,076,748 and represents an increase of $4,494,148 from December 31, 2014. This number includes a change in accounting principal (GASB 68) for reporting the City’s participation in the PERA pension plan and the inclusion of the Fire Department Relief Association’s net pension assets as part of the City’s entity-wide financial statements in the amount of $5,117,943. While the net pension liability will be reported on the financial statements, there is no expectation that the City pay off the liability within several budget cycles. For that reason, the City will not need to budget more for pension expenses under these new 2 requirements. The City’s PERA contribution rates will also not increase as a result of this accounting change. Those will continue asset in MN Statutes based on traditional actuarial funding valuations. Conclusion The Management Letter is intended to bring to the City Council’s attention any deficiencies or conditions recommended for improvement within the design or administration of the City’s financial operations and to follow-up on prior year findings and recommendations. Based on their audit of the City’s financial statements for the year ended December 31, 2015:  MMKR issued an unmodified opinion on the City’s financial statements;  MMKR reported no deficiencies in the City’s internal control over financial reporting that they considered to be material weaknesses;  The results of MMKR’s testing disclosed no instances of noncompliance required to be reported under Government Auditing Standards;  MMKR reported one finding based on testing of the City’s compliance with Minnesota laws and regulations.  The City held two CD’s each through separate investment broker’s at December 31, 2015, leaving $484,995 of the City’s deposits uninsured and uncollateralized. This was an oversight by staff and once identified was rectified immediately. Staff reviews collateral coverage regularly and will assure that adequate diversification of CD’s is obtained in the future. The Management Letter also includes summaries and graphs for operational activity for the General Fund and proprietary funds, comparative information for property taxes and governmental fund revenues and expenditures, and accounting and auditing updates. GASB requires that a Management’s Discussion and Analysis (known as an MD&A) be assimilated in the Annual Financial Report to provide supplementary information to facilitate a greater understanding of the audit report by the general reader. As in previous years, the MD&A includes a section attributed to the financial management policies of the City. A key element within the City’s Vision and Strategic Plan is the ability to demonstrate strong financial management and effective use of community resources. In addition, the Comprehensive Financial Management Policy (CFMP) includes a section on Financial Planning and Reporting for the purpose of providing “accurate, current and meaningful information about the City’s operations to guide decision making and enhance and protect the City’s financial position.” The Council recently updated this section of the CFMP to include five (5) objectives/metrics to be included in the Annual Financial Report. They include: 1) Bond Rating – Maintain or improve current Aa2 bond rating; 2) General Fund Reserve Balance - Maintain a General Fund unrestricted fund balance (which includes Committed, Assigned and Unassigned classifications) within a range of 40 – 50% of projected expenditures for the subsequent year; 3 3) Property Taxes – Maintain or improve property tax rank when compared to a broader list of metro area cities; 4) Property Taxes / Household – Maintain a level of property taxes on a per household basis which takes into account the cost of inflation and community growth. 5) General Fund Expenditures / Household – Maintain a level of General Fund operational expenditures on a per household basis which takes into account the cost of inflation and community growth. All five objectives/metrics are discussed and graphically presented within the MD&A section of the 2015 Annual Financial Report. The primary results for the General Fund as indicated within the 2015 Annual Financial Report are: 1) Actual revenues were $12,691,919 (including transfers and sale of assets) compared to budgeted revenues of $12,647,274 or 100% of budget. 2) Actual expenditures were $12,343,815 (including transfers out) compared to amended budgeted expenditures of $12,880,629 or 96% of budget. 3) Gross expenditures exceeded revenues by an amount of $348,104. The 2015 year-end General Fund balance (which is maintained for cash flow, emergency purposes, etc.) increased to $6,124,751 which represents a reserve of 47.3% of the 2016 General Fund budgeted expenditures. Of that total, $6,041,095 or 46.7% is unrestricted. This level of reserve is within the targeted range of 40-50% as identified in the City’s Comprehensive Financial Management Policy. Please feel free to contact Staff prior to the meeting if you have any questions or would like to review the Report on a more comprehensive basis. Jim Eichten of the firm MMKR & Co, P.A. will make a brief presentation regarding the Report and Management Letter and respond to any questions the Council may have. Mr. Eichten will also be making a presentation during the Council Workshop on May 23. Additional Reporting Required A City Financial Reporting Form, which is basically a condensed excerpt of the official document, is required to be submitted to the Office of the State Auditor by June 30, 2016 along with this report. ALTERNATIVES: The following alternatives are available to the City Council: 1. Motion and second to adopt the attached resolution accepting the 2015 Annual Financial Report and Management Letter as submitted. 2. Delay action according to a specific Council reason. RECOMMENDED MOTION: Alternative 1. 4646 Dakota Street SE Prior Lake, MN 55372 RESOLUTION 16-XXX A RESOLUTION ACCEPTING THE 2015 ANNUAL FINANCIAL REPORT AND MANAGEMENT LETTER Motion By: Second By: WHEREAS, Minnesota Statutes requires that the city’s financial records be annually audited; and, WHEREAS, the annual audit is conducted in conformance with generally accepted accounting principles; and WHEREAS, the purpose of the audit is to express an opinion about whether the financial statements prepared by the city are fairly presented in all material respects in conformity with accounting principles generally accepted in the United States of America; and, WHEREAS, the firm of Malloy, Montague, Karnowski, Radosevich and Co. P.A. (MMKR) have been retained by the city council for this purpose; and, WHEREAS, MMKR has submitted the 2015 Annual Financial Report and Management Letter; and, WHEREAS, MMKR has issued an unmodified opinion with respect to the city’s 2015 financial statements; and, WHEREAS, the city staff and city council have carefully examined the submitted statements and reports and their contents at a work session and regular city council meeting. NOW THEREFORE, BE IT HEREBY RESOLVED BY THE CITY COUNCIL OF PRIOR LAKE, MINNESOTA as follows: 1. The recitals set forth above are incorporated herein. 2. The city council hereby accepts the 2015 Annual Financial Report and Management Letter. 3. The staff is hereby directed to submit the reports to the Office of the State Auditor. PASSED AND ADOPTED THIS 23rd DAY OF MAY 2016. VOTE Hedberg Keeney McGuire Morton Thompson Aye ☐ ☐ ☐ ☐ ☐ Nay ☐ ☐ ☐ ☐ ☐ Abstain ☐ ☐ ☐ ☐ ☐ Absent ☐ ☐ ☐ ☐ ☐ ______________________________ Frank Boyles, City Manager CITY OF PRIOR LAKE SCOTT COUNTY, MINNESOTA Financial Statements and Supplemental Information Year Ended December 31, 2015 THIS PAGE INTENTIONALLY LEFT BLANK Page INTRODUCTORY SECTION ELECTED AND APPOINTED OFFICIALS 1 FINANCIAL SECTION INDEPENDENT AUDITOR’S REPORT 2–4 MANAGEMENT’S DISCUSSION AND ANALYSIS 5–18 BASIC FINANCIAL STATEMENTS Government-Wide Financial Statements Statement of Net Position 19 Statement of Activities 20–21 Fund Financial Statements Governmental Funds Balance Sheet 22–23 Reconciliation of the Balance Sheet to the Statement of Net Position 24 Statement of Revenues, Expenditures, and Changes in Fund Balances 25–26 Reconciliation of the Statement of Revenues, Expenditures, and Changes in Fund Balances to the Statement of Activities 27 Statement of Revenues, Expenditures, and Changes in Fund Balances – General Fund – Budget and Actual 28 Proprietary Funds Statements of Net Position 29–30 Statements of Revenues, Expenses, and Changes in Net Position 31–32 Statements of Cash Flows 33–36 Notes to Basic Financial Statements 37–68 REQUIRED SUPPLEMENTARY INFORMATION Public Employees General Employees Retirement Fund Schedule of City’s and Non-Employer Proportionate Share of the Net Pension Liability 69 Schedule of Employer Contributions 69 Public Employees Police and Fire Fund Schedule of City’s and Non-Employer Proportionate Share of the Net Pension Liability 70 Schedule of Employer Contributions 70 Prior Lake Fire Relief Association Schedule of Changes in the Prior Lake Fire Relief Association’s Net Pension Asset and Related Ratios 71 Schedule of Employer Contributions 71 Other Post-Employment Benefits Plan Schedule of Funding Progress 72 CITY OF PRIOR LAKE SCOTT COUNTY, MINNESOTA Table of Contents Page SUPPLEMENTAL INFORMATION Combining and Individual Fund Statements and Schedules Nonmajor Governmental Funds Combining Balance Sheet 73 Combining Statement of Revenues, Expenditures, and Changes in Fund Balances 74 Nonmajor Special Revenue Funds Combining Balance Sheet 75–76 Combining Statement of Revenues, Expenditures, and Changes in Fund Balances 77–78 Nonmajor Capital Projects Funds Combining Balance Sheet 79–82 Combining Statement of Revenues, Expenditures, and Changes in Fund Balances 83–86 General Fund Schedule of Revenues, Expenditures, and Changes in Fund Balances – Budget and Actual 87–93 Debt Service Funds Balance Sheet by Account 94–98 Schedule of Revenues, Expenditures, and Changes in Fund Balances 99–103 OTHER INFORMATION SECTION Summary Financial Report Revenues and Expenditures for General Operations 104 Combined Schedule of Indebtedness 105–106 Bond Schedules 107–111 Debt Service Requirements 112–113 Tax Levies and Collections, Special Assessment Levies and Collections 114 Schedules of Market Value, Tax Levy, Tax Capacity Values, Tax Capacity Rate, and Market Value Rate 115 Key Financial Indicators 116 OTHER REQUIRED REPORTS Independent Auditor’s Report on Internal Control Over Financial Reporting and on Compliance and Other Matters Based on an Audit of Financial Statements Performed in Accordance With Government Auditing Standards 117–118 Independent Auditor’s Report on Minnesota Legal Compliance 119 Schedule of Findings 120 CITY OF PRIOR LAKE SCOTT COUNTY, MINNESOTA Table of Contents (continued) INTRODUCTORY SECTION -1- Term Expires Ken Hedberg Mayor 12/31/2016 Richard Keeney Councilmember 12/31/2016 Michael McGuire Councilmember 12/31/2018 Monique Morton Councilmember 12/31/2016 Annette Thompson Councilmember 12/31/2018 Frank Boyles City Manager Donald Uram Finance Director Cathy Erickson Accounting Manager ELECTED APPOINTED CITY OF PRIOR LAKE SCOTT COUNTY, MINNESOTA Elected and Appointed Officials As of December 31, 2015 FINANCIAL SECTION THIS PAGE INTENTIONALLY LEFT BLANK -2- INDEPENDENT AUDITOR’S REPORT To the City Council and Management City of Prior Lake, Minnesota REPORT ON THE FINANCIAL STATEMENTS We have audited the accompanying financial statements of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City of Prior Lake, Minnesota (the City) as of and for the year ended December 31, 2015, and the related notes to the financial statements, which collectively comprise the City’s basic financial statements as listed in the table of contents. MANAGEMENT’S RESPONSIBILITY FOR THE FINANCIAL STATEMENTS Management is responsible for the preparation and fair presentation of these financial statements in accordance with accounting principles generally accepted in the United States of America; this includes the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error. AUDITOR’S RESPONSIBILITY Our responsibility is to express opinions on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free from material misstatement. An audit involves performing procedures to obtain audit evidence about the amounts and disclosures in the financial statements. The procedures selected depend on the auditor’s judgment, including the assessment of the risks of material misstatement of the financial statements, whether due to fraud or error. In making those risk assessments, the auditor considers internal control relevant to the City’s preparation and fair presentation of the financial statements in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the City’s internal control. Accordingly, we express no such opinion. An audit also includes evaluating the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluating the overall presentation of the financial statements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions. (continued) -3- OPINIONS In our opinion, the financial statements referred to on the previous page present fairly, in all material respects, the respective financial position of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City as of December 31, 2015, and the respective changes in financial position and, where applicable, cash flows thereof, and the budgetary comparison for the General Fund for the year then ended, in accordance with accounting principles generally accepted in the United States of America. EMPHASIS OF MATTER As described in Note 1 of the notes to basic financial statements, the City has implemented Governmental Accounting Standards Board (GASB) Statement No. 68, Accounting and Financial Reporting for Pensions—an amendment of GASB Statement No. 27, and GASB Statement No. 71, Pension Transition for Contributions Made Subsequent to the Measurement Date—an amendment of GASB Statement No. 68, during the year ended December 31, 2015. Our opinion is not modified with respect to this matter. OTHER MATTERS Required Supplementary Information Accounting principles generally accepted in the United States of America require that the Management’s Discussion and Analysis and the required supplementary information (RSI), as listed in the table of contents, be presented to supplement the basic financial statements. Such information, although not a part of the basic financial statements, is required by the GASB, who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the RSI in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management’s responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. Other Information Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City’s basic financial statements. The introductory section, combining and individual fund financial statements and schedules, and other information section, as listed in the table of contents, are presented for purposes of additional analysis and are not required parts of the basic financial statements. The combining and individual fund statements and schedules are the responsibility of management and were derived from and relate directly to the underlying accounting and other records used to prepare the basic financial statements. Such information has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the basic financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the information is fairly stated, in all material respects, in relation to the basic financial statements as a whole. The introductory and other information sections have not been subjected to the auditing procedures applied in the audit of the basic financial statements and, accordingly, we do not express an opinion or provide any assurance on them. (continued) -4- Prior Year Comparative Information We have previously audited the City’s 2014 financial statements, and we expressed unmodified audit opinions on the respective financial statements of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information in our report dated May 15, 2015. In our opinion, the partial comparative information presented herein as of and for the year ended December 31, 2014 is consistent, in all material respects, with the audited financial statements from which it has been derived. OTHER REPORTING REQUIRED BY GOVERNMENT AUDITING STANDARDS In accordance with Government Auditing Standards, we have also issued our report dated May 18, 2016 on our consideration of the City’s internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, grant agreements, and other matters. The purpose of that report is to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the City’s internal control over financial reporting and compliance. Minneapolis, Minnesota May 18, 2016 THIS PAGE INTENTIONALLY LEFT BLANK CITY OF PRIOR LAKE Management’s Discussion and Analysis Fiscal Year Ended December 31, 2015 -5- As the management of the City of Prior Lake, Minnesota (the City), we offer readers of the City’s financial statements this narrative overview and analysis of the financial activities of the City for the fiscal year ended December 31, 2015. FINANCIAL HIGHLIGHTS  The assets and deferred outflows of resources of the City exceeded its liabilities and deferred inflows of resources at the close of the most recent fiscal year by $164,076,748 (net position). Of this amount, $15,346,945 (unrestricted net position) may be used to meet the government’s ongoing obligations to citizens and creditors.  The City recorded a change in accounting principle in the current year for reporting the City’s participation in the Public Employees Retirement Association (PERA) pension plan and inclusion of the Prior Lake Fire Relief Association’s net pension asset on the City’s government-wide financial statements. This change reduced beginning net position in the government-wide financial statements by $5,117,943; of this amount, $4,181,955, or 81.7 percent, was attributable to governmental activities and $935,988, or 18.3 percent, was attributable to business-type activities. While the net pension liability will be reported on the City’s financial statements, there is no expectation that the City pay off the liability within several budget cycles. Because of that, the City will not need to budget more for pension expenses under these new requirements. It is also important to note that the City’s pension contributions will not increase as a result of this accounting change. Contribution rates will continue to be set in Minnesota Statutes based on traditional actuarial funding valuations.  The City’s total net position increased by $9,612,091 exclusive of the change in accounting principle explained above.  As of the close of the current fiscal year, the City’s governmental funds reported combined ending fund balances of $25,625,224, an increase of $5,856,590 in comparison with the prior year.  At the end of the current fiscal year, the unassigned fund balance for the General Fund was $6,041,095, or 46.7 percent, of budgeted 2016 expenditures and transfers out ($12,945,738). The total fund balance of $6,124,751 reflects an increase of $348,104. This is $581,459 more than the budgeted decrease which was primarily due to increased revenues from a League of Minnesota Cities Insurance Trust (LMCIT) workers’ compensation retroactive premium adjustment and property/casualty dividend. Also, the City had lower than budgeted expenditures due to several open positions during the year and less capital outlay than was originally planned for in the Parks Department. -6- OVERVIEW OF THE FINANCIAL STATEMENTS This discussion and analysis is intended to serve as an introduction to the City’s basic financial statements. The City’s basic financial statements include three components: 1) government-wide financial statements, 2) fund financial statements, and 3) notes to basic financial statements. This report also contains supplemental information in addition to the basic financial statements themselves. Government-Wide Financial Statements – The government-wide financial statements are designed to provide readers with a broad overview of the City’s finances, in a manner similar to a private sector business. The Statement of Net Position presents information on all of the City’s assets, deferred outflows of resources, liabilities, and deferred inflows of resources, with the difference between them reported as net position. Over time, increases or decreases in net position may serve as a useful indicator of whether the financial position of the City is improving or deteriorating. The Statement of Activities presents information showing how the City’s net position changed during the most recent fiscal year. All changes in net position are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing of related cash flows. Thus, revenues and expenses are reported in this statement for some items that will only result in cash flows in future fiscal periods (e.g., uncollected taxes and earned, but unused, vacation leave). Both of the government-wide financial statements distinguish functions of the City that are principally supported by taxes and intergovernmental revenues (governmental activities) from other functions that are intended to recover all or a significant portion of their costs through user fees and charges (business-type activities). The governmental activities of the City include general government, public safety, public works, culture and recreation, and economic development. The business-type activities of the City include water, sewer, and water quality operations. In 2014, the City transferred the responsibility for operating a transit operation to the Minnesota Valley Transit Authority. The Transit Fund was closed in 2015. The government-wide financial statements can be found in the financial section following this report. Fund Financial Statements – A fund is a grouping of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives. The City, like other state and local governments, uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. All of the funds of the City can be divided into two categories: governmental funds and proprietary funds. Governmental Funds – Governmental funds are used to account for essentially the same functions reported as governmental activities in the government-wide financial statements. However, unlike the government-wide financial statements, governmental fund financial statements focus on near-term inflows and outflows of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. Such information may be useful in evaluating a City’s near-term financing requirements. Because the focus of governmental funds is narrower than that of the government-wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government-wide financial statements. By doing so, readers may better understand the long-term impact of the City’s near-term financing decisions. Both the governmental funds Balance Sheet and the governmental funds Statement of Revenues, Expenditures, and Changes in Fund Balances provide a reconciliation to facilitate this comparison between governmental funds and governmental activities. -7- The City maintains numerous individual governmental funds. Information is presented separately in the governmental funds Balance Sheet and in the governmental funds Statement of Revenues, Expenditures, and Changes in Fund Balances for the General Fund, DAG Special Revenue Fund, Debt Service Fund, and Construction Fund, all of which are considered major funds. Data from the other governmental funds are combined into a single, aggregated presentation. Individual fund data for each of these nonmajor governmental funds are provided in the form of combining statements elsewhere in this report. The City adopts an annual appropriated budget for its General Fund. A budgetary comparison statement has been provided for this fund to demonstrate compliance with this budget. The basic governmental fund financial statements can be found in the financial section of this report immediately following the government-wide financial statements. Proprietary Funds – The City maintains two types of proprietary funds. Enterprise funds are used to report the same functions presented as business-type activities in the government-wide financial statements. The City uses enterprise funds to account for its water, sewer, water quality, and transit operations. The Transit Fund was closed in 2015. Proprietary funds provide the same type of information as shown in the government-wide financial statements, only in more detail. Internal service funds are an accounting device used to accumulate and allocate costs internally among the City’s various functions. The City uses internal service funds to account for severance compensation. Because these internal service fund activities predominantly benefit governmental rather than business-type functions, they have been included within governmental activities in the government-wide financial statements. The Internal Service Fund is presented separately in the proprietary fund financial statements. The basic proprietary fund financial statements can be found in the financial section of this report immediately following the governmental fund statements. Notes to Basic Financial Statements – The notes to basic financial statements provide additional information that is essential to a full understanding of the data provided in the government-wide and fund financial statements. The notes to basic financial statements can be found following the proprietary fund statements within the financial section of this report. Supplemental Information – The combining and individual fund statements and schedules referred to earlier in connection with nonmajor governmental funds are presented immediately following the required supplementary information. GOVERNMENT-WIDE FINANCIAL ANALYSIS As noted earlier, net position may serve over time as a useful indicator of a City’s financial position. In the case of the City, assets and deferred outflows of resources exceeded liabilities and deferred inflows of resources by $164,076,748 at the close of the most recent fiscal year. The City’s investment in capital asset (e.g., land, buildings, and machinery and equipment), less any related debt used to acquire those assets that is still outstanding, totaled 86.5 percent of total net position. The City uses these capital assets to provide services to citizens; consequently, these assets are not available for future spending. Although the City’s investment in its capital assets is reported net of related debt, it should be noted that the resources needed to repay this debt must be provided from other sources, since the capital assets themselves cannot be used to liquidate these liabilities. -8- The following table provides the City’s Summary of Net Position: 2015 2014 2015 2014 2015 2014 Assets Current and other assets 34,420,681$ 25,821,559$ 5,185,565$ 7,783,391$ 39,606,246$ 33,604,950$ Capital assets 134,217,973 121,076,263 47,805,809 46,627,184 182,023,782 167,703,447 Total assets 168,638,654$ 146,897,822$ 52,991,374$ 54,410,575$ 221,630,028$ 201,308,397$ Deferred outflows of resources Pension plan deferments 1,271,046$ –$ 137,788$ –$ 1,408,834$ –$ Liabilities Long-term liabilities 52,654,689$ 37,672,990$ 1,119,251$ 109,172$ 53,773,940$ 37,782,162$ Other liabilities 3,840,708 2,684,991 222,595 1,258,644 4,063,303 3,943,635 Total liabilities 56,495,397$ 40,357,981$ 1,341,846$ 1,367,816$ 57,837,243$ 41,725,797$ Deferred inflows of resources Pension plan deferments 1,024,683$ –$ 100,188$ –$ 1,124,871$ –$ Net position Net investment in capital assets 94,087,717$ 87,153,664$ 47,805,809$ 46,627,184$ 141,893,526$ 133,780,848$ Restricted 6,836,277 5,195,822 – – 6,836,277 5,195,822 Unrestricted 11,465,626 14,190,355 3,881,319 6,415,575 15,346,945 20,605,930 Total net position 112,389,620$ 106,539,841$ 51,687,128$ 53,042,759$ 164,076,748$ 159,582,600$ Activities Activities Total Governmental Business-Type Summary of Net Position as of December 31, 2015 and 2014 Table 1 An additional portion of the City’s net position ($6,836,277, or 4.2 percent) represents resources that are subject to external restrictions on how they may be used. The remaining balance of unrestricted net position, $15,346,945, may be used to meet the government’s ongoing obligations to citizens and creditors. At the end of the current fiscal year, the City is able to report positive balances in all three categories of net position, both for the government as a whole, as well as for its separate governmental and business-type activities. The same situation held true for the prior fiscal year. Total net position increased $4,494,148 during the current year. A significant factor contributing to the change in net position was the adoption of Governmental Accounting Standards Board (GASB) Statement No. 68, which required the City to recognize its long-term obligation for pension benefits as a liability for the first time. This change in accounting principle decreased beginning net position by $5,117,943. -9- 2015 2014 2015 2014 2015 2014 Revenues Program revenues Charges for services 1,908,653$ 1,912,949$ 6,688,221$ 6,479,535$ 8,596,874$ 8,392,484$ Operating grants and contributions 1,505,332 1,354,372 42,402 883,079 1,547,734 2,237,451 Capital grants and contributions 9,448,983 5,917,572 851,824 576,240 10,300,807 6,493,812 General revenues Property taxes and tax increments 10,847,377 9,923,506 – – 10,847,377 9,923,506 Franchise taxes 604,997 594,800 – – 604,997 594,800 Grants and contributions not restricted to specific programs 13,250 26,557 – – 13,250 26,557 Interest income 398,549 782,965 127,457 355,290 526,006 1,138,255 Miscellaneous 308,307 204,641 10,021 5,782 318,328 210,423 Total revenues 25,035,448 20,717,362 7,719,925 8,299,926 32,755,373 29,017,288 Expenses General government 3,266,222 3,557,910 – – 3,266,222 3,557,910 Public safety 5,426,539 5,230,546 – – 5,426,539 5,230,546 Public works 4,775,320 4,227,440 – – 4,775,320 4,227,440 Culture and recreation 2,271,719 2,229,987 – – 2,271,719 2,229,987 Economic development 590,532 535,955 – – 590,532 535,955 Interest on long-term debt 1,410,844 1,185,474 – – 1,410,844 1,185,474 Water – – 2,347,154 2,297,197 2,347,154 2,297,197 Sewer – – 2,468,932 2,447,618 2,468,932 2,447,618 Water quality – – 560,820 638,570 560,820 638,570 Transit – – – 1,099,899 – 1,099,899 Total expenses 17,741,176 16,967,312 5,376,906 6,483,284 23,118,082 23,450,596 Increase in net position before transfers and special items 7,294,272 3,750,050 2,343,019 1,816,642 9,637,291 5,566,692 Special items Transfer of operations – – (25,200) (1,371,480) (25,200) (1,371,480) Transfers 2,737,462 612,622 (2,737,462) (612,622) – – Changes in net position 10,031,734 4,362,672 (419,643) (167,460) 9,612,091 4,195,212 Net position – beginning, as previously reported 106,539,841 102,177,169 53,042,759 53,210,219 159,582,600 155,387,388 Change in accounting principle (4,181,955) – (935,988) – (5,117,943) – Net position – beginning, restated 102,357,886 102,177,169 52,106,771 53,210,219 154,464,657 155,387,388 Net position – ending 112,389,620$ 106,539,841$ 51,687,128$ 53,042,759$ 164,076,748$ 159,582,600$ Activities Activities Total Table 2 Changes in Net Position for the Years Ended December 31, 2015 and 2014 Governmental Business-Type Governmental Activities – Governmental activities increased the City’s net position by $10,031,734. This is offset by a change in accounting principle of $4,181,955 for a total net change of $5,849,779. Key elements of this increase are seen in the table above. The increase is due primarily to the receipt of prepaid special assessments for the 2015 street reconstruction projects, the receipt of $1 million in Municipal State Aid for the reconstruction of TH 13/150th Street, and developer land/infrastructure contributions. In addition, just over $2.8 million was transferred in to fund utility infrastructure improvements in various road reconstruction projects, including Credit River Road, Welcome Avenue, and the Highland/Marsh area improvements. -10- The business-type activities decreased the City’s net position in total by $1,355,631. Of that, $419,643 is due mostly to the transfers made for utility infrastructure improvements mentioned on the previous page. Interest income was lower due to a more stable investment market while still maintaining positive market value adjustments on the City’s investment portfolio. Net position was also reduced due to a change in accounting principle of $935,988. Below are specific graphs that provide comparisons of the governmental activities program revenues and expenses: Governmental Activities – Revenue by Program -11- Business-Type Activities – Below are graphs showing the business-type activities program revenues and expense comparisons. Business-Type Activities – Revenue by Source -12- FINANCIAL ANALYSIS OF THE GOVERNMENT’S FUNDS As noted earlier, the City uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. Governmental Funds – The focus of the City’s governmental funds is to provide information on near-term inflows, outflows, and balances of spendable resources. Such information is useful in assessing the City’s financing requirements. In particular, unassigned fund balance may serve as a useful measure of a government’s net resources available for spending at the end of the fiscal year. As of the end of the current fiscal year, the City’s governmental funds reported combined ending fund balances of $25,625,224, an increase of $5,856,590 in comparison with the prior year. The General Fund is the chief operating fund of the City. At the end of the recent fiscal year, unassigned fund balance of the General Fund was $6,041,095, while total fund balance reached $6,124,751. As a measure of the General Fund’s liquidity, it may be useful to compare the unassigned fund balance to total fund expenditures. Unassigned fund balance represents about 46.7 percent of total 2016 General Fund budgeted expenditures and transfers out ($12,945,738). Total fund balance for the City’s General Fund increased by $348,104 during 2015. This is $581,459 more than the budgeted decrease which was due to increased revenues from a LMCIT workers’ compensation retroactive premium adjustment and property/causality dividend. Also, the City had lower than budgeted expenditures due to several open positions during the year and less capital outlay than was originally planned for in the Parks Department. Approximately $200,000 of project expenditures will be carried over to 2016. The DAG Special Revenue Fund balance increased $62,368. Charges for services increased $47,525 and exceeded capital outlay in 2015, which caused the increase in fund balance. The Debt Service Fund balance increased by $6,016,064. This is largely due to the issuance of the refunding portion of the 2015A General Obligation Improvement Bonds. The City manages cash flow in all debt service funds and ensures adequate resources exist to fund future obligations. The Construction Fund balance increased by $2,888,325. This increase is mainly due to the issuance of the new money portion of the 2015A General Obligation Improvement Bonds. Offsetting this increase was a significant increase in capital outlay related to various projects underway during the year. Proprietary Funds – The City’s proprietary funds provide the same information for the business-type activities found in the government-wide financial statements, but in more detail. GENERAL FUND BUDGETARY HIGHLIGHTS Actual revenues were $37,515 over budget in 2015 due primarily to an insurance dividend that was not expected in the budget. The number of building permits came in 11 percent below budget. This resulted in a reduction in revenues associated with building permit fees causing licenses and permits to be $55,281 lower than budget. Actual expenditures were $537,214 less than budget in 2015. The largest variances from budget were in general government and public works being under budget by $132,705 and $134,289, respectively. This is primarily due to certain staff positions not being filled and park and street improvements not being completed as budgeted. -13- CAPITAL ASSETS AND LONG-TERM DEBT Capital Assets – The City’s investment in capital assets for its governmental and business-type activities as of December 31, 2015 amounts to $182,023,782 (net of accumulated depreciation). This investment in capital assets includes items such as land, buildings and improvements, machinery and equipment, park facilities, roads, highways, and bridges. 2015 2014 2015 2014 2015 2014 Land 32,221,249$ 32,075,809$ –$ –$ 32,221,249$ 32,075,809$ Easements 36,823,303 33,661,179 75,300 75,300 36,898,603 33,736,479 Construction in progress 15,229,989 6,882,779 327,534 47,281 15,557,523 6,930,060 Land improvements 772,769 780,320 61,516 65,903 834,285 846,223 Machinery and equipment 2,718,747 2,602,981 402,831 438,262 3,121,578 3,041,243 Vehicles 1,331,252 981,972 31,470 15,740 1,362,722 997,712 Infrastructure 45,120,664 44,091,223 46,907,158 45,984,698 92,027,822 90,075,921 Total 134,217,973$ 121,076,263$ 47,805,809$ 46,627,184$ 182,023,782$ 167,703,447$ Table 3 Capital Assets (Net of Depreciation) Total Business-Type Activities Governmental Activities Additional information on the City’s capital assets can be found in Note 3 of the notes to basic financial statements. -14- Long-Term Debt – At the end of the current fiscal year, the City had total bonded debt outstanding of $43,020,000. This amount comprises debt backed by the full faith and credit of the City. The City’s total debt increased during the current fiscal year due to the issuance of the 2015A and 2015B General Obligation Improvement Bonds. Additionally, the City implemented GASB Statement No. 68, Accounting and Financial Reporting for Pensions—an amendment of GASB Statement No. 27. This GASB Statement requires an employer to recognize a liability for its share of the pension liability provided through the pension plan. This net pension liability for the City is $6,453,193. (See Note 1.Y. Change in Accounting Principle for further information.) 2015 2014 2015 2014 2015 2014 G.O. bonds 13,775,000$ 15,290,000$ –$ –$ 13,775,000$ 15,290,000$ G.O. special assessment bonds 16,370,000 10,595,000 – – 16,370,000 10,595,000 G.O. tax increment bonds 225,000 245,000 – – 225,000 245,000 G.O. revenue bonds 12,650,000 7,510,000 – – 12,650,000 7,510,000 Premium (discount) on bonds payable 495,558 292,599 – – 495,558 292,599 Energy loan payable 2,574,450 2,667,924 – – 2,574,450 2,667,924 Compensated absences payable 881,375 929,153 113,169 109,172 994,544 1,038,325 Net OPEB obligation 236,195 143,314 – – 236,195 143,314 Net pension liability – GERF and PEPFF 5,447,111 – 1,006,082 – 6,453,193 – Total 52,654,689$ 37,672,990$ 1,119,251$ 109,172$ 53,773,940$ 37,782,162$ Table 4 Long-Term Liabilities Total Governmental Business-Type Activities Activities The City’s statutory debt limit is equal to 3 percent of estimated taxable market value of property located within the City. The taxable market value totals $2,620,934,100, which calculates to a debt margin of $78,628,023. Debt financed partially or entirely by special assessments, tax increments, and other revenue sources is not applied against the City’s debt limit, nor is debt financed by proprietary fund revenues. Currently, the City has $13,775,000 of general obligation debt outstanding, leaving a debt margin of $64,853,023. Additional information on the City’s long-term debt can be found in Note 5 of the notes to basic financial statements. ECONOMIC FACTORS AND NEXT YEAR’S BUDGETS AND RATES  The City adopted a general operating budget of $12,945,738, expenditures and other financing uses, for fiscal 2016, an increase of $381,793, or 3.0 percent, from the 2015 original budget.  Continued staged development of land with the 2,000 acres annexed in 2004 from Spring Lake Township will provide the majority of the City’s anticipated market value growth over the course of the next 10–15 years. -15- Financial Management Policies The City has set a goal to establish “Financial Performance Standards” to measure the financial health of the City. These standards serve multiple purposes: a) To serve as best practice measures to strengthen the City’s financial position and maximize the return of the taxpayer dollar. b) To communicate the fiscal performance and condition of the City to residents in a consistent manner. c) To facilitate the setting of policy and financial direction by the City Council with resident input. Objective 1: Aa2 Bond Rating Maintain or improve current Aa2 Bond Rating – Strong credit rating by Moody’s Investors Service (Moody’s), provides low cost financing for the City’s general obligation bonds. In April 2010, Moody’s recalibrated the City’s bond rating to the global rating scale and, therefore, changed the City’s bond rating from Aa3 to an Aa2. The Aa2 bond rating was reaffirmed with the 2015 bond issuances: 2011 Aa2 2012 Aa2 2013 Aa2 2014 Aa2 2015 Aa2 Objective 2: General Fund Reserve Balance Maintain a 40 to 50 Percent General Fund Reserve Balance – The Office of the State Auditor recommended a reserve balance to provide adequate cash flow, offset revenue shortfalls, and insurance for unforeseen catastrophic events. The City Council adopted a revision to the Comprehensive Financial Management Policy which established a fund balance policy regarding the minimum unrestricted fund balance for the General Fund. The policy established that the City will strive to maintain an unrestricted General Fund balance (which includes committed, assigned, and unassigned classifications) within a range from 40 to 50 percent of the projected expenditures for the subsequent year. $12,729,968 $12,192,316 $12,985,255 $12,563,945 $12,945,738 61% 57% 50% 46%47% $11,000,000 $11,250,000 $11,500,000 $11,750,000 $12,000,000 $12,250,000 $12,500,000 $12,750,000 $13,000,000 $13,250,000 2011 2012 2013 2014 2015 Subsequent Year’s Budget Actual Fund Balance -16- Objective 3: Property Taxes Maintain or Improve Property Tax Rank when compared to a broader list of metro area cities. The favorable tax rate provides stimulus for growth of residential and commercial property tax base. This data reflects the tax capacity rate, which is based on the levies approved by the City Council to fund general services, such as police, fire, street maintenance, parks, recreation, finance, and general administration as well as the Economic Development Authority. The tables do not reflect the market value rate, which is a tax based on market referenda approved by the City’s voters to finance the construction of two fire stations and improvements to the City’s parks and library. Metro 10,000–24,999 Seven-County Metro Area City of Prior Lake 2011 37.73 40.03 30.71 2012 43.27 43.45 29.74 2013 46.05 46.14 31.89 2014 48.80 46.00 30.69 2015 46.90 43.40 31.96 Average City Tax Capacity Rate 2011 – 2012 – 2013 0.62 2014 0.55 2015 0.55 EDA Tax Capacity Rate Average Prior Lake Source: League of Minnesota Cities and Scott County -17- Objective 4: Property Taxes/Household Maintain a level of property taxes on a per household basis which takes into account the cost of inflation and community growth. The goal is to have a tax levy per household that is at or below the rate of inflation over time. This chart reflects community growth and the cost of inflation using the Minneapolis-St. Paul consumer price index (CPI). $975 $1,000 $1,025 $1,050 $1,075 $1,100 $1,125 $1,150 $1,175 $1,200 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 Property Tax Levy Per Household Property Tax Levy/HH Expected Property Tax Levy/HH -18- Objective 5: General Fund Expenditures/Household Maintain a level of General Fund operational expenditures on a per household basis which takes into account the cost of inflation and community growth. The goal is to maintain General Fund operating expenditures per household at or below the rate of inflation over time. This chart reflects community growth and the cost of inflation using the Minneapolis-St. Paul CPI. $1,100 $1,150 $1,200 $1,250 $1,300 $1,350 $1,400 $1,450 $1,500 $1,550 $1,600 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 General Fund Total Operating Expenditures Per Household Expected Operating Expenditures/HH Operating Expenditures/HH REQUESTS FOR INFORMATION These financial statements are designed to provide a general overview of the City’s finances for all those with an interest in the City’s finances. Questions concerning any of the information provided in this report or requests for additional financial information should be addressed to the office of the City’s Finance Director at the City of Prior Lake, 4646 Dakota Street Southeast, Prior Lake, MN 55372-1714. BASIC FINANCIAL STATEMENTS THIS PAGE INTENTIONALLY LEFT BLANK Governmental Business-Type Activities Activities Total Assets Cash and investments 22,871,311$ 4,930,223$ 27,801,534$ Receivables Delinquent taxes 139,676 – 139,676 Accounts 349,713 190,510 540,223 Special assessments 3,576,521 39,054 3,615,575 Due from other governmental agencies 443,356 25,778 469,134 Prepaid items 9,150 – 9,150 Restricted assets – temporarily restricted Cash and investments held in escrow 6,103,066 – 6,103,066 Net pension asset 927,888 – 927,888 Capital assets not being depreciated 84,274,541 402,834 84,677,375 Capital assets net of accumulated depreciation 49,943,432 47,402,975 97,346,407 Total assets 168,638,654 52,991,374 221,630,028 Deferred outflows of resources Pension plan deferments – GERF and PEPFF 1,042,046 137,788 1,179,834 Pension plan deferments – fire relief 229,000 – 229,000 Total deferred outflows of resources 1,271,046 137,788 1,408,834 Total assets and deferred outflows of resources 169,909,700$ 53,129,162$ 223,038,862$ Liabilities Accounts and contracts payable 1,517,937$ 109,471$ 1,627,408$ Accrued salaries and employee benefits payable 315,241 47,298 362,539 Due to other governmental agencies 1,014,698 62,826 1,077,524 Deposits payable 888,433 3,000 891,433 Accrued interest payable 66,354 – 66,354 Unearned revenue 38,045 – 38,045 Long-term liabilities Due within one year 4,112,299 42,513 4,154,812 Due in more than one year 48,542,390 1,076,738 49,619,128 Total liabilities 56,495,397 1,341,846 57,837,243 Deferred inflows of resources Pension plan deferments – GERF and PEPFF 776,105 100,188 876,293 Pension plan deferments – fire relief 248,578 – 248,578 Total deferred inflows of resources 1,024,683 100,188 1,124,871 Net position Net investment in capital assets 94,087,717 47,805,809 141,893,526 Restricted for debt service 5,222,765 – 5,222,765 Restricted for other purposes 1,613,512 – 1,613,512 Unrestricted 11,465,626 3,881,319 15,346,945 Total net position 112,389,620 51,687,128 164,076,748 Total liabilities, deferred inflows of resources, and net position 169,909,700$ 53,129,162$ 223,038,862$ See notes to basic financial statements CITY OF PRIOR LAKE Statement of Net Position as of December 31, 2015 -19- Program Revenues Operating Capital Charges for Grants and Grants and Functions/Programs Expenses Services Contributions Contributions Governmental activities General government 3,266,222$ 712,236$ 78,801$ –$ Public safety 5,426,539 748,740 1,172,572 101,097 Public works 4,775,320 – 236,794 9,246,021 Culture and recreation 2,271,719 211,183 – 101,865 Economic development 590,532 236,494 17,165 – Interest on long-term debt 1,410,844 – – – Total governmental activities 17,741,176 1,908,653 1,505,332 9,448,983 Business-type activities Water 2,347,154 3,390,052 – 579,873 Sewer 2,468,932 2,432,925 – 271,951 Water quality 560,820 865,244 42,402 – Total business-type activities 5,376,906 6,688,221 42,402 851,824 Total 23,118,082$ 8,596,874$ 1,547,734$ 10,300,807$ General revenues Taxes Property taxes, levied for general purposes Property taxes, levied for debt service Franchise taxes Tax increments Grants and contributions not restricted to specific programs Interest income Miscellaneous Transfers Special item – transfer of operations Total general revenues, transfers, and special items Change in net position Net position – beginning, as previously reported Change in accounting principle Net position – beginning, restated Net position – ending See notes to basic financial statements CITY OF PRIOR LAKE Statement of Activities Year Ended December 31, 2015 -20- Governmental Business-Type Activities Activities Total (2,475,185)$ –$ (2,475,185)$ (3,404,130) – (3,404,130) 4,707,495 – 4,707,495 (1,958,671) – (1,958,671) (336,873) – (336,873) (1,410,844) – (1,410,844) (4,878,208) – (4,878,208) – 1,622,771 1,622,771 – 235,944 235,944 – 346,826 346,826 – 2,205,541 2,205,541 (4,878,208) 2,205,541 (2,672,667) 8,499,322 – 8,499,322 1,876,204 – 1,876,204 604,997 – 604,997 471,851 – 471,851 13,250 – 13,250 398,549 127,457 526,006 308,307 10,021 318,328 2,737,462 (2,737,462) – – (25,200) (25,200) 14,909,942 (2,625,184) 12,284,758 10,031,734 (419,643) 9,612,091 106,539,841 53,042,759 159,582,600 (4,181,955) (935,988) (5,117,943) 102,357,886 52,106,771 154,464,657 112,389,620$ 51,687,128$ 164,076,748$ Changes in Net Position Net (Expense) Revenues and -21- THIS PAGE INTENTIONALLY LEFT BLANK FUND FINANCIAL STATEMENTS DAG Debt General Special Revenue Service Assets Cash and investments 6,902,926$ 1,208,665$ 2,224,123$ Cash held in escrow – – 5,309,198 Receivables Delinquent taxes 136,778 – – Accounts 188,784 – 76,527 Special assessments Delinquent 504 – 12,480 Deferred 40,517 – 2,779,018 Other (Green Acres) – – 718,253 Due from other governmental agencies 133,011 – 22,420 Due from other funds 68,926 – – Prepaids 9,150 – – Total assets 7,480,596$ 1,208,665$ 11,142,019$ Liabilities, Deferred Inflows of Resources, and Fund Balances Liabilities Accounts and contracts payable 246,111$ 41,533$ 3,505$ Accrued salaries and employee benefits payable 311,106 – – Due to other governmental agencies 207,721 – – Due to other funds – – 68,926 Deposits payable 440,075 423,358 – Unearned revenue 4,295 – – Total liabilities 1,209,308 464,891 72,431 Deferred inflows of resources Unavailable revenue from delinquent taxes 136,778 – – Unavailable revenue from special assessments 9,759 – 3,509,752 Total deferred inflows of resources 146,537 – 3,509,752 Fund balances Nonspendable 9,150 – – Restricted 74,506 – 7,561,906 Assigned – 743,774 – Unassigned, reported in General Fund 6,041,095 – – Debt service funds – – (2,070) Total fund balances 6,124,751 743,774 7,559,836 Total liabilities, deferred inflows of resources, and fund balances 7,480,596$ 1,208,665$ 11,142,019$ See notes to basic financial statements CITY OF PRIOR LAKE Balance Sheet Governmental Funds as of December 31, 2015 -22- Nonmajor Total Governmental Governmental Construction Funds Funds 5,106,006$ 7,023,973$ 22,465,693$ – 793,868 6,103,066 – 2,898 139,676 5,864 75,877 347,052 – – 12,984 – 24,346 2,843,881 – 1,403 719,656 280,742 7,183 443,356 – – 68,926 – – 9,150 5,392,612$ 7,929,548$ 33,153,440$ 351,404$ 875,384$ 1,517,937$ – 4,135 315,241 806,438 539 1,014,698 – – 68,926 – 25,000 888,433 – 33,750 38,045 1,157,842 938,808 3,843,280 – 2,898 139,676 – 25,749 3,545,260 – 28,647 3,684,936 – – 9,150 661,868 1,170,949 9,469,229 3,572,902 5,791,144 10,107,820 – – 6,041,095 – – (2,070) 4,234,770 6,962,093 25,625,224 5,392,612$ 7,929,548$ 33,153,440$ -23- THIS PAGE INTENTIONALLY LEFT BLANK 25,625,224$ Capital assets are included in net position, but are excluded from fund balances because they do not represent financial resources. Cost of capital assets 187,610,876 Less accumulated depreciation (53,392,903) Long-term liabilities are included in net position but are excluded from fund balances until due and payable. Bond principal payable (43,020,000) Energy loan payable (2,574,450) Net OPEB obligation (236,195) Net pension liability – GERF and PEPFF (5,447,111) Debt issuance premiums and discounts are excluded from net position until amortized, but are included in fund balances upon issuance as other financing sources and uses.(495,558) Accrued interest payable on long-term debt is included in net position, but is excluded from fund balances until due and payable.(66,354) Internal service funds are used by management to charge certain costs to individual funds. The assets and liabilities of the internal service funds are included in governmental activities in the Statement of Net Position. Internal service fund net position included in governmental activities (473,096) The recognition of certain revenues and expenses/expenditures differ between the full accrual governmental activities financial statements and the modified accrual governmental fund financial statements. Delinquent property taxes 139,676 Special assessments 3,545,260 Net pension asset 927,888 Deferred outflows – GERF and PEPFF pension plans 1,042,046 Deferred outflows – fire relief pension plan 229,000 Deferred inflows – GERF and PEPFF pension plans (776,105) Deferred inflows – fire relief pension plan (248,578) Total net position – governmental activities 112,389,620$ See notes to basic financial statements Amounts reported for governmental activities in the Statement of Net Position are different because: as of December 31, 2015 CITY OF PRIOR LAKE Reconciliation of the Balance Sheet to the Statement of Net Position Governmental Funds Total fund balances – governmental funds -24- DAG Debt General Special Revenue Service Revenues Taxes 8,087,428$ –$ 1,876,204$ Franchise taxes 604,997 – – Special assessments 366 – 1,137,818 Licenses and permits 587,464 – – Intergovernmental 1,573,865 – – Charges for services 1,048,564 229,056 – Fines and forfeits 1,390 – – Interest on investments 114,970 – 36,987 Miscellaneous 310,225 – 67,119 Total revenues 12,329,269 229,056 3,118,128 Expenditures Current General government 2,568,472 – – Public safety 4,821,150 – – Public works 2,078,309 – – Culture and recreation 1,600,071 – – Economic development 6,213 – – Capital outlay 233,355 166,688 – Debt service Principal – – 3,203,474 Interest and other – – 1,366,442 Total expenditures 11,307,570 166,688 4,569,916 Excess (deficiency) of revenues over expenditures 1,021,699 62,368 (1,451,788) Other financing sources (uses) Debt issued – – 169,906 Refunding debt issued – – 5,360,000 Premium on debt issued – – 143,647 Transfers in 355,520 – 1,794,299 Transfers out (1,036,245) – – Sale of assets 7,130 – – Total other financing sources (uses) (673,595) – 7,467,852 Net change in fund balances 348,104 62,368 6,016,064 Fund balances Beginning of year 5,776,647 681,406 1,543,772 End of year 6,124,751$ 743,774$ 7,559,836$ See notes to basic financial statements CITY OF PRIOR LAKE Statement of Revenues, Expenditures, and Changes in Fund Balances Governmental Funds Year Ended December 31, 2015 -25- Nonmajor Total Governmental Governmental Construction Funds Funds –$ 880,615$ 10,844,247$ – – 604,997 – 2,883 1,141,067 – – 587,464 1,291,061 17,165 2,882,091 – 1,215,903 2,493,523 – – 1,390 74,615 150,052 376,624 – 102,652 479,996 1,365,676 2,369,270 19,411,399 – 70,716 2,639,188 – – 4,821,150 – – 2,078,309 – 84,098 1,684,169 – 158,570 164,783 9,918,880 3,886,841 14,205,764 – – 3,203,474 118,242 – 1,484,684 10,037,122 4,200,225 30,281,521 (8,671,446) (1,830,955) (10,870,122) 6,960,094 – 7,130,000 – – 5,360,000 134,961 – 278,608 4,599,792 191,000 6,940,611 (135,076) (1,824,556) (2,995,877) – 6,240 13,370 11,559,771 (1,627,316) 16,726,712 2,888,325 (3,458,271) 5,856,590 1,346,445 10,420,364 19,768,634 4,234,770$ 6,962,093$ 25,625,224$ -26- THIS PAGE INTENTIONALLY LEFT BLANK 5,856,590$ Capital outlays are recorded in net position and the cost is allocated over their estimated useful lives as depreciation expense. However, fund balances are reduced for the full cost of capital outlays at the time of purchase. Capital outlay 13,232,911 Capital contributions 4,579,712 Depreciation expense (3,469,810) A gain or loss on the disposal of capital assets, including the difference between the carrying value and any related sale proceeds, is included in the change in net position. However, only the sale proceeds are included in the change in fund balance.(32,297) Capital assets constructed in the governmental funds then transferred to the enterprise funds are shown in the government-wide financial statements but not in the governmental funds statements.(1,168,806) The amount of debt issued is reported in the governmental funds as a source of financing. Debt obligations are not revenues in the Statement of Activities, but rather constitute long-term liabilities. Repayment of long-term debt does not affect the change in net position. However, it reduces fund balances. Principal repayments 3,203,474 Debt issued (12,490,000) Net OPEB obligations (92,881) Net pension liability – GERF and PEPFF (135,516) Interest on long-termdebt is included in the change in net position as it accrues, regardless of when the payment is due. However, it is included in the change in fund balances when due.(1,809) Debt issuance premiums and discounts are included in the change in net position as they are amortized over the life of the debt. However, they are included in the change in fund balances upon issuance as other financing sources and uses.(202,959) Internal service funds are used by management to charge certain costs to individual funds. The net revenue of certain activities of the internal service funds is reported with governmental activities in the government-wide financial statements. Internal service fund activity included in governmental activities (81,826) The recognition of certain revenues and expenses/expendituresdiffer between the full accrual governmental activities financial statements and the modified accrual governmental fund financial statements. Delinquent property taxes 4,109 Special assessments 786,231 Net pension asset 107,966 Deferred outflows – GERF and PEPFF pension plans 752,328 Deferred outflows – fire relief pension plan 209,000 Deferred inflows – GERF and PEPFF pension plans (776,105) Deferred inflows – fire relief pension plan (248,578) 10,031,734$ Change in net position – governmental activities See notes to basic financial statements CITY OF PRIOR LAKE Year Ended December 31, 2015 Governmental Funds to the Statement of Activities Amounts reported for governmental activities in the Statement of Activities are different because: Total net change in fund balances – governmental funds Revenues, Expenditures, and Changes in Fund Balances Reconciliation of the Statement of Certain expenses are included in the change in net position, but do not require the use of current funds, and are not included in the change in fund balances. -27- THIS PAGE INTENTIONALLY LEFT BLANK Actual Variance With Original Final Amounts Final Budget Revenues Taxes Property taxes 8,107,223$ 8,107,223$ 8,087,428$ (19,795)$ Franchise taxes 595,000 595,000 604,997 9,997 Special assessments 35,000 35,000 366 (34,634) Licenses and permits 642,745 642,745 587,464 (55,281) Intergovernmental 1,483,842 1,567,171 1,573,865 6,694 Charges for services 1,049,615 1,049,615 1,048,564 (1,051) Fines and forfeits – – 1,390 1,390 Interest on investments 120,000 120,000 114,970 (5,030) Miscellaneous 175,000 175,000 310,225 135,225 Total revenues 12,208,425 12,291,754 12,329,269 37,515 Expenditures Current General government 2,701,177 2,701,177 2,568,472 (132,705) Public safety Police 3,364,784 3,364,784 3,351,784 (13,000) Fire and rescue 842,855 883,855 880,918 (2,937) Other 612,725 612,725 588,448 (24,277) Public works 2,096,259 2,212,598 2,078,309 (134,289) Culture and recreation 1,665,866 1,679,516 1,600,071 (79,445) Economic development – 8,500 6,213 (2,287) Capital outlay General government 31,663 74,558 87,869 13,311 Public safety Fire and rescue 41,000 – – – Culture and recreation 171,771 307,071 145,486 (161,585) Total expenditures 11,528,100 11,844,784 11,307,570 (537,214) Excess of revenues over expenditures 680,325 446,970 1,021,699 574,729 Other financing sources (uses) Transfers in 355,520 355,520 355,520 – Transfers out (1,035,845) (1,035,845) (1,036,245) (400) Sale of assets – – 7,130 7,130 Total other financing sources (uses) (680,325) (680,325) (673,595) 6,730 Net change in fund balances –$ (233,355)$ 348,104 581,459$ Fund balances, January 1 5,776,647 Fund balances, December 31 6,124,751$ See notes to basic financial statements CITY OF PRIOR LAKE Budgeted Amounts Year Ended December 31, 2015 General Fund Statement of Revenues, Expenditures, and Changes in Fund Balances Budget and Actual -28- 2015 2014 2015 2014 Current assets Cash and investments 2,658,290$ 3,370,513$ 1,574,261$ 2,542,663$ Receivables Accounts 80,598 62,660 88,770 69,696 Special assessments Delinquent 34,504 24,557 – – Deferred 4,550 – – – Due from other governmental agencies 4,132 761 143 187 Total current assets 2,782,074 3,458,491 1,663,174 2,612,546 Noncurrent assets Capital assets not being depreciated 306,440 75,300 – – Depreciable capital assets 36,229,785 35,133,223 24,678,067 24,007,042 Accumulated depreciation (7,958,390) (7,322,526) (6,576,762) (6,169,688) Total noncurrent assets 28,577,835 27,885,997 18,101,305 17,837,354 Total assets 31,359,909 31,344,488 19,764,479 20,449,900 Deferred outflows of resources Pension plan deferments – GERF 61,239 – 51,033 – Total assets and deferred outflows of resources 31,421,148$ 31,344,488$ 19,815,512$ 20,449,900$ Current liabilities Accounts and contracts payable 78,474$ 35,986$ 23,644$ 38,579$ Accrued salaries and employee benefits payable 19,235 19,820 20,192 18,393 Due to other governmental agencies 25,722 30,090 2,800 4,855 Deposits payable 3,000 3,500 – – Current portion of compensated absences payable 21,976 25,886 15,280 25,860 Total current liabilities 148,407 115,282 61,916 87,687 Noncurrent liabilities Compensated absences payable 50,633 37,206 16,500 13,401 Net pension liability 447,148 – 372,623 – Total noncurrent liabbilities 497,781 37,206 389,123 13,401 Total liabilities 646,188 152,488 451,039 101,088 Deferred inflows of resources Pension plan deferments – GERF 44,528 – 37,107 – Net position (deficit) Net investment in capital assets 28,577,835 27,885,997 18,101,305 17,837,354 Unrestricted 2,152,597 3,306,003 1,226,061 2,511,458 Total net position 30,730,432 31,192,000 19,327,366 20,348,812 Total liabilities, deferred inflows of resources, and net position 31,421,148$ 31,344,488$ 19,815,512$ 20,449,900$ See notes to basic financial statements CITY OF PRIOR LAKE Statements of Net Position Proprietary Funds as of December 31, 2015 and 2014 Business-Type Activities – Enterprise Funds Water Sewer -29- Governmental Activities – Internal Service 2015 2014 2015 2014 2015 2014 Fund 697,672$ 542,333$ –$ 897,036$ 4,930,223$ 7,352,545$ 405,618$ 21,142 17,479 – 7,771 190,510 157,606 2,661 – – – – 34,504 24,557 – – – – – 4,550 – – 21,503 93,892 – 153,843 25,778 248,683 – 740,317 653,704 – 1,058,650 5,185,565 7,783,391 408,279 96,394 47,281 – – 402,834 122,581 – 1,330,931 1,065,240 – – 62,238,783 60,205,505 – (300,656) (208,688) – – (14,835,808) (13,700,902) – 1,126,669 903,833 – – 47,805,809 46,627,184 – 1,866,986 1,557,537 – 1,058,650 52,991,374 54,410,575 408,279 25,516 – – – 137,788 – – 1,892,502$ 1,557,537$ –$ 1,058,650$ 53,129,162$ 54,410,575$ 408,279$ 7,353$ 22,537$ –$ 60,364$ 109,471$ 157,466$ –$ 7,871 7,844 – – 47,298 46,057 – 34,304 18,390 – 998,286 62,826 1,051,621 – – – – – 3,000 3,500 – 5,257 6,819 – – 42,513 58,565 319,934 54,785 55,590 – 1,058,650 265,108 1,317,209 319,934 3,523 – – – 70,656 50,607 561,441 186,311 – – – 1,006,082 – – 189,834 – – – 1,076,738 50,607 561,441 244,619 55,590 – 1,058,650 1,341,846 1,367,816 881,375 18,553 – – – 100,188 – – 1,126,669 903,833 – – 47,805,809 46,627,184 – 502,661 598,114 – – 3,881,319 6,415,575 (473,096) 1,629,330 1,501,947 – – 51,687,128 53,042,759 (473,096) 1,892,502$ 1,557,537$ –$ 1,058,650$ 53,129,162$ 54,410,575$ 408,279$ Water Quality Transit Totals -30- 2015 2014 2015 2014 Operating revenues Sewer charges –$ –$ 2,179,696$ 2,121,424$ Water charges 3,032,176 2,700,496 – – Storm water charges – – – – Capital facility charges 253,220 247,990 253,229 247,999 Meter sales 104,656 103,196 – – Transit charges – – – – Charges for services – – – – Total operating revenues 3,390,052 3,051,682 2,432,925 2,369,423 Operating expenses Personal services 688,995 648,782 605,937 642,637 Supplies 310,183 297,773 87,152 80,541 Repairs and maintenance 116,695 209,720 19,841 31,404 Other services and charges 145,132 119,700 82,554 59,162 Insurance 1,973 1,903 1,973 1,903 Utilities 424,444 381,216 35,746 36,380 Disposal charges – – 1,228,533 1,215,970 Miscellaneous 2,601 2,426 121 1,350 Depreciation 657,131 635,677 407,075 378,271 Total operating expenses 2,347,154 2,297,197 2,468,932 2,447,618 Operating income (loss) 1,042,898 754,485 (36,007) (78,195) Nonoperating revenues (expenses) Intergovernmental 4,550 574 – – Interest income 58,274 149,359 34,017 108,826 Miscellaneous 10,021 5,782 – – Total nonoperating revenues (expenses) 72,845 155,715 34,017 108,826 Income (loss) before contributions, transfers, and special items 1,115,743 910,200 (1,990) 30,631 Capital contributions from other funds 542,506 520,013 399,075 694,391 Capital contributions to other funds – – – – Capital contributions from developers 575,323 319,163 271,951 256,503 Transfers out (2,279,145) (1,306,350) (1,343,820) (502,086) Special item – transfer of operations – – – – Change in net position (45,573) 443,026 (674,784) 479,439 Net position – beginning, as previously stated 31,192,000 30,748,974 20,348,812 19,869,373 Change in accounting principle (415,995) – (346,662) – Net position – beginning, restated 30,776,005 30,748,974 20,002,150 19,869,373 Net position, December 31 30,730,432$ 31,192,000$ 19,327,366$ 20,348,812$ See notes to basic financial statements Business-Type Activities – Enterprise Funds CITY OF PRIOR LAKE Statements of Revenues, Expenses, and Changes in Net Position Proprietary Funds Years Ended December 31, 2015 and 2014 Water Sewer -31- Governmental Activities – Internal Service 2015 2014 2015 2014 2015 2014 Fund –$ –$ –$ –$ 2,179,696$ 2,121,424$ –$ – – – – 3,032,176 2,700,496 – 865,244 843,292 – – 865,244 843,292 – – – – – 506,449 495,989 – – – – – 104,656 103,196 – – – – 215,138 – 215,138 – – – – – – – 24,931 865,244 843,292 – 215,138 6,688,221 6,479,535 24,931 284,200 273,338 – 48,165 1,579,132 1,612,922 117,720 21,617 11,611 – 675 418,952 390,600 – 47,888 64,177 – 2,865 184,424 308,166 – 112,987 228,092 – 1,048,194 340,673 1,455,148 – – – – – 3,946 3,806 – – – – – 460,190 417,596 – – – – – 1,228,533 1,215,970 – 2,160 396 – – 4,882 4,172 – 91,968 60,956 – – 1,156,174 1,074,904 – 560,820 638,570 – 1,099,899 5,376,906 6,483,284 117,720 304,424 204,722 – (884,761) 1,311,315 (3,749) (92,789) 42,402 162,041 – 721,038 46,952 883,653 – 9,966 21,102 25,200 76,003 127,457 355,290 10,963 – – – – 10,021 5,782 – 52,368 183,143 25,200 797,041 184,430 1,244,725 10,963 356,792 387,865 25,200 (87,720) 1,495,745 1,240,976 (81,826) 265,691 224,410 – – 1,207,272 1,438,814 – – – – (162,000) – (162,000) – – – – – 847,274 575,666 – (321,769) (81,000) – – (3,944,734) (1,889,436) – – – (25,200) (1,371,480) (25,200) (1,371,480) – 300,714 531,275 – (1,621,200) (419,643) (167,460) (81,826) 1,501,947 970,672 – 1,621,200 53,042,759 53,210,219 (391,270) (173,331) – – – (935,988) – – 1,328,616 970,672 – 1,621,200 52,106,771 53,210,219 (391,270) 1,629,330$ 1,501,947$ –$ –$ 51,687,128$ 53,042,759$ (473,096)$ Water Quality Transit Totals -32- 2015 2014 2015 2014 Cash flows from operating activities Cash received from customers 3,353,746$ 3,033,117$ 2,413,895$ 2,363,958$ Cash payments to suppliers (962,908) (1,023,906) (1,472,910) (1,405,781) Cash payments to employees (665,621) (638,750) (599,584) (646,129) Net cash flows from operating activities 1,725,217 1,370,461 341,401 312,048 Cash flows from noncapital financing activities Special item – transfer of operations – – – – Intergovernmental 4,550 574 – – Transfers in (out) (2,279,145) (1,306,350) (1,343,820) (502,086) Net cash flows from noncapital financing activities (2,274,595) (1,305,776) (1,343,820) (502,086) Cash flows from capital and related financing activities Miscellaneous 10,021 5,782 – – Purchase of capital assets (231,140) – – – Net cash flows from capital financing activities (221,119) 5,782 – – Cash flows from investing activities Interest received on cash and investments 58,274 149,359 34,017 108,826 Net increase (decrease) in cash and cash equivalents (712,223) 219,826 (968,402) (81,212) Cash and cash equivalents, January 1 3,370,513 3,150,687 2,542,663 2,623,875 Cash and cash equivalents, December 31 2,658,290$ 3,370,513$ 1,574,261$ 2,542,663$ See notes to basic financial statements Water Sewer Business-Type Activities – Enterprise Funds CITY OF PRIOR LAKE Statements of Cash Flows Proprietary Funds Years Ended December 31, 2015 and 2014 -33- Governmental Activities – Internal Service 2015 2014 2015 2014 2015 2014 Fund 933,970$ 754,362$ 161,614$ 201,944$ 6,863,225$ 6,353,381$ 24,945$ (183,922) (281,064) (1,058,650) (1,052,690) (3,678,390) (3,763,441) – (276,195) (273,217) – (48,165) (1,541,400) (1,606,261) (165,498) 473,853 200,081 (897,036) (898,911) 1,643,435 983,679 (140,553) – – (25,200) (384,708) (25,200) (384,708) – 42,402 162,041 – 721,038 46,952 883,653 – (321,769) (81,000) – – (3,944,734) (1,889,436) – (279,367) 81,041 (25,200) 336,330 (3,922,982) (1,390,491) – – – – – 10,021 5,782 – (49,113) (47,280) – (162,000) (280,253) (209,280) – (49,113) (47,280) – (162,000) (270,232) (203,498) – 9,966 21,102 25,200 76,003 127,457 355,290 10,963 155,339 254,944 (897,036) (648,578) (2,422,322) (255,020) (129,590) 542,333 287,389 897,036 1,545,614 7,352,545 7,607,565 535,208 697,672$ 542,333$ –$ 897,036$ 4,930,223$ 7,352,545$ 405,618$ Transit TotalsWater Quality (continued) -34- 2015 2014 2015 2014 Reconciliation of operating income (loss) to net cash flows from operating activities Operating income (loss) 1,042,898$ 754,485$ (36,007)$ (78,195)$ Adjustments to reconcile operating income (loss) to net cash flows from operating activities Depreciation 657,131 635,677 407,075 378,271 (Increase) decrease in assets and deferred outflows of resources Accounts receivable (17,938) (6,681) (19,074) (5,472) Special assessments receivable (14,497) (19,328) – – Due from other governments (3,371) 7,444 44 7 Deferred outflows of resources (42,621) – (35,518) – Increase (decrease) in liabilities and deferred inflows of resources Accounts and contracts payable 42,488 (35,187) (14,935) 19,736 Accrued salaries and employee benefits payable (585) 3,558 1,799 808 Due to other governmental agencies (4,368) 21,019 (2,055) 1,193 Deposits payable (500) 3,000 – – Compensated absences payable 9,517 6,474 (7,481) (4,300) Net pension liability 12,535 – 10,446 – Deferred inflows of resources 44,528 – 37,107 – Net cash flows from operating activities 1,725,217$ 1,370,461$ 341,401$ 312,048$ Schedule of noncash activities from capital and related financing activities Capital assets contributed from other funds 542,506$ 520,013$ 399,075$ 694,391$ Capital assets contributed to other funds –$ –$ –$ –$ Capital assets contributed by developers 575,323$ 319,163$ 271,951$ 256,503$ Special item due to other governmental agency –$ –$ –$ –$ See notes to basic financial statements Business-Type Activities – Enterprise Funds Water CITY OF PRIOR LAKE Sewer Statements of Cash Flows (continued) Proprietary Funds Years Ended December 31, 2015 and 2014 -35- Governmental Activities – Internal Service 2015 2014 2015 2014 2015 2014 Fund 304,424$ 204,722$ –$ (884,761)$ 1,311,315$ (3,749)$ (92,789)$ 91,968 60,956 – – 1,156,174 1,074,904 – (3,663) (2,639) 7,771 (1,322) (32,904) (16,114) 14 – – – – (14,497) (19,328) – 72,389 (86,291) 153,843 (11,872) 222,905 (90,712) – (17,759) – – – (95,898) – – (15,184) 17,903 (60,364) (956) (47,995) 1,496 – 27 (1,123) – – 1,241 3,243 – 15,914 5,309 (998,286) – (988,795) 27,521 – – – – – (500) 3,000 – 1,961 1,244 – – 3,997 3,418 (47,778) 5,223 – – – 28,204 – – 18,553 – – – 100,188 – – 473,853$ 200,081$ (897,036)$ (898,911)$ 1,643,435$ 983,679$ (140,553)$ 265,691$ 224,410$ –$ –$ 1,207,272$ 1,438,814$ –$ –$ –$ –$ (162,000)$ –$ (162,000)$ –$ –$ –$ –$ –$ 847,274$ 575,666$ –$ –$ –$ –$ 986,772$ –$ 986,772$ –$ Transit TotalsWater Quality -36- THIS PAGE INTENTIONALLY LEFT BLANK CITY OF PRIOR LAKE Notes to Basic Financial Statements December 31, 2015 -37- NOTE 1 – SIGNIFICANT ACCOUNTING POLICIES A. Organization The City of Prior Lake, Minnesota (the City) operates under “Optional Plan B” as defined in Minnesota Statutes. Under this plan, the government of the City is directed by a City Council composed of an elected Mayor and four elected councilmembers. The City Council exercises legislative authority and determines all matters of policy. The City Council appoints personnel responsible for the proper administration of all affairs relating to the City. The City has considered all potential units for which it is financially accountable, and other organizations for which the nature and significance of their relationship with the City are such that exclusion would cause the City’s financial statements to be misleading or incomplete. The accounting policies of the City conform to accounting principles generally accepted in the United States of America as applicable to governmental units. B. Reporting Entity As required by accounting principles generally accepted in the United States of America, these financial statements include the City (the primary government) and its component units. Component units are legally separate entities for which the primary government is financially accountable, or for which the exclusion of the component unit would render the financial statements of the primary government misleading. The criteria used to determine if the primary government is financially accountable for a component unit includes whether or not the primary government appoints the voting majority of the potential component unit’s board, is able to impose its will on the potential component unit, is in a relationship of financial benefit or burden with the potential component unit, or is fiscally depended upon by the potential component unit. As a result of applying these criteria, certain organizations have been included or disclosed in this report as follows: Blended Component Unit – The Prior Lake Economic and Development Authority (EDA) was created pursuant to Minnesota Statutes § 469.090 through § 469.108 to carryout economic and industrial development and redevelopment within the City in accordance with policies established by the City Council. The five-member Board of Directors consists of two councilmembers and three members appointed from the community. The EDA is reported as a blended component unit within the EDA Special Revenue Fund. Separate financial statements are not issued for this component unit. The EDA may not exercise any of the powers enumerated by the authorizing statutes without prior approval of the City Council. C. Government-Wide Financial Statements The government-wide financial statements (Statement of Net Position and Statement of Activities) display information about the reporting government as a whole. These statements include all of the financial activities of the City. Governmental activities, which are normally supported by taxes and intergovernmental revenues, are reported separately from business-type activities, which significantly rely upon sales, fees, and charges for support. -38- NOTE 1 – SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) The Statement of Activities demonstrates the degree to which the direct expenses of a given function or segment are offset by program revenues. Direct expenses are those that are clearly identifiable with a specific function or segment. Program revenues include: 1) charges to customers or applicants who purchase, use, or directly benefit from goods, services, or privileges provided by a given function or segment, 2) operating grants and contributions, and 3) capital grants and contributions, including special assessments that are restricted to meeting the operational or capital requirements of a particular function or segment. Taxes and other internally directed revenues are reported as general revenues. The government-wide financial statements are reported using the economic resources measurement focus and the accrual basis of accounting. Revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. Property taxes and special assessments are recognized as revenues in the fiscal year for which they are certified for levy. Grants and similar items are recognized when all eligibility requirements imposed by the provider have been met. As a general rule, the effect of interfund activity has been eliminated from the government-wide financial statements. However, charges between the City’s enterprise funds and other functions are not eliminated, as that would distort the direct costs and program revenues reported in those functions. The City applies restricted resources first when an expense is incurred for which both restricted and unrestricted resources are available. Depreciation expense is included in the direct expenses of each function. Interest on long-term debt is considered an indirect expense and is reported separately on the Statement of Activities. D. Fund Financial Statement Presentation Separate fund financial statements are provided for governmental and proprietary funds. Major individual governmental and enterprise funds are reported as separate columns in the fund financial statements. Aggregated information for the remaining nonmajor governmental funds is reported in a single column in the fund financial statements. Governmental fund financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Under this basis of accounting transactions are recorded in the following manner: 1. Revenue Recognition – Revenue is recognized when it becomes measurable and available. “Measurable” means the amount of the transaction can be determined and “available” means collectible within the current period or soon enough thereafter to be used to pay liabilities of the current period. For this purpose, the City considers revenues to be available if they are collected within 60 days after year-end. Only the portion of special assessments receivable due within the current fiscal period is considered to be susceptible to accrual as revenue of the current period. Grants and similar items are recognized when all eligibility requirements imposed by the provider have been met. Major revenue that is susceptible to accrual includes property taxes, franchise taxes, special assessments, intergovernmental revenue, charges for services, and interest earned on investments. Major revenue that is not susceptible to accrual includes licenses and permits, fees, and miscellaneous revenue. Such revenue is recorded only when received because it is not measurable until collected. 2. Recording of Expenditures – Expenditures are generally recorded when a liability is incurred, except for principal and interest on long-term debt and compensated absences, which are recognized as expenditures to the extent they have matured. Capital asset acquisitions are reported as capital outlay expenditures in the governmental funds. Proceeds of long-term debt and acquisitions under capital leases are reported as other financing sources. -39- NOTE 1 – SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) Proprietary fund financial statements are reported using the economic resources measurement focus and the accrual basis of accounting, similar to the government-wide financial statements. Proprietary funds distinguish operating revenues and expenses from nonoperating items. Operating revenues and expenses generally result from providing services and producing and delivering goods in connection with a proprietary fund’s principal ongoing operations. The principal operating revenues of the City’s enterprise funds and internal service funds are charges to customers for sales and services. The operating expenses for the enterprise funds and internal service funds include the cost of sales and services, administrative expenses, and depreciation on capital assets. All revenues and expenses that do not meet this definition are reported as nonoperating revenues and expenses. Aggregated information for the internal service funds is reported in a single column in the proprietary fund financial statements. Because the principal user of the internal services is the City’s governmental activities, the financial statements of the internal service funds are consolidated into the governmental column when presented in the government-wide financial statements. The cost of these services is reported in the appropriate functional activity. Description of Funds The City reports the following major governmental funds: General Fund – This is the general operating fund of the City. It is used to account for all financial resources except those required to be accounted for in another fund. DAG Special Revenue Fund – This fund accounts for costs the City incurs in connection with a subdivision. The fees are paid to the City by the developer when the development contract and final plat are approved by the City Council. These revenues are used to pay for legal expenses incurred in connection with review and approval of the plat and inspection services on developer-installed utilities, including sewer, water, and street installation for newly-approved subdivisions within the City. Debt Service Fund – This fund accounts for the resources accumulated to provide repayment of the City’s general obligation debt. Construction Capital Project Fund – This fund accounts for the resources accumulated and payments made for city projects. The City reports the following major proprietary funds: Water Fund – This fund is used to account for the operation, maintenance, and improvement of the City’s water system. Sewer Fund – This fund is used to account for the operation, maintenance, and improvement of the City’s sewer collection operations. Water Quality Fund – This fund accounts for the costs associated with the City’s storm water system. Transit Fund – This fund is used to account for the City’s transit services, which are funded mainly by the Metropolitan Council. In 2014, the City transferred the responsibility for operating a transit operation to the Minnesota Valley Transit Authority (MVTA). The Transit Fund was closed in 2015. -40- NOTE 1 – SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) The City also reports the following fund types: Internal Service Fund – This fund is used to account for the City’s severance benefits offered by the City to its employees. The Internal Service Fund operates in a manner similar to the enterprise funds; however, it provides services primarily to other departments within the City. E. Cash and Investments 1. Deposits and Investments The City’s cash and cash equivalents are considered to be cash on hand, demand deposits, government securities, and short-term investments with original maturities of three months or less from the date of acquisition. Cash balances from all funds are combined and invested to the extent available in short-term investments. Earnings from the pooled investments are allocated to the individual funds based on the average monthly cash and investment balances of the respective funds. The Minnesota Municipal Money Market Fund (4M Fund) is a customized cash management and investment program for Minnesota public funds. Sponsored and governed by the League of Minnesota Cities since 1987, the 4M Fund is a unique investment alternative designed to address the daily and long-term investment needs of Minnesota cities and other municipal entities. Allowable under Minnesota Statutes, the 4M Fund is comprised of top quality-related investments. Investments are generally stated at fair value, except for investments in 2a7-like external investment pools, which are stated at amortized cost. Short-term, highly liquid debt instruments (including bankers’ acceptance and U.S. treasury and agency obligations) purchased with a remaining maturity of one year or less are also reported at amortized cost. Investment income is accrued at the Balance Sheet date. Cash held in escrow includes balances held in escrow accounts for future capital projects from energy loan proceeds and proceeds from refunding bonds held to pay off refunded bonds. Earnings on these accounts are allocated directly to those funds. -41- NOTE 1 – SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) 2. Investment Policy The City’s investment policy contains the following restrictions: a) Allowable Investments The City may invest in any type of security allowed by Minnesota Statutes and may be amended from time to time. The City has chosen to limit its allowable investments to those instruments listed below: 1) Bonds, notes, certificates of indebtedness, treasury bills, or other securities now or hereafter issued by the United States of America, its agencies and allowable instrumentalities; 2) Interest-bearing checking and savings accounts, or any other investments constituting direct obligations of any bank; 3) Certificates of deposit at state and federally-chartered institutions that are limited to the amount of coverage provided by the Federal Deposit Insurance Corporation (FDIC); 4) Money market accounts that are invested in the above referenced government securities. 5) State and local securities which have at the time of investment one of the three highest credit ratings by a nationally recognized rating agency. 6) Investments may be made only in those savings banks or savings and loan associations the shares, or investment certificates, of which are insured by the FDIC. 7) Investment products that are considered as derivatives are specifically excluded from approved investments. b) Diversification It is the policy of the City to diversify its investment portfolio. Investments shall be diversified to eliminate the risk of loss resulting in over concentration in a specific maturity, issuers, or class of securities. Diversification strategies shall be determined and revised periodically by the City’s Finance Director. The diversification shall be as follows: 1) Up to 100 percent of 1., but not less than 10 percent 2) Up to 90 percent of 2. and 3. 3) Up to 20 percent of 4. 4) Up to 20 percent of 5. c) Duration It is the policy of the City to require that all investment maturities shall not extend beyond 10 years with no more than 20 percent maturing beyond 5 years. Subject to market conditions and cash flow requirements, it is desirable for the City’s investments to be laddered over time in an effort to reduce interest rate market risk. F. Receivables Accounts receivable include amounts billed for services provided before year-end. The City annually certifies delinquent water and sewer accounts to the county for collection in the following year. Therefore, there has been no allowance for doubtful accounts established. -42- NOTE 1 – SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) G. Property Taxes Property tax levies are set by the City Council in December of each year, and are certified to Scott County for collection in the following year. In Minnesota, counties act as collection agents for all property taxes. The county spreads all levies over taxable property. Such taxes become a lien on January 1 and are recorded as receivables by the City on that date. Real property taxes may be paid by taxpayers in two equal installments on May 15 and October 15. Personal property taxes are due in full on May 15. The county provides tax settlements to cities and other taxing districts three times a year; in July, December, and January. Taxes which remain unpaid on December 31 are classified as delinquent taxes receivable. H. Special Assessments Special assessments represent the financing for public improvements paid for by benefiting property owners. These assessments are recorded as delinquent (levied but unremitted) or deferred (certified but not yet levied) special assessments receivable. Deferred contingent special assessments represent assessments on undeveloped property that will not be levied and collected until the properties are subdivided or developed. I. Prepaid Items Certain payments to vendors reflect costs applicable to future accounting periods and are recorded as prepaid items in both government-wide and fund financial statements. Prepaid items are reported using the consumption method and recorded as expenditures at the time of consumption. J. Interfund Receivables and Payables In the fund financial statements, activity between funds that is representative of lending or borrowing arrangements is reported as either “due to/from other funds” (current portion) or “advances to/from other funds.” All other outstanding balances between funds are reported as “due to/from other funds.” Any residual balances outstanding between the governmental activities and business-type activities are reported in the government-wide financial statements as “internal balances.” K. Capital Assets Capital assets, which include property, buildings, improvements, equipment, infrastructure assets (roads, bridges, sidewalks, and similar items), and intangible assets such as easements, are reported in the applicable governmental or business-type activities columns in the government-wide financial statements. Such assets are capitalized at historical cost, or estimated historical cost for assets where actual historical cost is not available. Donated assets are recorded as capital assets at their estimated fair market value on the date of donation. The City defines capital assets as those with an initial, individual cost of $5,000 or more with an estimated useful life in excess of one year. The cost of normal maintenance and repairs that do not add to the value of the asset or materially extend asset lives are not capitalized. In the case of initial capitalization of general infrastructure assets (i.e., those reported by governmental activities) the City chose to include items dating back to June 30, 1980. The City was able to estimate the historical cost for the initial reporting of these assets through back-trending (i.e., estimating the current replacement cost of the infrastructure to be capitalized and using an appropriate price-level index to deflate the cost to the acquisition year or estimated acquisition year). -43- NOTE 1 – SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) Capital assets are recorded in the government-wide and proprietary fund financial statements, but are not reported in the governmental fund financial statements. Interest incurred during the construction phase of capital assets for business-type activities is included as part of the capitalized value of the assets constructed. Property, plant, and equipment of the City are depreciated using the straight-line method over the following estimated useful lives: Useful Lives Assets in Years Land improvements 5–20 Machinery and equipment 5–30 Vehicles 8–25 Infrastructure 10–65 Land, easements, and construction in progress are not depreciated. L. Long-Term Liabilities In the government-wide and proprietary fund financial statements, long-term debt and other long-term obligations are reported as liabilities. Bond premiums and discounts are deferred and amortized over the life of the bonds using the straight-line method. In the fund financial statements, governmental fund types recognize bond premiums and discounts, as well as bond issuance costs, during the current period. The face amount of debt issued is reported as other financing sources. Premiums received on debt issuances are reported as other financing sources while discounts on debt issuances are reported as other financing uses. M. Compensated Absences It is the City’s policy to permit employees to accumulate earned but unused vacation and sick leave. Upon separation, unused vacation and 50 percent of sick pay are paid to the employee if employed longer than five years. The majority of separation benefits are paid into a retirement health savings plan. The City has provided funding for these obligations in the Severance Compensation Internal Service Fund. N. Other Post-Employment Benefits (OPEB) Under Minnesota Statute § 471.61, Subd. 2b, public employers must allow retirees and their dependants to continue coverage indefinitely in an employer-sponsored healthcare plan, under the following conditions: 1) retirees must be receiving (or be eligible to receive) an annuity from a Minnesota public pension plan; 2) coverage must continue in a group plan until age 65, and retirees must pay no more than the group premium; and 3) retirees may obtain dependant coverage immediately before retirement. All premiums are funded on a pay-as-you-go basis. The liability was actuarially determined, in accordance with Governmental Accounting Standards Board (GASB) Statement No. 45, at January 1, 2014. O. Pension Plans For purposes of measuring the net pension liability, deferred outflows/inflows of resources, and pension expense, information about the fiduciary net positions of the Public Employees Retirement Association (PERA) and the Prior Lake Fire Relief Association (the Association) and additions to/deductions from the PERA’s and the Association’s fiduciary net positions have been determined on the same basis as they are reported by the PERA and the Association except that the PERA’s fiscal year-end is June 30. For this purpose, plan contributions are recognized as of employer payroll paid dates and benefit payments and refunds are recognized when due and payable in accordance with the benefit terms. Investments are reported at fair value. -44- NOTE 1 – SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) P. Deferred Outflows/Inflows of Resources In addition to assets, the Statement of Financial Position will sometimes report a separate section for deferred outflows of resources. This separate financial statement element, deferred outflows of resources, represents a consumption of net position that applies to a future period(s) and so will not be recognized as an outflow of resources (expense/expenditure) until then. The City only has one item that qualifies for reporting in this category. It is the deferred outflows of resources related to pensions reported in the government-wide and enterprise funds Statement of Net Position. This deferred outflow results from differences between expected and actual experience, changes of assumptions, difference between projected and actual earnings on pension plan investments, and from contributions to the plan subsequent to the measurement date and before the end of the reporting period. These amounts are deferred and amortized as required under pension standards. In addition to liabilities, the Statement of Financial Position will sometimes report a separate section for deferred inflows of resources. This separate financial statement element, deferred inflows of resources, represents an acquisition of net position that applies to a future period(s) and so will not be recognized as an inflow of resources (revenue) until that time. The City has two types of items which qualify for reporting in this category. The first item, unavailable revenue, arises only under a modified accrual basis of accounting and, therefore, is only reported in the governmental funds Balance Sheet. The governmental funds report unavailable revenue from three sources: property taxes, special assessments, and land held for resale. These amounts are deferred and recognized as an inflow of resources in the period that the amounts become available. The second item, deferred inflows of resources related to pensions, is reported in the government-wide and enterprise funds Statement of Net Position. This deferred inflow results from differences between expected and actual experience, changes of assumptions, and differences between projected and actual earnings on pension plan investments. These amounts are deferred and amortized as required under pension standards. Q. Net Position In the government-wide and proprietary fund financial statements, net position represents the difference between assets, deferred outflows of resources, liabilities, and deferred inflows of resources. Net position is displayed in three components:  Net Investment in Capital Assets – Consists of capital assets, net of accumulated depreciation, reduced by any outstanding debt attributable to acquire capital assets.  Restricted Net Position – Consists of net position restricted when there are limitations imposed on their use through external restrictions imposed by creditors, grantors, or laws or regulations of other governments.  Unrestricted Net Position – All other elements of net position that do not meet the definition of “restricted” or “net investment in capital assets.” R. Fund Balance Classifications In the fund financial statements, governmental funds report fund balance in classifications that disclose constraints for which amounts in those funds can be spent. These classifications are as follows:  Nonspendable – Consists of amounts that are not in spendable form, such as prepaid items, inventory, and other long-term assets.  Restricted – Consists of amounts related to externally imposed constraints established by creditors, grantors, or contributors; or constraints imposed by state statutory provisions. -45- NOTE 1 – SIGNIFICANT ACCOUNTING POLICIES (CONTINUED)  Committed – Consists of internally imposed constraints that are established by resolution of the City Council. Those committed amounts cannot be used for any other purpose unless the City Council removes or changes the specified use by taking the same type of action it employed to previously commit those amounts.  Assigned – Consists of internally imposed constraints. These constraints consist of amounts intended to be used by the City for specific purposes but do not meet the criteria to be classified as restricted or committed. In governmental funds, assigned amounts represent intended uses established by the governing body itself or by an official to which the governing body delegates the authority. Pursuant to City Council resolution, the Finance Director is authorized to establish assignments of fund balance.  Unassigned – The residual classification for the General Fund which also reflects negative residual amounts in other funds. When both restricted and unrestricted resources are available for use, it is the City’s policy to first use restricted resources, then use unrestricted resources as they are needed. When committed, assigned, or unassigned resources are available for use, it is the City’s policy to use resources in the following order: 1) committed, 2) assigned, and 3) unassigned. S. Comparative Data The basic financial statements include certain prior year partial comparative information in total, but not at the level of detail required for a presentation in conformity with accounting principles generally accepted in the United States of America. Accordingly, such information should be read in conjunction with the City’s financial statements for the year ended December 31, 2014, from which the summarized information was derived. Also, certain amounts presented in the prior year data have been reclassified in order to be consistent with the current year’s presentation. T. Budgets and Budgetary Accounting Annual budgets are adopted on a basis consistent with accounting principles generally accepted in the United States of America for the General Fund. The City does not prepare a budget for the DAG Special Revenue Fund. All annual appropriations lapse at year-end. The City does not use encumbrance accounting. In June of each year, all departments of the City submit requests for appropriations to the Finance Director so that a budget may be prepared. In September, the proposed budget is presented to the City Council for review. The City Council holds public hearings and a final budget is prepared and adopted in early December. The appropriated budget is prepared by fund, function, and department. The City’s department heads may make transfers of appropriations within a department. Transfers of appropriations between departments require the approval of the City Manager. The legal level of budgetary control is the fund level. U. Statement of Cash Flows For purposes of the Statement of Cash Flows, the City considers all highly liquid debt instruments with an original maturity from the time of purchase by the City of three months or less to be cash equivalents. The proprietary funds’ portion in the government-wide cash and investment management pool is considered to be cash equivalent. -46- NOTE 1 – SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) V. Risk Management The City is exposed to various risks of loss related to torts: theft of, damage to, and destruction of assets; errors and omissions; and natural disasters. The City participates in the League of Minnesota Cities Insurance Trust (LMCIT), a public entity risk pool for its general property and casualty, workers’ compensation, and other miscellaneous insurance coverages. LMCIT operates as a common risk management and insurance program for a large number of cities in Minnesota. The City pays an annual premium to the LMCIT for insurance coverage. The LMCIT agreement provides that the trust will be self-sustaining through member premiums and will reinsure through commercial companies for claims in excess of certain limits. Settled claims did not exceed insurance coverage in the past three fiscal years. There were no significant reductions in insurance coverage in 2015. W. Restricted Assets Restricted assets are cash, investments, and interest accrued thereon; the use of which is limited by external requirements, such as a bond indenture or trust agreements. X. Use of Estimates The preparation of financial statements, in conformity with accounting principles generally accepted in the United States of America, requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements, and the reported amounts of revenue and expenditures/expenses during the reporting period. Actual results could differ from those estimates. Y. Change in Accounting Principle During the year ended December 31, 2015, the City implemented GASB Statement No. 68, Accounting and Financial Reporting for Pensions—an amendment of GASB Statement No. 27, and GASB Statement No. 71, Pension Transition for Contributions Made Subsequent to the Measurement Date—an amendment of GASB Statement No. 68. These statements included major changes in how employers account for pension benefit expenses and liabilities. In financial statements prepared using the economic resources measurement focus and the accrual basis of accounting (government-wide and proprietary funds), an employer is required to recognize a liability for its share of the net pension liability provided through the pension plan. An employer is required to recognize pension expense and report deferred outflows of resources and deferred inflows of resources for its share related to pensions. This standard required retroactive implementation, which resulted in the restatement of net position as of December 31, 2014. The details of the restatement are as follows: Governmental Business-Type Water Activities Activities Water Sewer Quality Net position – December 31, 2014 (as reported) 106,539,841$ 53,042,759$ 31,192,000$ 20,348,812$ 1,501,947$ Net pension asset 819,922 – – – – Deferred outflow – fire relief 20,000 Deferred outflow related to pensions 289,718 41,890 18,618 15,515 7,757 Net pension liability (5,311,595) (977,878) (434,613) (362,177) (181,088) Net position – December 31, 2014 (as restated) 102,357,886$ 52,106,771$ 30,776,005$ 20,002,150$ 1,328,616$ -47- NOTE 2 – CASH AND INVESTMENTS A. Components of Cash and Investments Cash and investments at year-end consist of the following: Deposits 4,260,834$ Investments 29,643,016 Cash on hand 750 Total 33,904,600$ Cash and investments are presented in the financial statements as follows: Cash and investments – Statement of Net Position 27,801,534$ Restricted assets – temporarily restricted – cash and investments held in escrow 6,103,066 Total 33,904,600$ B. Deposits In accordance with applicable Minnesota Statutes, the City maintains deposits at depository banks authorized by the City Council, including checking accounts and certificates of deposit. The following is considered the most significant risk associated with deposits: Custodial Credit Risk – In the case of deposits, this is the risk that in the event of a bank failure, the City’s deposits may be lost. Minnesota Statutes require that all deposits be protected by federal deposit insurance, corporate surety bond, or collateral. The market value of collateral pledged must equal 110 percent of the deposits not covered by federal deposit insurance or corporate surety bonds. Authorized collateral includes treasury bills, notes, and bonds; issues of U.S. government agencies; general obligations rated “A” or better; revenue obligations rated “AA” or better; irrevocable standard letters of credit issued by the Federal Home Loan Bank; and certificates of deposit. Minnesota Statutes require that securities pledged as collateral be held in safekeeping in a restricted account at the Federal Reserve Bank or in an account at a trust department of a commercial bank or other financial institution that is not owned or controlled by the financial institution furnishing the collateral. The City has no additional deposit policies addressing custodial credit risk. At year-end, the carrying amount of the City’s deposits was $4,260,834 while the balance on the bank records was $4,822,461. At December 31, 2015, all deposits were fully covered by federal depository insurance or collateral held by the City’s agent in the City’s name with the exception of two instances in which certificates of deposit at the same bank exceeded federal depository insurance coverage by $484,995 in total. -48- NOTE 2 – CASH AND INVESTMENTS (CONTINUED) C. Investments The City has the following investments at year-end: Investment Type Rating Agency Less Than 1 1 to 5 Over 5 Total U.S. treasury securities AAA Moody’s –$ 9,989$ –$ 9,989$ U.S. government securities AA+ S&P – 10,713,927 3,112,112 13,826,039 Local government securities AAA S&P – 253,842 – 253,842 Local government securities AA+ S&P – 2,615,895 – 2,615,895 Negotiable certificates of deposit N/R N/A 2,858,845 5,647,629 1,451,069 9,957,543 2,858,845$ 19,241,282$ 4,563,181$ 26,663,308 Investment pools/mutual funds Minnesota Municipal Money Market Fund N/R N/A 2,174,317 Fidelity Treasury Portfolio – Class I AAA S&P 768,868 Wells Fargo Advantage Government Money Market AAA S&P 4,000 Northland Federated Treasury Cash Series AAA S&P 32,523 Total investment pools/mutual funds 2,979,708 Total investments 29,643,016$ N/A – Not Applicable N/R – Not Rated Credit Risk Interest Risk – Segmented Time Distribution in Years The 4M Fund is regulated by Minnesota Statutes and the Board of Directors of the League of Minnesota Cities and is an external investment pool not registered with the Securities and Exchange Commission (SEC) that follows the same regulatory rules of the SEC under rule 2a7. The City’s investment in the 4M Fund is measured at the net asset value per share provided by the pool, which is based on an amortized cost method that approximates fair value. Investments are subject to various risks, the following of which are considered the most significant: Custodial Credit Risk – For investments, this is the risk that in the event of a failure of the counterparty to an investment transaction (typically a broker-dealer) the City would not be able to recover the value of its investments or collateral securities that are in the possession of an outside party. The City does not have a formal investment policy addressing this risk, but typically limits its exposure by purchasing insured or registered investments, or by the control of who holds the securities. -49- NOTE 2 – CASH AND INVESTMENTS (CONTINUED) Credit Risk – This is the risk that an issuer or other counterparty to an investment will not fulfill its obligations. Minnesota Statutes limit the City’s investments to direct obligations or obligations guaranteed by the United States or its agencies; shares of investment companies registered under the Federal Investment Company Act of 1940 that receive the highest credit rating, are rated in one of the two highest rating categories by a statistical rating agency, and all of the investments have a final maturity of 13 months or less; general obligations rated “A” or better; revenue obligations rated “AA” or better; general obligations of the Minnesota Housing Finance Agency rated “A” or better; bankers’ acceptances of United States banks eligible for purchase by the Federal Reserve System; commercial paper issued by United States corporations or their Canadian subsidiaries, rated of the highest quality category by at least two nationally recognized rating agencies, and maturing in 270 days or less; Guaranteed Investment Contracts guaranteed by a United States commercial bank, domestic branch of a foreign bank, or a United States insurance company, and with a credit quality in one of the top two highest categories; repurchase or reverse purchase agreements and securities lending agreements with financial institutions qualified as a “depository” by the government entity, with banks that are members of the Federal Reserve System with capitalization exceeding $10,000,000; that are a primary reporting dealer in U.S. government securities to the Federal Reserve Bank of New York; or certain Minnesota securities broker-dealers. The City’s investment policy as described in Note 1 addresses credit risk. Concentration Risk – This is the risk associated with investing a significant portion of the City’s investment (considered 5 percent or more) in the securities of a single issuer, excluding U.S. guaranteed investments (such as treasuries), investment pools, and mutual funds. At December 31, 2015, the City had 11.7 and 33.3 percent of its portfolio invested with Federal Home Loan Mortgage Corporation and Federal Home Loan Bank, respectively. The City’s investment policy as described in Note 1 addresses concentration risk. Interest Rate Risk – This is the risk of potential variability in the fair value of fixed rate investments resulting from changes in interest rates (the longer the period for which an interest rate is fixed, the greater the risk). The City has an investment policy as described in Note 1 which addresses interest rate risk. -50- NOTE 3 – CAPITAL ASSETS Capital asset activity for the year ended December 31, 2015 was as follows: A. Changes in Capital Assets Used in Governmental Activities Transfers, Contributions, Beginning and Completed of Year Additions Deletions Construction End of Year Capital assets, not depreciated Land 32,075,809$ 145,440$ –$ –$ 32,221,249$ Easements 33,661,179 3,153,574 – 8,550 36,823,303 Construction in progress 6,882,779 11,864,496 – (3,517,286) 15,229,989 Total capital assets, not depreciated 72,619,767 15,163,510 – (3,508,736) 84,274,541 Capital assets, depreciated Land improvements 2,154,994 – – 75,324 2,230,318 Machinery and equipment 5,624,163 148,871 (98,923) 351,039 6,025,150 Vehicles 5,232,345 668,392 (433,227) – 5,467,510 Infrastructure 85,867,940 1,831,850 – 1,913,567 89,613,357 Total capital assets, depreciated 98,879,442 2,649,113 (532,150) 2,339,930 103,336,335 Less accumulated depreciation on Land improvements (1,374,674) (82,875) – – (1,457,549) Machinery and equipment (3,021,182) (362,789) 77,568 – (3,306,403) Vehicles (4,250,373) (308,170) 422,285 – (4,136,258) Infrastructure (41,776,717) (2,715,976) – – (44,492,693) Total accumulated depreciation (50,422,946) (3,469,810) 499,853 – (53,392,903) Net capital assets, depreciated 48,456,496 (820,697) (32,297) 2,339,930 49,943,432 Total capital assets, net 121,076,263$ 14,342,813$ (32,297)$ (1,168,806)$ 134,217,973$ B. Changes in Capital Assets Used in Business-Type Activities Transfers, Contributions, Beginning and Completed of Year Additions Deletions Construction End of Year Capital assets, not depreciated Easements 75,300$ –$ –$ –$ 75,300$ Construction in progress 47,281 280,253 – – 327,534 Total capital assets, not depreciated 122,581 280,253 – – 402,834 Capital assets, depreciated Land improvements 87,739 – – – 87,739 Machinery and equipment 997,968 13,950 – – 1,011,918 Vehicles 302,245 24,516 (21,268) – 305,493 Infrastructure 58,817,553 847,274 – 1,168,806 60,833,633 Total capital assets, depreciated 60,205,505 885,740 (21,268) 1,168,806 62,238,783 Less accumulated depreciation on Land improvements (21,836) (4,387) – – (26,223) Machinery and equipment (559,706) (49,381) – – (609,087) Vehicles (286,505) (8,786) 21,268 – (274,023) Infrastructure (12,832,855) (1,093,620) – – (13,926,475) Total accumulated depreciation (13,700,902) (1,156,174) 21,268 – (14,835,808) Net capital assets, depreciated 46,504,603 (270,434) – 1,168,806 47,402,975 Total capital assets, net 46,627,184$ 9,819$ –$ 1,168,806$ 47,805,809$ -51- NOTE 3 – CAPITAL ASSETS (CONTINUED) C. Depreciation Expense by Function Depreciation expense for the year ended December 31, 2015 was charged to the following functions: Governmental activities General government 472,390$ Public safety 212,225 Public works 2,342,883 Culture and recreation 442,312 Total depreciation expense – governmental activities 3,469,810$ Business-type activities Water 657,131$ Sewer 407,075 Water quality 91,968 Total depreciation expense – business-type activities 1,156,174$ NOTE 4 – INTERFUND BALANCES AND TRANSFERS A. Interfund Balances Interfund borrowing is done for cash flow purposes. The composition of interfund balances as of December 31, 2015 is as follows: Receivable Fund Payable Fund Amount General Fund Debt Service Fund 68,926$ B. Interfund Transfers A schedule of interfund transfers is as follows: Transfers Out General Debt Service Construction Nonmajor Total Governmental funds General –$ 1,036,245$ –$ –$ 1,036,245$ Construction – 135,076 – – 135,076 Nonmajor – 107,260 1,717,296 – 1,824,556 Proprietary funds Water 177,760 515,718 1,485,667 100,000 2,279,145 Sewer 177,760 – 1,096,060 70,000 1,343,820 Water Quality – – 300,769 21,000 321,769 355,520$ 1,794,299$ 4,599,792$ 191,000$ 6,940,611$ Transfer In Governmental Transfers are used to move revenues from the funds in which they are collected to the funds where they are to be spent in accordance with statutory, budgetary, or contractual requirements. -52- NOTE 5 – LONG-TERM DEBT A. Components of Long-Term Debt Final Balance – Original Issue Interest Rate Issue Date Maturity Date End of Year Governmental activities General obligation bonds Park Refunding Bonds of 2005 6,260,000$ 3.75–5.00% 09/01/2005 12/01/2017 1,535,000$ Street Reconstruction Bonds of 2007 1,400,000$ 4.00% 05/15/2007 12/15/2017 330,000 Capital Improvement Plan Bonds 1,225,000$ 3.80–3.90% 08/01/2007 02/01/2017 290,000 Fire Hall Refunding Bonds 2011B 3,500,000$ 2.00–3.40% 12/14/2011 12/15/2031 3,380,000 Capital Improvement Refunding Bonds 2012A 9,825,000$ 2.00–2.70% 03/13/2012 12/15/2029 8,240,000 Total general obligation bonds 13,775,000 General obligation special assessment bonds Improvement Bonds of 2009A 1,700,000$ 1.10–3.50% 05/15/2009 12/15/2019 700,000 Improvement Bonds of 2010A 1,235,000$ 0.80–3.20% 05/26/2010 12/15/2020 635,000 Improvement Bonds of 2011A 2,130,000$ 1.80–2.50% 08/31/2011 12/15/2021 1,315,000 Improvement Bonds of 2011B 2,280,000$ 2.00–2.35% 12/14/2011 12/15/2022 1,640,000 Improvement Bonds of 2013A 3,240,000$ 2.00–2.65% 08/15/2013 12/15/2023 2,590,000 Improvement Bonds of 2014A 2,665,000$ 2.00–2.50% 09/25/2014 12/15/2024 2,360,000 Improvement Bonds of 2015A 4,640,000$ 2.00–3.00% 05/14/2015 12/15/2030 4,640,000 Improvement Bonds of 2015B 2,490,000$ 1.00–2.25% 05/14/2015 12/15/2022 2,490,000 Total general obligation special assessment bonds 16,370,000 Tax increment bonds Tax Increment Refunding Bonds of 2011A 290,000$ 1.80–3.00% 08/31/2011 12/15/2024 225,000 General obligation revenue bonds Water Treatment Plant Revenue Bonds of 2007A 8,500,000$ 4.00–4.20% 05/15/2007 12/15/2032 7,290,000 General Obligation Improvement Bonds of 2015A 5,360,000$ 1.00–3.00% 05/14/2015 12/15/2031 5,360,000 Total general obligation revenue bonds 12,650,000 Premium (discount) on bonds payable 495,558 Energy loan payable 2,667,924$ 2.12% 12/08/2014 06/19/2025 2,574,450 Compensated absences payable 994,544 Net OPEB obligation 236,195 Net pension liability – GERF and PEPFF 6,453,193 Total long-term debt 53,773,940$ -53- NOTE 5 – LONG-TERM DEBT (CONTINUED) B. Changes in Long-Term Debt Balance – Change in Beginning Accounting Balance – Due Within of Year Principle* Additions Deletions End of Year One Year Governmental activities Bonds payable G.O. bonds 15,290,000$ –$ –$ 1,515,000$ 13,775,000$ 1,625,000$ G.O. special assessment bonds 10,595,000 – 7,130,000 1,355,000 16,370,000 1,660,000 G.O. tax increment bonds 245,000 – – 20,000 225,000 20,000 G.O. revenue bonds 7,510,000 – 5,360,000 220,000 12,650,000 240,000 Premium (discount) on bonds payable 292,599 – 278,608 75,649 495,558 – Total bonds payable, net of premium (discount) 33,932,599 – 12,768,608 3,185,649 43,515,558 3,545,000 Energy loan payable 2,667,924 – – 93,474 2,574,450 247,365 Compensated absences payable 929,153 – 118,812 166,590 881,375 319,934 Net OPEB obligation 143,314 – 110,580 17,699 236,195 – Net pension liability – GERF and PEPFF – 5,311,595 1,699,300 1,563,784 5,447,111 – Governmental activities long-term liabilities 37,672,990$ 5,311,595$ 14,697,300$ 5,027,196$ 52,654,689$ 4,112,299$ Business-type activities Compensated absences payable 109,172$ –$ 13,506$ 9,509$ 113,169$ 42,513$ Net pension liability – GERF – 977,878 246,257 218,053 1,006,082 – Business-type activities long-term liabilities 109,172$ 977,878$ 259,763$ 227,562$ 1,119,251$ 42,513$ *Adjustment is part of the change in accounting principle described earlier in these notes. C. Minimum Debt Payments Minimum annual principal and interest payments required to retire long-term debt are as follows: Year Ending December 31, Principal Interest Principal Interest Principal Interest Principal Interest Principal Interest 2016 1,625,000$ 375,270$ 1,660,000$ 366,000$ 20,000$ 5,520$ 240,000$ 431,839$ 247,365$ 53,249$ 2017 1,645,000 313,350 1,610,000 333,655 20,000 5,160 5,420,000 422,239 252,634 47,980 2018 610,000 254,475 2,065,000 301,498 25,000 4,800 355,000 199,325 258,016 42,598 2019 635,000 242,275 1,655,000 260,223 25,000 4,300 375,000 187,375 263,512 37,102 2020 675,000 229,575 1,350,000 224,158 25,000 3,763 400,000 174,625 269,126 31,488 2021–2025 3,955,000 922,115 5,145,000 705,860 110,000 8,425 2,365,000 664,525 1,283,797 68,964 2026–2030 4,315,000 387,210 2,885,000 249,999 – – 2,855,000 351,100 – – 2031–2032 315,000 10,710 – – – – 640,000 19,200 – – 13,775,000$ 2,734,980$ 16,370,000$ 2,441,393$ 225,000$ 31,968$ 12,650,000$ 2,450,228$ 2,574,450$ 281,381$ Energy Loan Payable Governmental Activities General Obligation G.O. Special Assessment Tax Increment Bonds G.O. Revenue Bonds -54- NOTE 5 – LONG-TERM DEBT (CONTINUED) D. Descriptions and Restrictions of Long-Term Debt General Obligation Bonds – The City issues general obligation bonds to provide funds for the acquisition and construction of major capital facilities. They will be repaid with ad valorem taxes. General obligation bonds have been issued for general government activities. In addition, general obligation bonds have been issued to refund bond issues. General obligation bonds are direct obligations and pledge the full faith and credit of the City. The capital improvement plan bonds were issued on behalf of the City by Scott County for the City’s share of the County Road 82 improvement. General Obligation Special Assessment Bonds – Special assessment bonds were issued to finance various improvements and will be repaid primarily from special assessments levied on the properties benefiting from the improvements. Some issues, however, are partly financed by ad valorem tax levies. All special assessment debt is backed by full faith and credit of the City. General Obligation Tax Increment Bonds – These bonds were issued for downtown redevelopment projects. The additional tax increments resulting from increased tax capacity of the redeveloped properties will be used to retire related debt. General Obligation Revenue Bonds – These bonds were used to finance maintenance and building improvements. They will be repaid with ad valorem taxes and revenue from the utilities. The bonds are backed by the full faith and credit of the City. Compensated Absences – This liability represents vested benefits earned by employees through the end of the year, which will be paid at termination of employment in future years. The Internal Service Fund and enterprise funds will be used to liquidate this liability. Net OPEB Obligation – Long-term liabilities for OPEB will be paid by the General Fund and enterprise funds. Net Pension Liability – The details of this liability are disclosed elsewhere in these notes. Such benefits are financed by the General Fund and enterprise funds. Refunding Bonds – In 2015, the City issued $10,000,000 of General Obligation Bonds, Series 2015A. A portion of the bond issue is a crossover refunding of the 2007A Water Treatment Plant Revenue Bonds. The proceeds of the new bonds were deposited in an escrow account on May 14, 2015, the closing date. The escrow investments bear interest rates that will provide sufficient funds to refund the old bonds when called on December 15, 2017. The escrow account also provided debt service payments on the new bonds until the crossover date. The old bonds are considered defeased on the crossover date and, therefore, will be removed as a liability on that date. As a result of the crossover refunding issue, the City will save $752,549 in debt service payments and achieve an economic gain (the present value of the difference between the old and the new debt service) of $536,817. Energy Loan Payable – In 2014, the City entered into an energy loan payable for the purpose of furnishing certain equipment and work designed to reduce energy consumption and operational costs in the City. In this energy loan payable agreement, the provider guarantees a minimum level of energy and operational savings in the City. Payments on the loan will be made semiannually in the amount of $150,307 commencing December 19, 2015 and each June and December 19 thereafter until final payment is made on June 19, 2025. -55- NOTE 5 – LONG TERM DEBT (CONTINUED) E. Conduit Debt Obligations Conduit debt obligations are certain limited-obligation revenue bonds or similar instruments issued for the express purpose of providing capital financing for a specific third party. The City has issued revenue bonds to provide funding to private sector entities for projects deemed to be in the public interest. Although these bonds bear the name of the City, the City has no obligation for such debt. Accordingly, the bonds are not reported as liabilities in the financial statements of the City. The aggregate amount of all conduit debt outstanding at December 31, 2015 is $27,785,000. F. Revenue Pledged Future revenue pledged for the payment of long-term debt is as follows: Percent of Remaining Principal Pledged Use of Total Term of Principal and Interest Revenue Bond Issue Proceeds Type Debt Service Pledge and Interest Paid Received Tax Increment Refunding Bonds of 2011A Street and site improvements Tax increment financing 100% 2011–2024 256,968$ 25,880$ 89,291$ Water Treatment Plant Revenue Bonds of 2007A Water Treatment Facility Utility charges 100% 2007–2032 8,081,028$ 526,514$ 3,390,052$ General Obligation Bonds of 2015A Partial refunding Utility charges 100% 2015–2031 7,019,200$ 83,456$ 3,390,052$ Revenue Pledged Current Year G. Legal Debt Margin The City’s statutory debt limit is equal to 3 percent of estimated taxable market value of property located within the City. The taxable market value totals $2,620,934,100, which calculates to a debt margin of $78,628,023. Debt financed partially or entirely by special assessments is not applied against the City’s debt limit, nor is debt financed by proprietary fund revenues. Currently, the City has $13,775,000 of general obligation debt outstanding, leaving a debt margin of $64,853,023. H. Tax Increment Districts The City’s tax increment districts are subject to review by the Office of the State Auditor. Any disallowed claims or misuse of tax increments could become a liability of the applicable fund. Management has indicated that they are not aware of any instances of noncompliance which would have a material effect on the financial statements. -56- NOTE 6 – FUND BALANCES A. Classifications At December 31, 2015, a summary of the City’s governmental fund balance classifications are as follows: DAG Special Debt Construction Nonmajor General Fund Revenue Fund Service Fund Fund Funds Total Nonspendable Prepaid items 9,150$ –$ –$ –$ –$ 9,150$ Restricted Future debt service – – 7,561,906 – 320,527 7,882,433 Capital improvements – – – 661,868 – 661,868 Economic development – – – – 215,594 215,594 Tax increment – – – – 491,339 491,339 Forfeiture sales 74,506 – – – 143,489 217,995 Total restricted 74,506 – 7,561,906 661,868 1,170,949 9,469,229 Assigned Capital improvements – – – 3,572,902 5,540,515 9,113,417 Development – 743,774 – – 183,944 927,718 Communications – – – – 66,685 66,685 Total assigned – 743,774 – 3,572,902 5,791,144 10,107,820 Unassigned 6,041,095 – (2,070) – – 6,039,025 Total 6,124,751$ 743,774$ 7,559,836$ 4,234,770$ 6,962,093$ 25,625,224$ C. Minimum Unrestricted Fund Balance Policy The City Council has formally adopted a fund balance policy regarding the minimum unrestricted fund balance for the General Fund. The policy establishes that the City will strive to maintain an unrestricted General Fund balance (which includes committed, assigned, and unassigned classifications) between 40 and 50 percent of the subsequent year’s General Fund budgeted expenditures. At December 31, 2015, the unrestricted fund balance of the General Fund was 46.7 percent of the subsequent year’s budgeted expenditures and transfers out. The City Council may consider the judicious use of reserve balances in the following situations:  to fund an expenditure of long-term benefit or legacy to the community  to fund a one-time (nonrecurring) expenditure or grant matching opportunity  to fund a one-time unplanned revenue shortfall  to fund an unplanned expenditure due to an emergency or disaster  to moderate property taxes  to retire existing debt  to fund policy shifts by other governmental entities having a negative impact on the City  to provide catch-up funding for long-term obligations not previously recognized In no case will the unrestricted balance be allowed to fall below 40 percent. In the event that the year-end unrestricted balance is projected to be less than the target level due to the use of unrestricted balances for purposes identified above, a plan must be presented to the City Council at the time the unrestricted funds are appropriated that will reestablish the target level within 24 to 36 months. If restoration of the unrestricted balance cannot be accomplished within such period without severe hardship to the City, then the City Council will establish a different time period. -57- NOTE 7 – DEFINED BENEFIT PENSION PLANS – STATE-WIDE A. Plan Description The City participates in the following cost-sharing, multiple-employer defined benefit pension plans administered by the PERA. The PERA’s defined benefit pension plans are established and administered in accordance with Minnesota Statutes, Chapters 353 and 356. The PERA’s defined benefit pension plans are tax qualified plans under Section 401 (a) of the Internal Revenue Code. 1. General Employees Retirement Fund (GERF) All full-time and certain part-time employees of the City are covered by the General Employees Retirement Fund (GERF). GERF members belong to either the Coordinated Plan or the Basic Plan. Coordinated Plan members are covered by Social Security and Basic Plan members are not. The Basic Plan was closed to new members in 1967. All new members must participate in the Coordinated Plan. 2. Public Employees Police and Fire Fund (PEPFF) The Public Employees Police and Fire Fund (PEPFF), originally established for police officers and firefighters not covered by a local relief association, now covers all police officers and firefighters hired since 1980. Effective July 1, 1999, the PEPFF also covers police officers and firefighters belonging to local relief associations that elected to merge with and transfer assets and administration to the PERA. B. Benefits Provided The PERA provides retirement, disability, and death benefits. Benefit provisions are established by state statute and can only be modified by the State Legislature. Benefit increases are provided to benefit recipients each January. Increases are related to the funding ratio of the plan. Members in plans that are at least 90 percent funded for two consecutive years are given 2.5 percent increases. Members in plans that have not exceeded 90 percent funded, or have fallen below 80 percent, are given 1 percent increases. The benefit provisions stated in the following paragraphs of this section are current provisions and apply to active plan participants. Vested, terminated employees who are entitled to benefits but are not receiving them yet are bound by the provisions in effect at the time they last terminated their public service. 1. GERF Benefits Benefits are based on a member’s highest average salary for any five successive years of allowable service, age, and years of credit at termination of service. Two methods are used to compute benefits for the PERA’s Coordinated and Basic Plan members. The retiring member receives the higher of a step-rate benefit accrual formula (Method 1) or a level accrual formula (Method 2). Under Method 1, the annuity accrual rate for a Basic Plan member is 2.2 percent of average salary for each of the first 10 years of service and 2.7 percent for each remaining year. The annuity accrual rate for a Coordinated Plan member is 1.2 percent of average salary for each of the first 10 years and 1.7 percent for each remaining year. Under Method 2, the annuity accrual rate is 2.7 percent of average salary for Basic Plan members and 1.7 percent for Coordinated Plan members for each year of service. For members hired prior to July 1, 1989, a full annuity is available when age plus years of service equal 90 and normal retirement age is 65. For members hired on or after July 1, 1989, normal retirement age is the age for unreduced Social Security benefits capped at 66. -58- NOTE 7 – DEFINED BENEFIT PENSION PLANS – STATE-WIDE (CONTINUED) 2. PEPFF Benefits Benefits for PEPFF members first hired after June 30, 2010, but before July 1, 2014, vest on a prorated basis from 50 percent after five years up to 100 percent after 10 years of credited service. Benefits for PEPFF members first hired after June 30, 2014 vest on a prorated basis from 50 percent after 10 years up to 100 percent after 20 years of credited service. The annuity accrual rate is 3 percent of average salary for each year of service. For PEPFF members who were first hired prior to July 1, 1989, a full annuity is available when age plus years of service equal at least 90. C. Contributions Minnesota Statutes, Chapter 353 sets the rates for employer and employee contributions. Contribution rates can only be modified by the State Legislature. 1. GERF Contributions Coordinated Plan members were required to contribute 6.50 percent of their annual covered salary in calendar year 2015. The City was required to contribute 7.50 percent for Coordinated Plan members in calendar year 2015. The City’s contributions to the GERF for the year ended December 31, 2015 were $314,233. The City’s contributions were equal to the required contributions as set by state statute. 2. PEPFF Contributions Plan members were required to contribute 10.80 percent of their annual covered salary in calendar year 2015. The City was required to contribute 16.20 percent of pay for PEPFF members in calendar year 2015. The City’s regular contributions to the PEPFF for the year ended December 31, 2015 were $363,525. The City’s contributions were equal to the required contributions as set by state statute. D. Pension Costs 1. GERF Pension Costs At December 31, 2015, the City reported a liability of $3,726,231 for its proportionate share of the GERF’s net pension liability. The net pension liability was measured as of June 30, 2015, and the total pension liability used to calculate the net pension liability was determined by an actuarial valuation as of that date. The City’s proportion of the net pension liability was based on the City’s contributions received by the PERA during the measurement period for employer payroll paid dates from July 1, 2014 through June 30, 2015, relative to the total employer contributions received from all of the PERA’s participating employers. At June 30, 2015, the City’s proportionate share was 0.0719 percent, which was a decrease of 0.0052 percent from its proportion measured as of June 30, 2014. For the year ended December 31, 2015, the City recognized pension expense of $120,349 for its proportionate share of the GERF’s pension expense. -59- NOTE 7 – DEFINED BENEFIT PENSION PLANS – STATE-WIDE (CONTINUED) At December 31, 2015, the City reported its proportionate share of the GERF’s deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: Deferred Deferred Outflows Inflows of Resources of Resources Differences between expected and actual economic experience –$ 187,865$ Differences between projected and actual investment earnings 352,745 – Changes in proportion – 183,202 Contributions paid to the PERA subsequent to the measurement date 157,581 – Total 510,326$ 371,067$ Deferred outflows of resources reported $157,581 related to pensions resulting from city contributions subsequent to the measurement date that will be recognized as a reduction of the net pension liability in the year ending December 31, 2016. Other amounts reported as deferred outflows and inflows of resources related to pensions will be recognized in pension expense as follows: Pension Year Ended Expense December 31, Amount 2016 (35,504)$ 2017 (35,504)$ 2018 (35,504)$ 2019 88,190$ 2. PEPFF Pension Costs At December 31, 2015, the City reported a liability of $2,726,962 for its proportionate share of the PEPFF’s net pension liability. The net pension liability was measured as of June 30, 2015, and the total pension liability used to calculate the net pension liability was determined by an actuarial valuation as of that date. The City’s proportion of the net pension liability was based on the City’s contributions received by the PERA during the measurement period for employer payroll paid dates from July 1, 2014 through June 30, 2015, relative to the total employer contributions received from all of the PERA’s participating employers. At June 30, 2015, the City’s proportion was 0.240 percent, which was a decrease of 0.007 percent from its proportion measured as of June 30, 2014. For the year ended December 31, 2015, the City recognized pension expense of $93,038 for its proportionate share of the PEPFF’s pension expense. The City also recognized $21,600 for the year ended December 31, 2015, as revenue for its proportionate share of the state of Minnesota’s on-behalf contributions to the PEPFF. Legislation passed in 2013 required the state of Minnesota to begin contributing $9 million to the PEPFF each year, starting in fiscal year 2014. -60- NOTE 7 – DEFINED BENEFIT PENSION PLANS – STATE-WIDE (CONTINUED) At December 31, 2015, the City reported its proportionate share of the PEPFF’s deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: Deferred Deferred Outflows Inflows of Resources of Resources Differences between expected and actual economic experience –$ 442,224$ Differences between projected and actual investment earnings 475,128 – Changes in proportion – 63,002 Contributions paid to the PERA subsequent to the measurement date 194,380 – Total 669,508$ 505,226$ Deferred outflows of resources reported $194,380 related to pensions resulting from the city contributions subsequent to the measurement date that will be recognized as a reduction of the net pension liability in the year ending December 31, 2016. Other amounts reported as deferred outflows and inflows of resources related to pensions will be recognized in pension expense as follows: Pension Year Ended Expense December 31, Amount 2016 17,737$ 2017 17,737$ 2018 17,737$ 2019 17,737$ 2020 (101,046)$ E. Actuarial Assumptions The total pension liability in the June 30, 2015 actuarial valuation was determined using the following actuarial assumptions: Inflation 2.75% per year Active member payroll growth 3.50% per year Investment rate of return 7.90% Salary increases were based on a service-related table. Mortality rates for active members, retirees, survivors, and disabilitants were based on RP-2000 tables for males or females, as appropriate, with slight adjustments. Cost of living benefit increases for retirees are assumed to be: 1 percent effective every January 1st until 2034, then 2.5 percent for the GERF and the PEPFF. Actuarial assumptions used in the June 30, 2015 valuation were based on the results of actuarial experience studies. The experience study in the GERF was for the period July 1, 2004 through June 30, 2008, with an update of economic assumptions in 2014. The experience study for the PEPFF was for the period July 1, 2004 through June 30, 2009. -61- NOTE 7 – DEFINED BENEFIT PENSION PLANS – STATE-WIDE (CONTINUED) There were no changes in actuarial assumptions in 2015. The long-term expected rate of return on pension plan investments is 7.9 percent. The State Board of Investment, which manages the investments of the PERA, prepares an analysis of the reasonableness of the long-term expected rate of return on a regular basis using a building-block method in which best-estimate ranges of expected future rates of return are developed for each major asset class. These ranges are combined to produce an expected long-term rate of return by weighting the expected future rates of return by the target asset allocation percentages. The target allocation and best estimates of arithmetic real rates of return for each major asset class are summarized in the following table: Asset Class Target Allocation Long-Term Expected Real Rate of Return Domestic stocks 45% 5.50% International stocks 15% 6.00% Bonds 18% 1.45% Alternative assets 20% 6.40% Cash 2% 0.50% F. Discount Rate The discount rate used to measure the total pension liability was 7.9 percent. The projection of cash flows used to determine the discount rate assumed that employee and employer contributions will be made at the rate specified in the statute. Based on that assumption, each pension plan’s fiduciary net position was projected to be available to make all projected future benefit payments of current active and inactive employees. Therefore, the long-term expected rate of return on pension plan investments was applied to all periods of projected benefit payments to determine the total pension liability. G. Pension Liability Sensitivity The following presents the City’s proportionate share of the net pension liability for all plans it participates in, calculated using the discount rate disclosed in the preceding paragraph, as well as what the City’s proportionate share of the net pension liability would be if it were calculated using a discount rate 1 percentage point lower or 1 percentage point higher than the current discount rate: 1% Decrease in 1% Increase in Discount Rate Discount Rate Discount Rate (6.9%) (7.9%) (8.9%) The City’s proportionate share of the GERF net pension liability 5,858,960$ 3,726,231$ 1,964,925$ The City’s proportionate share of the PEPFF net pension liability 5,314,877$ 2,726,962$ 588,893$ H. Pension Plan Fiduciary Net Position Detailed information about each pension plan’s fiduciary net position is available in a separately-issued PERA financial report that includes financial statements and required supplementary information. That report may be obtained on the PERA website at www.mnpera.org. -62- NOTE 8 – DEFINED BENEFIT PENSION PLANS – FIRE RELIEF ASSOCIATION A. Plan Description All members of the Prior Lake Fire Department (the Department) are covered by a defined benefit plan administered by the Association. As of December 31, 2014, the plan covered 37 active firefighters and 10 vested terminated firefighters whose pension benefits are deferred. The plan was established November 1, 1957, and the Association operates under the provisions of Minnesota Laws 1965, Chapter 446, as amended and Minnesota Statutes, Chapters 69 and 424A. It is governed by a Board of Trustees (the Board) made up of six members elected by the members of the Association for three-year terms, and the Mayor, City Manager, and Fire Chief, who serve as ex-officio voting members of the Board of Trustees. The Association maintains a separate Special Fund to accumulate assets to fund the retirement benefits earned by the Department’s membership. Funding for the Association is derived from an insurance premium tax in accordance with the Volunteer Firefighter’s Relief Association Financing Guidelines Act of 1971 (Chapter 261 as amended by Chapter 509 of Minnesota Statutes 1980). Funds are also derived from investment income. B. Benefits Provided Retirement Benefits According to the bylaws of the Association and pursuant to Minnesota Statutes, Chapter 424A.02, Subdivisions 2 and 4, the Association pays to each member who has served as an active firefighter in the Department for a period of 20 years or more to his/her resignation, and who has reached the age of 50 years or more, $6,800 per year of service for lump sum. A member who has served in the Department for at least 20 years, but has not reached the age of 50 may retire and be placed on the deferred pension roll until he/she reaches the age of 50. Members who retire with less than 20 years of service and have reached the age of 50 and have completed at least 10 years of active membership are entitled to a reduced service pension. Disability Benefits If a member of the Association becomes totally or permanently disabled, the Association shall pay to such members the sum of $6,800 lump sum plan for each year that they have served as an active member of the Department. Death Benefit Upon the death of any member of the Association who is in good standing at the time of their death, the Association shall pay to the surviving spouse, if any, and if there is no surviving spouse, to surviving child or children, if any, and if no child or children survive, to the estate of such deceased member under 10 years of service, the sum of $6,800 for each year that they served as an active member of the Department. -63- NOTE 8 – DEFINED BENEFIT PENSION PLANS – FIRE RELIEF ASSOCIATION (CONTINUED) C. Contributions Minnesota Statutes, Chapters 424 and 424A, authorize pension benefits for volunteer fire relief associations. The plan is funded by fire state aid, investment earnings, and, if necessary, employer contributions as specified in Minnesota Statutes and voluntary city contributions (if applicable). The state of Minnesota contributed $195,194 in fire state aid to the plan on behalf of the Department for the year ended December 31, 2014, which was recorded as a revenue. Required employer contributions are calculated annually based on statutory provisions. The City’s statutorily-required contributions to the plan for the year ended December 31, 2014 were $195,194. The City’s contributions were equal to the required contributions as set by state statute. The City made a $20,000 voluntary contribution to the plan in the year ended December 31, 2014. Furthermore, firefighters have no obligation to contribute to the plan. D. Pension Costs At December 31, 2015, the City reported a net pension liability (asset) of $927,888 for the plan. The net pension liability (asset) was measured as of December 31, 2014. The total pension liability (asset) used to calculate the net pension liability (asset) in accordance with GASB Statement No. 68 was determined by an actuary applying an actuarial formula to specific census data certified by the Department as of December 31, 2014. The following table presents the changes in net pension liability (asset): Total Pension Plan Fiduciary Net Pension Liability Net Position Liability (Asset) (a) (b) (a-b) Beginning balance – January 1, 2014 2,481,307$ 3,301,229$ (819,922)$ Changes for the year Service cost 106,719 – 106,719 Interest on pension liability (asset) 148,718 – 148,718 Projected investment earnings – 204,330 (204,330) Contributions (employer) – 20,000 (20,000) Contributions (state) – 195,194 (195,194) Asset (gain) loss – (49,474) 49,474 Administrative costs – (6,647) 6,647 Total net changes 255,437 363,403 (107,966) Ending balance – December 31, 2014 2,736,744$ 3,664,632$ (927,888)$ For the year ended December 31, 2014, the City recognized pension revenue of $195,194 and pension expense of $146,807. -64- NOTE 8 – DEFINED BENEFIT PENSION PLANS – FIRE RELIEF ASSOCIATION (CONTINUED) At December 31, 2015, the City reported deferred inflows of resources and deferred outflows of resources, its contributions subsequent to the measurement date, related to pension from the following sources: Deferred Deferred Outflows Inflows of Resources of Resources Net difference between projected and actual earnings on plan investments –$ 39,578$ State aid to the City subsequent to the measurement date – 209,000 Contributions from the City subsequent to the measurement date 229,000 – Total 229,000$ 248,578$ Deferred outflows of resources totaling $229,000 related to pensions resulting from the city contributions to the plan subsequent to the measurement date will be recognized as a reduction of the net pension liability in the year ended December 31, 2016. Deferred inflows of resources totaling $209,000 related to state aid received subsequent to the measurement date will be recognized for its impact on the net pension liability in the year ended December 31, 2016. Other amounts reported as deferred outflows and inflows of resources related to the plan will be recognized in pension expense as follows: Pension Year Ended Expense December 31, Amount 2016 (9,895)$ 2017 (9,895)$ 2018 (9,895)$ 2019 (9,893)$ E. Actuarial Assumptions The total pension liability at December 31, 2014 was determined using the entry age normal actuarial cost method and the following actuarial assumptions: Retirement eligibility at 100 percent service pension at age 50 with 20 years of service, early vested retirement at age 50 with 10 years of service vested at 60 percent and increased by 4 percent for each additional year of service up to 20 and eligibility for deferred service pension payable at age 50 with 20 years of service Salary increases 2.50% Cost of living increases 5.90% Investment rate of return 6.00% 20-year municipal bond yield 3.50% The 6 percent long-term expected rate of return on pension plan investments was determined using a building-block method in which best estimates for expected future real rates of return (expected returns, net of inflation) were developed for each asset class using the plan’s target investment allocation along with long-term return expectations by asset class. Inflation expectations were applied to derive the nominal rate of return for the portfolio. -65- NOTE 8 – DEFINED BENEFIT PENSION PLANS – FIRE RELIEF ASSOCIATION (CONTINUED) The target allocation and best estimates of arithmetic real rates of return for each major asset class are summarized in the following table: Asset Class Cash 14.00 % 2.00 % Fixed income 26.00 5.00 Equities 58.00 7.50 Other 2.00 6.00 Total 100.00 % Long-Term Target Expected Real Allocation Rate of Return F. Discount Rate The discount rate used to measure the total pension liability was 6.0 percent. The projection of cash flows used to determine the discount rate assumed that contributions to the plan will be made as specified in the statute. Based on that assumption and considering the funding ratio of the plan, the fiduciary net position was projected to be available to make all projected future benefit payments of current active and inactive members. Therefore, the long-term expected rate of return on pension plan investments was applied to all periods of projected benefit payments to determine the total pension liability. G. Pension Liability (Asset) Sensitivity The following presents the City’s net pension liability (asset) for the plan, calculated using the discount rate disclosed in the preceding paragraph, as well as what the City’s net pension liability (asset) would be if it were calculated using a discount rate 1 percent lower or 1 percent higher than the current discount rate: 1 Percent 1 Percent Decrease (5.00%) Current (6.00%) Increase (7.00%) Defined benefit plan (826,450)$ (927,888)$ (1,024,219)$ H. Pension Plan Fiduciary Net Position The Association issues a publicly available financial report. This report may be obtained by writing to the Prior Lake Fire Relief Association, 5316 Hampton Street, Prior Lake, MN 55372. -66- NOTE 9 – OTHER POST-EMPLOYMENT BENEFITS PLAN A. Plan Description The City provides post-employment benefits to certain eligible employees through the City’s Other Post-Employment Benefits Plan, a single-employer defined benefit plan administered by the City. All post-employment benefits are based on contractual agreements with employee groups. As of January 1, 2014, the plan had 84 active participants and 2 retired participants. Eligibility for these benefits is based on years of service and/or minimum age requirements. These contractual agreements do not include any specific contribution or funding requirements. The plan does not issue a publicly available financial report. These benefits are summarized as follows: Post-Employment Insurance Benefits – All retirees of the City have the option under state law to continue their medical insurance coverage through the City from the time of retirement until the employee reaches the age of eligibility for Medicare. For two employees, the City pays for all of the eligible retiree’s premiums for medical insurance from the time of retirement until the employee reaches the age of eligibility for Medicare. Retirees not eligible for these city-paid premium benefits must pay the full city premium rate for their coverage. The City is legally required to include any retirees for whom it provides health insurance coverage in the same insurance pool as its active employees, whether the premiums are paid by the City or the retiree. Consequently, participating retirees are considered to receive a secondary benefit known as an “implicit rate subsidy.” This benefit relates to the assumption that the retiree is receiving a more favorable premium rate than they would otherwise be able to obtain if purchasing insurance on their own, due to being included in the same pool with the City’s younger and statistically healthier active employees. B. Funding Policy The required contribution is based on projected pay-as-you-go financing requirements, with additional amounts to pre-fund benefits as determined annually by the City. There is no invested plan assets accumulated for payment of future benefits. C. Annual OPEB Cost and Net OPEB Obligation The City’s annual OPEB cost (expense) is calculated based on annual required contributions (ARC) of the City, an amount determined on an actuarially determined basis in accordance with the parameters of GASB Statement No. 45. The ARC represents a level funding that, if paid on an ongoing basis, is projected to cover normal costs each year and amortize any unfunded actuarial liabilities (or funding excess) over a period not to exceed 30 years. The following table shows the components of the City’s annual OPEB cost for the year, the amount actually contributed to the plan, and the changes in the City’s net OPEB obligation to the plan: ARC 113,021$ Interest on net OPEB obligation 5,733 Adjustment to ARC (8,174) Annual OPEB cost 110,580 Contributions made (17,699) Increase in net OPEB obligation 92,881 Net OPEB obligation – beginning of year 143,314 Net OPEB obligation – end of year 236,195$ -67- NOTE 9 – OTHER POST-EMPLOYMENT BENEFITS PLAN (CONTINUED) The City’s annual OPEB cost, the percentage of annual OPEB cost contributed to the plan, and the net OPEB obligation for the year are as follows: Percentage of Year Ended Annual Employer Annual OPEB Net OPEB December 31, OPEB Cost Contribution Cost Contributed Obligation 2015 110,580$ 17,699$ 16.0%236,195$ 2014 158,749$ 15,435$ 9.7%143,314$ D. Funded Status and Funding Progress As of January 1, 2014, the most recent actuarial valuation date, the plan was zero percent funded. The actuarial accrued liability for benefits was $753,525, and the actuarial value of assets was $0, resulting in an unfunded actuarial accrued liability (UAAL) of $753,525. The covered payroll (annual payroll of active employees covered by the plan) was $5,840,769, and the ratio of the UAAL to the covered payroll was 12.9 percent. Actuarial valuations of an ongoing plan involve estimates of the value of reported amounts and assumptions about the probability occurrence of events far into the future. Examples include assumptions about future employment, mortality, and the healthcare cost trend. Amounts determined regarding the funded status of the plan and the ARC of the employer are subject to continual revision as actual results are compared with past expectations and new estimates are made about the future. The Schedule of Funding Progress following the notes to basic financial statements presents multi-year trend information about whether the actuarial value of plan assets is increasing or decreasing over time relative to the actuarial accrued liabilities for benefits. E. Actuarial Methods and Assumptions Projections of benefits for financial reporting purposes are based on the substantive plan (the plan as understood by the employer and the plan members) and include the types of benefits provided at the time of each valuation and the historical pattern of sharing of benefit costs between the employer and plan members to that point. The actuarial methods and assumptions used include techniques that are designed to reduce the effects of short-term volatility in actuarial accrued liabilities and the actuarial value of assets, consistent with the long-term perspective of the calculations. In the January 1, 2014 actuarial valuation, the entry age normal level dollar method was used. The actuarial assumptions included: a 4.0 percent investment rate of return (net of administrative expenses) based on the City’s own investments; a 2.5 percent rate of projected salary increases; a general inflation rate of 2.5 percent; and an annual healthcare cost trend rate of 7.5 percent initially, reduced by decrements to an ultimate rate of 5.0 percent after six years. The UAAL is being amortized on a level dollar basis over a closed period. The remaining amortization base periods at January 1, 2014 is 30 years. NOTE 10 – STEWARDSHIP AND ACCOUNTABILITY Deficit Net Position As of December 31, 2015, the Internal Service Fund had a deficit net position of $473,096. This deficit will be eliminated by future charges for services. The Park Referendum, Fire Station Number 2, and GESP Lease Nonmajor Debt Service Accounts had deficit fund balances of $175, $88, and $1,807, respectively. -68- NOTE 11 – COMMITMENTS AND CONTINGENCIES A. Federal and State Funding Amounts received or receivable from federal and state agencies are subject to agency audit and adjustment. Any disallowed claims, including amounts already collected, may constitute a liability of the applicable funds. The amount, if any, of funds that may be disallowed by the agencies cannot be determined at this time although the City expects such amounts, if any, to be immaterial. B. Legal Claims The City has the usual and customary type of miscellaneous legal claims pending at year-end. Although the outcome of these lawsuits is not presently determinable, the City’s management believes that the City will not incur any material monetary loss resulting from these claims. No loss has been recorded on the City’s financial statements relating to these claims. C. Construction Contracts During fiscal 2015, the City awarded contracts for various construction and remodeling projects. The City’s commitment for uncompleted work on these contracts at December 31, 2015 is $3,612,111. NOTE 12 – SPECIAL ITEM – TRANSFER OF OPERATIONS During the year ended December 31, 2014, the City transferred the responsibility for operating a transit operation to the Minnesota Valley Transit Authority (MVTA). As part of transferring this responsibility, the City is required by Minnesota Statutes to transfer the remaining assets, liabilities, and net position to the MVTA as well. During fiscal 2015, the City earned interest revenue on cash and investments held in the Transit Fund for a portion of the year. The transfer of this revenue to the MVTA is reported as a special item in the Statement of Activities and the Statement of Revenues, Expenses, and Changes in Net Position in fiscal 2015. The Transit Fund was closed in 2015. NOTE 13 – SUBSEQUENT EVENT In May 2016, the City Council approved the issuance and sale of $3,505,000 General Obligation Bonds, Series 2016A with an interest rate of 2 percent and a final maturity date of December 15, 2026. A portion of the 2016A Bonds were issued to advance refund the General Obligation Water Revenue Bonds of 2007A. REQUIRED SUPPLEMENTARY INFORMATION City’s Proportionate Plan Fiduciary Share of the Net Position City’s City’s Net Pension as a PERA Fiscal Proportion Proportionate Liability as a Percentage Year-End Date of the Net Share of the City’s Percentage of of the Total City Fiscal (Measurement Pension Net Pension Covered Covered Pension Year-End Date Date) Liability Liability (a) Payroll (b)Payroll (a/b) Liability 12/31/2015 6/30/2015 0.0719% 3,726,231$ 4,189,768$ 88.94% 78.20% Contributions in Relation to Contributions PERA Fiscal Statutorily the Statutorily as a Year-End Date Required Required Contribution Percentage City Fiscal (Measurement Contributions Contributions Deficiency Covered of Covered Year-End Date Date) (a) (b) (Excess) (a-b) Payroll (d)Payroll (b/d) 12/31/2015 6/30/2015 314,233$ 314,233$ –$ 4,189,768$ 7.50% Note: The City implemented GASB Statement No. 68 in fiscal 2015 (using a June 30, 2015 measurement date). This information is not available for previous fiscal years. Schedule of Employer Contributions Public Employees General Employees Retirement Fund Year Ended December 31, 2015 CITY OF PRIOR LAKE Schedule of City’s and Non-Employer Proportionate Share of Net Pension Liability Public Employees General Employees Retirement Fund Year Ended December 31, 2015 -69- City’s Proportionate Plan Fiduciary Share of the Net Position City’s City’s Net Pension as a PERA Fiscal Proportion Proportionate Liability as a Percentage Year-End Date of the Net Share of the City’s Percentage of of the Total City Fiscal (Measurement Pension Net Pension Covered Covered Pension Year-End Date Date) Liability Liability (a) Payroll (b)Payroll (a/b) Liability 12/31/2015 6/30/2015 0.2400% 2,726,962$ 2,244,215$ 121.51% 86.60% Contributions in Relation to Contributions PERA Fiscal Statutorily the Statutorily as a Year-End Date Required Required Contribution Percentage City Fiscal (Measurement Contributions Contributions Deficiency Covered of Covered Year-End Date Date) (a) (b) (Excess) (a-b) Payroll (d)Payroll (b/d) 12/31/2015 6/30/2015 363,525$ 363,525$ –$ 2,244,215$ 16.20% Note: The City implemented GASB Statement No. 68 in fiscal 2015 (using a June 30, 2015 measurement date). This information is not available for previous fiscal years. Schedule of Employer Contributions Public Employees Police and Fire Fund Year Ended December 31, 2015 CITY OF PRIOR LAKE Schedule of City’s and Non-Employer Proportionate Share of Net Pension Liability Public Employees Police and Fire Fund Year Ended December 31, 2015 -70- December 31, 2014 Total pension liability Service cost 106,719$ Interest 148,718 Net change in total pension liability 255,437 Total pension liability – beginning 2,481,307 Total pension liability – ending 2,736,744$ Plan fiduciary net position Contributions (state and local) 215,194$ Net investment income 154,856 Administrative costs (6,647) Net change in plan fiduciary net position 363,403 Total pension liability – beginning 3,301,229 Total pension liability – ending 3,664,632$ Net pension liability (asset) – ending (927,888)$ Plan fiduciary net position as a percentage of the total pension liability 133.90% Contributions in Relation to the City Fiscal Statutorily Statutorily Contribution Voluntary Year-End Required Required Deficiency City Date Contributions (a) Contributions (b) (Excess) (a-b) Contribution 12/31/15 209,000$ 209,000$ –$ 20,000$ *This schedule is provided prospectively beginning with the fiscal year ended December 31, 2015. Schedule of Employer Contributions Prior Lake Fire Relief Association Required Supplementary Information (Last Ten Years*) Year Ended December 31, 2015 CITY OF PRIOR LAKE Schedule of Changes in the Prior Lake Fire Relief Association’s Net Pension Asset and Related Ratios Required Supplementary Information (Last Ten Years*) -71- Actuarial Unfunded Fiscal Year Valuation Actuarial Actuarial Actuarial Ended Date – Accrued Value Accrued Covered December 31, January 1, Liability of Plan Assets Liability Payroll 2014 2014 753,525$ –$ 753,525$ – % 5,840,769$ 12.9 % CITY OF PRIOR LAKE Ratio Funded Payroll Percentage of Liability as a Unfunded Other Post-Employment Benefits Plan Schedule of Funding Progress -72- THIS PAGE INTENTIONALLY LEFT BLANK SUPPLEMENTAL INFORMATION Special Revenue Capital Projects Total Assets Cash and investments 1,078,850$ 5,945,123$ 7,023,973$ Cash held in escrow 25,000 768,868 793,868 Receivables Delinquent taxes 1,931 967 2,898 Accounts 47,264 28,613 75,877 Special assessments Deferred – 24,346 24,346 Other (Green Acres) – 1,403 1,403 Due from other governmental agencies 5,922 1,261 7,183 Total assets 1,158,967$ 6,770,581$ 7,929,548$ Liabilities Accounts and contracts payable 210,529$ 664,855$ 875,384$ Accrued salaries and employee benefits payable 4,135 – 4,135 Due to other governmental agencies 539 – 539 Deposits payable 25,000 – 25,000 Unearned revenue 33,750 – 33,750 Total liabilities 273,953 664,855 938,808 Deferred inflows of resources Unavailable revenue from delinquent taxes 1,931 967 2,898 Unavailable revenue from special assessments – 25,749 25,749 Total deferred inflows of resources 1,931 26,716 28,647 Fund balances Restricted 215,594 955,355 1,170,949 Assigned 667,489 5,123,655 5,791,144 Total fund balances 883,083 6,079,010 6,962,093 Total liabilities, deferred inflows of resources, and fund balances 1,158,967$ 6,770,581$ 7,929,548$ CITY OF PRIOR LAKE Nonmajor Governmental Funds Combining Balance Sheet as of December 31, 2015 -73- Special Revenue Capital Projects Total Revenue Taxes 158,731$ 721,884$ 880,615$ Special assessments – 2,883 2,883 Intergovernmental 17,165 – 17,165 Charges for services 136,281 1,079,622 1,215,903 Interest on investments 21,392 128,660 150,052 Miscellaneous Contributions and donations 1,555 – 1,555 Other – 101,097 101,097 Total revenue 335,124 2,034,146 2,369,270 Expenditures Current General government – 70,716 70,716 Culture and recreation 84,098 – 84,098 Economic development 158,570 – 158,570 Capital outlay 235,177 3,651,664 3,886,841 Total expenditures 477,845 3,722,380 4,200,225 Excess (deficiency) of revenues over expenditures (142,721) (1,688,234) (1,830,955) Other financing sources (uses) Transfers in – 191,000 191,000 Transfers out (62,356) (1,762,200) (1,824,556) Sale of assets – 6,240 6,240 Total other financing sources (uses) (62,356) (1,564,960) (1,627,316) Net change in fund balances (205,077) (3,253,194) (3,458,271) Fund balances Beginning of year 1,088,160 9,332,204 10,420,364 End of year 883,083$ 6,079,010$ 6,962,093$ Year Ended December 31, 2015 CITY OF PRIOR LAKE Nonmajor Governmental Funds Combining Statement of Revenues, Expenditures, and Changes in Fund Balances -74- Capital ED Revolving Revolving Park Loan Loan Assets Cash and investments 652,976$ 120,832$ 93,833$ Cash held in escrow – – – Receivables Delinquent taxes – – – Accounts 1,493 523 406 Due from other governmental agencies – – – Total assets 654,469$ 121,355$ 94,239$ Liabilities Accounts and contracts payable 203,859$ –$ –$ Accrued salaries and employee benefits payable – – – Due to other governmental agencies – – – Deposits payable – – – Unearned revenue 33,750 – – Total liabilities 237,609 – – Deferred inflows of resources Unavailable revenue from delinquent taxes – – – Fund balances Restricted for economic development – 121,355 94,239 Assigned for capital improvements 416,860 – – Assigned for development – – – Assigned for communications – – – Total fund balances 416,860 121,355 94,239 Total liabilities, deferred inflows of resources, and fund balances 654,469$ 121,355$ 94,239$ as of December 31, 2015 CITY OF PRIOR LAKE Nonmajor Special Revenue Funds Combining Balance Sheet -75- Cable Franchise EDA Total 71,225$ 139,984$ 1,078,850$ 25,000 – 25,000 – 1,931 1,931 – 44,842 47,264 – 5,922 5,922 96,225$ 192,679$ 1,158,967$ 4,540$ 2,130$ 210,529$ – 4,135 4,135 – 539 539 25,000 – 25,000 – – 33,750 29,540 6,804 273,953 – 1,931 1,931 – – 215,594 – – 416,860 – 183,944 183,944 66,685 – 66,685 66,685 183,944 883,083 96,225$ 192,679$ 1,158,967$ -76- Capital ED Revolving Revolving Park Loan Loan Revenues Taxes –$ –$ –$ Intergovernmental – – – Charges for services 123,710 – – Interest on investments 14,104 2,417 1,877 Miscellaneous Contributions and donations 1,555 – – Total revenues 139,369 2,417 1,877 Expenditures Current Culture and recreation 84,098 – – Economic development – – – Capital outlay 229,647 – – Total expenditures 313,745 – – Excess (deficiency) of revenues over expenditures (174,376) 2,417 1,877 Other financing uses Transfers out (62,356) – – Net change in fund balances (236,732) 2,417 1,877 Fund balances Beginning of year 653,592 118,938 92,362 End of year 416,860$ 121,355$ 94,239$ Year Ended December 31, 2015 CITY OF PRIOR LAKE Nonmajor Special Revenue Funds Combining Statement of Revenues, Expenditures, and Changes in Fund Balances -77- Cable Franchise EDA Total –$ 158,731$ 158,731$ – 17,165 17,165 5,133 7,438 136,281 – 2,994 21,392 – – 1,555 5,133 186,328 335,124 – – 84,098 – 158,570 158,570 4,540 990 235,177 4,540 159,560 477,845 593 26,768 (142,721) – – (62,356) 593 26,768 (205,077) 66,092 157,176 1,088,160 66,685$ 183,944$ 883,083$ -78- Tax Revolving Trunk Increment Equipment Reserve Assets Cash and investments 77,243$ 859,133$ 1,581,894$ Cash held in escrow – – – Receivables Delinquent taxes – – – Accounts 943 6,049 9,607 Special assessments Deferred – – 12,460 Other (Green Acres) – – 1,403 Due from other governmental agencies – 1,261 – Total assets 78,186$ 866,443$ 1,605,364$ Liabilities Accounts and contracts payable –$ 8,503$ –$ Deferred inflows of resources Unavailable revenue from delinquent taxes – – – Unavailable revenue from special assessments – – 13,863 Total deferred inflows of resources – – 13,863 Fund balances Restricted for tax increment 78,186 – – Restricted for forfeiture sales – 143,489 – Restricted for future capital improvements – – – Assigned for capital improvements – 714,451 1,591,501 Total fund balances 78,186 857,940 1,591,501 Total liabilities, deferred inflows of resources, and fund balances 78,186$ 866,443$ 1,605,364$ CITY OF PRIOR LAKE Nonmajor Capital Projects Funds Combining Balance Sheet as of December 31, 2015 -79- Tax Tax Street Water Increment 1-3 Increment 3-1 Oversizing Storage Lakefront Creekside 680,029$ 1,148,660$ 130,404$ 117,036$ – – – – – – 967 – 3,256 2,624 490 315 4,886 7,000 – – – – – – – – – – 688,171$ 1,158,284$ 131,861$ 117,351$ –$ –$ 68,372$ –$ – – 967 – 4,886 7,000 – – 4,886 7,000 967 – – – 62,522 117,351 – – – – – – – – 683,285 1,151,284 – – 683,285 1,151,284 62,522 117,351 688,171$ 1,158,284$ 131,861$ 117,351$ (continued) -80- Tax Tax Tax Increment 5-1 Increment 6-1 Increment 1-4 Premiere Shepard’s Path River Vet Assets Cash and investments 11,459$ 357,181$ 3,829$ Cash held in escrow – – – Receivables Delinquent taxes – – – Accounts 18 639 (8) Special assessments Deferred – – – Other (Green Acres) – – – Due from other governmental agencies – – – Total assets 11,477$ 357,820$ 3,821$ Liabilities Accounts and contracts payable 5,726$ 130,514$ 3,598$ Deferred inflows of resources Unavailable revenue from delinquent taxes – – – Unavailable revenue from special assessments – – – Total deferred inflows of resources – – – Fund balances Restricted for tax increment 5,751 227,306 223 Restricted for forfeiture sales – – – Restricted for future capital improvements – – – Assigned for capital improvements – – – Total fund balances 5,751 227,306 223 Total liabilities, deferred inflows of resources, and fund balances 11,477$ 357,820$ 3,821$ as of December 31, 2015 CITY OF PRIOR LAKE Nonmajor Capital Projects Funds Combining Balance Sheet (continued) -81- Revolving Park Facility Equipment Management Total 387,904$ 590,351$ 5,945,123$ – 768,868 768,868 – – 967 1,504 3,176 28,613 – – 24,346 – – 1,403 – – 1,261 389,408$ 1,362,395$ 6,770,581$ –$ 448,142$ 664,855$ – – 967 – – 25,749 – – 26,716 – – 491,339 – – 143,489 – 320,527 320,527 389,408 593,726 5,123,655 389,408 914,253 6,079,010 389,408$ 1,362,395$ 6,770,581$ -82- Tax Revolving Trunk Increment Equipment Reserve Revenues Taxes –$ 250,033$ –$ Special assessments – – – Charges for services 8,000 – 713,406 Interest (losses) on investments 1,528 21,391 41,806 Miscellaneous Other – 101,097 – Total revenues 9,528 372,521 755,212 Expenditures Current General government 294 70,422 – Capital outlay 5,136 875,336 – Total expenditures 5,430 945,758 – Excess (deficiency) of revenues over expenditures 4,098 (573,237) 755,212 Other financing sources (uses) Transfers in – 141,000 – Transfers out – – (1,352,864) Sale of assets – 6,240 – Total other financing sources (uses) – 147,240 (1,352,864) Net change in fund balances 4,098 (425,997) (597,652) Fund balances (deficit) Beginning of year 74,088 1,283,937 2,189,153 End of year 78,186$ 857,940$ 1,591,501$ CITY OF PRIOR LAKE Nonmajor Capital Projects Funds Combining Statement of Revenues, Expenditures, and Changes in Fund Balances Year Ended December 31, 2015 -83- Tax Tax Street Water Increment 1-3 Increment 3-1 Oversizing Storage Lakefront Creekside –$ –$ 89,291$ 71,808$ 2,883 – – – 180,216 178,000 – – 14,780 20,284 1,989 1,481 – – – – 197,879 198,284 91,280 73,289 – – – – – – 101,292 32,831 – – 101,292 32,831 197,879 198,284 (10,012) 40,458 – – – – (302,075) – (25,880) – – – – – (302,075) – (25,880) – (104,196) 198,284 (35,892) 40,458 787,481 953,000 98,414 76,893 683,285$ 1,151,284$ 62,522$ 117,351$ (continued) -84- Tax Tax Tax Increment 5-1 Increment 6-1 Increment 1-4 Premiere Shepard’s Path River Vet Revenues Taxes 12,724$ 290,032$ 7,996$ Special assessments – – – Charges for services – – – Interest (losses) on investments 89 3,755 (11) Miscellaneous Other – – – Total revenues 12,813 293,787 7,985 Expenditures Current General government – – – Capital outlay 11,970 261,547 7,714 Total expenditures 11,970 261,547 7,714 Excess (deficiency) of revenues over expenditures 843 32,240 271 Other financing sources (uses) Transfers in – – – Transfers out – – – Sale of assets – – – Total other financing sources (uses) – – – Net change in fund balances 843 32,240 271 Fund balances (deficit) Beginning of year 4,908 195,066 (48) End of year 5,751$ 227,306$ 223$ Year Ended December 31, 2015 CITY OF PRIOR LAKE Nonmajor Capital Projects Funds Combining Statement of Revenues, Expenditures, and Changes in Fund Balances (continued) -85- Revolving Park Facility Equipment Management Total –$ –$ 721,884$ – – 2,883 – – 1,079,622 7,896 13,672 128,660 – – 101,097 7,896 13,672 2,034,146 – – 70,716 – 2,355,838 3,651,664 – 2,355,838 3,722,380 7,896 (2,342,166) (1,688,234) – 50,000 191,000 – (81,381) (1,762,200) – – 6,240 – (31,381) (1,564,960) 7,896 (2,373,547) (3,253,194) 381,512 3,287,800 9,332,204 389,408$ 914,253$ 6,079,010$ -86- THIS PAGE INTENTIONALLY LEFT BLANK 2014 Actual Variance With Actual Original Final Amounts Final Budget Amounts Revenues Taxes Property taxes 8,107,223$ 8,107,223$ 8,087,428$ (19,795)$ 7,364,122$ Franchise taxes 595,000 595,000 604,997 9,997 594,800 Total taxes 8,702,223 8,702,223 8,692,425 (9,798) 7,958,922 Special assessments 35,000 35,000 366 (34,634) 10,798 Licenses and permits Business 72,920 72,920 77,870 4,950 79,620 Nonbusiness 569,825 569,825 509,594 (60,231) 503,532 Total licenses and permits 642,745 642,745 587,464 (55,281) 583,152 Intergovernmental Federal grants 3,500 7,882 19,806 11,924 125,971 State Road and bridge aid 288,000 288,000 316,827 28,827 288,204 Fire relief aid 209,000 209,000 213,941 4,941 202,136 Police aid 182,800 182,800 209,926 27,126 184,160 Other state aids 52,680 59,480 18,559 (40,921) 49,579 County and local Township fire and rescue aid 282,002 282,002 279,094 (2,908) 325,976 Liaison aid 45,860 45,860 23,565 (22,295) 45,860 Payment in lieu of taxes 420,000 420,000 420,000 – 400,000 Other local aids – 72,147 72,147 – 3,853 Total intergovernmental 1,483,842 1,567,171 1,573,865 6,694 1,625,739 Charges for services Zoning fees 7,810 7,810 26,626 18,816 16,634 Plan check fees 291,420 291,420 233,752 (57,668) 229,070 Park fees 54,250 54,250 65,127 10,877 52,425 Project fees 300,000 300,000 273,943 (26,057) 263,929 Park program revenue 63,000 63,000 67,210 4,210 76,459 Tower leases 202,065 202,065 243,499 41,434 210,994 PEG access fees 34,000 34,000 32,952 (1,048) 33,100 Park admission/rent 23,250 23,250 29,852 6,602 21,424 Facility rental 71,520 71,520 72,757 1,237 141,260 Reports 2,300 2,300 2,846 546 2,102 Total charges for services 1,049,615 1,049,615 1,048,564 (1,051) 1,047,397 (continued) CITY OF PRIOR LAKE General Fund Schedule of Revenues, Expenditures, and Changes in Fund Balances – Budget and Actual Year Ended December 31, 2015 (With Comparative Actual Amounts for the Year Ended December 31, 2014) 2015 Budgeted Amounts -87- 2014 Variance With Original Final Actual Final Budget Actual Revenues (continued) Fines and forfeits – – 1,390 1,390 127,225 Interest on investments 120,000 120,000 114,970 (5,030) 230,464 Miscellaneous Other 94,000 94,000 238,492 144,492 171,833 Contributions and donations 11,000 11,000 11,866 866 27,761 Developers’ agreements 70,000 70,000 59,867 (10,133) 90,474 Total miscellaneous 175,000 175,000 310,225 135,225 290,068 Total revenues 12,208,425 12,291,754 12,329,269 37,515 11,873,765 Expenditures Current expenditures General government Mayor and Council Personal services 49,370 49,370 53,503 4,133 46,347 Supplies 300 300 42 (258) 205 Other services and charges 5,720 5,720 4,987 (733) 5,459 Total Mayor and Council 55,390 55,390 58,532 3,142 52,011 Ordinance Other services and charges 7,500 7,500 6,952 (548) 8,497 Administration Personal services 335,330 335,330 318,613 (16,717) 324,576 Supplies 2,250 2,250 5,688 3,438 3,750 Other services and charges 47,179 47,179 51,241 4,062 47,934 Total administration 384,759 384,759 375,542 (9,217) 376,260 Boards and commissions Personal services 9,689 9,689 9,258 (431) 9,043 Other services and charges 650 650 879 229 346 Total boards and commissions 10,339 10,339 10,137 (202) 9,389 Election Personal services – – – – 11,621 Supplies – – – – 2,141 Other services and charges 75,000 75,000 84,750 9,750 1,398 Total election 75,000 75,000 84,750 9,750 15,160 (continued) Schedule of Revenues, Expenditures, and Budgeted Amounts General Fund Changes in Fund Balances – Budget and Actual (continued) CITY OF PRIOR LAKE Year Ended December 31, 2015 (With Comparative Actual Amounts for the Year Ended December 31, 2014) 2015 -88- 2014 Variance With Original Final Actual Final Budget Actual Expenditures (continued) Current expenditures (continued) General government (continued) Finance Personal services 418,654 418,654 396,539 (22,115) 406,089 Supplies 2,225 2,225 2,297 72 2,122 Other services and charges 13,805 13,805 12,418 (1,387) 18,389 Total finance 434,684 434,684 411,254 (23,430) 426,600 Auditing Other services and charges 29,950 29,950 30,748 798 25,115 Assessing Other services and charges 152,250 152,250 152,155 (95) 134,621 Legal services Other services and charges 215,000 215,000 233,507 18,507 384,657 Personnel Personal services 132,433 132,433 55,315 (77,118) 129,616 Supplies 250 250 323 73 246 Other services and charges 27,538 27,538 33,297 5,759 22,467 Total personnel 160,221 160,221 88,935 (71,286) 152,329 Communications Personal services 104,251 104,251 72,801 (31,450) 98,482 Supplies 750 750 92 (658) 450 Other services and charges 17,300 17,300 15,550 (1,750) 23,560 Total communications 122,301 122,301 88,443 (33,858) 122,492 Community development Personal services 277,393 277,393 286,768 9,375 243,058 Supplies 2,150 2,150 2,556 406 942 Other services and charges 28,450 28,450 5,340 (23,110) 21,663 Total community development 307,993 307,993 294,664 (13,329) 265,663 (continued) General Fund 2015 Year Ended December 31, 2015 CITY OF PRIOR LAKE Changes in Fund Balances – Budget and Actual (continued) (With Comparative Actual Amounts for the Year Ended December 31, 2014) Schedule of Revenues, Expenditures, and Budgeted Amounts -89- 2014 Variance With Original Final Actual Final Budget Actual Expenditures (continued) Current expenditures (continued) General government (continued) Technology Personal services 131,171 131,171 131,814 643 101,266 Supplies 1,040 1,040 578 (462) 5,949 Other services and charges 108,622 108,622 107,494 (1,128) 254,040 Total technology 240,833 240,833 239,886 (947) 361,255 Buildings and plant Personal services 71,409 71,409 74,214 2,805 50,889 Supplies 5,614 5,614 5,779 165 8,926 Other services and charges 427,934 427,934 412,974 (14,960) 422,935 Total buildings and plant 504,957 504,957 492,967 (11,990) 482,750 Total general government 2,701,177 2,701,177 2,568,472 (132,705) 2,816,799 Public safety Police Personal services 3,083,623 3,083,623 3,090,015 6,392 3,096,561 Supplies 117,047 117,047 115,158 (1,889) 119,121 Other services and charges 164,114 164,114 146,611 (17,503) 169,095 Total police 3,364,784 3,364,784 3,351,784 (13,000) 3,384,777 Fire and rescue Personal services 383,428 383,428 399,781 16,353 352,874 Supplies 92,177 92,177 62,952 (29,225) 74,507 Other services and charges 367,250 408,250 418,185 9,935 397,076 Total fire and rescue 842,855 883,855 880,918 (2,937) 824,457 Building inspections Personal services 558,114 558,114 538,616 (19,498) 519,796 Supplies 13,014 13,014 8,648 (4,366) 5,859 Other services and charges 6,315 6,315 6,407 92 8,188 Total building inspections 577,443 577,443 553,671 (23,772) 533,843 Emergency management Other services and charges 10,025 10,025 9,577 (448) 4,745 Animal control Other services and charges 25,257 25,257 25,200 (57) 25,200 Total public safety 4,820,364 4,861,364 4,821,150 (40,214) 4,773,022 (continued) Year Ended December 31, 2015 (With Comparative Actual Amounts for the Year Ended December 31, 2014) 2015 Budgeted Amounts CITY OF PRIOR LAKE General Fund Schedule of Revenues, Expenditures, and Changes in Fund Balances – Budget and Actual (continued) -90- 2014 Variance With Original Final Actual Final Budget Actual Expenditures (continued) Current expenditures (continued) Public works Engineering Personal services 337,087 337,087 343,925 6,838 310,802 Supplies 11,580 11,580 9,087 (2,493) 7,705 Other services and charges 31,480 31,480 8,653 (22,827) 19,192 Total engineering 380,147 380,147 361,665 (18,482) 337,699 Central garage Personal services 178,223 178,223 178,660 437 171,059 Supplies 168,545 168,545 123,596 (44,949) 179,214 Other services and charges 23,023 23,023 30,196 7,173 46,601 Total central garage 369,791 369,791 332,452 (37,339) 396,874 Streets Personal services 352,581 354,146 331,049 (23,097) 331,389 Supplies 253,600 257,374 231,351 (26,023) 260,549 Other services and charges 740,140 851,140 821,792 (29,348) 547,911 Total streets 1,346,321 1,462,660 1,384,192 (78,468) 1,139,849 Total public works 2,096,259 2,212,598 2,078,309 (134,289) 1,874,422 Culture and recreation Recreation Personal services 272,487 273,879 268,297 (5,582) 300,603 Supplies 60,888 66,695 60,447 (6,248) 80,143 Other services and charges 26,002 26,002 17,670 (8,332) 25,312 Total recreation 359,377 366,576 346,414 (20,162) 406,058 Parks Personal services 821,636 858,094 847,810 (10,284) 847,275 Supplies 186,110 206,703 184,303 (22,400) 181,165 Other services and charges 152,159 181,383 160,107 (21,276) 178,615 Total parks 1,159,905 1,246,180 1,192,220 (53,960) 1,207,055 Libraries Supplies 3,743 3,743 3,597 (146) 3,882 Other services and charges 63,017 63,017 57,840 (5,177) 67,995 Total libraries 66,760 66,760 61,437 (5,323) 71,877 (continued) 2015 CITY OF PRIOR LAKE General Fund Schedule of Revenues, Expenditures, and Changes in Fund Balances – Budget and Actual (continued) (With Comparative Actual Amounts for the Year Ended December 31, 2014) Budgeted Amounts Year Ended December 31, 2015 -91- 2014 Variance With Original Final Actual Final Budget Actual Expenditures (continued) Current expenditures (continued) Culture and recreation Natural resources Personal services 35,850 – – – 35,036 Supplies 24,750 – – – 5,845 Other services and charges 19,224 – – – 25,134 Total natural resources 79,824 – – – 66,015 Total culture and recreation 1,665,866 1,679,516 1,600,071 (79,445) 1,751,005 Economic development Other services and charges – 8,500 6,213 (2,287) – Total current expenditures 11,283,666 11,463,155 11,074,215 (388,940) 11,215,248 Capital outlay General government Technology 23,163 66,058 81,353 15,295 258,955 Buildings and plant 8,500 8,500 6,516 (1,984) 12,462 Public safety Police – – – – 1,000 Fire and rescue 41,000 – – – 7,506 Culture and recreation Parks 171,771 307,071 145,486 (161,585) 216,138 Economic development Contingency FEMA costs – – – – 92,174 Economic development – – – – 115,000 Total capital outlay 244,434 381,629 233,355 (148,274) 703,235 Total expenditures 11,528,100 11,844,784 11,307,570 (537,214) 11,918,483 Excess (deficiency) of revenues over expenditures 680,325 446,970 1,021,699 574,729 (44,718) (continued) Budgeted Amounts Schedule of Revenues, Expenditures, and Changes in Fund Balances – Budget and Actual (continued) Year Ended December 31, 2015 2015 (With Comparative Actual Amounts for the Year Ended December 31, 2014) General Fund CITY OF PRIOR LAKE -92- 2014 Variance With Original Final Actual Final Budget Actual Other financing sources (uses) Transfers in 355,520 355,520 355,520 – 481,762 Transfers out (1,035,845) (1,035,845) (1,036,245) (400) (1,091,655) Sale of assets – – 7,130 7,130 – Total other financing sources (uses) (680,325) (680,325) (673,595) 6,730 (609,893) Net change in fund balances –$ (233,355)$ 348,104 581,459$ (654,611) Fund balances Beginning of year 5,776,647 6,431,258 End of year 6,124,751$ 5,776,647$ Budgeted Amounts General Fund Schedule of Revenues, Expenditures, and Changes in Fund Balances – Budget and Actual (continued) Year Ended December 31, 2015 (With Comparative Actual Amounts for the Year Ended December 31, 2014) 2015 CITY OF PRIOR LAKE -93- Water Park City Hall Fire Treatment Referendum 2005 Station #2 Plant Assets Cash and investments –$ 9,340$ –$ –$ Cash held in escrow – – – 5,309,198 Receivables Accounts – 117 – – Special assessments Delinquent – – – – Deferred – – – – Other (Green Acres) – – – – Due from other governmental agencies – 2,959 – – Total assets –$ 12,416$ –$ 5,309,198$ Liabilities Accounts and contracts payable 175$ 1,175$ 88$ 175$ Due to other funds – – – – Total liabilities 175 1,175 88 175 Deferred inflows of resources Unavailable revenue from special assessments – – – – Fund balances (deficit) Restricted for debt service – 11,241 – 5,309,023 Unassigned (deficit in restricted balance) (175) – (88) – Total fund balances (deficit) (175) 11,241 (88) 5,309,023 Total liabilities, deferred inflows of resources, and fund balances –$ 12,416$ –$ 5,309,198$ CITY OF PRIOR LAKE Debt Service Funds Balance Sheet by Account as of December 31, 2015 -94- Tax Increment Breezy Fish 2004 Point Point CSAH 82 27,022$ 31,025$ –$ 30,737$ – – – – 115 676 – 117 – – – – – – 30,111 – – – 692,597 – – – – 751 27,137$ 31,701$ 722,708$ 31,605$ 89$ –$ –$ –$ – – – – 89 – – – – – 722,708 – 27,048 31,701 – 31,605 – – – – 27,048 31,701 – 31,605 27,137$ 31,701$ 722,708$ 31,605$ (continued) -95- Street Brooksville Brooksville CR 12 and Reconstruction Hills Hills II/Maple 2010 2007 2008 Glen 2nd Reconstruction Assets Cash and investments 31,328$ 66,784$ 59,233$ 55,865$ Cash held in escrow – – – – Receivables Accounts 157 1,009 896 538 Special assessments Delinquent – 1,125 – – Deferred – 105,770 94,232 47,511 Other (Green Acres) – – – – Due from other governmental agencies 900 457 703 549 Total assets 32,385$ 175,145$ 155,064$ 104,463$ Liabilities Accounts and contracts payable 175$ –$ 176$ 176$ Due to other funds – – – – Total liabilities 175 – 176 176 Deferred inflows of resources Unavailable revenue from special assessments – 106,895 94,232 47,511 Fund balances (deficit) Restricted for debt service 32,210 68,250 60,656 56,776 Unassigned (deficit in restricted balance) – – – – Total fund balances (deficit) 32,210 68,250 60,656 56,776 Total liabilities, deferred inflows of resources, and fund balances 32,385$ 175,145$ 155,064$ 104,463$ Balance Sheet by Account (continued) Debt Service Funds CITY OF PRIOR LAKE as of December 31, 2015 -96- CSAH 44, Boudin Boudin Welcome, Crest, Phase I Phase II CR 12, Sunset Maplewood 285,582$ 208,640$ 535,743$ 210,822$ – – – – 1,317 875 3,503 (23) – – 10,912 443 234,439 230,057 663,920 82,076 – – 25,656 – 842 1,057 12,989 1,213 522,180$ 440,629$ 1,252,723$ 294,531$ 88$ 88$ 174$ 87$ – – – – 88 88 174 87 234,439 230,057 700,489 82,520 287,653 210,484 552,060 211,924 – – – – 287,653 210,484 552,060 211,924 522,180$ 440,629$ 1,252,723$ 294,531$ (continued) -97- THIS PAGE INTENTIONALLY LEFT BLANK Street TH 13, Reconstruction 150th Street GESP Lease 2015 Reconstruction Total Assets Cash and investments –$ 213,066$ 458,936$ 2,224,123$ Cash held in escrow – – – 5,309,198 Receivables Accounts 67,119 – 111 76,527 Special assessments Delinquent – – – 12,480 Deferred – 1,290,902 – 2,779,018 Other (Green Acres) – – – 718,253 Due from other governmental agencies – – – 22,420 Total assets 67,119$ 1,503,968$ 459,047$ 11,142,019$ Liabilities Accounts and contracts payable –$ 670$ 169$ 3,505$ Due to other funds 68,926 – – 68,926 Total liabilities 68,926 670 169 72,431 Deferred inflows of resources Unavailable revenue from special assessments –$ 1,290,901$ –$ 3,509,752$ Fund balances (deficit) Restricted for debt service – 212,397 458,878 7,561,906 Unassigned (deficit in restricted balance) (1,807) – – (2,070) Total fund balances (deficit) (1,807) 212,397 458,878 7,559,836 Total liabilities, deferred inflows of resources, and fund balances 67,119$ 1,503,968$ 459,047$ 11,142,019$ CITY OF PRIOR LAKE Debt Service Funds Balance Sheet by Account (continued) as of December 31, 2015 -98- Water Park City Hall Fire Treatment Referendum 2005 Station #2 Plant Revenues Taxes –$ 586,910$ –$ –$ Special assessments – – – – Interest (losses) on investments – 1,581 – (7,736) Miscellaneous – – – – Total revenues – 588,491 – (7,736) Expenditures Debt service Principal 710,000 395,000 120,000 220,000 Interest and other 111,400 194,478 95,106 482,607 Total expenditures 821,400 589,478 215,106 702,607 Excess (deficiency) of revenues over expenditures (821,400) (987) (215,106) (710,343) Other financing sources (uses) Debt issued – – – – Refunding debt issued – – – 5,360,000 Premium on debt issued – – – 143,647 Transfers in 821,225 – 215,018 515,719 Total other financing sources (uses) 821,225 – 215,018 6,019,366 Net change in fund balances (175) (987) (88) 5,309,023 Fund balances (deficit) Beginning of year – 12,228 – – End of year (175)$ 11,241$ (88)$ 5,309,023$ Year Ended December 31, 2015 and Changes in Fund Balances CITY OF PRIOR LAKE Debt Service Funds Schedule of Revenues, Expenditures, -99- Tax Increment Breezy Fish 2004 Point Point CSAH 82 –$ –$ –$ 148,875$ – 441 – – 514 494 – (52) – – – – 514 935 – 148,823 20,000 – – 135,000 5,968 – – 13,805 25,968 – – 148,805 (25,454) 935 – 18 – – – – – – – – – – – – 25,880 – – – 25,880 – – – 426 935 – 18 26,622 30,766 – 31,587 27,048$ 31,701$ –$ 31,605$ (continued) -100- Street Brooksville Brooksville CR 12 and Reconstruction Hills Hills II/Maple 2010 2007 2008 Glen 2nd Reconstruction Revenues Taxes 178,459$ 90,661$ 139,332$ 108,793$ Special assessments – 52,045 37,418 16,515 Interest on investments 1,092 1,566 2,335 1,885 Miscellaneous – – – – Total revenues 179,551 144,272 179,085 127,193 Expenditures Debt service Principal 155,000 120,000 175,000 120,000 Interest and other 19,574 12,375 27,125 21,812 Total expenditures 174,574 132,375 202,125 141,812 Excess (deficiency) of revenues over expenditures 4,977 11,897 (23,040) (14,619) Other financing sources (uses) Debt issued – – – – Refunding debt issued – – – – Premium on debt issued – – – – Transfers in – – – – Total other financing sources (uses) – – – – Net change in fund balances 4,977 11,897 (23,040) (14,619) Fund balances (deficit) Beginning of year 27,233 56,353 83,696 71,395 End of year 32,210$ 68,250$ 60,656$ 56,776$ and Changes in Fund Balances (continued) Year Ended December 31, 2015 CITY OF PRIOR LAKE Debt Service Funds Schedule of Revenues, Expenditures, -101- CSAH 44, Boudin Boudin Welcome, Crest, Phase I Phase II CR 12, Sunset Maplewood 167,007$ 200,408$ 15,269$ 240,490$ 48,407 58,076 319,652 13,151 7,037 5,008 14,184 1,648 – – – – 222,451 263,492 349,105 255,289 210,000 220,000 325,000 185,000 31,533 38,756 99,557 57,338 241,533 258,756 424,557 242,338 (19,082) 4,736 (75,452) 12,951 – – – – – – – – – – – – – – – 135,076 – – – 135,076 (19,082) 4,736 (75,452) 148,027 306,735 205,748 627,512 63,897 287,653$ 210,484$ 552,060$ 211,924$ (continued) -102- THIS PAGE INTENTIONALLY LEFT BLANK Street TH 13, Reconstruction 150th Street GESP Lease 2015 Reconstruction Total Revenues Taxes –$ –$ –$ 1,876,204$ Special assessments – 154,243 437,870 1,137,818 Interest on investments – 5,093 2,338 36,987 Miscellaneous 67,119 – – 67,119 Total revenues 67,119 159,336 440,208 3,118,128 Expenditures Debt service Principal 93,474 – – 3,203,474 Interest and other 56,833 72,738 25,437 1,366,442 Total expenditures 150,307 72,738 25,437 4,569,916 Excess (deficiency) of revenues over expenditures (83,188) 86,598 414,771 (1,451,788) Other financing sources (uses) Debt issued – 125,799 44,107 169,906 Refunding debt issued – – – 5,360,000 Premium on debt issued – – – 143,647 Transfers in 81,381 – – 1,794,299 Total other financing sources (uses) 81,381 125,799 44,107 7,467,852 Net change in fund balances (1,807) 212,397 458,878 6,016,064 Fund balances (deficit) Beginning of year – – – 1,543,772 End of year (1,807)$ 212,397$ 458,878$ 7,559,836$ CITY OF PRIOR LAKE Debt Service Funds Schedule of Revenues, Expenditures, and Changes in Fund Balances (continued) Year Ended December 31, 2015 -103- THIS PAGE INTENTIONALLY LEFT BLANK OTHER INFORMATION SECTION THIS PAGE INTENTIONALLY LEFT BLANK Percent Increase 2015 2014 (Decrease) Revenues Taxes 10,844,247$ 9,924,277$ 9.3% Franchise taxes 604,997 594,800 1.7% Special assessments 1,141,067 616,960 84.9% Licenses and permits 587,464 580,112 1.3% Intergovernmental 2,882,091 2,038,495 41.4% Charges for services 2,493,523 2,771,929 (10.0%) Fines and forfeits 1,390 127,225 (98.9%) Interest (losses) on investments 376,624 730,981 (48.5%) Miscellaneous 479,996 350,339 37.0% Total revenues 19,411,399$ 17,735,118$ 9.5% Per capita 775$ 712$ 8.8% Expenditures Current General government 2,639,188$ 2,813,759$ (6.2%) Public safety 4,821,150 4,732,024 1.9% Public works 2,078,309 1,874,422 10.9% Culture and recreation 1,684,169 1,768,519 (4.8%) Economic development 164,783 115,437 42.7% Capital outlay 14,205,764 6,338,290 124.1% Debt service Principal 3,203,474 3,185,000 0.6% Interest and other charges 1,484,684 1,256,059 18.2% Total disbursements 30,281,521$ 22,083,510$ 37.1% Per capita 1,209$ 886$ 36.5% Total long-term indebtedness 43,020,000$ 33,640,000$ 27.9% Per capita 1,717$ 1,350$ 27.2% General Fund balance – December 31 6,124,751$ 5,776,647$ 6.0% Per capita 245$ 232$ 5.6% The purpose of this report is to provide a summary of financial information concerning the City to interested citizens. The complete financial statements may be examined at City Hall, 4646 Dakota Street Southeast, Prior Lake, Minnesota 55372-1714. Questions about this report should be directed to the Finance Director at (952) 447-9841. Governmental Funds Years Ended December 31, 2015 and 2014 Total CITY OF PRIOR LAKE Summary Financial Report Revenues and Expenditures for General Operations -104- Final Issue Maturity Date Date Bonded indebtedness G.O. special assessment bonds G.O. Improvement Bonds of 2009A 1.10–3.50 % 05/15/2009 12/15/2019 G.O. Improvement Bonds of 2010A 0.80–3.20 05/26/2010 12/15/2020 G.O. Improvement Bonds of 2011A 1.80–2.50 08/31/2011 12/15/2021 G.O. Improvement Bonds of 2011B 2.00–2.35 12/14/2011 12/15/2022 G.O. Improvement Bonds of 2013A 2.00–2.65 08/15/2013 12/15/2023 G.O. Improvement Bonds of 2014A 2.00–2.50 09/15/2014 12/15/2024 G.O. Improvement Refunding Bonds of 2014A 2.00 09/15/2014 12/15/2018 G.O. Improvement Bonds of 2015A 2.00–3.00 05/14/2015 12/15/2030 G.O. Improvement Bonds of 2015B 1.00–2.25 05/14/2015 12/15/2022 Total G.O. special assessment bonds Tax increment bonds G.O. Tax Increment Refunding Bonds of 2011A 1.80–3.00 08/31/2011 12/15/2024 General obligation bonds G.O. Park Refunding Bonds of 2005 3.75–5.00 09/01/2005 12/01/2017 G.O. Street Reconstruction Bonds of 2007B 4.00 05/15/2007 12/15/2017 G.O. Improvement Bonds of 2011B 2.00–3.40 12/14/2011 12/15/2031 G.O. Capital Improvement Refunding Bonds of 2012A 2.00–2.70 03/13/2012 12/15/2029 Total general obligation bonds General obligation revenue bonds G.O. Water Treatment Plant Revenue Bonds of 2007A 4.00–4.20 05/15/2007 12/15/2032 G.O. Improvement Refunding Bonds of 2015A 1.00–3.00 05/14/2015 12/15/2031 Total general obligation revenue bonds General obligation capital improvement plan bonds G.O. Capital Plan Bonds of 2006A 3.80–3.90 08/01/2007 02/01/2017 Total bonded indebtedness Rate CITY OF PRIOR LAKE Combined Schedule of Indebtedness for the Year Ended December 31, 2015 Interest -105- Outstanding Issued Outstanding Authorized January 1 (Retired) December 31 Principal Interest 1,700,000$ 875,000$ (175,000)$ 700,000$ 175,000$ 22,750$ 1,235,000 755,000 (120,000) 635,000 125,000 18,503 2,130,000 1,525,000 (210,000) 1,315,000 215,000 27,665 2,280,000 1,860,000 (220,000) 1,640,000 225,000 34,268 3,240,000 2,915,000 (325,000) 2,590,000 325,000 56,780 2,170,000 2,170,000 (185,000) 1,985,000 190,000 42,100 495,000 495,000 (120,000) 375,000 125,000 7,500 4,640,000 – 4,640,000 4,640,000 – 115,824 2,490,000 – 2,490,000 2,490,000 280,000 40,610 20,380,000 10,595,000 5,775,000 16,370,000 1,660,000 366,000 290,000 245,000 (20,000) 225,000 20,000 5,520 6,260,000 2,245,000 (710,000) 1,535,000 780,000 76,750 1,400,000 485,000 (155,000) 330,000 160,000 13,200 3,500,000 3,500,000 (120,000) 3,380,000 135,000 92,618 9,825,000 8,635,000 (395,000) 8,240,000 410,000 184,157 20,985,000 14,865,000 (1,380,000) 13,485,000 1,485,000 366,725 8,500,000 7,510,000 (220,000) 7,290,000 240,000 297,714 5,360,000 – 5,360,000 5,360,000 – 134,125 13,860,000 7,510,000 5,140,000 12,650,000 240,000 431,839 1,225,000 425,000 (135,000) 290,000 140,000 8,545 56,740,000$ 33,640,000$ 9,380,000$ 43,020,000$ 3,545,000$ 1,178,629$ Due in 2016 -106- THIS PAGE INTENTIONALLY LEFT BLANK Final Issue Maturity Date Date Principal General obligation special assessment bonds $1,700,000 General Obligation Improvement Bonds, Series 2009A 05/15/2009 3.00 % 12/15/2016 175,000$ 3.00 12/15/2017 175,000 3.50 12/15/2018 175,000 3.50 12/15/2019 175,000 Total 700,000 $1,235,000 General Obligation Improvement Bonds, Series 2010A 05/26/2010 2.50 % 12/15/2016 125,000 2.75 12/15/2017 125,000 3.00 12/15/2018 125,000 3.10 12/15/2019 130,000 3.20 12/15/2020 130,000 Total 635,000 $2,130,000 General Obligation Improvement Bonds, Series 2011A 08/31/2011 1.80 % 12/15/2016 215,000 1.80 12/15/2017 215,000 2.00 12/15/2018 220,000 2.15 12/15/2019 220,000 2.35 12/15/2020 220,000 2.50 12/15/2021 225,000 Total 1,315,000 $2,280,000 General Obligation Improvement Bonds, Series 2011B 12/14/2011 1.80 % 12/15/2016 225,000 1.80 12/15/2017 225,000 2.00 12/15/2018 230,000 2.15 12/15/2019 230,000 2.35 12/15/2020 240,000 2.50 12/15/2021 245,000 3.00 12/15/2022 245,000 Total 1,640,000 (continued) CITY OF PRIOR LAKE Bond Schedules December 31, 2015 Rate Interest -107- Final Issue Maturity Date Date Principal General obligation special assessment bonds (continued) $3,240,000 General Obligation Improvement Bonds, Series 2013A 08/15/2013 2.00 % 12/15/2016 325,000 2.00 12/15/2017 325,000 2.00 12/15/2018 325,000 2.00 12/15/2019 325,000 2.10 12/15/2020 325,000 2.30 12/15/2021 325,000 2.50 12/15/2022 320,000 2.65 12/15/2023 320,000 Total 2,590,000 $2,170,000 General Obligation Improvement Bonds, Series 2014A 09/25/2014 2.00 % 12/15/2016 190,000 2.00 12/15/2017 190,000 2.00 12/15/2018 215,000 2.00 12/15/2019 220,000 2.00 12/15/2020 225,000 2.00 12/15/2021 230,000 2.00 12/15/2022 235,000 2.50 12/15/2023 235,000 2.50 12/15/2024 245,000 Total 1,985,000 $495,000 General Obligation Improvement Refunding Bonds, Series 2014A 09/25/2014 2.00 % 12/15/2016 125,000 2.00 12/15/2017 125,000 2.00 12/15/2018 125,000 Total 375,000 $4,640,000 General Obligation Improvement Bonds, Series 2015A 05/14/2015 2.00 % 12/15/2023 405,000 2.00 12/15/2024 575,000 2.00 12/15/2025 775,000 2.50 12/15/2026 610,000 2.50 12/15/2027 555,000 3.00 12/15/2028 550,000 3.00 12/15/2029 600,000 3.00 12/15/2030 570,000 Total 4,640,000 (continued) CITY OF PRIOR LAKE Bond Schedules (continued) December 31, 2015 Interest Rate -108- Final Issue Maturity Date Date Principal General obligation special assessment bonds (continued) $2,490,000 General Obligation Improvement Bonds, Series 2015B 05/14/2015 1.00 % 12/15/2016 280,000 1.00 12/15/2017 230,000 1.40 12/15/2018 650,000 1.60 12/15/2019 355,000 1.90 12/15/2020 210,000 2.10 12/15/2021 315,000 2.25 12/15/2022 450,000 2,490,000 Total general obligation special assessment bonds 16,370,000$ General obligation tax increment bonds $290,000 Tax Increment Refunding Bonds, Series 2011A 08/31/2011 1.80 % 12/15/2016 20,000$ 1.80 12/15/2017 20,000 2.00 12/15/2018 25,000 2.15 12/15/2019 25,000 2.35 12/15/2020 25,000 2.50 12/15/2021 25,000 3.00 12/15/2022 25,000 3.00 12/15/2023 30,000 3.00 12/15/2024 30,000 Total general obligation tax increment bonds 225,000$ General obligation bonds $6,260,000 General Obligation Park Refunding Bonds of 2005 09/01/2005 5.000 % 12/01/2016 780,000$ 5.000 12/01/2017 755,000 Total 1,535,000 $1,400,000 General Obligation Street Reconstruction Bonds of 2007B 05/15/2007 4.00 % 12/15/2016 160,000 4.00 12/15/2017 170,000 Total 330,000 (continued) Bond Schedules (continued) December 31, 2015 Interest Rate CITY OF PRIOR LAKE -109- Final Issue Maturity Date Date Principal General obligation bonds (continued) $3,500,000 General Obligation Improvement Bonds, Series 2011B 12/14/2011 2.00 % 12/15/2016 135,000 2.00 12/15/2017 135,000 2.00 12/15/2018 140,000 2.00 12/15/2019 150,000 2.05 12/15/2020 160,000 2.20 12/15/2021 175,000 2.35 12/15/2022 180,000 2.50 12/15/2023 195,000 2.65 12/15/2024 215,000 2.75 12/15/2025 230,000 2.85 12/15/2026 240,000 3.00 12/15/2027 255,000 3.20 12/15/2028 270,000 3.20 12/15/2029 285,000 3.40 12/15/2030 300,000 3.40 12/15/2031 315,000 Total 3,380,000 $9,825,000 General Obligation Capital Improvement Refunding Bonds of 2012A 03/13/2012 2.00 % 12/15/2016 410,000 2.00 12/15/2017 435,000 2.00 12/15/2018 470,000 2.00 12/15/2019 485,000 2.00 12/15/2020 515,000 2.00 12/15/2021 545,000 2.00 12/15/2022 565,000 2.00 12/15/2023 590,000 2.15 12/15/2024 615,000 2.30 12/15/2025 645,000 2.40 12/15/2026 685,000 2.50 12/15/2027 720,000 2.60 12/15/2028 760,000 2.70 12/15/2029 800,000 Total 8,240,000 Total general obligation bonds 13,485,000$ (continued) December 31, 2015 Interest Rate CITY OF PRIOR LAKE Bond Schedules (continued) -110- Final Issue Maturity Date Date Principal General obligation revenue bonds $8,500,000 General Obligation Water Treatment Plant Revenue Bonds of 2007A 05/15/2007 4.00 % 12/15/2016 240,000$ 4.00 12/15/2017 5,420,000 4.00 12/15/2018 280,000 4.00 12/15/2019 300,000 4.00 12/15/2020 325,000 4.00 12/15/2021 350,000 4.00 12/15/2022 375,000 Total 7,290,000 $5,360,000 General Obligation Improvement Refunding Bonds, Series 2015A 05/14/2015 1.00 % 12/15/2018 75,000 1.00 12/15/2019 75,000 1.50 12/15/2020 75,000 1.50 12/15/2021 75,000 1.50 12/15/2022 75,000 2.00 12/15/2023 480,000 2.00 12/15/2024 495,000 2.00 12/15/2025 515,000 2.50 12/15/2026 530,000 2.50 12/15/2027 550,000 3.00 12/15/2028 570,000 3.00 12/15/2029 590,000 3.00 12/15/2030 615,000 3.00 12/15/2031 640,000 Total 5,360,000 Total general obligation revenue bonds 12,650,000$ General obligation capital improvement plan bonds $1,225,000 General Obligation Capital Improvement Plan Bonds 08/01/2007 3.85 % 02/01/2016 140,000$ 3.90 02/01/2017 150,000 Total general obligation capital improvement plan bonds 290,000$ Interest Rate CITY OF PRIOR LAKE Bond Schedules (continued) December 31, 2015 -111- Year Principal Interest Principal Interest Principal Interest 2016 1,485,000$ 366,725$ 1,660,000$ 366,000$ 20,000$ 5,520$ 2017 1,495,000 310,425 1,610,000 333,655 20,000 5,160 2018 610,000 254,475 2,065,000 301,498 25,000 4,800 2019 635,000 242,275 1,655,000 260,223 25,000 4,300 2020 675,000 229,576 1,350,000 224,158 25,000 3,763 2021 720,000 215,996 1,340,000 194,593 25,000 3,175 2022 745,000 201,244 1,250,000 164,888 25,000 2,550 2023 785,000 185,713 960,000 136,305 30,000 1,800 2024 830,000 169,041 820,000 113,850 30,000 900 2025 875,000 150,120 775,000 96,225 – – 2026 925,000 128,960 610,000 80,725 – – 2027 975,000 105,680 555,000 65,475 – – 2028 1,030,000 80,030 550,000 51,600 – – 2029 1,085,000 51,630 600,000 35,100 – – 2030 300,000 20,910 570,000 17,098 – – 2031 315,000 10,710 – – – – Total 13,485,000$ 2,723,510$ 16,370,000$ 2,441,393$ 225,000$ 31,968$ CITY OF PRIOR LAKE Debt Service Requirements December 31, 2015 General Obligation Bonds Special Assessment Bonds General Obligation Tax Increment Bonds General Obligation -112- Principal Interest Principal Interest 240,000$ 431,839$ 140,000$ 8,545$ 5,420,000 422,239 150,000 2,925 355,000 199,325 – – 375,000 187,375 – – 400,000 174,625 – – 425,000 160,500 – – 450,000 145,375 – – 480,000 129,250 – – 495,000 119,650 – – 515,000 109,750 – – 530,000 99,450 – – 550,000 86,200 – – 570,000 72,450 – – 590,000 55,350 – – 615,000 37,650 – – 640,000 19,200 – – 12,650,000$ 2,450,228$ 290,000$ 11,470$ Revenue Bonds Plan Bonds General ObligationGeneral Obligation -113- Collections Total of Prior Total Year Levy Years’ Levy Collections 2006 8,086,236$ 7,733,423$ 95.64 * 76,133$ 7,809,556$ 96.58 % 2007 8,718,777 8,557,509 98.15 * 96,934 8,654,443 99.26 2008 9,365,437 9,027,680 96.39 * 1,520,587 9,148,267 97.68 2009 9,881,555 9,330,012 94.42 * 157,906 9,487,918 96.02 2010 10,079,186 9,764,852 96.88 * 235,004 9,999,856 99.21 2011 10,114,124 9,742,074 96.32 * 148,029 9,890,103 97.79 2012 9,414,124 9,367,641 99.51 132,726 9,500,367 100.92 2013 9,414,124 9,307,276 98.87 79,901 9,387,177 99.71 2014 9,448,918 9,361,417 99.07 86,180 9,447,597 99.99 2015 10,394,086 10,323,081 99.32 48,336 10,371,417 99.78 *Market value credit was withheld by the state of Minnesota Collections Total of Prior Total Year Levy Years’ Levy Collections 2006 476,717$ 446,508$ 93.66 49,397$ 495,905$ 104.03 % 2007 405,756 400,937 98.81 39,075 440,012 108.44 2008 336,687 330,203 98.07 9,243 339,446 100.82 2009 366,972 362,795 98.86 3,461 366,256 99.80 2010 441,066 435,017 98.63 3,522 438,539 99.43 2011 347,795 341,728 98.26 5,802 347,530 99.92 2012 385,017 380,144 98.73 4,240 384,384 99.84 2013 393,347 388,480 98.76 4,943 393,423 100.02 2014 526,584 460,800 87.51 4,946 465,746 88.45 2015 374,285 365,481 97.65 11,655 377,136 100.76 **Excludes prepaid assessment collections Collection of Current Year Levy** Percentage Percentage Percentage Collected Percentage Collectionsof Levy of Total of Total to Levy CITY OF PRIOR LAKE Tax Levies and Collections, and Special Assessment Levies and Collections Special Assessment Levies and Collections Prior Ten Years Tax Levies and Collections Collection of Current Year Levy of Levy Collected to Levy Collections -114- 2013 Taxable market value 2,372,776,200$ 2,445,568,700$ 2,620,934,100$ Tax levy 9,414,124$ 9,448,918$ 10,394,086$ Tax capacity, net of fiscal disparities, and tax increment 24,018,600$ 24,793,703$ 26,636,432$ Tax capacity rate 31.887% 30.736% 31.988% Market value rate 0.040% 0.040% 0.039% EDA tax capacity rate 0.625% 0.551% 0.557% Prior Three Years 2015 CITY OF PRIOR LAKE Schedules of Market Value, Tax Levy, Tax Capacity Values, Tax Capacity Rate, and Market Value Rate 2014 -115- 2013 2014 2015 Current population 24,223 24,911 25,049 Tax capacity, net of fiscal disparities, and tax increment 24,018,600$ 24,793,703$ 26,636,432$ Percent of current property taxes collected 98.87% 99.07% 99.32% City revenues per capita (governmental funds) 788$ 712$ 775$ City expenditures per capita (governmental funds) 1,032$ 886$ 1,209$ Ratio of bonded debt to tax capacity 148.55% 128.05% 153.07% Bond rating Aa2 Aa2 Aa2 CITY OF PRIOR LAKE Key Financial Indicators Prior Three Years -116- OTHER REQUIRED REPORTS THIS PAGE INTENTIONALLY LEFT BLANK -117- INDEPENDENT AUDITOR’S REPORT ON INTERNAL CONTROL OVER FINANCIAL REPORTING AND ON COMPLIANCE AND OTHER MATTERS BASED ON AN AUDIT OF FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE WITH GOVERNMENT AUDITING STANDARDS To the City Council and Management City of Prior Lake, Minnesota We have audited, in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States, the financial statements of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City of Prior Lake, Minnesota (the City) as of and for the year ended December 31, 2015, and the related notes to the financial statements, which collectively comprise the City’s basic financial statements, and have issued our report thereon dated May 18, 2016. INTERNAL CONTROL OVER FINANCIAL REPORTING In planning and performing our audit of the financial statements, we considered the City’s internal control over financial reporting (internal control) to determine the audit procedures that are appropriate in the circumstances for the purpose of expressing our opinions on the financial statements, but not for the purpose of expressing an opinion on the effectiveness of the City’s internal control. Accordingly, we do not express an opinion on the effectiveness of the City’s internal control. A deficiency in internal control exists when the design or operation of a control does not allow management or employees, in the normal course of performing their assigned functions, to prevent, or detect and correct, misstatements on a timely basis. A material weakness is a deficiency, or combination of deficiencies, in internal control, such that there is a reasonable possibility that a material misstatement of the City’s financial statements will not be prevented, or detected and corrected, on a timely basis. A significant deficiency is a deficiency, or a combination of deficiencies, in internal control that is less severe than a material weakness, yet important enough to merit attention by those charged with governance. Our consideration of internal control was for the limited purpose described in the first paragraph of this section and was not designed to identify all deficiencies in internal control that might be material weaknesses or significant deficiencies. Given these limitations, during our audit we did not identify any deficiencies in internal control that we consider to be material weaknesses. However, material weaknesses may exist that have not been identified. (continued) -118- COMPLIANCE AND OTHER MATTERS As part of obtaining reasonable assurance about whether the City’s financial statements are free from material misstatement, we performed tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements, noncompliance with which could have a direct and material effect on the determination of financial statement amounts. However, providing an opinion on compliance with those provisions was not an objective of our audit and, accordingly, we do not express such an opinion. The results of our tests disclosed no instances of noncompliance or other matters that are required to be reported under Government Auditing Standards. PURPOSE OF THIS REPORT The purpose of this report is solely to describe the scope of our testing of internal control and compliance and the results of that testing, and not to provide an opinion on the effectiveness of the City’s internal control or on compliance. This report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the City’s internal control and compliance. Accordingly, this report is not suitable for any other purpose. Minneapolis, Minnesota May 18, 2016 -119- INDEPENDENT AUDITOR’S REPORT ON MINNESOTA LEGAL COMPLIANCE To the City Council and Management City of Prior Lake, Minnesota We have audited, in accordance with auditing standards generally accepted in the United States of America, and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States, the financial statements of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City of Prior Lake, Minnesota (the City) as of and for the year ended December 31, 2015, and the related notes to the financial statements, which collectively comprise the City’s basic financial statements, and have issued our report thereon dated May 18, 2016. MINNESOTA LEGAL COMPLIANCE The Minnesota Legal Compliance Audit Guide for Cities, promulgated by the Office of the State Auditor pursuant to Minnesota Statute § 6.65, contains seven categories of compliance to be tested: contracting and bidding, deposits and investments, conflicts of interest, public indebtedness, claims and disbursements, miscellaneous provisions, and tax increment financing. Our audit considered all of the listed categories. In connection with our audit, nothing came to our attention that caused us to believe that the City failed to comply with the provisions of the Minnesota Legal Compliance Audit Guide for Cities, except as described in the Schedule of Findings as item 2015-001. However, our audit was not directed primarily toward obtaining knowledge of such noncompliance. Accordingly, had we performed additional procedures, other matters may have come to our attention regarding the City’s noncompliance with the above referenced provisions. CITY’S RESPONSE TO FINDING The City’s response to the legal compliance finding identified in our audit has been included in the Schedule of Findings. The City’s response was not subject to the auditing procedures applied in our audit of the financial statements and, accordingly, we express no opinion on it. PURPOSE OF THIS REPORT The purpose of this report is solely to describe the scope of our testing of compliance and the results of that testing, and not to provide an opinion on compliance. Accordingly, this report is not suitable for any other purpose. Minneapolis, Minnesota May 18, 2016 THIS PAGE INTENTIONALLY LEFT BLANK CITY OF PRIOR LAKE Schedule of Findings December 31, 2015 -120- FINDINGS – MINNESOTA LEGAL COMPLIANCE AUDIT 2015-001 COLLATERAL FOR UNINSURED DEPOSITS Condition and Criteria – Minnesota Statute § 118A.03 requires that if a city’s deposits exceed federal insurance coverage, excess deposits must be covered by corporate surety bonds or collateral that has a market value of at least 110 percent of such excess. This requirement was not met for two banks for which City of Prior Lake, Minnesota (the City) held two certificates of deposit each through separate investment brokers at December 31, 2015, leaving $484,995 of the City’s deposits uninsured and uncollateralized. Cause – This was an oversight by city personnel. Effect – City deposits not covered by federal depository insurance or pledged collateral were subject to custodial credit risk, the risk they may be lost if the depository bank fails. Recommendation – We recommend that the City review its investment portfolio of certificates of deposit to assure that in the future there are no certificates of deposit held through various investment brokers with the same bank. This will ensure the City will remain covered by federal depository insurance coverage for collateral purposes. Management Response – There is no disagreement with the audit finding. This was an oversight by the City that was recognized by city staff and rectified in January and March 2016. The City’s staff reviews collateral coverage regularly and will assure that adequate diversification of certificates of deposit is obtained in the future. THIS PAGE INTENTIONALLY LEFT BLANK Management Report for City of Prior Lake, Minnesota December 31, 2015 THIS PAGE INTENTIONALLY LEFT BLANK To the City Council and Management City of Prior Lake, Minnesota We have prepared this management report in conjunction with our audit of the City of Prior Lake, Minnesota’s (the City) financial statements for the year ended December 31, 2015. The purpose of this report is to provide comments resulting from our audit process and to communicate information relevant to city finances in Minnesota. We have organized this report into the following sections:  Audit Summary  Governmental Funds Overview  Enterprise Funds Overview  Government-Wide Financial Statements  Legislative Updates  Accounting and Auditing Updates We would be pleased to further discuss any of the information contained in this report or any other concerns that you would like us to address. We would also like to express our thanks for the courtesy and assistance extended to us during the course of our audit. The purpose of this report is solely to provide those charged with governance of the City, management, and those who have responsibility for oversight of the financial reporting process comments resulting from our audit process and information relevant to city finances in Minnesota. Accordingly, this report is not suitable for any other purpose. Minneapolis, Minnesota May 18, 2016 THIS PAGE INTENTIONALLY LEFT BLANK -1- AUDIT SUMMARY The following is a summary of our audit work, key conclusions, and other information that we consider important or that is required to be communicated to the City Council, administration, or those charged with governance of the City. OUR RESPONSIBILITY UNDER AUDITING STANDARDS GENERALLY ACCEPTED IN THE UNITED STATES OF AMERICA AND GOVERNMENT AUDITING STANDARDS We have audited the financial statements of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City as of and for the year ended December 31, 2015, and the related notes to the financial statements. Professional standards require that we provide you with information about our responsibilities under auditing standards generally accepted in the United States of America and Government Auditing Standards, as well as certain information related to the planned scope and timing of our audit. We have communicated such information to you verbally and in our audit engagement letter. Professional standards also require that we communicate the following information related to our audit. PLANNED SCOPE AND TIMING OF THE AUDIT We performed the audit according to the planned scope and timing previously discussed and coordinated in order to obtain sufficient audit evidence and complete an effective audit. AUDIT OPINION AND FINDINGS Based on our audit of the City’s financial statements for the year ended December 31, 2015:  We have issued an unmodified opinion on the City’s basic financial statements. Our report included a paragraph emphasizing that the City implemented Governmental Accounting Standards Board (GASB) Statement No. 68, Accounting and Financial Reporting for Pensions— an amendment of GASB Statement No. 27, and GASB Statement No. 71, Pension Transition for Contributions Made Subsequent to the Measurement Date—an amendment of GASB Statement No. 68, during the year ended December 31, 2015. Our opinion was not modified with respect to this matter.  We reported no deficiencies in the City’s internal control over financial reporting that we considered to be material weaknesses.  The results of our testing disclosed no instances of noncompliance required to be reported under Government Auditing Standards.  We reported one finding based on our testing of the City’s compliance with Minnesota laws and regulations: 1) The City had certificates of deposit in excess of federal depository insurance at two depositories as of December 31, 2015, and the excess deposits were not adequately covered by pledged collateral with a market value of 110 percent of the excess, as required by state statutes. As a result, $484,995 of the City’s deposits were exposed to custodial credit risk at year-end. This oversight was corrected in early 2016. -2- SIGNIFICANT ACCOUNTING POLICIES Management is responsible for the selection and use of appropriate accounting policies. The significant accounting policies used by the City are described in Note 1 of the notes to basic financial statements. The City implemented GASB Statement Nos. 68 and 71 during the year ended December 31, 2015. These statements provide new guidance on accounting and financial reporting for pensions accounted for in the financial statements of plan employers. Implementation of these standards resulted in an adjustment to the beginning equity reported in the City’s government-wide and enterprise fund financial statements, as described in Note 1 of the notes to basic financial statements. The application of remaining policies was not changed during the year ended December 31, 2015. We noted no transactions entered into by the City during the year for which there is a lack of authoritative guidance or consensus. All significant transactions have been recognized in the financial statements in the proper period. ACCOUNTING ESTIMATES AND MANAGEMENT JUDGMENTS Accounting estimates are an integral part of the financial statements prepared by management and are based on management’s knowledge and experience about past and current events and assumptions about future events. Certain accounting estimates are particularly sensitive because of their significance to the financial statements and because of the possibility that future events affecting them may differ significantly from those expected. The most sensitive estimates affecting the financial statements were:  Depreciation – Management’s estimates of depreciation expense are based on the estimated useful lives of the assets.  Compensated Absences – Estimates for compensated absences payable are based on current sick and vacation leave balances.  Net Other Post-Employment Benefit (OPEB) and Net Pension Liabilities – The City has recorded liabilities and activity for other post-employment benefits (OPEB) and pension benefits. These obligations are calculated using actuarial methodologies described in GASB Statements Nos. 45 and 68. These actuarial calculations include significant assumptions, including projected changes, healthcare insurance costs, investment returns, retirement ages, proportionate share, and employee turnover. We evaluated the key factors and assumptions used by management to develop these estimates in determining that they are reasonable in relation to the basic financial statements taken as a whole. The financial statement disclosures are neutral, consistent, and clear. CORRECTED AND UNCORRECTED MISSTATEMENTS Professional standards require us to accumulate all known and likely misstatements identified during the audit, other than those that are trivial, and communicate them to the appropriate level of management. Where applicable, management has corrected all such misstatements. In addition, none of the misstatements detected as a result of audit procedures and corrected by management, when applicable, were material, either individually or in the aggregate, to each opinion unit’s financial statements taken as a whole. DIFFICULTIES ENCOUNTERED IN PERFORMING THE AUDIT We encountered no significant difficulties in dealing with management in performing and completing our audit. -3- DISAGREEMENTS WITH MANAGEMENT For purposes of this report, professional standards define a disagreement with management as a financial accounting, reporting, or auditing matter, whether or not resolved to our satisfaction, that could be significant to the financial statements or the auditor’s report. We are pleased to report that no such disagreements arose during the course of our audit. MANAGEMENT REPRESENTATIONS We have requested certain representations from management that are included in the management representation letter dated May 18, 2016. MANAGEMENT CONSULTATIONS WITH OTHER INDEPENDENT ACCOUNTANTS In some cases, management may decide to consult with other accountants about auditing and accounting matters, similar to obtaining a “second opinion” on certain situations. If a consultation involves application of an accounting principle to the City’s financial statements or a determination of the type of auditor’s opinion that may be expressed on those statements, our professional standards require the consulting accountant to check with us to determine that the consultant has all the relevant facts. To our knowledge, there were no such consultations with other accountants. OTHER AUDIT FINDINGS OR ISSUES We generally discuss a variety of matters, including the application of accounting principles and auditing standards, with management each year prior to retention as the City’s auditors. However, these discussions occurred in the normal course of our professional relationship and our responses were not a condition to our retention. OTHER MATTERS We applied certain limited procedures to Management’s Discussion and Analysis and the pension and OPEB-related required supplementary information (RSI) that supplements the basic financial statements. Our procedures consisted of inquiries of management regarding the methods of preparing the information and comparing the information for consistency with management’s responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We did not audit the RSI and do not express an opinion or provide any assurance on the RSI. We were engaged to report on the supplemental information accompanying the financial statements which is not RSI. With respect to this supplementary information, we made certain inquiries of management and evaluated the form, content, and methods of preparing the information to determine that the information complies with accounting principles generally accepted in the United States of America, the method of preparing it has not changed from the prior period, and the information is appropriate and complete in relation to our audit of the financial statements. We compared and reconciled the supplementary information to the underlying accounting records used to prepare the financial statements or to the financial statements themselves. We were not engaged to report on the introductory and other information sections which accompany the financial statements but are not RSI. We did not audit or perform other procedures on this other information and we do not express an opinion or provide any assurance on it. -4- GOVERNMENTAL FUNDS OVERVIEW This section of the report provides you with an overview of the financial trends and activities of the City’s governmental funds, which include the General, special revenue, debt service, and capital project funds. These funds are used to account for the basic services the City provides to all of its citizens, which are financed primarily with property taxes. The governmental fund information in the City’s financial statements focuses on budgetary compliance, and the sufficiency of each governmental fund’s current assets to finance its current liabilities. PROPERTY TAXES Minnesota cities rely heavily on local property tax levies to support their governmental fund activities. For the 2014 fiscal year, local ad valorem property tax levies provided 39.0 percent of the total governmental fund revenues for cities over 2,500 in population, and 35.5 percent for cities under 2,500 in population. Property tax levies certified by Minnesota cities for 2015 increased about 4.0 percent over 2014, compared to an increase of 1.6 percent the prior year. A one-year levy limit imposed on cities over 2,500 in population for the 2014 levy year was lifted for the 2015 levy year. The total market value of property in Minnesota cities increased about 8.5 percent for the 2015 levy year, following a modest increase of 1.1 percent for levy year 2014 and a four-year trend of declining market values for levy years 2010 through 2013. Market values showed increases across all property categories for 2015, with gains in the market values of residential homestead properties (10.0 percent) and non-homestead residential properties (9.7 percent) outpacing the market value gain of commercial/industrial properties (2.2 percent). Because the assessed valuation used for levying property taxes is based on values from the previous fiscal year (e.g., the market value for taxes payable in 2015 is based on estimated values as of January 1, 2014), market value improvement has lagged behind recent upturns in the housing market and the economy in general. The City’s taxable market value increased 3.2 percent for taxes payable in 2014 and 7.0 percent for taxes payable in 2015. The following graph shows the City’s changes in taxable market value over the past 10 years: $– $500,000,000 $1,000,000,000 $1,500,000,000 $2,000,000,000 $2,500,000,000 $3,000,000,000 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 Taxable Market Value -5- Tax capacity is considered the actual base available for taxation. It is calculated by applying the state’s property classification system to each property’s market value. Each property classification, such as commercial or residential, has a different calculation and uses different rates. Consequently, a city’s total tax capacity will change at a different rate than its total market value, as tax capacity is affected by the proportion of the City’s tax base that is in each property classification from year-to-year, as well as legislative changes to tax rates. The City’s tax capacity increased 2.9 percent and 7.2 percent for taxes payable in 2014 and 2015, respectively. The following graph shows the City’s change in tax capacities over the past 10 years: $– $5,000,000 $10,000,000 $15,000,000 $20,000,000 $25,000,000 $30,000,000 $35,000,000 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 Local Net Tax Capacity The improvement in property tax capacities contributed to decreases to the overall state-wide and metro area tax rates for 2015. The following table presents the average tax rates applied to city residents for each of the last two levy years, along with comparative state-wide and metro area rates. Rates expressed as a percentage of net tax capacity 2014 2015 2014 2015 2014 2015 Average tax rate City 48.8 46.9 46.0 43.4 30.7 32.0 County 47.6 44.7 46.6 42.9 39.7 36.6 School 28.9 27.1 30.9 28.3 36.2 32.7 Special taxing 7.3 6.9 9.5 8.8 7.4 7.3 Total 132.6 125.6 133.0 123.4 114.0 108.6 Prior LakeMetro Area Seven-CountyAll Cities State-Wide City of The City’s portion of the total tax rate is below both the state-wide and metro area averages, as presented in the table above. The school rate within the City exceeds the state-wide and the metro area averages. The average tax rate in total is below these averages. -6- GOVERNMENTAL FUND BALANCES The following table summarizes the changes in the fund balances of the City’s governmental funds during the year ended December 31, 2015, presented both by fund balance classification and by fund: Increase 2015 2014 (Decrease) Fund balances of governmental funds Total by classification Nonspendable 9,150$ 710$ 8,440$ Restricted 9,469,229 5,188,054 4,281,175 Assigned 10,107,820 8,803,981 1,303,839 Unassigned 6,039,025 5,775,889 263,136 Total – governmental funds 25,625,224$ 19,768,634$ 5,856,590$ Total by fund General 6,124,751$ 5,776,647$ 348,104$ DAG Special Revenue 743,774 681,406 62,368 Debt Service 7,559,836 1,543,772 6,016,064 Construction 4,234,770 1,346,445 2,888,325 Special revenue nonmajor funds 883,083 1,088,160 (205,077) Capital projects nonmajor funds 6,079,010 9,332,204 (3,253,194) Total – governmental funds 25,625,224$ 19,768,634$ 5,856,590$ Governmental Funds Change in Fund Balance Fund Balance as of December 31, In total, the fund balances of the City’s governmental funds increased by $5,856,590 during the year ended December 31, 2015. Debt Service Fund balance increased due to the issuance of the refunding portion of the 2015A General Obligation Improvement Bonds that will refund the 2007A General Obligation Water Treatment Plan Revenue Bonds. Construction Fund balance increased due to the issuance of the new money portion of the 2015A General Obligation Improvements Bonds and the 2015B General Obligation Improvement Bonds. Capital Projects Fund balances decreased due to the significant amount of capital outlay expended during 2015. -7- GOVERNMENTAL FUNDS REVENUE AND EXPENDITURES The following table presents the per capita revenue of the City’s governmental funds for the past three years, along with state-wide averages. We have included the most recent comparative state-wide averages available from the Office of the State Auditor to provide a benchmark for interpreting the City’s data. The amounts received from the typical major sources of governmental fund revenue will naturally vary between cities based on factors such as the City’s stage of development, location, size and density of its population, property values, services it provides, and other attributes. It will also differ from year-to-year due to the effect of inflation and changes in the City’s operation. Also, certain data on these tables may be classified differently than how they appear on the City’s financial statements in order to be more comparable to the state-wide information, particularly in separating capital expenditures from current expenditures. We have designed this section of our management report using per capita data in order to better identify unique or unusual trends and activities of your city. We intend for this type of comparative and trend information to complement, rather than duplicate, information in the Management’s Discussion and Analysis. An inherent difficulty in presenting per capita information is the accuracy of the population count, which for most years is based on estimates. Year 2013 2014 2015 Population 2,500–10,000 10,000–20,000 20,000–100,000 24,223 24,911 25,049 Property taxes 427$ 396$ 427$ 388$ 379$ 414$ Tax increments 26 37 46 20 19 19 Franchise and other taxes 32 42 37 24 24 24 Special assessments 59 51 64 47 25 46 Licenses and permits 28 27 41 32 23 23 Intergovernmental revenues 298 264 166 166 82 115 Charges for services 105 82 90 110 111 100 Other 66 72 65 1 49 34 Total revenue 1,041$ 971$ 936$ 788$ 712$ 775$ December 31, 2014 City of Prior LakeState-Wide Governmental Funds Revenue per Capita With State-Wide Averages by Population Class In total, the City’s governmental fund revenues for 2015 were $19,411,399, an increase of $1,676,281 (9.5 percent) from the prior year. On a per capita basis, the City received $775 in governmental fund revenue for 2015, an increase of $63 from the prior year. In general, the City has generated less governmental fund revenue per capita than the state-wide averages. Most of this relates to lower than average revenues in many of the development categories, including tax increment and special assessments. -8- The expenditures of governmental funds will also vary from state-wide averages and from year-to-year, based on the City’s circumstances. Expenditures are classified into three types as follows:  Current – These are typically the general operating type expenditures occurring on an annual basis, and are primarily funded by general sources such as taxes and intergovernmental revenues.  Capital Outlay and Construction – These expenditures do not occur on a consistent basis, more typically fluctuating significantly from year-to-year. Many of these expenditures are project-oriented, and are often funded by specific sources that have benefited from the expenditure, such as special assessment improvement projects.  Debt Service – Although the expenditures for debt service may be relatively consistent over the term of the respective debt, the funding source is the important factor. Some debt may be repaid through specific sources such as special assessments or redevelopment funding, while other debt may be repaid with general property taxes. The City’s expenditures per capita of its governmental funds for the past three years, together with state-wide averages, are presented in the following table: Year 2013 2014 2015 Population 2,500–10,000 10,000–20,000 20,000–100,000 24,223 24,911 25,049 Current 131$ 104$ 87$ 111$ 113$ 105$ 248 237 254 191 190 193 121 119 114 79 75 83 86 101 92 69 71 67 69 89 98 8 5 7 655 650 645 458 454 455 Capital outlay and construction 357 278 276 359 254 567 Debt service 180 163 115 161 128 128 54 40 34 54 50 59 234 203 149 215 178 187 Total expenditures 1,246$ 1,131$ 1,070$ 1,032$ 886$ 1,209$ General government Governmental Funds Expenditures per Capita With State-Wide Averages by Population Class December 31, 2014 City of Prior LakeState-Wide Interest and fiscal charges Public safety Streets and highways Culture and recreation All other Principal Total expenditures in the City’s governmental funds for 2015 were $30,281,521, an increase of $8,198,011 (37.1 percent) from the prior year. On a per capita basis, the City expended a total of $1,209 in 2015. Capital outlay expenditures increased $313 per capita from the prior year due to significant street construction and equipment replacement expenditures in 2015. Debt service expenditures for 2015 were $9 per capita higher than the prior year, mainly due to the payment of interest on new bonds in 2015. -9- GENERAL FUND The City’s General Fund accounts for the financial activity of the basic services provided to the community. The primary services included within this fund are the administration of the municipal operation, police and fire protection, building inspection, streets and highway maintenance, and culture and recreation. The graph below illustrates the change in the General Fund financial position over the last five years. We have also included a line representing annual expenditures and operating transfers out to reflect the change in the size of the General Fund operation over the same period. $– $2,000,000 $4,000,000 $6,000,000 $8,000,000 $10,000,000 $12,000,000 $14,000,000 2011 2012 2013 2014 2015 General Fund Financial Position Year Ended December 31, Fund Balance Cash and Investments Balance Expenditures and Transfers Out The City’s General Fund cash and investments balance at December 31, 2015 was $6,902,926, an increase of $280,528. Total fund balance at December 31, 2015 was $6,124,751, which is an increase of $348,104 from the prior year. As the graph illustrates, the City has generally been able to maintain healthy cash and fund balance levels as the volume of financial activity has grown. This is an important factor because a government, like any organization, requires a certain amount of equity to operate. A healthy financial position allows the City to avoid volatility in tax rates; helps minimize the impact of state funding changes; allows for the adequate and consistent funding of services, repairs, and unexpected costs; and is a factor in determining the City’s bond rating and resulting interest costs. Maintaining an adequate fund balance has become increasingly important given the fluctuations in state funding for cities in recent years. The City has formally adopted a fund balance policy regarding the minimum unrestricted fund balance for the General Fund. The policy establishes that the City will strive to maintain an unrestricted General Fund balance (which includes committed, assigned, and unassigned classifications) between 40 and 50 percent of the subsequent year’s General Fund budgeted expenditures and transfers out. At December 31, 2015, the unrestricted fund balance of the General Fund was 46.7 percent of the subsequent year’s budgeted expenditures and transfers out. -10- The following chart reflects the City’s General Fund revenue sources for 2015 compared to budget: All Other Fines and Forfeits Charges for Services Intergovernmental Licenses and Permits Taxes General Fund Revenue Budget and Actual Actual Budget General Fund revenue for 2015 was $12,329,269, which was $37,515 (0.3 percent) more than budget. The following graph presents the City’s General Fund revenue by source for the last five years. The graph reflects the City’s increased reliance on property tax revenue in recent years. $– $1,000,000 $2,000,000 $3,000,000 $4,000,000 $5,000,000 $6,000,000 $7,000,000 $8,000,000 $9,000,000 $10,000,000 Taxes Licenses and Permits Intergovernmental Charges for Services Fines and Forfeits All Other General Fund Revenue by Source Year Ended December 31, 2011 2012 2013 2014 2015 Total General Fund revenue for 2015 was $455,504 (3.8 percent) higher than last year. Tax revenue increased by $733,503, or 9.2 percent, related to the increased tax levy. Fines and forfeitures were $125,835 lower than last year due to the City no longer recognizing these as revenue because the City acts as a pass-through entity. All other revenue was lower than last year as well by $105,769, or 19.9 percent, mainly due to lower investment earnings on the City’s portfolio compared to the prior year. -11- The following graphs illustrate the components of General Fund spending for 2015 compared to budget: All Other Culture and Recreation Public Works Public Safety General Government General Fund Expenditures Budget and Actual Actual Budget Total General Fund expenditures for 2015 were $11,307,570, which was $537,214 (4.5 percent) under budget. General government expenditures were $132,705 under budget due to the City not having filled all the staff positions during the year. Public works expenditures were $134,289 under budget, due mostly to anticipated projects that did not occur in 2015. All other expenditures were $150,561 under budget, mainly in capital outlay as some projects didn’t occur. The following graph presents the City’s General Fund expenditures by function for the last five years: $– $500,000 $1,000,000 $1,500,000 $2,000,000 $2,500,000 $3,000,000 $3,500,000 $4,000,000 $4,500,000 $5,000,000 General Government Public Safety Public Works Culture and Recreation All Other General Fund Expenditures by Function Year Ended December 31, 2011 2012 2013 2014 2015 Total General Fund expenditures for 2015 were $610,913 (5.1 percent) lower than the previous year. General government and all other expenditures decreased by $248,327 and $463,667, respectively. Open staffing positions and the reduced need for consultants contributed to the decrease in general government. All other decreases were mainly related to significant capital outlay for technology, parks, and economic development in the prior year. -12- ENTERPRISE FUNDS OVERVIEW The City maintains a number of enterprise funds to account for services the City provides that are financed primarily through fees charged to those utilizing the service. This section of the report provides you with an overview of the financial trends and activities of the City’s enterprise funds, which includes the Water, Sewer, Water Quality, and Transit Funds. The Transit Fund was closed in 2015. ENTERPRISE FUNDS FINANCIAL POSITION The following table summarizes the changes in the financial position of the City’s enterprise funds during the year ended December 31, 2015, presented by both classification and by fund: Increase 2015 2014 (Decrease) Net position of enterprise funds Total by classification Net investment in capital assets 47,805,809$ 46,627,184$ 1,178,625$ Unrestricted 3,881,319 6,415,575 (2,534,256) Total – enterprise funds 51,687,128$ 53,042,759$ (1,355,631)$ Total by fund Water 30,730,432$ 31,192,000$ (461,568)$ Sewer 19,327,366 20,348,812 (1,021,446) Water Quality 1,629,330 1,501,947 127,383 Total – enterprise funds 51,687,128$ 53,042,759$ (1,355,631)$ Enterprise Funds Change in Financial Position Net Position as of December 31, INTERNAL SERVICE FUND During the year ended December 31, 2011, the City established a Compensated Absences Internal Service Fund to finance the compensated absence obligations of the governmental funds of the City. At December 31, 2015, this fund had assets totaling $408,279, while liabilities totaled $881,375, leaving a deficit net position balance of ($473,096). We recommend that the City continue to include the financing of these obligations as part of its long range financial plans. -13- WATER ENTERPRISE FUND The following graph presents five years of comparative operating results for the City’s Water Fund: $– $250,000 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 2011 2012 2013 2014 2015 Water Enterprise Fund Year Ended December 31, Operating Revenue Operating Expenses Operating Income (Loss)Income Before Depreciation The Water Fund ended 2015 with net position of $30,730,432, a decrease of $461,568 from the prior year, which includes an adjustment to beginning net position of $415,995 from the change in accounting principle, as mentioned earlier in this report. Of this, $28,577,835 represents the investment in capital assets, leaving $2,152,597 in unrestricted net position. The Water Fund had transfers out totaling $2,279,145 in fiscal 2015 to support other funds, pay debt service, and provide for construction projects. Operating revenue in the Water Fund was $3,390,052, an increase of 11.1 percent from the prior year. This increase was due to a combination of increased rates and water usage in fiscal 2015 compared to 2014 water usage, which had decreased due to major flooding in the area during the spring of 2014. Water Fund operating expenses for 2015 were $2,347,154, an increase of $49,957 (2.2 percent) from the previous year. The largest factor contributing to the change was an increase in utilities of $43,228. -14- SEWER ENTERPRISE FUND The following graph presents five years of comparative operating results for the City’s Sewer Fund: $(250,000) $– $250,000 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 2011 2012 2013 2014 2015 Sewer Enterprise Fund Year Ended December 31, Operating Revenue Operating Expenses Operating Income (Loss)Income Before Depreciation The Sewer Fund ended 2015 with net position of $19,327,366, a decrease of $1,021,446 from the prior year, which includes an adjustment to beginning net position of $346,662 from the change in accounting principle, as mentioned earlier in this report. Of this, $18,101,305 represents the City’s investment in capital assets, leaving $1,226,061 in unrestricted net position. The Sewer Fund had transfers out totaling $1,343,820 in fiscal 2015 to support other funds, pay debt service, and provide for construction projects. Operating revenue in the Sewer Fund was $2,432,925, an increase of $63,502, or 2.7 percent, from the prior year, mainly related to increased rates. Sewer Fund operating expenses for 2015 were $2,468,932, an increase of $21,314, or 0.9 percent. -15- WATER QUALITY ENTERPRISE FUND The following graph presents five years of comparative operating results for the City’s Water Quality Fund: $(100,000) $– $100,000 $200,000 $300,000 $400,000 $500,000 $600,000 $700,000 $800,000 $900,000 2011 2012 2013 2014 2015 Water Quality Enterprise Fund Year Ended December 31, Operating Revenue Operating Expenses Operating Income (Loss)Income Before Depreciation The Water Quality Fund ended 2015 with net position of $1,629,330, an increase of $127,383 from the prior year, which includes a change in accounting principle, as previously mentioned, that adjusted beginning net position down by $173,331. Of this, $1,126,669 represents the investment in capital assets, leaving $502,661 in unrestricted net position. Operating revenue in the Water Quality Fund was $865,244, an increase of $21,952, or 2.6 percent, from the prior year due to an increase in the rates in fiscal 2015. Water Quality Fund operating expenses for 2015 were $560,820, a decrease of $77,750, or 12.2 percent, from the previous year, due mostly to decreased other services and charges. State and federal grant income and interest income, which are not included in the table above, totaled $42,402 and $9,966, respectively, in fiscal 2015. After including this revenue, the Water Quality Fund reflected income before contributions and transfers of $356,792. -16- TRANSIT FUND During the year ended December 31, 2014, the City transferred the responsibility for operating a transit operation to the Minnesota Valley Transit Authority (MVTA). As part of transferring this responsibility, the City is required by Minnesota Statutes to transfer the remaining assets, liabilities, and net position to the MVTA as well. During fiscal 2015, the City earned interest revenue on cash and investments held in the Transit Fund for a portion of the year. The transfer of this revenue to the MVTA is reported as a special item in the Statement of Activities and the Statement of Revenues, Expenses, and Changes in Net Position in fiscal 2015. The special item – transfer of operations reported in the City’s financial report totaled $25,200. The Transit Fund was closed in 2015. -17- GOVERNMENT-WIDE FINANCIAL STATEMENTS In addition to fund-based information, the current reporting model for governmental entities also requires the inclusion of two government-wide financial statements designed to present a clear picture of the City as a single, unified entity. These government-wide statements provide information on the total cost of delivering services, including capital assets and long-term liabilities. STATEMENT OF NET POSITION The Statement of Net Position essentially tells you what your city owns and owes at a given point in time, the last day of the fiscal year. Theoretically, net position represents the resources the City has to use for providing services after its debts are settled. However, those resources are not always in spendable form, or there may be restrictions on how some of those resources can be used. Therefore, net position is divided into three components: net investment capital assets, restricted, and unrestricted. The following table presents the components of the City’s net position as of December 31, 2015 and 2014 for governmental activities and business-type activities: Increase 2015 2014 (Decrease) Net position Governmental activities Net investment in capital assets 94,087,717$ 87,398,664$ 6,689,053$ Restricted 6,836,277 4,950,822 1,885,455 Unrestricted 11,465,626 14,190,355 (2,724,729) Total governmental activities 112,389,620 106,539,841 5,849,779 Business-type activities Net investment in capital assets 47,805,809 46,627,184 1,178,625 Unrestricted 3,881,319 6,415,575 (2,534,256) Total business-type activities 51,687,128 53,042,759 (1,355,631) Total net position 164,076,748$ 159,582,600$ 4,494,148$ As of December 31, The City’s total net position at December 31, 2015 was $4,494,148 higher than the total net position reported at the previous year-end. The increase in the net investment in capital assets balance was mostly due to capital outlay activity during fiscal 2015. The City recorded a change in accounting principle for reporting its participation in the Public Employees Retirement Association and Prior Lake Fire Relief Association pension plans that reduced beginning unrestricted net position in governmental activities by $4,181,955 and business-type activities by $935,988, for a total reduction of $5,117,943. At the end of the current fiscal year, the City is able to present positive balances in all three categories of net position, both for the government as a whole, as well as for its separate governmental and business-type activities. The same situation held true for the prior year. -18- STATEMENT OF ACTIVITIES The Statement of Activities tracks the City’s yearly revenues and expenses, as well as any other transactions that increase or reduce total net positions. These amounts represent the full cost of providing services. The Statement of Activities provides a more comprehensive measure than just the amount of cash that changed hands, as reflected in the fund-based financial statements. This statement includes the cost of supplies used, depreciation of long-lived capital assets, and other accrual-based expenses. The following table presents the change in the net position of the City for the years ended December 31, 2015 and 2014: 2014 Program Expenses Revenues Net Change Net Change Governmental activities General government 3,266,222$ 791,037$ (2,475,185)$ (2,816,941)$ Public safety 5,426,539 2,022,409 (3,404,130) (3,021,205) Public works 4,775,320 9,482,815 4,707,495 1,387,465 Culture and recreation 2,271,719 313,048 (1,958,671) (1,785,789) Economic development 590,532 253,659 (336,873) (360,475) Interest on long-term debt 1,410,844 – (1,410,844) (1,185,474) Business-type activities Water 2,347,154 3,969,925 1,622,771 1,074,222 Sewer 2,468,932 2,704,876 235,944 178,308 Water quality 560,820 907,646 346,826 366,763 Transit – – – (163,723) 23,118,082$ 20,445,415$ (2,672,667) (6,326,849) General revenues Taxes 11,452,374 10,518,306 Unrestricted grants and contributions 13,250 52,555 Investment earnings 526,006 1,112,257 Other revenues 318,328 210,423 Special item – transfer of operations (25,200) (1,371,480) 12,284,758 10,522,061 9,612,091$ 4,195,212$ Total net (expense) revenue Total general revenues Change in net position Net (expense) revenue 2015 One of the goals of this statement is to provide a side-by-side comparison to illustrate the difference in the way the City’s governmental and business-type operations are financed. The table clearly illustrates the dependence of the City’s governmental operations on general revenues, such as property taxes and unrestricted grants. It also shows that, for the most part, the City’s business-type activities are generating sufficient program revenues (service charges and program-specific grants) to cover expenses. This is critical given the current downward pressures on the general revenue sources. -19- LEGISLATIVE UPDATES Despite the 2015 legislative session beginning with a projected budget excess of $1.87 billion for the 2016–2017 biennium, the most favorable budget forecast in over a decade, little was accomplished during the regular legislative session due to partisan disagreement. The regular session adjourned without the Legislature bringing forth a number of significant funding bills, including the Omnibus Legacy Bill (funding for outdoor heritage, clean water, parks and trails, arts, and cultural heritage) and a bonding bill for capital projects. The Governor subsequently vetoed a number of other funding bills, including the Omnibus E–12 Education Bill due to the Legislature not addressing his demand for a universal preschool provision. Eventually, a one-day special session produced funding bills for E–12 education, jobs and energy, Legacy programs, environment and agriculture, and capital investment. The following is a summary of recent legislation affecting Minnesota cities in 2015 and into the future: Local Government Aid (LGA) – The Legislature completely overhauled the LGA formula for fiscal year 2014 and thereafter, creating a three-tiered formula that includes separate “need factor” calculations for cities with populations under 2,500, between 2,500 and 10,000, or over 10,000. The new formula simplified the LGA calculation, and reduced the volatility of the LGA distribution by limiting the amount it may decline in a given year. Beginning in 2015, any reduction to a city’s calculated LGA distribution will be limited to the lesser of $10 per capita, or 5 percent of their previous year net tax levy. For cities that gain under the new formula, the increases will be distributed proportionate to their unmet need, as determined by the new “need factor” calculations. The state-wide LGA appropriation was $516.9 million for fiscal 2015, and is $519.4 million for fiscal 2016 and thereafter. Sales Tax Exemption – Cities (both home-rule and statutory) were exempted from paying sales tax on qualifying purchases, effective for purchases made on or after January 1, 2014. Purchases of goods or services by an exempt local government for a publicly-provided liquor store, gas or electric utility, golf course, marina, campground, café, laundromat, solid waste hauling or recycling operation, or landfill will remain taxable. The 2014 Legislature extended the definition of tax exempt local government to include all special district; city, county, or township instrumentalities; economic development authorities; housing and redevelopment authorities; and all joint power boards or organizations. However, the effective date of this expanded exemption list was delayed until January 1, 2017 by the 2015 Legislature. Omnibus Bonding Bill – The Legislature approved a scaled-down Omnibus Bonding Bill during the special session, authorizing approximately $370 million in capital improvements. Included in the funding approved was $172.5 million for transportation infrastructure, $23.5 million for flood hazard mitigation, $10 million for Public Financing Agency (PFA) grants to municipalities for wastewater infrastructure, and $1.5 million to the Metropolitan Council for inflow and infiltration improvement grants to metro area cities. Legacy Funding – The Legacy bill included $9.25 million annually to finance grants for city water infrastructure improvements through the PFA. It also included $17.25 million annually to fund “SCORE” block grants to counties for recycling and waste reduction (a portion of which is passed through to cities) and $1 million of annual funding for a new grant program to establish or improve recycling programs in non-metro area cities. Broadband Initiative – The Omnibus Jobs and Energy Bill passed in the special session included $10.6 million to finance the Border-to-Border Broadband Grant Program, a one-time appropriation available until June 30, 2017. -20- Municipal State-Aid Streets – Included in the Omnibus Transportation Bill were annual funding allocations for municipal state-aid streets of $107.7 million for fiscal 2016 and $178.1 million for fiscal 2017, which represents an increase of approximately $41 million over the previous biennium. Small Cities Assistance Account – A one-time appropriation of $12.5 million was provided to create a new Small Cities Assistance Account to assist with construction and maintenance of roads located within eligible cities, defined as a statutory or home-rule charter city that does not receive municipal state aid street financing (generally those with a population under 5,000). The aid will be distributed to eligible cities biannually in each year funds are available based on the following formula: 5 percent equally to all eligible cities; 35 percent allocated proportionately on each city’s share of lane miles to the total for all eligible cities; 35 percent allocated proportionately on each city’s population to the total for all eligible cities; and 25 percent allocated proportionately on each city’s state-aid adjustment factor to the total for all eligible cities. Workforce Housing Grant Program – The Omnibus Jobs and Energy Bill included annual funding of $2 million for fiscal 2016 and 2017 for a new Workforce Housing Grant Program. Eligible cities can use the grants to develop “market rate residential rental property” to serve employees of businesses located in the eligible project areas. The maximum grant award may not exceed 25 percent of the rental housing development project cost; and awards must be matched by a local unit of government, business, or nonprofit organization with $1 for each $2 of grant funding. Automated License Plate Reader (ALPR) Policy – Law enforcement agencies that utilize ALPRs are required to establish policies governing their use that are consistent with statutory guidelines. The Legislature placed limitations on the type of data that can be collected using ALPRs, and clarified the circumstances under which that data is considered public or private. A limitation of 60 days was established for the retention of data collected by ALPR not related to an active criminal investigation. Standards were established for the sharing of ALPR data between law enforcement agencies. Elections – The Elections Omnibus Bill made numerous changes to elections administration laws, including requirements for filing fees for statutory cities, ballot formatting and marking, absentee ballots, and election recounts. Energy Conservation Measures – The Uniform Municipal Contracting Law was amended to add water metering devices that increase efficiency to the definition of energy conservation measures, enabling municipalities to enter into guaranteed energy savings contracts for the use of water metering devices. Responsible Contractor Requirement – The “responsible contractor” law enacted by the 2014 Legislature became effective on January 1, 2015. Contractors who bid on public contracts in excess of $50,000 are now required to certify that they are a “responsible bidder” in order to be awarded a contract as the lowest responsible bidder or best value alternative. The 2015 Legislature made several clarifications and modifications to the law, including: exempting design professionals and materials suppliers from the requirements; making motor carriers subject to the requirements and establishing a separate verification standard for them; excluding tax increment financing revenue from the value of a construction contract under the law; and allowing general contractors to submit bids without obtaining verification from all subcontractors that bid on the project (the successful prime contractor must submit a supplemental verification under oath prior to the execution of the contract). Appraisal Requirements for Eminent Domain – Effective July 1, 2015, the appraisal requirements for the acquisition of property by eminent domain are changed to require the acquiring entity to obtain at least one appraisal for the property proposed to be acquired only if the acquisition value is greater than $25,000. For acquisitions less than $25,000, the acquiring entity may obtain a minimum damage acquisition report in lieu of an appraisal. -21- Firefighter Employment Provisions and Volunteer Benefits – The Omnibus Public Safety Finance and Policy Bill made a number of changes related to firefighters, including: allowing relief association dues as a voluntarily payroll deduction, allowing volunteer firefighters to be paid less frequently than every 31 days, requiring the licensure of all full-time firefighters by the State Board of Firefighter Training and Education, and expanding “continued employer health insurance benefits” to include dependents of volunteer firefighters killed in the line of duty. Police and Firefighter Retirement Supplemental State Aid – The volunteer firefighter portion of the Police and Firefighter Retirement Supplemental State Aid Program was made permanent. The minimum obligation of municipalities to an associated relief association special fund is now reduced by the amount of both fire state aid and police and firefighter retirement supplemental state aid. Police and firefighter retirement supplemental state aid is also added to the calculation of the exception to municipal ratification requirement for lump-sum plans. Pensions – A number of changes to the pension plans administered by the Public Employees Retirement Association (PERA) were adopted, effective June 30, 2015, including:  The future interest rate actuarial assumption for the PERA General Plan and PERA Police and Fire Plan are changed from 8.5 percent to 8.0 percent for actuarial valuations prepared after June 30, 2015.  The refund repayment interest rate and prior service credit purchase payment determination rate for the PERA General Plan and PERA Police and Fire Plan are also changed from 8.5 percent to 8.0 percent.  The CPI-based post-retirement adjustment mechanism for the PERA Police and Fire Plan is replaced with a flat 2.5 percent increase when the plan reaches a 90 percent funding level.  The contribution stabilizer mechanisms applicable to the PERA General Plan are revised, broadening the factors the plan’s Board of Trustees may consider before recommending an increase in the plan contribution rates.  Definitions of salary, termination of service, allowable service, retirement, and volunteer firefighter were revised for all applicable PERA plans.  Changes in eligibility, service pension levels, ancillary benefits, and service time calculations were made to the PERA Statewide Volunteer Firefighter Plan, lump sum retirement division. A change was also made to create a “monthly benefit retirement division” within this plan to facilitate the transfer of individual volunteer firefighter association monthly benefit plans to the statewide plan.  A number of administrative language changes were made to complete the merger of the Minneapolis Employees Retirement Fund into the PERA General Plan, which was effective January 1, 2015. -22- ACCOUNTING AND AUDITING UPDATES GASB STATEMENT NO. 72, FAIR VALUE MEASURE AND APPLICATION The primary objective of this statement is to address accounting and financial reporting issues related to fair value measurements. Fair value is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. This statement provides guidance for determining a fair value measurement for financial reporting purposes. It also provides guidance for applying fair value to certain investments and disclosures related to all fair value measurements. This statement generally requires investments to be measured at fair value. An investment is defined as a security or other asset that (a) a government holds primarily for the purpose of income or profit and (b) has a present service capacity based solely on its ability to generate cash or to be sold to generate cash. This statement is effective for financial statements for fiscal years beginning after June 15, 2015. Earlier application is encouraged. GASB STATEMENT NO. 73, ACCOUNTING AND FINANCIAL REPORTING FOR PENSIONS AND RELATED ASSETS THAT ARE NOT WITHIN THE SCOPE OF GASB STATEMENT 68, AND AMENDMENTS TO CERTAIN PROVISIONS OF GASB STATEMENTS 67 AND 68 The objective of this statement is to improve the usefulness of information about pensions included in financial statements of state and local governments for making decisions and assessing accountability. This statement also clarifies the application of certain provisions of GASB Statement Nos. 67 and 68 regarding 10-year schedules of required supplementary information (RSI) and other recognition issues pertaining to employers and nonemployer contributing entities. These changes will improve financial reporting by establishing a single framework for the presentation of information about pensions, enhancing comparability for similar information reported by employers and nonemployer contributing entities. The requirements of this statement that address accounting and financial reporting by employers and governmental nonemployer contributing entities for pensions not within the scope of GASB Statement No. 68 are effective for financial statements for fiscal years beginning after June 15, 2016, and the requirements of this statement that address financial reporting for assets accumulated for purposes of providing those pensions are effective for fiscal years beginning after June 15, 2015. The requirements of this statement for pension plans that are within the scope of GASB Statement No. 67 or for pensions that are within the scope of GASB Statement No. 68 are effective for fiscal years beginning after June 15, 2015. Earlier application is encouraged. GASB STATEMENT NO. 74, FINANCIAL REPORTING FOR POSTEMPLOYMENT BENEFIT PLANS OTHER THAN PENSION PLANS The objective of this statement is to improve the usefulness of information about post-employment benefits other than pensions (other post-employment benefits [OPEB]). This statement replaces GASB Statement Nos. 43 and 57. It also includes requirements for defined contribution OPEB plans that replace the requirements for those OPEB plans in GASB Statement Nos. 25, 43, and 50. GASB Statement No. 75, Accounting and Financial Reporting for Postemployment Benefits Other Than Pensions, establishes new accounting and financial reporting requirements for governments whose employees are provided with OPEB, as well as for certain nonemployer governments that have a legal obligation to provide financial support for OPEB provided to the employees of other entities. -23- This statement will improve financial reporting primarily through enhanced note disclosures and schedules of RSI that will be presented by OPEB plans administered through trusts meeting the specified criteria. The new information will enhance the decision-usefulness of the financial reports of those OPEB plans, their value for assessing accountability, and their transparency by providing information about measures of net OPEB liabilities and explanations of how and why those liabilities changed from year-to-year. The net OPEB liability information, including ratios, will offer an up-to-date indication of the extent to which the total OPEB liability is covered by the fiduciary net position of the OPEB plan. The comparability of the reported information for similar types of OPEB plans will be improved by the changes related to the attribution method used to determine the total OPEB liability. The contribution schedule will provide measures to evaluate decisions related to the assessment of contribution rates in comparison with actuarially determined rates, if such rates are determined. In addition, new information about rates of return on OPEB plan investments will inform financial report users about the effects of market conditions on the OPEB plan’s assets over time and provide information for users to assess the relative success of the OPEB plan’s investment strategy and the relative contribution that investment earnings provide to the OPEB plan’s ability to pay benefits to plan members when they come due. This statement is effective for financial statements for fiscal years beginning after June 15, 2016. Earlier application is encouraged. GASB STATEMENT NO. 75, ACCOUNTING AND FINANCIAL REPORTING FOR POSTEMPLOYMENT BENEFITS OTHER THAN PENSIONS The primary objective of this statement is to improve accounting and financial reporting by state and local governments for post-employment benefits other than pensions (OPEB). It also improves information provided by state and local governmental employers about financial support for OPEB that is provided by other entities. This statement replaces the requirements of GASB Statement Nos. 45 and 57. GASB Statement No. 74 establishes new accounting and financial reporting requirements for OPEB plans. This statement establishes standards for recognizing and measuring liabilities, deferred outflows of resources, deferred inflows of resources, and expense/expenditures. For defined benefit OPEB, this statement identifies the methods and assumptions that are required to be used to project benefit payments, discount projected benefit payments to their actuarial present value, and attribute that present value to periods of employee service. Note disclosure and RSI requirements about defined benefit OPEB also are addressed. This statement is effective for fiscal years beginning after June 15, 2017. Earlier application is encouraged. Similar to changes implemented for pensions, this statement requires the liability of employers and nonemployer contributing entities to employees for defined benefit OPEB (net OPEB liability) to be measured as the portion of the present value of projected benefit payments to be provided to current active and inactive employees that is attributed to those employees’ past periods of service (total OPEB liability), less the amount of the OPEB plan’s fiduciary net position. GASB STATEMENT NO. 77, TAX ABATEMENT DISCLOSURES This statement requires disclosure of tax abatement information about (1) a reporting government’s own tax abatement agreements, and (2) those that are entered into by other governments and that reduce the reporting government’s tax revenues. Tax abatements are widely used by state and local governments, particularly to encourage economic development. For financial reporting purposes, this statement defines a tax abatement as resulting from an agreement between a government and an individual or entity in which the government promises to forgo tax revenues and the individual or entity promises to subsequently take a specific action that contributes to economic development or otherwise benefits the government or its citizens. -24- The requirements of this statement improve financial reporting by giving users of financial statements essential information that is not consistently or comprehensively reported to the public at present. Disclosure of information about the nature and magnitude of tax abatements will make these transactions more transparent to financial statement users. As a result, users will be better equipped to understand (1) how tax abatements affect a government’s future ability to raise resources and meet its financial obligations, and (2) the impact those abatements have on a government’s financial position and economic condition. The requirements of this statement are effective for financial statements for periods beginning after December 15, 2015. Earlier application is encouraged. GASB STATEMENT NO. 78, PENSIONS PROVIDED THROUGH CERTAIN MULTIPLE-EMPLOYER DEFINED BENEFIT PENSION PLANS The objective of this statement is to address a practice issue regarding the scope and applicability of GASB Statement No. 68, Accounting and Financial Reporting for Pensions—an amendment of GASB Statement No. 27. This issue is associated with pensions provided through certain multiple-employer defined benefit pension plans and to state or local governmental employers whose employees are provided with such pensions. Prior to the issuance of this statement, the requirements of GASB Statement No. 68 applied to the financial statements of all state and local governmental employers whose employees are provided with pensions through pension plans that are administered through trusts that meet the criteria in paragraph 4 of GASB Statement No. 68. This statement amends the scope and applicability of GASB Statement No. 68 to exclude pensions provided to employees of state or local governmental employers through a cost-sharing, multiple-employer defined benefit pension plan that (1) is not a state or local governmental pension plan, (2) is used to provide defined benefit pensions both to employees of state or local governmental employers and to employees of employers that are not state or local governmental employers, and (3) has no predominant state or local governmental employer (either individually or collectively with other state or local governmental employers that provide pensions through the pension plan). This statement establishes requirements for recognition and measurement of pension expense, expenditures, and liabilities; note disclosures; and RSI for pensions that have the characteristics described above. The requirements of this statement are effective for reporting periods beginning after December 15, 2015. Early application is encouraged. GASB STATEMENT NO. 79, CERTAIN EXTERNAL INVESTMENT POOLS AND POOL PARTICIPANTS This statement establishes criteria for an external investment pool to qualify for making the election to measure all of its investments at amortized cost for financial reporting purposes. An external investment pool qualifies for that reporting if it meets all of the applicable criteria established in this statement. The specific criteria address (1) how the external investment pool transacts with participants; (2) requirements for portfolio maturity, quality, diversification, and liquidity; and (3) calculation and requirements of a shadow price. Significant noncompliance prevents the external investment pool from measuring all of its investments at amortized cost for financial reporting purposes. If an external investment pool meets the criteria in this statement and measures all of its investments at amortized cost, the pool’s participants also should measure their investments in that external investment pool at amortized cost for financial reporting purposes. If an external investment pool does not meet the criteria in this statement, the pool’s participants should measure their investments in that pool at fair value. This statement establishes additional note disclosure requirements for qualifying external investment pools that measure all of their investments at amortized cost for financial reporting purposes and for governments that participate in those pools. Those disclosures for both the qualifying external investment pools and their participants include information about any limitations or restrictions on participant withdrawals. The requirements of this statement are effective for reporting periods beginning after June 15, 2015, except for certain provisions on portfolio quality, custodial credit risk, and shadow pricing. Those provisions are effective for reporting periods beginning after December 15, 2015. Earlier application is encouraged. -25- GASB STATEMENT NO. 80, BLENDING REQUIREMENTS FOR CERTAIN COMPONENT UNITS—AN AMENDMENT OF GASB STATEMENT NO. 14 The objective of this statement is to clarify the financial statement presentation requirements for certain component units. This statement amends the blending requirements for the financial statement presentation of component units of all state and local governments. The additional criterion requires blending of a component unit incorporated as a not-for-profit corporation in which the primary government is the sole corporate member. The additional criterion does not apply to component units included in the financial reporting entity pursuant to the provisions of GASB Statement No. 39, Determining Whether Certain Organizations Are Component Units—an amendment of GASB Statement No. 14. The requirements of this statement are effective for reporting periods beginning after June 15, 2016. Earlier application is encouraged. CHANGES TO REQUIREMENTS FOR FEDERAL GRANTS In December 2013, the U.S. Office of Management and Budget (OMB) Circular released final guidance on administrative requirements, cost principles, and audit requirements for federal awards. The final guidance, Uniform Administrative Requirements, Cost Principles, and Audit Requirements for Federal Awards (“Uniform Guidance”), supersedes and streamlines eight existing OMB Circulars into one document that includes OMB Circulars A-21, A-87, A-89, A-102, A-110, A-122, A-133, and the guidance in OMB Circular A-50 on Single Audit Act follow-up. The Uniform Guidance, which is located in Title 2 of the Code of Federal Regulations (CFR), consolidates previous guidance into a streamlined format that aims to improve both its clarity and accessibility, lessen administrative burdens for federal award recipients, and reduce the risk of waste, fraud, and abuse. The Following is a Summary of Significant Changes for Grant Recipients:  Changes time and effort documentation requirements by providing possibilities for alternative methods of accounting for salaries and wages based on achievement of performance outcomes.  Non-federal entities must have a financial management system that includes, but is not limited to: a comparison of expenditures with budget amounts for each federal award, written procedures to implement the requirements of cash management, and written procedures for determining the allowability of costs in accordance with Subpart E – Cost Principles.  Governments must comply with the new general procurement standards which include, but are not limited to: written standards covering conflicts of interest of employees engaged in the selection, award, and administration of contracts and documented procurement procedures that include an analysis of lease versus purchase alternatives when appropriate.  Governments will now be required to follow the five procurement methods which include, at times, more restrictive compliance requirements than Minnesota Statutes. For example: small purchases (over $3,000 prior to October 1, 2015 and over $3,500 after October 1, 2015) will require quotes.  There are new requirements for governments with subrecipients (or those making subawards), which include, but are not limited to: a required written risk assessment of each subrecipient, which may require you to provide training and on-site reviews of their program operations.  For governments with subrecipients or those that operate as a fiscal host of a federal grant award and thus provide subawards, payments must be made in advance to the subrecipients, unless certain requirements are not met, then the reimbursement method can be used. -26- Among Other Matters Specifically Applicable to Auditors, Changes to the Uniform Guidance Include:  Raising both the threshold that triggers a Single Audit and the threshold for Type A/B program determination to $750,000.  Changing the high-risk program criteria for Type A programs.  Reducing the number of high-risk Type B programs that must be tested as major programs.  Revising the Type B small program floor.  Reducing the percentage of coverage requirement to 40 percent for normal auditees and 20 percent for low-risk auditees.  Revising the criteria for low-risk auditee status.  Increasing the threshold for reporting findings to $25,000 in questioned costs and requiring more detailed information to be reported. Effective Dates: Year beginning January 1, 2015 –  All administrative requirements and cost principles will apply to new awards made after December 26, 2014.  Governmental entities are required to comply with the Uniform Guidance once the new regulations are in effect at the Federal government level (December 26, 2014).  Any funding drawdowns made after January 1, 2015 must comply with the Uniform Guidance.  Must document whether the entity is in compliance with the old or new procurement standards listed in Subpart D, Sections 200.317–200.326. The federal government has provided a two-year grace period for implementing the new procurement standards. Year beginning January 1, 2016 –  All administrative requirements and cost principles will apply to new awards made after December 26, 2014.  Subpart F – Audit Requirements are applicable. Year beginning January 1, 2017 –  Must have implemented the new procurement standards of the Uniform Guidance, if the government initially elected the two-year grace beginning January 1, 2015.  At this point, all of the new Uniform Guidance at Title 2 CFR 200 is applicable. Recommended Action Items: We recommend that award recipients familiarize themselves with the new requirements contained in the Uniform Guidance and develop a plan to become compliant with the new regulations. Consider the following –  Attend training on the new uniform administrative requirements.  Identify needed policy and procedure changes, especially in the areas of: o Financial management o Payment o Procurement o Compensation o Travel costs  Identify internal controls that might need to be established or modified.  Determine who within your organization is responsible for each action item.  Determine the timing of each action item.  Determine when you will implement the new procurement standards and document in writing.