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HomeMy WebLinkAbout01(A) - Ten-Year Financial Plan Development - Utility Rates City of Prior Lake | 4646 Dakota Street SE | Prior Lake MN 55372 CITY COUNCIL AGENDA REPORT ITEM:1A MEETING DATE: March 12, 2024 PREPARED BY: Cathy Erickson,Finance Director Nicole Klekner, Assistant Finance Director PRESENTED BY: Cathy Erickson AGENDA ITEM: Ten-Year Financial Plan Development – Utility Rates RECOMMENDED ACTION: Adjust the stormwater rates to minimize future debt issuance over the ten-year planning period. BACKGROUND: As part of the strategic planning process staff is developing a ten-year financial plan to support planned capital improvements. Council directed staff to determine the financial impact of a 50/50 rate adjustment/debt approach to fund stormwater cash needs in 2024. Council also asked to see ten-year projected bonds (debt) outstanding. This information is summarized in the attached powerpoint presentation. ATTACHMENTS: 1. Ten-Year Financial Plan Development PowerPoint Presentation 10-Year Financial Plan Study Part 1: October 16, 2023 –10-Year Financial Plan Study Overview Part 2: February 27/March 12, 2024 –Pavement Management Plan Funding Implications Part 3: March 26, 2024 –Park Plan Funding Implications Part 4: May 16, 2024 –Personnel Plan Part 5: July 23, 2024 –Financial Plan including proposed 2025 budget Discussion Items 2 Scenario A 2/27/2023 Work Session Topic – Financial Planning Study includes 2024 Proposed debt issuance in Utility Funds Council provided direction – Utility Funds rate adjustment and/or debt issuance 1)Sewer Fund: Do not issue debt in 2024 – adjust rates 2)Stormwater Fund: Take a 50/50 approach - adjust rates/issue debt to generate revenue/cash needed 3)Provide updated summary utility bill Provide Bonds Outstanding for Ten Year Planning Period Proposed Debt Issuance by Year –Utility Funds 3 PROPOSED BONDING BY YEAR BY FUND Fund Name 2024 2025 2026 2027 2028 2029 2030 2031 2032 2033 2034 10-Year Total Water Fund - - - - - - - - - - - Stormwater Fund 1,240,000 - - - - - - 1,459,000 - 2,699,000 Sanitary Sewer Fund - - - - 5,150,000 - - 6,815,000 - 6,177,000 - 18,142,000 Utility Funds Subtotal 1,240,000 - - - 5,150,000 - - 6,815,000 - 7,636,000 - 20,841,000 Stormwater Fund – 2024 50/50 debt/rate adjustment approach will eliminate $4,793,000 of proposed debt over the 10-year period. Sewer Fund – Rate adjustments will eliminate $4,565,000 of proposed debt in 2024. Council Direction:2024 Stormwater 50/50 Debt Issuance/Rate Adjustment to generate revenue/cash of $2.5MRate increases (outside of study parameters) in Stormwater & Sewer Fund 4 •Water increase: 3% •Sewer increase: 11.9% in 2025, 8.4% in 2026, 2.9% in 2027 •Stormwater increase: 30% in 2025, 3% after •Debt Issuance – Stormwater: $1,237,000 •Eliminates Stormwater Debt Issuance in 2028 and 2030 •Eliminates Sewer Debt Issuance in 2024 of $4,565,000 Total per Year 2024 2025 2026 2027 2028 2029 High User 5,873$ 6,292$ 6,623$ 6,815$ 7,014$ 7,221$ Medium User 1,244$ 1,364$ 1,438$ 1,478$ 1,519$ 1,561$ Low User 800$ 892$ 942$ 965$ 989$ 1,015$ Annual Increase High User 265$ 419$ 331$ 192$ 199$ 207$ Medium User 64$ 120$ 74$ 39$ 41$ 43$ Low User 44$ 92$ 50$ 23$ 24$ 25$ Annual Percentage Increase High User 4.7%7.1%5.3%2.9%2.9%2.9% Medium User 5.4%9.7%5.4%2.7%2.8%2.8% Low User 5.8%11.5%5.6%2.5%2.5%2.5% Average 5.3%9.4%5.4%2.7%2.7%2.8% Utilities –Funding Summary Options 5 Stormwater increase: 30% in 2025, 3% after. Eliminates $4,793,000 of proposed debt over the 10-year period. Stormwater rate increase from 2024 ($21.31) to 2025 ($27.70) is $38 annually for a medium water user. This equates to increase of ~$6/month. Proposed 2024-2033:Water Sewer Stormwater Water Sewer Stormwater Stormwater Fund 2024 50/50 debt/rate adj. 3.1%4.7%6.6%18,142,000 2,699,000 10-Year Avg Annual Rate Increases 10-Year Debt Issuance Stormwater 10-year Fund Projections 6 Stormwater Fund 2024 2025 2026 2027 2028 2029 2030 2031 2032 2033 Cash by Purpose For future capital improvements 501,139 298,443 622,744 958,639 601,885 777,150 301,762 459,037 1,737,965 2,497,689 For following year pay-go capital 1,175,000 1,095,000 800,000 808,000 1,136,000 1,039,000 1,512,000 1,067,000 - 1,419,000 For 3-months of operating cash 195,278 232,214 206,592 212,387 268,118 224,494 241,568 237,329 244,034 261,505 For following year debt service 218,729 173,688 175,500 177,125 356,235 317,912 459,650 432,575 435,667 563,880 Ending Cash 2,090,145 1,799,345 1,804,837 2,156,150 2,362,238 2,358,556 2,514,980 2,195,941 2,417,666 4,742,074 Per Residential Equivalent Unit 12.0%30.0%3.0%3.0%3.0%3.0%3.0%3.0%3.0%3.0%Average Annual % Increase for Fees and Charges Executive Summary SCENARIO A 7 CITY PROPERTY TAX PROJECTION - SCENARIO A 2024 2025 2026 2027 2028 2029 2030 2031 2032 2033 TAX LEVIES Total Tax Levies 18,715,290 20,502,933 22,352,804 24,125,924 25,767,905 27,063,176 28,509,380 29,923,876 31,136,793 32,822,073 Annual $ Change 1,851,334 1,787,643 1,849,871 1,773,120 1,641,981 1,295,270 1,446,204 1,414,496 1,212,917 1,685,280 TOTAL % CHANGE IN TAX LEVIES 11.0%9.6%9.0%7.9%6.8%5.0%5.3%5.0%4.1%5.4% CITY TAX CAPACITY TAX RATE 30.27%31.67%33.62%35.14%36.26%36.65%36.86%37.09%37.37%37.50% Annual % Change 7.68%4.63%6.14%4.51%3.22%1.06%0.56%0.63%0.75%0.36% Bonds Outstanding 27,784,000 31,875,000 32,735,000 31,200,000 39,100,000 36,490,000 36,810,000 43,925,000 61,135,000 65,480,000 Ten Year Planning Period Bonds Outstanding increases $37.7 M over the 10-year planning period Drivers of the increase in Bonds Outstanding: $ 2,000,000 2025 Equipment Replacement -Fire ladder truck 16,480,000 2032: New Public Works Maintenance Center 18,142,000 Sewer Fund 10-Year Proposed Debt Issuance $ 36,622,000 Debt Per Capita –Scenario A 8 Projected 2033 Debt per Capita for Scenario A 9 To provide some context, we have included comp cities data. This data is as of 2022. As of 2022, Prior Lake is at a debt/capita of ~$1,110. Other cities information does not account for changes other cities may experience in debt per capita over the next decade. PriorLakeMN.gov Ten -Year City Financial Plan 10 October 16, 2023 –Financial Planning Work Session February & March 2024–Financial Planning Work Session – Pavement Management Plan funding July 2024 –Council Work Session: Present 10-Year financial plan to Council with preliminary 2025 budget Summer/Fall 2024–Adopt 10-Year Capital Improvement Program which follows 10-Year city financial plan Next Steps March 2024 – Financial Planning Work Session – Park Plan funding May 2024– Personnel Plan