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HomeMy WebLinkAbout01(A) - 2026 Preliminary Budget & Property Tax Levy Report City of Prior Lake | 4646 Dakota Street SE | Prior Lake MN 55372 CITY COUNCIL AGENDA REPORT ITEM: 1A MEETING DATE: July 22, 2025 PREPARED BY: Jason Etter, Sr. Financial Analyst Christine Watson, Public Works Supervisor – Administration Nicole Klekner, Interim Finance Director Cathy Erickson, Finance Director PRESENTED BY: Nicole Klekner AGENDA ITEM: 2026-2030 Capital Improvement Program Draft RECOMMENDED ACTION: The Council is asked to provide comments on the draft Capital Improvement Program (CIP) so the CIP process can proceed on schedule. The CIP plans are as follows: • Equipment Replacement Plan • Park Plan • Facilities Management Plan • Pavement Management Plan • Technology Plan Utility Funds • Water Financial Plan • Sanitary Sewer Financial Plan • Water Quality Financial Plan This work session will also include the financial analysis of the CIP plans. The draft summary documents have been included for City Council review. BACKGROUND: At the June 24 work session, staff presented Part 1 of the CIP which was a presentation of the projects in equipment, park, facilities, and pavement management plans. Part 2 of the CIP will be a presentation of the following: • Utility funds financial plans, including proposed rate changes • CIP financial impacts: debt analysis and tax impact UTILITY FUNDS – FINANCIAL MANAGEMENT PLANS The City’s utility funds finance their portions of the Capital Improvement Program through transfers-out to other funds and by transactions occurring within the specific utility funds themselves. The utility funds make transfers-out to the Construction Fund for their portions of the Pavement Management Plan (PMP) projects. Other items that specifically relate only to that utility are accounted for within the fund, such as a water tower rehabilitation occurring in the Water fund. Item 1A Page | 2 Staff develop a financial management plan for each utility fund that includes planning financing sources for capital activities. The financial management plans for water, sewer and stormwater utility services achieve the following goals: • Rate Calculation: Provide a rate calculation that results in equitable and competitive fixed versus variable portion charge to customers and considers conservation impact of tiers and block rates. • Revenue Sufficiency: Focus on revenue sufficiency to provide cash balances that support the following objectives: o Revenue to meet current and future obligations. o Avoid future debt issuance consistent with City objectives. o Cash on-hand to provide:  Three-months of operating expense  Following-year debt service payments  Following year capital acquisition (planned to be paid from cash)  Reserves for replacement of infrastructure located under private streets  Reserves for future capital improvements 2026 Resident Impact and Sample Bill: The City plans for annual increases in utility rates to accomplish the objectives discussed above while moderating the effects on utility users. Based upon the City’s current estimates and water consumption level and utility replacement component of street projects, utility customers will experience increases of 4.9-5.1% in their 2026 utility bill based on their level of water use. For the utility funds to support operations and their respective portions of the Capital Improvement Program, funding is achieved through rates charged and/or debt issuance over the 10-year planning period. To achieve this, the following rate increases are proposed for 2026 (medium water user): Sewer fee details: The increase in sewer fee is due to $9M in planned project spend over the next 3 years as well as the council direction to avoid debt issuance when possible and instead increase rates. The proposed sewer increase for a residential property (median user) at 7.3% would be $45.15 per year or approximately $4 per month. MCES fee details: It should be noted that City utility bills also include an MCES Fee for sewer. This fee does not support City operations or the Capital Improvement Plan, but rather is a fee collected by the City from residents to pay the Metropolitan Council’s Environmental Services fee for regional wastewater treatment. The fee will increase 3.45% for 2026, reflecting the increased Fund 2026 Proposed Rate Increase Annual Impact Monthly Impact Water 3.0% 17$ 1.42$ Sewer 7.3% 45$ 3.75$ Stormwater 3.0%5$ 0.42$ Combined Total 5.0% 67$ 5.58$ Item 1A Page | 3 fee that the Metropolitan Council is charging Prior Lake. This fee increase, as well as the utility rate increases needed to support operations and the Capital Improvement Plan is reflected below. The projected annual increase for all utility services is shown below: Sample Bimonthly Utility Bill: These projected increases are slightly less than what was presented to the City Council last year for 2026. The Water, Sewer and Water Quality Financial Management Plan Cash by Purpose, projected change in rates and CIP are shown on Attachment 1, 2, and 3. FINANCIAL IMPACT: CIP Impact on Long Range Financial Plan: The financial plan incorporates the debt and tax levy impacts of the Capital Improvement Program. Approval of the CIP does not obligate the city to complete the proposed projects or purchases. The 2026 projects/proposed purchases will be incorporated into the 2026 budget requests for budgeted funds. Further Council approvals may be necessary to comply with state statutes and the City’s purchasing policy. The City’s financial planning reflects funding general operations, future planned capital improvements, including related debt service on planned bond issuance to support capital improvements for streets, equipment replacement and facilities capital maintenance projects. Debt repayment is based on level annual debt service payments. As part of the City’s financial planning, the City is planning for a Park referendum in Fall 2025 for $60M in park improvements. If approved by the voters, approximate bonding needs/projects would be spread over six years (2026-2031) for community parks and neighborhood improvements. This would provide funding for park improvements at Spring Lake Park, Lakefront Park and neighborhood parks and trails. Item 1A Page | 4 Funding for proposed projects in the CIP results in an estimated 10-year average tax rate increase of 4.2%. This is in line with the parameters established in the City’s 2023 financial planning study. Any modifications to the CIP are reflected in the annual update of the CIP and City’s financial plan. The estimated tax levies and tax rate projections for the city’s five-year financial plan are shown below. Conclusion: The City has been working over the last several years to document its assets and plan for major maintenance or replacements. As these documents have been refined, the financial impacts of our needs are putting pressure on our funding mechanisms given our current funding levels. A much-needed funding source in the plan includes debt issuance for major park improvement projects. The City Council is asked to provide Staff with comments and input on these components of the draft CIP so that they can be refined in preparation for the City’s financial planning, public review and approval process. A public hearing before the City Council is scheduled for the proposed CIP on Tuesday, August 12, 2025. ATTACHMENTS: 1. Attachment 1 - Water Fund 2. Attachment 2 - Sewer Fund 3. Attachment 3 - Stormwater Fund 4. Attachment 4 - Debt and Tax Impact of CIP Updated for7.22 level annual debt service CITY PROPERTY TAX PROJECTION - INCLUDING PARK IMPROVEMENT BONDS 2025 2026 2027 2028 2029 2030 TAX LEVIES General Fund Levy - Tax Capacity 14,848,732 16,238,411 17,660,526 19,264,383 20,425,810 21,695,077 General Fund Levy - Market Value 262,488 265,888 273,988 281,638 283,838 290,738 Debt Service Fund (not incl Park Improvement Bonds)2,929,190 3,031,056 3,648,002 4,037,676 4,211,165 4,077,930 Debt Levy (Park Improvement Bonds Only)470,838 1,766,767 1,903,484 3,197,954 CIP Funds 1,815,000 1,825,000 1,985,000 2,185,000 2,355,000 2,505,000 Total Tax Levies 19,855,410 21,360,355 24,038,354 27,535,464 29,179,297 31,766,698 Annual $ Change 1,859,077 1,504,945 2,677,998 3,497,111 1,643,832 2,587,401 TOTAL % CHANGE IN TAX LEVIES - including Park Imp Bonds 6.2%7.6%12.5%14.5%6.0%8.9% CITY TAX CAPACITY TAX RATE- No Park Improvement Bonds 31.43%34.05%36.39%37.24%37.68% Annual % Change 3.03%8.35%6.86%2.34%1.20% CITY TAX CAPACITY TAX RATE- Including Park Improvement Bonds 31.43%34.78%39.04%39.99%42.15% Annual % Change 3.03%10.67%12.26%2.44%5.38% Debt per Capita - No Park Improvement Bonds 853 967 1,039 1,380 1,420 1,463 Debt per Capita - Including Park Improvement Bonds 853 1,143 1,734 2,231 2,763 2,937 Bonds Outstanding - No Park Improvement Bonds 24,145,000 27,510,000 29,725,000 39,650,000 41,080,000 42,620,000 Change in Bonds Outstanding 3,365,000 2,215,000 9,925,000 1,430,000 1,540,000 Bonds Outstanding - Including Park Improvement Bonds 24,145,000 32,510,000 49,615,000 64,100,000 79,960,000 85,580,000 Change in Bonds Outstanding 8,365,000 17,105,000 14,485,000 15,860,000 5,620,000 Five Year Planning Period City of Prior Lake | 4646 Dakota Street SE | Prior Lake MN 55372 CITY COUNCIL AGENDA REPORT ITEM: 1A MEETING DATE: July 22, 2025 PREPARED BY: Cathy Erickson, Jason Etter and Nicole Klekner PRESENTED BY: Cathy Erickson and Nicole Klekner AGENDA ITEM: 2026 Preliminary Budget & Property Tax Levy The purpose of this report is to provide the City Council with an overview of community growth, proposed 2026 property tax levy, property tax supported-funds, bar chart of primary drivers of the revenues and expenditure changes in the General Fund as well as the impact of such on the median valued home and fund balance reserves. City staff have been preparing their 2026 budget requests over the past few months. The proposed budgets reflect additional resources needed for the following areas: • Community Growth • Proposed personnel funding for a Network Administrator, Police Sergeant, and Police Records Specialist. • Unfunded mandates (MN paid leave program, election absentee voting equipment, ADA compliance for website) • Reduction in the rate of residential development (Prior Lake is still experiencing community growth, but at a slower rate than the previous several years is anticipated.) • Commodities – inflationary increases Community Growth The City of Prior Lake has experienced significant growth during these past ten years. Since 2016, growth from new construction has added $3 billion to the taxable market value of which $1.6 billion or 53% of the growth has occurred in the past five years. The following chart provides a breakdown of that growth: Type 10-Yr Growth % Change 5-Yr Growth % Change Residential $2,667,105,056 88.7% $1,403,264,870 88.4% Commercial/Ind 160,060,000 5.3% 96,789,600 6.1% Apartments 194,820,295 6.5% 70,750,895 4.5% Other (15,062,384) -0.5% 17,166,886 1.1% Total $3,006,922,967 100.0% $1,587,972,251 100.0% The population has grown from 25,863 in 2016 (census.gov) to approximately 29,060 or 12%. As we grow, this also increases the amount of traffic and number of people requiring services from the City (i.e. streets, parks, police, fire, recreation etc.) Preliminary taxable market values have increased $259 million or 4.6% from 2025 to 2026, of which approximately $38 million is from new construction. Based on the 2025 tax rate, new Item 1A Page | 2 construction tax capacity of $1.1M will generate about $345,000 in property taxes. This equates to about 1.6% of the 2026 property tax levy. City Tax Rate The city has been fortunate to keep its tax rate low. Since 2020 the tax rate has declined from 32.49% to 30.50% in 2025. The 2026 proposed tax rate is 31.43%. The six-year reduction in tax rate is primarily due to new construction growth each year and an overall valuation increase of 20% made by the Scott County Assessor’s office in 2023. The 2023 tax rate, at 28.11%, is the lowest tax rate in the past decade, however, this is not sustainable to provide city services. If the tax rate were maintained at the 2022 level, approximately $1.3 million in additional revenues would have been generated annually to fund city services, including equipment replacement, facility improvements, pavement management etc. Proposed Property Tax Levy The following chart provides a guide for establishing the 2026 tax levy based on factors that impact the Prior Lake community: *Used March YTD wage growth of 4.3% as 72% of city budget is personnel costs. Growth (New Construction)1.6% Wage Growth *4.3% Debt Service 0.9% Unfunded Mandates 0.6% Total 7.4% Item 1A Page | 3 Unfunded Mandates: MN Paid Leave – Minnesota’s new Paid Family and Medical Leave program starts on 1/1/26. The program is funded by premiums paid by both employers and employees. The premium rate will be 0.88% for 2026, which will be split 50/50 between the City and employees. The total estimated City cost for 2026 is $64k. Election absentee voting equipment – Scott County has recommended that all cities purchase additional equipment for our absentee ballot tabulators that allows ballots to be scanned at a high speed. The City has budgeted $30k to purchase this equipment in 2026. ADA compliance for website – The City is required to follow the Americans with Disabilities Act (ADA) requirements for the City website by 2027. In order to achieve this goal, the City has budgeted $40k for professional services for software design in 2026. There are budget assumptions outside of the base tax levy considerations noted above, that are included in the levy request: Economic Slowdown/Recession: Non-tax revenue from residential building permits/fees budget is $117k less than the 2025 budget. Prior Lake is still growing, but new residential units are estimated at 50 units (50 single family/0 townhomes) for 2026 as compared to the budget of 80 units (60 single family/20 townhomes) for 2025. Costs higher than CPI: The US Inflation Calculator for May 2025 indicates a CPI of 2.4% (US Inflation Calculator and U.S. Bureau of Labor Statistics). There is general concern regarding the inflationary impact on the economy due to rising labor and contractual service costs. Historically, budget items that fall under contractual agreements such as our labor contracts, health insurance premiums, salt/ice management materials, and technology have seen increases greater than the area CPI. Preliminary data indicates we may see a 15% increase in our healthcare premiums and a 10% increase in dental premiums. March YTD wage growth is 4.3%, which is 1.9% higher than the inflation rate of 2.4%. The growth of wages surpassed that of inflation in February of 2023. 72% of the city’s general fund budget is personnel costs. Staffing adds: The Five-Year Personnel Plan includes funding the following staff additions for 2026: • Network Administrator (1 FTE) This position will assist in the management and oversight of the city’s IT infrastructure, networks, server operations, security systems, and software. The Network Administrator could assume many of the higher-level technical aspects of the city’s IT needs so the IT Manager can focus on developing a cyber security program and policies, budgeting, long-range planning, researching products and devices while also providing technical support. This position is budgeted to start to July 2026. • Police Sergeant (1 FTE). The recent workload study identified the addition of a seventh supervisor as the highest priority for the police department. This would allow sergeants to perform administrative functions, manage training efforts, and develop patrol officers, including monitoring performance and addressing performance issues; instead of taking on primary response roles. • Police Records Specialist (1 FTE). The workload on the records staff has increased markedly with the addition of several sworn officers since 2019; however no additional staff have been added to that workgroup to adjust to the workload. Additionally, increased data practices requests, video redaction needs, and State mandated law changes have Item 1A Page | 4 compounded the daily tasks and volume of work of the records staff. With an extensive backlog of criminal justice data needing to be addressed as well as falling behind on daily data needs, there is an urgent priority to bring the records group to a higher staffing level. See attachment 1 for the budget overview. To fund the present assumptions in the proposed 2026 budget, a preliminary city tax levy increase of 7.6% is needed. The proposed 2026 city property tax levy is comprised of the following components: Fund Proposed 2026 Levy Change from 2025 ($) General Fund $16,238,411 $1,389,679 Debt Service Fund 3,296,944 105,266 Equip Revolving Fund 925,000 (100,000) Revolving Park Equip Fund 595,000 60,000 Facilities Mgmt. Fund 305,000 50,000 TOTAL LEVY $21,260,355 $1,504,945 The proposed 2026 tax levy is a 7.6% increase over the 2025 tax levy. The estimated tax capacity rate is 31.43%, which equates to a 3% increase from the 2025 tax rate of 30.50%. The budget drivers of the levy change are shown below: 2025 2026 Amended Budget Preliminary Budget SUMMARY OF CHANGE IN TAX LEVIES GENERAL FUND NON TAX REVENUES Franchise fees 555,000 528,000 (27,000) Mediacom reduction based on 2024 actual Charges for services 1,240,722 1,313,290 72,568 Increases: City contracted svc of $53k, Project admin/eng fees of $35k, Tower leases of $16k Reductions: Plan check fees of $46k Intergovernmental revenue 3,712,834 3,908,388 195,554 Increases: State aid for Fire Relief Association - (passthrough) $39k, State aid for Police $60k, Township fire aid $130k based on cost-sharing agreement, State road and bridge aid $76k Reduction in capital grants ($106k) Licenses & permits 550,842 472,710 (78,132) Reduction in building permit fees of $71k due to construction slow-down Fines & forfeitures 108,000 108,000 - Miscellaneous revenues 381,300 424,800 43,500 Increase in interest earnings of $36k Transfer in from other funds 615,000 668,000 53,000 Slight increase in operating transfers from utility funds MV Debt Service Levy Total Non Tax Revenues 7,163,698 7,423,188 259,490 EXPENDITURES AND OTHER USES Current expenditures (6,235,401) (6,158,513) (76,888) Reductions: Professional Services ($286k) in Engineering, Parks and HR, Fuel ($30k) Increases: Utilities (gas/electric) $35k, Software Service Contract $92k, Uniforms/PPE $20k, Maint agreements $41k Personnel (16,112,929) (17,305,086) 1,192,157 Includes COLA/STEPS of $378k,PERA/TAXES of $94k, $346k for funding new positions, $271k for health insurance increase, $54k for MN Paid Leave Capital Outlay (123,610) (198,000) 74,390 SAN and server replacement Total Expenditures and Other Uses (22,471,940) (23,661,599) 1,189,659 - Use of Fund Balance (459,510) 459,510 Council approved budget amendments GENERAL FUND 14,848,732 16,238,411 1,389,679 DEBT SERVICE FUNDS 3,191,678 3,296,944 105,266 Net of reduction of exisitng debt plus estimated new debt service for current yr bond issue CAPITAL FUNDS Revolving Equip Fund F410 1,025,000 925,000 (100,000) Revolving Park Equip Fund F430 535,000 595,000 60,000 Facilities Mgmt Fund F440 255,000 305,000 50,000 OTHER FUNDS 1,815,000 1,825,000 10,000 Based on project needs in the Capital Improvement Program TOTAL LEVY BY YEAR AND CHANGE IN TAX LEVIES 19,855,410 21,360,355 1,504,945 Change from Prior Year = Tax Levy Need Description of Change Item 1A Page | 5 Impact on Median Valued Home 52% of the homes in Prior Lake have seen an estimated increase in market value of 0.01%-5%. For a median valued home of $433,600 the proposed increase in the property tax levy would result in the city’s portion of the property taxes increasing by approximately $76. The annual change in 2026 total taxes for a sample of property values is shown below. FINANCIAL IMPACT: City Proposed Levy The proposed city tax levy is $21,360,355. This is a levy increase of $1,504,945 (7.6%). The components of the proposed tax levy change based on the 2026 preliminary budgets are summarized on attachment 3 and in the chart below. RESIDENTIAL IMPACTS % Net Net Net Net Net Net of Inc/Dec Difference Inc/Dec Difference Inc/Dec Difference Inc/Dec Total 25 vs 26 % Change 25 vs 26 % Change 25 vs 26 % Change +15.01+%71 1%265$ 20.0% 415$ 21.4%699$ 20.1% +10.01-15.00%49 1%227$ 17.2% 355$ 18.4%599$ 17.2% +5.01-10.00%1,707 18%152$ 11.5% 236$ 12.2%401$ 11.5% +0.01-5.00%5,055 52%76$ 5.8% 117$ 6.0%202$ 5.8% No Change 630 6%39$ 2.9% 57$ 2.9%103$ 3.0% -0.01-5.00%2,223 23%1$ 0.1%(3)$ -0.1%3$ 0.1% -5.01 - 10.00%8 0%(74)$ -5.6% (122)$ -6.3% (195)$ -5.6% -10.00 - 15.00%1 0%(149)$ -11.3% (241)$ -12.5% (394)$ -11.3% -15.01% +7 0%(187)$ -14.2% (301)$ -15.5% (493)$ -14.2% 9,751 100% % EMV Value Range # of affected Properties Median $433,600 $600,000 $1,000,000 2026 Budget / Tax Levy - July 22 Council Worksession roposed Tax Levy Increase: 5.80% $1,150,000 0.05%$10,000 1.73%$345,000 0.00% 1.00% 2.00% 3.00% 4.00% 5.00% 6.00% 7.00% 8.00% Mandatory CIP -Tax Levy Components Personnel Adds Total: 7.6% $1,505,000 Item 1A Page | 6 New Personnel Funding The city’s current full-time equivalent (FTE) headcount is 122.02. It is proposed to increase by 3 FTE to 125.02 in 2026. See attachment 2 for Five-Year Personnel Plan. • The 2026 budget includes new tax levy funding of $346k for a new Network Administrator position (July 2026 start), and the addition of a Police Sergeant and a Police Records Specialist. (Staffing needs detailed above and on attached Personnel Plan Attachment 2) Capital Improvement Program (CIP) Funding The Council has incrementally increased the tax levy to support the long-term plans of the Capital Improvement Program with the goal of building cash reserves to minimize future debt and to meet our capital replacement needs. Previous funding levels have not been enough to maintain our capital replacement needs. Mandatory Items Funding: Staffing: • The city has labor agreements with two unions that will be negotiated this fall for 2026. The budget includes a proposed cost of living adjustment, step increases and mandatory city payroll taxes and Public Employees Retirement Association (PERA) contribution increases. This also includes the financial impacts of the compensation study for the Police Department completed in 2025. o COLA/STEPS: $425k o PERA/SS/FICA: $59k • Health and Dental Insurance estimated expenditure increase of $270k. The proposed budget reflects a 15% increase in the health and a 10% increase in dental insurance premiums. Updated premium increase information will be provided to the city in late August. Non-Tax Revenue Increase: • Intergovernmental revenue is increasing by $196k compared to 2025. This includes: o $131k increase in township fire/rescue aid based on the fire agreement o $76k increase in state road and bridge aid o $60k increase in police state aid o Partially offset by decrease in capital grants of $106k • Increase of $53k for City Contracted Services based on 2024 revenue plus increased Police contracted rate due to 2025 compensation study. • Increase of $35k for project admin/engineering fees based on the proposed projects. • Increase in Transfer-In as a funding source of $53k. This is based on operating transfers from the utility funds. • Increase in interest earnings of $16k. Budget reflects anticipated earnings on investments. • Revenue from residential building permits/fees budget is $117k less than the 2025 budget. The city collects building permits and plan check revenue on new residential and townhome units built. Prior Lake is still growing, but the 2026 estimate for new construction units is 50 single family/0 townhomes (50 total) which generates less revenue than the 2025 budget mix of 60 single family/20 townhomes (80 total). • Franchise fee revenue decrease of $27k. Item 1A Page | 7 Current Expenditures/Capital Outlay: The 2026 current expenditure budget is a decrease of $77k (1.2% decrease). Supplies: • $24k decrease in funding for supplies. o This includes a $54k decrease for fuel and small equipment. o There are offsetting increases of $29k in operating supplies, all repairs & maintenance supplies, uniforms/PPE, etc. Maintenance agreements: • $56k increase in funding largely due to maintenance agreements including general, building and equipment maintenance due to increases in fertilizer & weed spraying, trees and vegetation, contracted mowing and graffiti removal services and new development sealcoat. Professional Services: • $265k net decrease in professional services primarily to decreases in Engineering, Human Resources, Police and Parks professional services needs compared to 2025. Other Services and Charges: • $156k increase in funding for other services and charges o This includes a $92k increase for software service contracts primarily due to $40k budgeted for ADA compliant website, $24k for new Police software, $18k for new IT needs and $11k for new Recreation software implementation o $34k increase in utilities (electric/gas) o $16k increase in memberships/subscriptions, primarily for Fire, Administration and Police Capital Outlay: • 2026 costs are estimated to be $74k more than the prior year. 2026 includes a high speed ballot scanner recommended by Scott County ($30k) and IT increase of $80k to replace SAN and servers, and switch replacement. Other Levy Impacts: • $460k change in use of reserves due to 2025 budget amendments. • $105k increase in debt service compared to 2025. EDA Proposed Tax Levy The EDA budget includes funding for wages, property acquisition, and property taxes/ maintenance costs for EDA owned properties. The proposed budget does not include a funding increase. The preliminary EDA tax levy remains at $405,000. Fund Balance: The Comprehensive Financial Management Plan recommends maintaining reserves in a range between 40% and 50% of subsequent year expenditures. The estimated year-end 2025 ending reserve balance is at 54% and the estimated year-end 2026 reserve balance is estimated at 51%. The preliminary 2026 budget does not include the use of reserves. Item 1A Page | 8 City Tax Levy and Tax Rate Projections: The estimated tax levies and tax rate projections for the city’s five-year financial plan is shown below. The city’s financial planning reflects funding general operations, planned capital improvements, including related debt service on planned bond issuance to support capital improvements for streets, equipment replacement and facilities capital maintenance projects. The city is considering future debt for park and recreation improvements of $60 million of bonds from years 2026 to 2031 for park and trail improvements. The city will seek taxbase approval through a voter referendum in November 2025. Therefore, the tax levy and tax rate implications of potential park improvement bonds is reflected in the city’s financial plan for City Council consideration. In total, these funding needs result in an estimated 10-year average tax rate increase of 4.2%. This is in line with the parameters established in the city’s 2023 financial planning study. Any modifications to the planned budgets and CIP are reflected in the annual update of the financial plan. Budget & CIP Schedule Additional meetings/workshops (highlighted in blue) are currently scheduled to discuss and adopt 2026 property tax levies and budgets: Aug 26, 5:00 pm Workshop – Additional Review of Preliminary Tax Levy and Budget, if needed Sept 23, 7:00 pm Meeting – Adopt Preliminary Tax Levy & Budget; Announce Public Budget Meeting Date Nov 11, 5:00 pm Workshop – Final 2026 Budget/Tax Levy Discussion Dec 9, 7:00 pm Meeting – Public Budget Meeting (Truth in Taxation); Adopt 2026 Budget & Tax Levy; Adopt Fee Schedule CITY PROPERTY TAX PROJECTION - INCLUDING PARK IMPROVEMENT BONDS 2025 2026 2027 2028 2029 2030 TAX LEVIES General Fund Levy - Tax Capacity 14,848,732 16,238,411 17,660,526 19,264,383 20,425,810 21,695,077 General Fund Levy - Market Value 262,488 265,888 273,988 281,638 283,838 290,738 Debt Service Fund (not incl Park Improvement Bonds)2,929,190 3,031,056 3,648,002 4,037,676 4,211,165 4,077,930 Debt Levy (Park Improvement Bonds Only)470,838 1,766,767 1,903,484 3,197,954 CIP Funds 1,815,000 1,825,000 1,985,000 2,185,000 2,355,000 2,505,000 Total Tax Levies 19,855,410 21,360,355 24,038,354 27,535,464 29,179,297 31,766,698 Annual $ Change 1,859,077 1,504,945 2,677,998 3,497,111 1,643,832 2,587,401 TOTAL % CHANGE IN TAX LEVIES - including Park Imp Bonds 6.2%7.6%12.5%14.5%6.0%8.9% CITY TAX CAPACITY TAX RATE- No Park Improvement Bonds 31.43%34.05%36.39%37.24%37.68% Annual % Change 3.03%8.35%6.86%2.34%1.20% CITY TAX CAPACITY TAX RATE- Including Park Improvement Bonds 31.43%34.78%39.04%39.99%42.15% Annual % Change 3.03%10.67%12.26%2.44%5.38% Debt per Capita - No Park Improvement Bonds 853 967 1,039 1,380 1,420 1,463 Debt per Capita - Including Park Improvement Bonds 853 1,143 1,734 2,231 2,763 2,937 Bonds Outstanding - No Park Improvement Bonds 24,145,000 27,510,000 29,725,000 39,650,000 41,080,000 42,620,000 Change in Bonds Outstanding 3,365,000 2,215,000 9,925,000 1,430,000 1,540,000 Bonds Outstanding - Including Park Improvement Bonds 24,145,000 32,510,000 49,615,000 64,100,000 79,960,000 85,580,000 Change in Bonds Outstanding 8,365,000 17,105,000 14,485,000 15,860,000 5,620,000 Five Year Planning Period Item 1A Page | 9 Council Direction Staff are seeking direction regarding the 2026 property tax levy and underlying budgets. ATTACHMENTS: 1. 2026 Budget Overview 2. Personnel Plan 2026-2030 3. Components of 2026 Proposed Tax Levy Change 4. 2026 Proposed Revenues and Expenditure Detail by Fund Water Fund Summary of Key Financial Information Water Fund 2025 (estimate)2026 2027 2028 2029 2030 2031 2032 2033 2034 Cash by Purpose For future capital improvements 5,167,347 4,521,248 2,348,043 1,835,637 2,289,972 1,525,188 31,987 76,268 1,664,285 2,961,899 For following year pay-go capital 3,640,000 1,260,500 3,580,500 2,131,000 1,300,500 2,685,500 4,260,025 419,076 1,982,155 1,983,763 For 3-months of operating cash 1,015,130 1,037,771 976,211 1,002,450 1,030,342 1,062,462 1,101,348 1,625,194 1,157,929 1,191,669 For following year debt service 791,950 801,700 810,450 645,350 652,650 659,200 - - - - Ending Cash 10,614,426 7,621,218 7,715,204 5,614,437 5,273,463 5,932,350 5,393,361 2,120,538 4,804,370 6,137,331 High Volume Customer (78,000 gallons)3.0%3.0%3.5%3.5%4.0%4.0%4.0%3.0%3.0%3.0% Medium Volume Customer (18,000 gallons)3.0%3.0%3.5%3.5%4.0%4.0%4.0%3.0%3.0%3.0% Low Volume Customer (8,000 gallons)3.0%3.0%3.5%3.5%4.0%4.0%4.0%3.0%3.0%3.0% Average Annual % Change in Water Bill for Billing Period Water Fund Capital Improvement Plan Water Fund EstimateProject Description 2025 2026 2027 2028 2029 2030 2031 2032 2033 2034 Capital OutlayTransportation Plan 25,800 1,150,000 650,000 2,445,000 1,069,000 1,068,000 2,306,000 1,014,000 - 1,865,000 Meter Replacement Program - Software Upgrade - - - - - - - - - - Wells 57,500 60,000 50,000 52,000 65,000 65,000 67,500 140,000 72,500 75,000 Boosters and misc projects - 475,000 550,000 560,000 586,500 70,000 50,000 95,000 35,000 30,000 DT watermain upgrade 400,000 - - - - - - - - - Current Year Projects - Facilities 150,000 145,000 10,500 498,500 385,500 12,000 12,500 - - - Water Storage & Tower Reconditioning - 1,810,000 - - - - 24,000 - - - Technology Plan - SCADA - - - - - 10,000 10,500 11,025 11,576 12,155 Equipment 75,000 - - - - 75,500 215,000 - 275,000 - New Maintenance Center - Water Portion of Cost - - - - - - - 3,000,000 - - WTF Rehabs & Equipment 20,000 - - 25,000 25,000 - - - 25,000 - Total Capital Outlay 728,300 3,640,000 1,260,500 3,580,500 2,131,000 1,300,500 2,685,500 4,260,025 419,076 1,982,155 Source of FundsBond proceeds - - - - - - - - - - Current revenue / use of cash in fund 728,300 3,640,000 1,260,500 3,580,500 2,131,000 1,300,500 2,685,500 4,260,025 419,076 1,982,155 Total Source of Funds 728,300 3,640,000 1,260,500 3,580,500 2,131,000 1,300,500 2,685,500 4,260,025 419,076 1,982,155 Sewer Fund Summary of Key Financial Information Sewer Fund 2025 (estimate)2026 2027 2028 2029 2030 2031 2032 2033 2034 Cash by Purpose For future capital improvements 1,088,807 659,366 2,565,440 2,442,431 1,322,256 3,320,455 2,786,942 2,140,798 5,154,980 2,775,738 For following year pay-go capital 2,708,000 2,432,000 - 2,997,000 3,075,000 - 5,331,025 - 3,160,155 4,030,763 For 3-months of operating cash 983,149 988,381 1,045,910 1,127,243 1,135,491 1,184,489 1,290,116 1,785,091 1,384,068 1,396,058 For following year debt service 162,500 165,500 168,000 497,325 394,550 391,900 1,055,408 917,700 1,517,603 1,390,492 Ending Cash 4,942,455 4,245,247 3,779,350 7,063,999 5,927,297 4,896,843 10,463,491 4,843,589 11,216,806 9,593,050 High Volume Customer (47,000 gallons)10.5%7.5%3.4%3.4%3.4%3.4%3.4%3.4%3.4%3.4% Medium Volume Customer (12,000 gallons)10.1%7.3%3.4%3.4%3.4%3.4%3.4%3.4%3.4%3.4% Low Volume Customer (7,000 gallons)10.8%7.7%3.3%3.3%3.3%3.4%3.4%3.4%3.4%3.4% Average Annual % Increase for Fees and Charges Sewer Fund Capital Improvement Plan Sewer Fund Estimate Project Description 2025 2026 2027 2028 2029 2030 2031 2032 2033 2034 Capital Outlay Transportation Plan 65,000 1,020,000 700,000 1,760,000 936,000 934,000 1,694,000 887,000 - 1,631,000 Sewer Lining - Inflow/Infiltration Prevention 454,500 468,000 482,000 496,000 511,000 526,000 542,000 558,000 575,000 592,000 Lift Station Rehabilitation 709,000 720,000 750,000 775,000 800,000 825,000 850,000 875,000 900,000 925,000 Technology Plan - SCADA 500,000 500,000 500,000 500,000 500,000 10,000 10,500 11,025 11,576 12,155 Generator/Equipment 175,000 - - 225,000 250,000 780,000 85,000 - 60,000 - New Maintenance Center - Sewer portion of c - - - - - - - 3,000,000 - - Total Capital Outlay 1,903,500 2,708,000 2,432,000 3,756,000 2,997,000 3,075,000 3,181,500 5,331,025 1,546,576 3,160,155 Source of Funds Bond Proceeds - - - 5,150,000 - - 6,815,000 - 6,178,730 - Current revenue / use of cash in fund 1,903,500 2,708,000 2,432,000 (1,394,000) 2,997,000 3,075,000 (3,633,500) 5,331,025 (4,632,154) 3,160,155 Total Source of Funds 1,903,500 2,708,000 2,432,000 3,756,000 2,997,000 3,075,000 3,181,500 5,331,025 1,546,576 3,160,155 Stormwater Fund Summary of Key Financial Information Stormwater Fund 2025 (estimate)2026 2027 2028 2029 2030 2031 2032 2033 2034 Cash by Purpose For future capital improvements 2,653,718 2,955,752 3,063,468 2,999,256 3,186,502 2,911,580 3,066,533 4,576,565 4,934,402 4,639,573 For following year pay-go capital 1,095,000 910,000 1,079,000 1,134,000 1,151,000 1,638,000 1,285,000 - 1,834,000 1,894,000 For 3-months of operating cash 268,094 238,345 244,996 287,155 258,891 267,398 273,619 281,311 299,798 297,385 For following year debt service 89,650 87,650 90,650 88,400 91,150 88,650 91,150 88,400 232,817 200,308 Ending Cash 4,106,461 4,191,746 4,478,114 4,508,811 4,687,543 4,905,628 4,716,302 4,946,276 7,301,017 7,031,266 Per Residential Equivalent Unit 30.0%3.0%3.0%3.0%3.0%3.0%3.0%3.0%3.0%3.0% Average Annual % Increase for Fees and Charges Stormwater Fund Capital Improvement Plan Stormwater Fund Estimate Project Description 2025 2026 2027 2028 2029 2030 2031 2032 2033 2034 Capital Outlay Transportation Plan 630,000 693,000 360,000 511,000 668,000 667,000 996,000 634,000 - 1,165,000 Pond Maintenance & Retrofit 212,000 218,000 225,000 232,000 239,000 246,000 253,000 261,000 269,000 277,000 Stormwater Improvements 150,000 150,000 150,000 150,000 150,000 150,000 150,000 150,000 150,000 150,000 Stormwater Pond Planning 33,000 34,000 35,000 36,000 37,000 38,000 39,000 40,000 41,000 42,000 Prior Lake Outlet Channel (PLOC) Lining Project 15,000 - - - - - - - - - LSWMP Implementation Plan - - - 50,000 - 50,000 200,000 200,000 200,000 200,000 Misc projects 150,000 - 140,000 100,000 40,000 - - - - - Total Capital Outlay 1,190,000 1,095,000 910,000 1,079,000 1,134,000 1,151,000 1,638,000 1,285,000 660,000 1,834,000 Source of Funds Bond Proceeds - - - - - - - - 1,461,270 - Current revenue / use of cash in fund 1,190,000 1,095,000 910,000 1,079,000 1,134,000 1,151,000 1,638,000 1,285,000 (801,270) 1,834,000 Total Source of Funds 1,190,000 1,095,000 910,000 1,079,000 1,134,000 1,151,000 1,638,000 1,285,000 660,000 1,834,000 Debt Analysis and Tax Impact In reviewing the 2026-2030 Capital Improvement Program, the City Council should consider the level of debt as well as the annual tax impact of the scheduled projects. The 2026-2030 CIP includes projects that are planned to be funded by bond proceeds/debt. Bonds are issued for the project costs that the City is funding through tax levies as well as the costs that are specially assessed to property owners. As of 12/31/2024, the City of Prior Lake had $26.5M in debt. The following chart reflects the type of debt. One-third of the debt is for facilities: Water Treatment Plant (through 2030), Fire Station #2, City Hall, and the Police Station (through 2031). The 2026-2030 CIP anticipates the following bonding (debt issuance) needs: • The City is considering the future issuance of debt for park and recreation improvements of $60 million of bonds from the years 2026 to 2030 for park and trail improvements, to be financed as part of the City’s debt levy. The City Council has authorized staff to move forward to seek tax base approval through a voter referendum in November 2025. Therefore, the tax levy and tax rate implications of potential park improvement bonds are reflected in the City’s CIP and financial plan for City Council consideration. • The 2026-2031 Park Plan includes bonding of $60,000,000 for Park Improvements, primarily for community parks. The plan reflects bonding for major community park improvements planned for Spring Lake and Lakefront community parks, and neighborhood park improvements. Estimated funding needs in the five-year plan have Debt Type Amount as of December 31, 2024 Purpose G.O. Special Assessments 8,970,000 Street Improvement Projects G.O. TIF Bonds 0 Tax Increment Project G.O. Bonds (MV)1,785,000 Referendum Project (Fire Station #2) G.O. Bonds 3,540,000 Street Reconstruction Projects G.O. Bonds 1,860,000 Public Works Building and CIP Projects G.O. Bonds 670,000 E quipment G.O. Revenue Bonds 6,360,000 Maintenance Facility, Water Treatment Facility & Utility Replacement Projects G.O. Capital Improvement Bonds 3,155,000 City Hall & Police Station Energy Lease Loan Payable (GESP)148,731 Guaranteed Energy Savings Program Projects Total 26,488,731 been identified as $5M in 2026, $15M in 2027, $5M in 2028, $15M in 2029, $5M in 2030, and $15M in 2031 (year six of the CIP Park Plan). The funding needs by year may change as community discussion of the proposed projects continues in 2025 and the scope and timing of specific projects is determined. The five-year financial impact of the potential park improvement bonding is shown in red on the debt analysis below. • The Equipment Replacement Plan includes $4,810,000 of bonding for major equipment replacement expenditures primarily for fire truck replacements (ladder truck in 2027 and pumper truck in 2030). • Bonding of $3,165,000 for major park replacement expenditures includes the replacement for the four Ponds Park parking lots and entrance road in 2028. • The Facilities Plan includes $6,800,000 of bonding for major facility repairs for City Hall and Police Station replacement of membrane roofing and heating, ventilation, and air conditioning (HVAC) updates, and parking/safety enhancements. • The Pavement Management Plan includes bonding of $23,010,000 for transportation plan projects and street mill & overlay projects. The repayment sources for this bonding include: o Tax levy o Project Special Assessment (The City provides the upfront funding for the special assessment portion via bonding) • The Sewer Fund includes bonding of $5,150,000 for planned expenditures for sewer replacement costs on street reconstruction projects as well as lift station rehab, sewer lining, and SCADA software update. The table below summarizes the proposed bonding by fund and year: Summary of Projected Debt Balances The following tables reflect all bonding requirements referenced in the CIP, Pavement Management Plan, Facilities Management Plan, and Equipment Replacement Plan. It includes Fund Name 2025 2026 2027 2028 2029 2030 Capital Park Fund F226 (Park Improvement Bonds)- 5,000,000 15,000,000 5,000,000 15,000,000 5,000,000 Revolving Equip Fund F410 - 3,060,000 - - 1,750,000 Revolving Park Equip Fund F430 - - - 3,165,000 - - Facilities Mgmt Fund F440 - 2,060,000 - 2,575,000 2,165,000 PIR Revolving Fund F450 - 500,000 230,000 415,000 - Construction Fund F501 2,157,000 5,870,000 3,575,000 3,870,000 4,185,000 4,365,000 - Governmental Funds Subtotal 2,157,000 12,930,000 22,135,000 14,840,000 21,765,000 11,115,000 Water Fund - - - - - - Stormwater Fund - - - - - - Sanitary Sewer Fund - - - 5,150,000 - - Utility Funds Subtotal - - - 5,150,000 - - City total Debt Issuance - All funds 2,157,000 12,930,000 22,135,000 19,990,000 21,765,000 11,115,000 Long-Term Financial Planning Bond Proceeds for Capital Projects Projected Bonding by Year the proposed bonding that will be presented to residents by referendum for community park improvements (identified in the Park Plan). Based on the proposed projects in the CIP, debt is projected to increase from $26.5M at the end of 2024 to $85.6M at the end of 2030. Approximately $43M of the projected 2030 debt is for proposed community and neighborhood park improvements. Projected Debt per Capita: Projected debt per capita based on the current capital projects planned is shown in the table below. It is shown with and without the proposed Parks Improvements bonding. The City is working to manage its debt load while providing needed capital replacement projects in a growing city. Bond Repayment through Debt Service Tax Levy: The impact of the 2026-2030 CIP and other anticipated bond payment adjustments on the debt service property tax levy are reflected in the following tables. Projected five-year annual change in debt levy: The table below indicates that we are planning to increase our annual debt levy in the five-year planning period to fund planned community and neighborhood park improvements of $5M in 2026, $15M in 2027, $5M in 2028, $15M in 2029 and $5M in 2030. (Additional $15M also planned for 2031, year six of the 10-year CIP.) Staff will work with our municipal advisor to review options for structuring the debt to minimize the annual debt service impact. 2025 2026 2027 2028 2029 2030 Total Debt Outstanding (Existing & Planned) Governmental Funds Debt Outstanding 19,750,000 28,925,000 46,880,000 57,105,000 73,715,000 80,120,000 Enterprise Funds Debt Outstanding 4,395,000 3,585,000 2,735,000 6,995,000 6,245,000 5,460,000 Total Debt Outstanding (Existing & Planned)24,145,000 32,510,000 49,615,000 64,100,000 79,960,000 85,580,000 Park Improvement Debt Only - 5,000,000 19,890,000 24,450,000 38,880,000 42,960,000 Long-Term Financial Planning Projected Change in Debt Outstanding 2025 2026 2027 2028 2029 2030 Debt Per Capita (assumes popluation growth) Debt Per Capita (not incl Park Improvement Bonds)853 967 1,039 1,380 1,420 1,463 Debt Per Capita (incl Park Improvement Bonds)853 1,143 1,734 2,231 2,763 2,937 Long-Term Financial Planning Projected Projected change in total CIP Tax Levy: The table below shows the projected change in the CIP tax levy by component. These projected debt service levy estimates for the years 2025-2030 are based on level annual debt service payments. The table below is a summary of the annual projected total CIP tax levy by component. Bond Repayment Debt Service supported by Water and Sewer Fund Revenues: • Revenues of the Water and Sewer Funds support the annual debt service for the Water Treatment Plant debt refunding bond issues, the AMRS replacement, and the Huron area street improvements. • Revenues of the Stormwater fund will support the proposed annual debt service for the 2024 proposed debt issuance of $1,240,000 for storm sewer replacement costs on street reconstruction project as well as the regional water quality pond project. • The projected annual debt service for the utility funds is shown below: 2025 2026 2027 2028 2029 2030 Change in Debt Levy Debt Service Levy (not incl Park Improvement Bonds)(244,692) 105,266 625,046 397,324 175,689 (126,335) Debt Levy (Park Improvement Bonds Only)- - 470,838 1,295,929 136,717 1,294,469 Change in Debt Levy (244,692) 105,266 1,095,884 1,693,253 312,406 1,168,135 Projected Change in Debt Levy 2025 2026 2027 2028 2029 2030 Debt Service Levy (not incl Park Improvement Bonds)(244,692) 105,266 625,046 397,324 175,689 (126,335) Debt Levy (Park Improvement Bonds Only)- - 470,838 1,295,929 136,717 1,294,469 Equipment Revolving Fund 50,000 (100,000) 50,000 100,000 70,000 50,000 Revolving Park Equip Fund 20,000 60,000 60,000 50,000 50,000 50,000 Facilities Management Fund 50,000 50,000 50,000 50,000 50,000 50,000 PIR Fund - - - - - - Change in Total CIP Tax Levies (124,692) 115,266 1,255,884 1,893,253 482,406 1,318,135 Projected Change in CIP Tax Levy2025-2030 CIP 2025 2026 2027 2028 2029 2030 Debt Service Levy (not incl Park Improvement Bonds)3,191,678 3,296,944 3,921,990 4,319,314 4,495,003 4,368,668 Debt Levy (Park Improvement Bonds Only)- - 470,838 1,766,767 1,903,484 3,197,953 Equipment Revolving Fund 1,025,000 925,000 975,000 1,075,000 1,145,000 1,195,000 Revolving Park Equip Fund 535,000 595,000 655,000 705,000 755,000 805,000 Facilities Management Fund 255,000 305,000 355,000 405,000 455,000 505,000 PIR Fund - - - - - - Total CIP Tax Levies 5,006,678 5,121,944 6,377,828 8,271,081 8,753,487 10,071,621 CIP Tax Levies:Projected CIP Tax Levy CIP Impact on Long Range Financial Plan: The financial plan incorporates the debt and tax levy impacts of the Capital Improvement Program. Approval of the CIP does not obligate the City to complete the proposed projects or purchases. The 2025 projects/proposed purchases will be incorporated into the 2025 budget requests for budgeted funds. Further Council approvals may be necessary to comply with state statutes and the city’s purchasing policy. The City’s financial planning reflects funding general operations, future planned capital improvements, including related debt service on planned bond issuance to support capital improvements for streets, equipment replacement and facilities capital maintenance projects. Debt repayment is based on level annual debt service payments. As part of the City’s financial planning, the City is planning for a park referendum Fall 2025 for $60M in park improvements. If approved by the voters, approximate bonding needs/projects would be spread over six years (2026-2031) for community parks and neighborhood improvements. This would provide funding for park improvements at Spring Lake Park, Lakefront Park and neighborhood parks and trails. Funding for proposed projects in the CIP results in an estimated 10-year average tax levy increase of 7.8% and an estimated 10-year average tax rate increase of 4.1%. This is in line with the parameters established in the city’s 2023 long range financial planning study. The estimated tax levies and tax rate projections for the City’s five-year financial plan are shown below. 2025 2026 2027 2028 2029 2030 Water 789,000 791,950 801,700 810,450 645,350 652,650 Sewer 164,250 162,500 165,500 168,000 497,325 394,550 Stormwater 86,830 89,650 87,650 90,650 88,400 91,150 2026-2030 CIP Projected Debt Service (funded by Utility Fund Revenues) CITY PROPERTY TAX PROJECTION - INCLUDING PARK IMPROVEMENT BONDS 2025 2026 2027 2028 2029 2030 TAX LEVIES General Fund Levy - Tax Capacity 14,848,732 16,238,411 17,660,526 19,264,383 20,425,810 21,695,077 General Fund Levy - Market Value 262,488 265,888 273,988 281,638 283,838 290,738 Debt Service Fund (not incl Park Improvement Bonds)2,929,190 3,031,056 3,648,002 4,037,676 4,211,165 4,077,930 Debt Levy (Park Improvement Bonds Only)470,838 1,766,767 1,903,484 3,197,954 CIP Funds 1,815,000 1,825,000 1,985,000 2,185,000 2,355,000 2,505,000 Total Tax Levies 19,855,410 21,360,355 24,038,354 27,535,464 29,179,297 31,766,698 Annual $ Change 1,859,077 1,504,945 2,677,998 3,497,111 1,643,832 2,587,401 TOTAL % CHANGE IN TAX LEVIES - including Park Imp Bonds 6.2%7.6%12.5%14.5%6.0%8.9% CITY TAX CAPACITY TAX RATE- No Park Improvement Bonds 31.36%33.98%36.32%37.17%37.62% Annual % Change 2.82%8.35%6.87%2.34%1.21% CITY TAX CAPACITY TAX RATE- Including Park Improvement Bonds 31.36%34.71%38.97%39.92%42.07% Annual % Change 2.82%10.67%12.27%2.44%5.40% Debt per Capita - No Park Improvement Bonds 853 967 1,039 1,380 1,420 1,463 Debt per Capita - Including Park Improvement Bonds 853 1,143 1,734 2,231 2,763 2,937 Bonds Outstanding - No Park Improvement Bonds 24,145,000 27,510,000 29,725,000 39,650,000 41,080,000 42,620,000 Change in Bonds Outstanding 3,365,000 2,215,000 9,925,000 1,430,000 1,540,000 Bonds Outstanding - Including Park Improvement Bonds 24,145,000 32,510,000 49,615,000 64,100,000 79,960,000 85,580,000 Change in Bonds Outstanding 8,365,000 17,105,000 14,485,000 15,860,000 5,620,000 Five Year Planning Period PriorLakeMN.gov 2026-2030 CAPITAL IMPROVEMENT PROGRAM Nick Monserud Nicole Klekner Liam Duggan Lori Olson Rick Steinhaus PriorLakeMN.gov 2026-2030 CIP Schedule •June 24: Part I: Capital Plans Review •July 22: Part II: Financial Plan with CIP Impacts (tax levy & debt service) •August 12: Public Hearing and Adopt 2026-2030 CIP 2 PriorLakeMN.gov 2025-2029 CIP Schedule 1)Utility Funds – Separate discussion at 7/22 work session •Water Financial Plan •Sanitary Sewer Financial Plan •Water Quality Financial Plan 3 PriorLakeMN.gov Utility Funds Financial Management Plan 4 The 5-year total Water/Sewer/Stormwater funding needs to support the pavement management plan street reconstruction projects: $6.4M, $5.4M and $2.9M for water, sewer, and stormwater respectively. Funding for utility funds is achieved through rates charged and/or debt issuance. The financial model reflects debt issuance in the five-year plan as follows: Water fund – no debt issuance Sewer fund: •2028 -$5,150,000 •2031 -$6,815,000 •2033 -$6,178,730 Stormwater fund: •2033 -$1,461,270 Proposed rate changes for 2026 are as follows: Water – 3.0% Sewer –7.5% Stormwater –3.0% PriorLakeMN.gov Utility Bill Combined Impact – All Funds 5 Sample Bi-Monthly Utility Bill: Total per Year 2025 2026 2027 2028 2029 2030 High User 6,258$ 6,562$ 6,787$ 7,020$ 7,274$ 7,538$ Medium User 1,355$ 1,423$ 1,471$ 1,521$ 1,570$ 1,620$ Low User 887$ 933$ 964$ 996$ 1,025$ 1,056$ Annual Increase High User 304$ 225$ 233$ 254$ 264$ Medium User 67$ 48$ 50$ 49$ 50$ Low User 46$ 31$ 32$ 29$ 30$ Annual Percentage Increase High User 4.9%3.4%3.4%3.6%3.6% Medium User 5.0%3.4%3.4%3.2%3.2% Low User 5.1%3.3%3.3%2.9%2.9% Average 5.0%3.4%3.4%3.3%3.3% PriorLakeMN.gov Debt Projection 6 Based on the proposed projects in the CIP, debt is projected to increase from $26.5M at the end of 2024 to $85.6M at the end of 2030.  Approximately $60M of the projected debt is for proposed community and neighborhood park improvements. $45M is reflected in the five-year plan (2026-2030) and an additional $15M is planned for 2031 for a total of $60M. 2025 2026 2027 2028 2029 2030 2031 Total Debt Outstanding (Existing & Planned) Governmental Funds Debt Outstanding 19,750,000 28,925,000 46,880,000 57,105,000 73,715,000 80,120,000 97,920,000 Enterprise Funds Debt Outstanding 4,395,000 3,585,000 2,735,000 6,995,000 6,245,000 5,460,000 11,460,000 Total Debt Outstanding (Existing & Planned)24,145,000 32,510,000 49,615,000 64,100,000 79,960,000 85,580,000 109,380,000 Park Improvement Debt Only - 5,000,000 19,890,000 24,450,000 38,880,000 42,960,000 56,885,000 Long-Term Financial Planning Projected Change in Debt Outstanding PriorLakeMN.gov City Property Tax Projection Including Park Improvement Bonds 7 Information in red includes impact of Park Improvement Bonds PriorLakeMN.gov Debt Per Capita Projection 8 Bar Chart: G.O. Debt Per Capita as of Year- End 2022 Continuing Disclosure Reporting 2025 2026 2027 2028 2029 2030 Debt Per Capita (assumes popluation growth) Debt Per Capita (not incl Park Improvement Bonds)853 967 1,039 1,380 1,420 1,463 Debt Per Capita (incl Park Improvement Bonds)853 1,143 1,734 2,231 2,763 2,937 Projected PriorLakeMN.gov Park Referendum Debt Service Impact Median Value Home 9 Estimated Annual Tax Impact of Park Referendum Improvements for a Median Value Home of $433,600 $265/Year $22/month Questions/Discussion City of Prior Lake Council Meeting 7.22.2025 2026 Budget Attachment 1 Budgeted Funds BSA: Department Requested Bduget Debt Capital Revolving Revolving Park Permanent Facilities Total Total General Service Cable Park Equipment Equipment Improvement Management EDA Governmental Water Sewer Water Quality Enterprise Budgeted Fund Funds Fund Fund Fund Fund Revolving Fund Fund Funds Fund Fund Fund Funds Funds Revenues / Sources Property Taxes Levy - Tax Capacity 16,238,411$ -$ -$ -$ 925,000$ 595,000$ -$ 305,000$ 405,000$ 18,468,411$ -$ -$ -$ -$ 18,468,411 Levy - Tax Capacity for Debt Service 3,031,057$ 3,031,057 3,031,057 Levy - Market Value 265,888 - - - - - - 265,888 - - - - 265,888 MVHC Aid - - - - - - - - - - - - - Special Assessments 4,000 460,815 - - - 178,246 - - 643,061 - - - - 643,061 Licenses & Permits 472,710 - - - - - - 472,710 - - - - 472,710 Fines & Forfeits 108,000 - - - - - - 108,000 - - - - 108,000 Intergovernmental 3,908,388 - - - - 212,500 - - 4,120,888 - - - - 4,120,888 Charges for Services 1,313,290 - 12,000 212,700 - - - 26,988 1,564,978 5,659,319 6,007,314 2,127,213 13,793,846 15,358,824 Other Revenues 948,800 89,800 - 41,400 14,000 198,200 26,100 28,700 11,100 1,358,100 237,900 119,500 100,100 457,500 1,815,600 Bond Proceeds - - - - - 1,500,000 - 1,500,000 - . - 1,500,000 Lease Proceeds - - - - - - - - - - - - - - - Transfers From Other Funds - - General Fund - 265,888 - - - - - - - 265,888 - - - - 265,888 Debt Service Funds - 38,568 - - - - - - - 38,568 - - - - 38,568 Water Fund 270,000 629,450 - - - - - 30,000 - 929,450 - - - - 929,450 Sewer Fund 268,000 - - - - - - 30,000 - 298,000 - - - - 298,000 Water Quality Fund 130,000 - - - - - - - - 130,000 - - - - 130,000 Trunk Reserve Fund - - - - - - - - - - - - - - - TIF Fund - - - - - - - - - - - - - - - PIR Fund - 371,250 - - - - - - - 371,250 - - - - 371,250 Facilities Management Fund - - - - - - - - - - - - - - - Capital Park Fund - - - - - - - - - - - - - - - Construction Fund - - - - - - - Police Forfeiture Fund - - - - - - Public Safety Special Revenue Fund - - - - - - - - - -$ -$ -$ - Total Revenues / Sources 23,927,487$ 4,886,828$ 12,000$ 254,100$ 939,000$ 1,005,700$ 204,346$ 1,893,700$ 443,088$ 33,566,249$ 5,897,219$ 6,126,814$ 2,227,313$ 14,251,346$ 47,817,595$ Expenditures / Uses Employee Services 17,305,086$ -$ -$ -$ -$ -$ -$ -$ 176,359$ 17,481,445$ 1,418,916$ 838,027$ 445,483$ 2,702,426$ 20,183,871$ Current Expenditures 6,158,513 - 3,700 5,600 - - - - 88,750 6,256,563 2,409,666 2,817,496 387,895 5,615,057 11,871,620 Capital Outlay 198,000 - - - - - - - 385,000 583,000 390,000 500,000 402,000 1,292,000 1,875,000 Capital Improvements - - - - 1,662,600 870,000 - 1,293,000 - 3,825,600 2,100,000 1,188,000 - 3,288,000 7,113,600 Subtotal 23,661,599$ -$ 3,700$ 5,600$ 1,662,600$ 870,000$ -$ 1,293,000$ 650,109$ 28,146,608$ 6,318,582$ 5,343,523$ 1,235,378$ 12,897,483$ 41,044,091$ Transfers To Other Funds General Fund -$ -$ -$ -$ -$ -$ -$ -$ -$ -$ 270,000$ 268,000$ 130,000$ 668,000$ 668,000$ Construction Fund - - - - - - - - - - 1,150,000 1,020,000 693,000 2,863,000 2,863,000 Equipment Fund - - - - - - - - - - - - - - - Park Equipment Fund - - - - - - - - - - - - - - - Debt Service Funds 265,888 38,568 - - - - 371,250 - - 675,706 629,450 - - 629,450 1,305,156 PIR Fund - - - - - - - - - - - - - - - Facilities Management Fund - - - - - - - - - - 30,000 30,000 - 60,000 60,000 EDA Fund - - - - - - - - - - - - - - - Severance Compensation Fund - - - - - - - - - - - - - - - Contingency - - - - - - - - - - - - - - - Debt Service - 5,125,788 - - - - - - - 5,125,788 162,500 162,500 89,650 414,650 5,540,438 Subtotal 265,888$ 5,164,356$ -$ -$ -$ -$ 371,250$ -$ -$ 5,801,494$ 2,241,950$ 1,480,500$ 912,650$ 4,635,100$ 10,436,594$ Total Expenditures / Uses 23,927,487$ 5,164,356$ 3,700$ 5,600$ 1,662,600$ 870,000$ 371,250$ 1,293,000$ 650,109$ 33,948,102$ 8,560,532$ 6,824,023$ 2,148,028$ 17,532,583$ 51,480,685$ Change in Fund Balance -$ (277,528)$ 8,300$ 248,500$ (723,600)$ 135,700$ (166,904)$ 600,700$ (207,021)$ (381,853)$ (2,663,313)$ (697,209)$ 79,285$ (3,281,237)$ (3,663,090)$ 2026 City Property Tax Levy Comparison Council Meeting 7.22.2025 Attachment 1 Change 25 - 26 Property Taxes 2025 2026 Amount Percent Levy - Tax Capacity General Fund - Operating 14,848,732$ 16,238,411$ 1,389,679$ 9.4% Debt Service Funds 2,929,190 3,031,057 101,867 3.5% Revolving Equipment Fund 1,025,000 925,000 (100,000) -9.8% Revolving Park Equipment Fund 535,000 595,000 60,000 11.2% Permanent Improvement Revolving Fund - - - n/a Facilities Management Fund 255,000 305,000 50,000 19.6% 19,592,922 21,094,468 1,501,546 7.7% Levy - Market Value - General Fund 262,488 265,888 3,400 1.3% Total City Levy 19,855,410$ 21,360,356$ 1,504,946$ 7.6% 2026 EDA Property Tax Levy Comparison Change 24 - 25 Property Taxes 2025 2026 Amount Percent Total Economic Dev Authority Levy 405,000 405,000 - 0.0% 2026 Budget Expenditure Comparisons (2025 Original Budgets) Capital Revolving Revolving Park Permanent Facilities Total Total General Debt Service Cable Park Equipment Equipment Improvement Management EDA Governmental Water Sewer Water Quality Enterprise Budgeted Fund Funds Fund Fund Fund Fund Revolving Fund Fund Funds Fund Fund Fund Funds Funds 2026 Total Expenditures / Uses 23,927,487$ 5,164,356$ 3,700$ 5,600$ 1,662,600$ 870,000$ 371,250$ 1,293,000$ 650,109$ 33,948,102$ 8,560,532$ 6,824,023$ 2,148,028$ 17,532,583$ 51,480,685$ 2025 Total Expenditures / Uses 22,168,668$ 5,185,248$ 3,700$ 2,505,600$ 1,074,200$ 2,060,000$ 369,736$ 787,175$ 724,838$ 34,879,165$ 5,847,906$ 5,179,585$ 2,334,004$ 13,361,495$ 48,240,660$ Change 2025 to 2026 ($) 1,758,819$ (20,892)$ -$ (2,500,000)$ 588,400$ (1,190,000)$ 1,514$ 505,825$ (74,729)$ (931,063)$ 2,712,626$ 1,644,438$ (185,976)$ 4,171,088$ 3,240,025$ Change 2025 to 2026 (%) 7.93% -0.40% 0.00% -99.78% 54.78% -57.77% 0.41% 64.26% -10.31% -2.67% 46.39% 31.75% -7.97% 31.22% 6.72% 2026 Budget Expenditure Comparisons (2025 Amended Budgets) Capital Revolving Revolving Park Permanent Facilities Total Total General Debt Service Cable Park Equipment Equipment Improvement Management EDA Governmental Water Sewer Water Quality Enterprise Budgeted Fund Funds Fund Fund Fund Fund Revolving Fund Fund Funds Fund Fund Fund Funds Funds 2026 Total Expenditures / Uses 23,927,487$ 5,164,356$ 3,700$ 5,600$ 1,662,600$ 870,000$ 371,250$ 1,293,000$ 650,109$ 33,948,102$ 8,560,532$ 6,824,023$ 2,148,028$ 17,532,583$ 51,480,685$ 2025 Total Expenditures / Uses 22,734,456$ 5,185,248$ 3,700$ 2,505,600$ 1,074,200$ 2,075,000$ 434,563$ 1,183,175$ 724,838$ 35,920,780$ 5,438,406$ 5,698,585$ 2,349,004$ 13,485,995$ 49,406,775$ Change 2025 to 2026 ($) 1,193,031$ (20,892)$ -$ (2,500,000)$ 588,400$ (1,205,000)$ (63,313)$ 109,825$ (74,729)$ (1,972,678)$ 3,122,126$ 1,125,438$ (200,976)$ 4,046,588$ 2,073,910$ Change 2025 to 2026 (%) 5.25% -0.40% 0.00% -99.78% 54.78% -58.07% -14.57% 9.28% -10.31% -5.49% 57.41% 19.75% -8.56% 30.01% 4.20% PERSONNEL PLAN 2026-2030 2026 – 2030 Personnel Plan / Page 2 INTRODUCTION Similar to how the City plans its infrastructure and equipment needs through the Capital Improvement Plan (CIP), this Personnel Plan is designed to address the staffing needs required to support the anticipated demand for City services as Prior Lake grows. The general fund budget is dominated by personnel costs (71.6% of the total budget in 2025) which explains why planning for personnel is critical for long-range planning. This Plan projects the anticipated staffing requirements for the City of Prior Lake by 2030. It will be revisited annually to adapt to the evolving needs and expectations of the community. The objectives of the plan include: • Informing annual and long-range budget discussions and decisions; • Forecasting future demands for service; and • Identifying the resources required to perform current service levels in the future. This five-year document will be incorporated into the City’s long-range financial plan and will be updated each year to inform the annual budget process. Departments will be responsible for providing the metrics to justify the personnel requests and impact on current service levels during annual budget deliberations. This document focuses only on the need and rationale for each position request. The discussion on how the City will fund these positions will be held through the annual budgeting process in consideration with other budget requests like the CIP. The City Council will determine the addition and timing of bringing on any new staff. BACKGROUND City staff provide essential services to 28,915 residents (2023 Met Council population estimate) over nineteen square miles, not including the recent annexation agreement with Spring Lake Township. In addition, the residents of Spring Lake Township, the City of Credit River, and the Shakopee Mdewakanton Sioux Community (SMSC) receive public safety services from the City. Prior Lake has grown at a steady pace of about five hundred residents annually in one of the fastest growing counties in Minnesota. The Metropolitan Council forecasts Prior Lake’s population will grow to 37,600 residents by 2040. Cities do not grow solely in terms of population or households as the services -- infrastructure, parks, public safety, and technology, to name a few – that are required to accommodate such growth must expand as well. These services are supported by municipal employees togethe r with the equipment, supplies and training necessary to execute their functions The City of Prior Lake currently operates with 121 employees. The majority (75%) of employees work in Public Works, Police Department, and Fire Department, most of whom are considered essential employees. The City hires around fifty seasonal and temporary positions each year and employs 26 paid on-call shift firefighters/EMTs. 2026 – 2030 Personnel Plan / Page 3 PERSONNEL NEEDS THROUGH 2030 Below is an overview of the projected staffing needs to maintain current service levels through 2030. Community Development, Finance, and Public Works have added or repurposed positions in the past few years and should be adequately staffed through 2030. Administration and the Fire Department have identified positions to round out those departments’ staffing needs. In 2024, the Police Department completed a workload study with an external consultant, and the results were presented to the City Council in February 2025. The findings of that study are incorporated into this Plan. On the following pages, each department is profiled with a summary of all current and proposed positions within the department and a rationale for each new FTE request. *One added position in the Police Department is budget neutral due to schedule and overtime savings. Department 2026 2027 2028 2029 2030 Administration (8) 1 1 - - .62 Community Development (10.8) - - - - - Finance (6.8) - - - - - Fire (15) - - 3 - - Police (39.42) 3* 2 - 1 1 Public Works (41) - - - - - Total New: 4 3 3 1 1.62 Total City Headcount (121.02) 125.02 128.02 131.02 132.02 133.64 2026 – 2030 Personnel Plan / Page 4 DEPARTMENT PROFILES 2026 – 2030 Personnel Plan / Page 5 ADMINISTRATION *2026: Network Administrator (1 FTE). The city needs a full-time network administrator to assist in the management and oversight of the city’s IT infrastructure, networks, server operations, security systems, and software. There is simply too much work for two employees to manage in a city our size (comparable cities average IT 3.5 FTEs). Prior Lake’s IT division supports over 1,300 devices for 121 employees and 16 servers in seven buildings. A major reason for the need for IT help is the Police Department. One full-time employee could support PD alone with the evolving technology related to law enforcement (body cams, dash cams, squad tough books, video rooms, building security, LETG, etc.) and, more importantly, unfunded CJIS (criminal justice information services) security mandates from the MN Bureau of Criminal Apprehension (BCA). The current IT Specialist’s primary responsibility is responding to the city’s help desk (1,100 help desk tickets in 2024), the City’s phone system, Microsoft outlook security training, and printer/copiers. That leaves one person, the IT Manager, to perform all the other technical support functions related to systems maintenance of the local area networks (LANs), administration of personal computer workstations and peripherals, security administration, technical support to users, troubleshooting of hardware and software problems, and installation of hardware equipment and software applications (Laserfiche, BS&A), onboarding/terminating employees, building access and cameras etc. A cyber security risk assessment conducted in 2024 rated the city poor in most policy categories and several process improvements, such as online licensing and payment, have not moved forward because the IT Manager gets pulled away with break and fix items. The Network Administrator could assume many of the higher-level technical aspects of the city’s IT needs so the IT Manager can focus on developing a cyber security program and policies, budgeting, long-range planning, researching products and devices while also providing technical support. *2027: Administrative Assistant (1 FTE). This will be a hybrid position that will support the Fire Department, City Manager, and staff the front desk of City Hall. By 2026, the full-time Fire Department will have been functioning for three full years, including implementing a fire inspection and fire pre-plan program for all commercial buildings along with strengthening its fire prevention and public education programs. Administrative support will be required to assist with scheduling inspections, building walkthroughs, follow-up paperwork, and to organize public education events. The position will also assist with the administration of Fire/EMS reporting, inspections, and Fire’s permitting software platform. As for City Hall, we anticipate transitioning the Deputy City Clerk away from reception area duties into full-time clerk duties because of increased election administration mandates and records management needs. The Administrative Assistant will greet customers, answer phones, check mail, and conduct front desk tasks so the Deputy City Clerk can focus full-time on clerk duties. The City Manager also requires administrative support for scheduling, correspondence, and other executive assistance. These duties used to fall to the combination HR support/executive assistant position which transitioned to full-time HR duties in 2022. Finally, the proposed Administrative Assistant will receive training on some utility billing tasks to serve as backup and additional support when necessary. 2026 – 2030 Personnel Plan / Page 6 *2030: Communications Specialist/Graphic Designer (.62 FTE). Communicating with the public is a core city service, and as a local government, we are obligated to provide timely, relevant information to our citizens to ensure transparency and accountability. With only one full-time communications employee, taking advantage of the multiple mediums (e.g., videos, social media content, press releases, news items, website updates, etc.) to reach a broad spectrum of residents is a challenge. Additional support is needed to help manage the City’s website and to create graphics for all communication mediums and City departments. Peer cities average 2.5 communications FTEs. Total FTEs in 2025 – 8 Administration 2026 2027 2028 2029 2030 City Manager 1 1 1 1 1 Assistant City Manager 1 1 1 1 1 City Clerk 1 1 1 1 1 Deputy City Clerk 1 1 1 1 1 HR Coordinator 1 1 1 1 1 Communications Manager 1 1 1 1 1 Communications Specialist - - - - .62* IT Manager 1 1 1 1 1 Network Administrator 1* 1 1 1 1 IT Specialist 1 1 1 1 1 Admin Assistant - 1* 1 1 1 TOTAL: 9 10 10 10 10.62 2026 – 2030 Personnel Plan / Page 7 COMMUNITY DEVELOPMENT The department is anticipating the retirement of two key staff members in the near future which will require replacement; however, no new personnel additions are anticipated through 2030. The last position added in Community Development was a full-time Building Inspector in 2021. The new Building Inspector position was necessary due to the increased demand for inspections, plan review, and permit issuance and the first two years’ salary was partially funded by a Department of Labor and Industry grant. In addition to plan review and assisting customers at the counter, the city issues over 2,800 building permits and conducts 6,000+ building inspections per year; it is common during the busier times of year for each inspector to have over twenty inspections on their daily calendar. Code enforcement opens and closes over 500 cases per year and generally completes over 1,500 inspections. Current staffing levels should meet the demand for services for the foreseeable future. Total FTEs in 2025 – 10.8 Community Development 2026 2027 2028 2029 2030 Comm Development Director 1 1 1 1 1 Building Official 1 1 1 1 1 Building Inspector 3 3 3 3 3 Code Enforcement Officer 1 1 1 1 1 Planner 2 2 2 2 2 Development Services Assistant 2.8 2.8 2.8 2.8 2.8 TOTAL: 10.8 10.8 10.8 10.8 10.8 2026 – 2030 Personnel Plan / Page 8 FINANCE In 2025, The Assistant Finance Director moved into a full-time position from a .8 FTE, and the Financial Analyst transitioned to a part-time position. The Finance Department continues to provide alternative work arrangements to attract and maintain qualified and talented staf f with the necessary technical, analytic and leadership skills to perform the work requirements of the Finance Department positions. *2026/2027: On August 22, 2024, the federal government released proposed rules related to the Financial Data Transparency Act (FDTA). This first proposed rule seeks to establish general guidelines for additional regulations. This law mandates that certain data and financial information provided must be sent in a ‘structured data’ format after the rules are finalized (sometime in 2026 or thereafter). This effort to create new universal reporting categories will have minimal value to transparency efforts and would be a significant cost to state and local governments. This unfunded mandate would require extensive staff time along with the need for consulting resources and potentially risky updates to government financial systems. This mandate poses a challenge as utilizing a specific technology for governmental and nonprofit financial reporting would require identical financial reporting taxonomies across all types of public entities. Given the wide variety of governments and non-profit entities(e.g., states, cities, counties, water systems, public power, public gas, hospitals, etc.), combining all into a single standardized template has the potential to lose valuable information and to reduce transparency by eliminating detail specific to the unique functions or services that governments provide. Transitioning to or potentially adding new reporting categories would require changes to underlying financial systems. The la w does not provide any financial assistance with these transition costs to hire consultants, reconfigure financial systems, or implement new software or to assist with the ongoing staffing costs to support this additional reporting burden. If the proposed rules become law through regulatory r equirements, additional staffing at the Senior Analyst/Senior Accountant level may be required. Total FTEs in 2025 – 6.8 Finance 2026 2027 2028 2029 2030 Finance Director 1 1 1 1 1 Asst Finance Director 1 1 1 1 1 Sr Financial Analyst/Sr Accountant 1 1 1 1 1 Financial Analyst .8 .8 .8 .8 .8 Account Specialist 1 1 1 1 1 Utility Billing Clerk 2 2 2 2 2 TOTAL: 6.8 6.8 6.8 6.8 6.8 2026 – 2030 Personnel Plan / Page 9 FIRE 2026: In 2025, the Fire Department (FD) moved to professional paid-on-call (POC) shift firefighters for a variety of reasons. The new model means the FD now only hires trained, certified firefighters/EMTs who are assigned specific shifts. In the past, FD hired individuals who were not certified to state standards, required training, and worked on-call only. By making the change in hiring requirements and scheduling shifts, FD has more reliable, professional support than with the old model. There are currently 26 POC firefighters/EMTs, and the 2026 budget includes a request for a wage increase from $17.50/hr to $21/hr. This increase is necessary to keep pace with other departments’ POC wages and to acknowledge the training and background of current POC firefighters/EMTs. *2028: Firefighter (3 FTE). In the fall of 2024, the FD became the primary responder for all medical calls. As a result, there has been a 60% increase in the number of call responses. We expect this number to increase as the community grows. The Department took significant steps to handle this increase by putting a lite rescue vehicle in service, adding shift assigned POC firefighters, and separating crews into two vehicles. This change has made the FD’s medical response more efficient and keeps the other apparatus clear to answer other calls. The request to add three additional firefighters (one firefighter per shift) will enable the FD to put an additional apparatus into service 24 hours per day to meet the anticipated rise in calls as the area grows. This also means the FD can continue its non-emergency duties while providing effective and efficient emergency coverage. Total FTEs in 2025 – 15 Total POC firefighters/EMTs - 26 Fire 2026 2027 2028 2029 2030 Fire Chief 1 1 1 1 1 Assistant Fire Chief 1 1 1 1 1 Fire Marshall 1 1 1 1 1 Full-time Fire Captain 3 3 3 3 3 Full-time Firefighter 9 9 12* 12 12 TOTAL: 15 15 18 18 18 2026 – 2030 Personnel Plan / Page 10 POLICE The Prior Lake Police Department (PLPD) is unique in that it provides services to two communities - Prior Lake and the Shakopee Mdewakanton Sioux Community (SMSC). The recently completed workload study offered recommendations to maintain current service levels, including increasing the allocation of personnel for patrol to 22 officers (currently 17), seven sergeants (currently six), and administrative support. Recognizing the budget impact of adding several positions in one year, the PD proposes to increme ntally add these positions over the next few years which is detailed below. *2025, 2027 (2), 2029, and 2030: Patrol Officer (5 FTEs). The workload study found that staffing in the Patrol Division is not adequate to manage workload volumes and the appropriate geographic distribution of personnel. It is recommended that PLPD should adjust its deployment of personnel for primary response from 17 to 22 patrol officers. This number is considered the operational minimum and is the baseline for staffing, not the maximum. The study notes that the addition of four positions represents the full volume of calls for service currently being handled by PLPD sergeants. In addition, this increase takes into account the ‘non-operational’ (vacancies to ensure staffing at operational minimal levels) hours for officers who are in training, on leave, injured or otherwise unable to fulfill their duties. The study also recommends adding an additional officer to the investigations unit. Currently, PLPD has three general investigation detectives, and the city would benefit from the additional capacity. This would allow active cases to be diverted from patrol into investigations and increase the numbers of hours dedicated to each case per investigator. Using savings from reduced overtime by reassigning the Mystic Lake Casino beat officers to patrol, a new FTE could be added i n 2025 with a budget neutral impact. *2026: Sergeant (1 FTE). The workload study identified the addition of a seventh supervisor as the highest priority for PLPD. Although sergeants are expected to provide guidance and support to patrol staff, PLPD sergeants too often take on a primary response role. The workload study found that PLPD sergeants contribute over 2,000 hours annually toward primary/back-up response, which detracts from their responsibilities as supervisors. Supervisors are expected to perform administrative functions, manage training efforts, and develop patrol officers, including monitoring performance and addressing performance issues which is why they should not serve as primary responders for service calls. Per the study, “For the PLPD, it is evident that its patrol supervisors have been relegated to a de facto patrol role, all but eliminating their ability to perform the more complex and intended role they are assigned.” In addition, PLPD has difficulty maintaining daily staffing at the sergeant level because there is no redundancy when a sergeant is on leave or off work. *2026: Records Specialist (1 FTE). The workload on the records staff has increased markedly with the addition of several sworn officers since 2019; however no additional staff have been added to that workgroup to adjust to the workload. Additionally, increased data practic es requests, video redaction needs, and State mandated law changes have compounded the daily tasks and volume of work of the records staff. With an extensive backlog of criminal justice data needing to be addressed as well as falling behind on daily data needs, there is an urgent priority to bring the records group to a higher staffing level. This may impact another workload study recommendation regarding administrative functions across PLPD (see below). In addition, the Evidence Technician has significantly reduced the years long backlog of old evidence which means this position will have additional capacity. Therefore, this position will be re-evaluated to determine the best use of this resources, including expanding duties into investigations and records support. 2026 – 2030 Personnel Plan / Page 11 *TBD: Administrative Assistant (1 FTE). With a total headcount of 39.42 FTEs, the PLPD currently has no dedicated administrative personnel. All administrative functions fall under the Records Division which is understaffed. The workload study found that the Records Supervisor has a workload equivalent to 2 full-time employees, primarily due to administrative support work. In addition, command staff and investigators provide their own administrative support which takes them away from their primary duties. As such, the study recommends adding a full -time administrative assistant position to assist with workloads and to support department operations. An analysis of administrative duties currently being performed by the Records Division (e.g., from scheduling, answering phones, website updates, presentations, agenda reports) will help develop the job description and allow records staff, supervisors, and investigators to focus on their primary duties. Total FTEs in 2025 – 39.42 *One patrol officer position in 2026 is budget neutral due to scheduling adjustments and overtime savings. Police 2026 2027 2028 2029 2030 Police Chief 1 1 1 1 1 Commander 2 2 2 2 2 Sergeant 7* 7 7 7 7 Patrol Officer/Investigator 25** 27* 27 28* 29* Records Supervisor 1 1 1 1 1 Records Specialist 4.62* 4.62 4.62 TBD TBD Community Service Officer .8 .8 .8 .8 .8 Evidence Room Technician 1 1 1 1 1 Admin Support Staff - TBD TBD TBD TBD TOTAL: 42.42 44.42 44.42 45.42 46.42 2026 – 2030 Personnel Plan / Page 12 PUBLIC WORKS Several events occurred in late 2024 and 2025 that escalated the implementation of the Public Works Department’s prior personnel plan. As a result, Public Works does not foresee the need to hire additional staff for the next few years. 1. As part of the 2025 budget, a Public Works Supervisor (Utilities) was created and filled through a promotion. With millions of dollars’ worth of utility maintenance projects over the next several years (sewer lining, SCADA upgrade, water treatment facility filter beds, etc.), positioning a team member to lead the management and delivery of these projects is critical. 2. When the Public Works Operator (Streets) left the City, that position was reclassified into a Facility Maintenance Manager position, which was originally slated as a new position in 2028. However, with capital improvement projects for City Hall, the Police Department, and Maintenance Center planned, Public Works took the opportunity to add the position early. The position was filled in January 2025. 3. With the unexpected retirement of the part-time (.63 FTE) Recreation Programmer supporting Club Prior, the position was moved to full- time in late 2024 to expand the hours and offerings at Club Prior and to support community events and other recreation services. 4. In the fall of 2024, the current Public Works Director/City Engineer resigned, and the Assistant Public Works Director was promoted into that position. The Assistant position was reclassified into a Maintenance Superintendent position. Total FTEs in 2025 – 41 Public Works 2026 2027 2028 2029 2030 PW Director/City Engineer 1 1 1 1 1 Superintendent 1 1 1 1 1 Supervisor 3 3 3 3 3 Facility Maintenance Manager 1 1 1 1 1 Mechanics 3 3 3 3 3 Maintenance Worker/Operator 21 21 21 21 21 Facilities Maintenance Worker 1 1 1 1 1 GIS Coordinator 1 1 1 1 1 PW Specialist 1 1 1 1 1 Asst City Engineer 1 1 1 1 1 Engineering Tech 2 2 2 2 2 Project Engineer-Stormwater 1 1 1 1 1 Parks & Recreation Manager 1 1 1 1 1 Recreation Supervisor 1 1 1 1 1 Recreation Programmer 2 2 2 2 2 TOTAL: 41 41 41 41 41 2026 – 2030 Personnel Plan / Page 13 ATTACHMENT B: Org Chart 1 2026 Proposed Tax Levy Components Attachment 3 LEVY CHANGE – 7.58% Personnel Adds: 1.73% Personnel Adds - $345,000 The city’s current full-time equivalent (FTE) headcount is 122.02. It is proposed to increase by 3 FTE to 125.02 in 2026. The 2026 budget includes new tax levy funding of $346k for a new Network Administrator position (July 2026 start), and the addition of a Police Sergeant and a Police Records Specialist. Capital Improvement Program (CIP) Tax Levy Components – 0.05% Equipment Replacement funding – ($100,000) The Equipment Replacement Plan (ERP) utilizes general tax levies to support replacement of the City’s equipment and vehicle fleet. The ten-year average annual cost for the plan is about $1.65M. The financing plan reflects a gradual increase in the tax levy until the annual levy reaches our annual funding goal. The proposed total levy for 2026 is $925k. The 2025 amount included a levy in advance of $150k, for a total of $1.025M which is why this shows as a decrease from prior year. Since the proposed levy increase is gradual, bonding may be required for the plan to meet our funding needs. Park Equipment Replacement funding -$60,000 The Revolving Park Plan funds capital replacement projects, park amenities, and trail, sidewalk, and boardwalk replacement. The plan proposes a phased increase in the tax levy to cover the capital projects in the plan. The proposed total levy for 2026 is $595k. Facilities Management Plan funding -$50,000 The Facility Management Plan (FMP) was developed to plan for major repairs, replacements, and upgrades for all city facilities on a long-term basis (25 years). It does not cover minor expenses for repairs and maintenance. Those will continue to be funded through the operating budgets. 2026 capital projects include projects at the Police station, Library & Club Prior, Maintenance Center and City Hall. The proposed total levy for 2026 is $305k. Mandatory Items – 5.80% STAFFING Wage/COLA and Benefits - $847,000 The budget includes a proposed cost of living adjustment, step increases, city payroll taxes and health/dental insurance premium contribution increase, as well as incorporating the financial impacts of the police compensation study that was completed in 2025. Union negotiations will be held in the fall of 2025. CURRENT EXPENDITURES Professional Services – ($265,000) • Reduction in funding for professional services primarily to decreases in Engineering, Human Resources, Police and Parks professional services needs compared to 2025. In 2025 there were professional services in Engineering as the department works on filling open positions. Also, there was $81k in professional services budgeted for the compensation studies and park referendum consulting costs. Supplies – ($24,000) • This includes a $54k decrease for fuel and small equipment. • There are offsetting increases of $29k in operating supplies, all repairs & maintenance supplies, uniforms/PPE, etc. 2 Other Services and Charges – $156,000 • This includes a $92k increase for software service contracts primarily due to $40k budgeted for ADA compliant website, $24k for new Police software, $18k for new IT needs and $11k for new Recreation software implementation • $34k increase in utilities (electric/gas) • $16k increase in memberships/subscriptions, primarily for Fire, Administration and Police Maintenance Agreements – $56,000 Increase in funding for maintenance agreements including general, building and equipment maintenance due to increases in fertilizer & weed spraying, trees and vegetation, contracted mowing and graffiti removal services and new development sealcoat. Capital Outlay – $74,000 2026 costs are estimated to be $74k more than the prior year. 2026 includes a high-speed ballot scanner recommended by Scott County ($30k) and IT increase of $80k to replace SAN and servers, as well as switch replacement. Non-Tax Revenue – ($259,000) • Intergovernmental revenue is increasing by $196k compared to 2025. This includes: o $131k increase in township fire/rescue aid based on the fire agreement o $76k increase in state road and bridge aid o $60k increase in police state aid o Partially offset by decrease in capital grants of $106k • Increase of $53k for City Contracted Services based on 2024 revenue plus increased Police contracted rate due to 2025 compensation study. • Increase of $35k for project admin/engineering fees based on the proposed projects. • Increase in Transfer-In as a funding source of $53k. This is based on operating transfers from the utility funds. • Increase in interest earnings of $16k. Budget reflects anticipated earnings on investments. • Revenue from residential building permits/fees budget is $117k less than the 2025 budget. The city collects building permits and plan check revenue on new residential and townhome units built. Prior Lake is still growing, but the 2026 estimate for new construction units is 50 single family/0 townhomes (50 total) which generates less revenue than the 2025 budget mix of 60 single family/20 townhomes (80 total). • Franchise fee revenue decrease of $27k. OTHER Change in Use of Reserves - $460,000 2025 Use of Reserves $460,000 2026 Proposed Use of Reserves $0 $460k change in use of reserves due to 2025 budget amendments. Background information: The city’s comprehensive financial management plan calls for maintaining a fund balance between 40-50% to ensure adequate reserves for cash flow, unplanned expenditures, and to maintain the city’s credit worthiness (AAA credit rating). Staff recommends the use of reserves for one-time expenditures or revenue shortfall; otherwise, the fund balance could drop below the level stated in the comprehensive financial management plan over time. 2025 Council approved budget amendments resulted in use of reserves of $460k. Reserves were used for carryforward items budgeted in 2025 and Police wage adjustments based on LELS labor agreements. The total 2026 planned use of reserves is $0. Over the next several years, the city may need to levy to maintain a reserve balance of 40%-50% of the subsequent year’s expenditures. Other Items – $108,000 Increase in debt service compared to 2025. 2024 2025 2025 2026 2026 2026 ACTIVITY COUNCIL ADOPTED AMENDED PROPOSED PROPOSED PROPOSED ACCOUNT DESCRIPTION BUDGET BUDGET BUDGET AMT CHANGE % CHANGE Fund 101 - GENERAL FUND TAXES 31010.00 Current Property Taxes - General Purpos 12,957,796 13,832,904 13,832,904 15,225,983 1,393,079 10.07 31020.00 Delinquent Property Taxes - General Purp 17,543 31040.00 Fiscal Disparities 975,152 1,278,316 1,278,316 1,278,316 33423.00 Market Value Credit Aid 489 TAXES 13,950,980 15,111,220 15,111,220 16,504,299 1,393,079 9.22 FRANCHISE TAXES 31810.00 Franchise Taxes 543,869 555,000 555,000 528,000 (27,000) (4.86) FRANCHISE TAXES 543,869 555,000 555,000 528,000 (27,000) (4.86) INTERGOVERNMENTAL 33160.10 Fed Aids/Grants - Operating Grants 33160.11 Fed Aids/Grants - Operating Police 12,350 33401.00 Local Government Aid 33416.01 State Aid - Police Train 31,423 30,000 30,000 30,000 33416.02 State Police Aid-Ins Prem 378,355 318,000 318,000 378,000 60,000 18.87 33417.00 State Aid - Fire Training 41,839 33418.00 State Road & Bridge Aid 443,943 476,340 476,340 552,295 75,955 15.95 33420.00 State Fire Aid-Ins. Prem.372,010 348,527 348,527 387,258 38,731 11.11 33422.10 State Aids/Grants - Operating Grants 33422.11 State Aids/Grants - Operating Police 17,466 33610.10 County-City Aids/Grants - Operating Gran 170 33610.11 County-City Aids/Grants - Operating Poli 4,072 33620.00 Township Fire & Resc Aid 960,250 961,430 961,430 1,092,405 130,975 13.62 33621.00 Liaison Aid 84,742 72,287 72,287 68,430 (3,857) (5.34) 33631.00 Payment in Lieu of Taxes 1,200,000 1,400,000 1,400,000 1,400,000 33700.10 Miscellaneous Grants - Operating Grants 36,631 33700.20 Miscellaneous Grants - Capital Grants 106,250 (106,250) (100.00) 33700.23 Miscellaneous Grants - Capital Parks 2,834 INTERGOVERNMENTAL 3,586,085 3,606,584 3,712,834 3,908,388 195,554 5.27 CHARGES FOR SERVICES 34103.00 Zoning & Subdivision Fees 37,778 40,000 40,000 40,000 From Amended Budget REVENUES - DETAIL CITY OF PRIOR LAKE BUDGET REPORT 2024 2025 2025 2026 2026 2026 ACTIVITY COUNCIL ADOPTED AMENDED PROPOSED PROPOSED PROPOSED ACCOUNT DESCRIPTION BUDGET BUDGET BUDGET AMT CHANGE % CHANGE From Amended Budget REVENUES - DETAIL CITY OF PRIOR LAKE BUDGET REPORT 34104.00 Plan Check Fees 332,114 203,430 203,430 157,545 (45,885) (22.56) 34105.00 Sale of Maps/Publications - Reports 175 500 500 500 34107.00 Assessment Searches - Reports 425 500 500 500 34108.00 Street Chip Seal Fee-New Development 34109.00 Project Admin/Eng Fees 240,223 150,000 150,000 185,000 35,000 23.33 34203.00 Accident/Warrant Reports - Reports 330 200 200 500 300 150.00 34731.00 Adult League Fees 4,274 5,000 5,000 5,000 34732.00 Recreation Program Fees - Contracted 50,967 40,000 40,000 45,000 5,000 12.50 34735.00 Recreation Program Fees - Staff Run 68,531 70,000 70,000 70,000 34735.01 Recreation Program Fees - Club Prior 13,970 12,000 12,000 15,000 3,000 25.00 34740.00 Concessions - Park Fees 34760.01 Facility Rental - Regular 49,216 66,449 66,449 68,088 1,639 2.47 34760.87 Facility Rental - Lease 15,045 34761.00 Studio/Pavilion Rental 37,315 27,500 27,500 30,000 2,500 9.09 34762.00 Park Shelter Rental 22,680 20,000 20,000 22,000 2,000 10.00 34762.01 Boat Slip Rental 65,875 72,000 72,000 72,000 34765.01 Tower Leases 34765.87 Tower Leases - Lease 282,809 273,183 273,183 289,104 15,921 5.83 34780.00 Parking Meter Fees 33,254 30,000 30,000 30,000 34782.00 Sign Lease Fees 34783.00 City Contract Services 256,447 229,960 229,960 283,053 53,093 23.09 CHARGES FOR SERVICES 1,511,428 1,240,722 1,240,722 1,313,290 72,568 5.85 SPECIAL ASSESSMENTS 36101.00 City Assess. Collections 36102.00 County Assess. Collection 5,057 4,000 4,000 4,000 SPECIAL ASSESSMENTS 5,057 4,000 4,000 4,000 INTEREST (LOSSES) ON INVESTMENTS 36210.00 Interest Earnings 368,872 277,500 277,500 293,500 16,000 5.77 36210.87 Interest Earnings 156,172 36215.00 Amortization - Premium/Discount 73,934 (20,000) (20,000) 20,000 (100.00) 36225.00 Unrealized Inv.Gain(Loss)93,577 36226.00 Realized Inv Gain/(Loss) INTEREST (LOSSES) ON INVESTMENTS 692,555 257,500 257,500 293,500 36,000 13.98 2024 2025 2025 2026 2026 2026 ACTIVITY COUNCIL ADOPTED AMENDED PROPOSED PROPOSED PROPOSED ACCOUNT DESCRIPTION BUDGET BUDGET BUDGET AMT CHANGE % CHANGE From Amended Budget REVENUES - DETAIL CITY OF PRIOR LAKE BUDGET REPORT MISCELLANEOUS REVENUES 36211.00 Developer Agreements 28,035 50,000 50,000 57,300 7,300 14.60 36212.00 Miscellaneous Revenue 523,543 69,800 69,800 70,000 200 0.29 36230.00 Contributions & Donations 10,769 36230.11 Contributions - Shop with a Cop 2,665 36230.12 Contributions and Donations 2,000 36230.13 Contributions and Donations 18,444 36230.33 Contributions - Charitable Gambling 28,500 MISCELLANEOUS REVENUES 613,956 119,800 119,800 127,300 7,500 6.26 SALE OF ASSETS 39102.00 Sale of Property 5,086 SALE OF ASSETS 5,086 TRANSFERS IN 39203.00 Transfer from Other Funds 876,400 615,000 615,000 668,000 53,000 8.62 TRANSFERS IN 876,400 615,000 615,000 668,000 53,000 8.62 LICENSES AND PERMITS 32100.00 Business Licenses 2,200 2,000 2,000 2,200 200 10.00 32110.00 Liquor Licenses 73,795 80,470 80,470 73,795 (6,675) (8.30) 32120.00 Cannabis Fee 4,200 32160.00 Refuse Haulers 6,290 5,900 5,900 6,290 390 6.61 32175.00 Public Private Gathering Permit 90 32180.00 Cigarette Licenses 2,795 2,250 2,250 2,750 500 22.22 32185.00 Food Truck Registration 32190.00 Community Event Application 1,980 2,500 2,500 2,000 (500) (20.00) 32210.00 Building Permits 631,834 312,962 312,962 242,097 (70,865) (22.64) 32211.00 Retainage Forfeiture 32215.00 Mechanical Permits 68,350 78,120 78,120 75,399 (2,721) (3.48) 32230.00 Plumbing Permits 67,899 55,620 55,620 56,703 1,083 1.95 32231.00 Sewer/Water Inspection 2,998 4,520 4,520 4,916 396 8.76 32232.00 Plumbing Registrations 32260.00 Burning Permits 4,550 5,000 5,000 4,560 (440) (8.80) 2024 2025 2025 2026 2026 2026 ACTIVITY COUNCIL ADOPTED AMENDED PROPOSED PROPOSED PROPOSED ACCOUNT DESCRIPTION BUDGET BUDGET BUDGET AMT CHANGE % CHANGE From Amended Budget REVENUES - DETAIL CITY OF PRIOR LAKE BUDGET REPORT 32270.00 Short-term Rental Fee 1,955 1,500 1,500 2,000 500 33.33 LICENSES AND PERMITS 868,936 550,842 550,842 472,710 (78,132) (14.18) FINES AND FORFEITURES 35101.00 County Court Fines 100,632 108,000 108,000 108,000 35104.00 Prosecution Restitution 3,134 FINES AND FORFEITURES 103,766 108,000 108,000 108,000 TOTAL - FUND 101 22,758,118 22,168,668 22,274,918 23,927,487 1,652,569 7.42 DEBT SERVICE FUNDS TAXES 31015.00 Current Property Taxes - Debt Service 3,187,883 2,929,190 2,929,190 3,031,057 101,867 3.48 TAXES 3,187,883 2,929,190 2,929,190 3,031,057 101,867 3.48 INTEREST (LOSSES) ON INVESTMENTS 36210.00 Interest Earnings 108,577 77,100 77,100 89,800 12,700 16.47 36225.00 Unrealized Inv.Gain(Loss)35,140 INTEREST (LOSSES) ON INVESTMENTS 143,717 77,100 77,100 89,800 12,700 16.47 DEBT ISSUED 39310.00 G.O. Bond Proceeds DEBT ISSUED OTHER FINANCING SOURCES 39315.00 Projects - Bond Premium OTHER FINANCING SOURCES TRANSFERS IN 39203.00 Transfer from Other Funds 968,114 1,256,974 1,256,974 1,305,156 48,182 3.83 TRANSFERS IN 968,114 1,256,974 1,256,974 1,305,156 48,182 3.83 SPECIAL ASSESSMENTS 36101.00 City Assess. Collections 1,306,399 36102.00 County Assess. Collection 427,419 569,714 569,714 460,815 (108,899) (19.11) 2024 2025 2025 2026 2026 2026 ACTIVITY COUNCIL ADOPTED AMENDED PROPOSED PROPOSED PROPOSED ACCOUNT DESCRIPTION BUDGET BUDGET BUDGET AMT CHANGE % CHANGE From Amended Budget REVENUES - DETAIL CITY OF PRIOR LAKE BUDGET REPORT SPECIAL ASSESSMENTS 1,733,818 569,714 569,714 460,815 (108,899) (19.11) MISCELLANEOUS REVENUES 36212.00 Miscellaneous Revenue 17,000 MISCELLANEOUS REVENUES 17,000 TOTAL - DEBT SERVICE FUNDS 6,050,532 4,832,978 4,832,978 4,886,828 53,850 1.11 Fund 210 - CABLE FRANCHISE FUND CHARGES FOR SERVICES 34304.00 PEG Access Fees 13,368 17,000 17,000 12,000 (5,000) (29.41) CHARGES FOR SERVICES 13,368 17,000 17,000 12,000 (5,000) (29.41) INTEREST (LOSSES) ON INVESTMENTS 36210.00 Interest Earnings 3,645 36225.00 Unrealized Inv.Gain(Loss)880 INTEREST (LOSSES) ON INVESTMENTS 4,525 TOTAL - FUND 210 17,893 17,000 17,000 12,000 (5,000) (29.41) Fund 225 - CAPITAL PARK FUND INTERGOVERNMENTAL 33160.20 Fed Aids/Grants - Capital Grants 1,000,000 1,000,000 (1,000,000) (100.00) 33700.20 Miscellaneous Grants - Capital Grants INTERGOVERNMENTAL 1,000,000 1,000,000 (1,000,000) (100.00) CHARGES FOR SERVICES 34760.01 Facility Rental - Regular 24,800 32,000 32,000 25,200 (6,800) (21.25) 34760.87 Facility Rental - Lease 34791.00 Dedication Fees 36,810 300,000 300,000 187,500 (112,500) (37.50) CHARGES FOR SERVICES 61,610 332,000 332,000 212,700 (119,300) (35.93) INTEREST (LOSSES) ON INVESTMENTS 36210.00 Interest Earnings 56,165 43,800 43,800 41,400 (2,400) (5.48) 36210.87 Interest Earnings (715) 2024 2025 2025 2026 2026 2026 ACTIVITY COUNCIL ADOPTED AMENDED PROPOSED PROPOSED PROPOSED ACCOUNT DESCRIPTION BUDGET BUDGET BUDGET AMT CHANGE % CHANGE From Amended Budget REVENUES - DETAIL CITY OF PRIOR LAKE BUDGET REPORT 36225.00 Unrealized Inv.Gain(Loss)14,357 INTEREST (LOSSES) ON INVESTMENTS 69,807 43,800 43,800 41,400 (2,400) (5.48) MISCELLANEOUS REVENUES 36230.00 Contributions & Donations 7,450 MISCELLANEOUS REVENUES 7,450 TOTAL - FUND 225 138,867 1,375,800 1,375,800 254,100 (1,121,700) (81.53) Fund 240 - EDA SPECIAL REVENUE FUND TAXES 31010.00 Current Property Taxes - General Purpos 365,707 382,506 382,506 378,076 (4,430) (1.16) 31040.00 Fiscal Disparities 21,490 22,494 22,494 26,924 4,430 19.69 TAXES 387,197 405,000 405,000 405,000 CHARGES FOR SERVICES 34760.02 Facility Rental - EDA 27,867 24,588 24,588 26,988 2,400 9.76 CHARGES FOR SERVICES 27,867 24,588 24,588 26,988 2,400 9.76 INTEREST (LOSSES) ON INVESTMENTS 36210.00 Interest Earnings 12,913 9,800 9,800 11,100 1,300 13.27 36225.00 Unrealized Inv.Gain(Loss)4,064 36226.00 Realized Inv Gain/(Loss) INTEREST (LOSSES) ON INVESTMENTS 16,977 9,800 9,800 11,100 1,300 13.27 MISCELLANEOUS REVENUES 36230.00 Contributions & Donations MISCELLANEOUS REVENUES TRANSFERS IN 39203.00 Transfer from Other Funds TRANSFERS IN TOTAL - FUND 240 432,041 439,388 439,388 443,088 3,700 0.84 2024 2025 2025 2026 2026 2026 ACTIVITY COUNCIL ADOPTED AMENDED PROPOSED PROPOSED PROPOSED ACCOUNT DESCRIPTION BUDGET BUDGET BUDGET AMT CHANGE % CHANGE From Amended Budget REVENUES - DETAIL CITY OF PRIOR LAKE BUDGET REPORT Fund 410 - REVOLVING EQUIPMENT FUND TAXES 31010.00 Current Property Taxes - General Purpos 796,530 875,000 875,000 925,000 50,000 5.71 31015.00 Current Property Taxes - Debt Service 150,000 150,000 (150,000) (100.00) TAXES 796,530 1,025,000 1,025,000 925,000 (100,000) (9.76) INTEREST (LOSSES) ON INVESTMENTS 36210.00 Interest Earnings 20,932 20,400 20,400 14,000 (6,400) (31.37) 36225.00 Unrealized Inv.Gain(Loss)7,642 INTEREST (LOSSES) ON INVESTMENTS 28,574 20,400 20,400 14,000 (6,400) (31.37) MISCELLANEOUS REVENUES 39104.00 Forfeiture Property Sales MISCELLANEOUS REVENUES SALE OF ASSETS 39102.00 Sale of Property 294,704 SALE OF ASSETS 294,704 TRANSFERS IN 39203.00 Transfer from Other Funds 400,000 342,166 342,166 (342,166) (100.00) TRANSFERS IN 400,000 342,166 342,166 (342,166) (100.00) DEBT ISSUED 39310.00 G.O. Bond Proceeds DEBT ISSUED TOTAL - FUND 410 1,519,808 1,387,566 1,387,566 939,000 (448,566) (32.33) 2024 2025 2025 2026 2026 2026 ACTIVITY COUNCIL ADOPTED AMENDED PROPOSED PROPOSED PROPOSED ACCOUNT DESCRIPTION BUDGET BUDGET BUDGET AMT CHANGE % CHANGE From Amended Budget REVENUES - DETAIL CITY OF PRIOR LAKE BUDGET REPORT Fund 430 - REVOLVING PARK EQUIP FUND TAXES 31010.00 Current Property Taxes - General Purpos 458,181 535,000 535,000 595,000 60,000 11.21 TAXES 458,181 535,000 535,000 595,000 60,000 11.21 INTERGOVERNMENTAL 33160.20 Fed Aids/Grants - Capital Grants 212,500 212,500 33700.20 Miscellaneous Grants - Capital Grants 13,672 INTERGOVERNMENTAL 13,672 212,500 212,500 INTEREST (LOSSES) ON INVESTMENTS 36210.00 Interest Earnings 30,764 32,500 32,500 28,200 (4,300) (13.23) 36225.00 Unrealized Inv.Gain(Loss)9,108 INTEREST (LOSSES) ON INVESTMENTS 39,872 32,500 32,500 28,200 (4,300) (13.23) MISCELLANEOUS REVENUES 36230.00 Contributions & Donations 170,000 170,000 MISCELLANEOUS REVENUES 170,000 170,000 TRANSFERS IN 39203.00 Transfer from Other Funds TRANSFERS IN DEBT ISSUED 39310.00 G.O. Bond Proceeds 1,030,000 1,030,000 (1,030,000) (100.00) DEBT ISSUED 1,030,000 1,030,000 (1,030,000) (100.00) TOTAL - FUND 430 511,725 1,597,500 1,597,500 1,005,700 (591,800) (37.05) 2024 2025 2025 2026 2026 2026 ACTIVITY COUNCIL ADOPTED AMENDED PROPOSED PROPOSED PROPOSED ACCOUNT DESCRIPTION BUDGET BUDGET BUDGET AMT CHANGE % CHANGE From Amended Budget REVENUES - DETAIL CITY OF PRIOR LAKE BUDGET REPORT Fund 440 - FACILITIES MANAGEMENT FUND TAXES 31010.00 Current Property Taxes - General Purpos 204,419 255,000 255,000 305,000 50,000 19.61 TAXES 204,419 255,000 255,000 305,000 50,000 19.61 INTERGOVERNMENTAL 33160.00 Fed Aids/Grants 33620.00 Township Fire & Resc Aid 33700.10 Miscellaneous Grants - Operating Grants 47,000 47,000 (47,000) (100.00) INTERGOVERNMENTAL 47,000 47,000 (47,000) (100.00) INTEREST (LOSSES) ON INVESTMENTS 36210.00 Interest Earnings 43,750 35,800 35,800 28,700 (7,100) (19.83) 36225.00 Unrealized Inv.Gain(Loss)13,733 INTEREST (LOSSES) ON INVESTMENTS 57,483 35,800 35,800 28,700 (7,100) (19.83) TRANSFERS IN 39203.00 Transfer from Other Funds 24,000 60,000 60,000 TRANSFERS IN 24,000 60,000 60,000 DEBT ISSUED 39310.00 G.O. Bond Proceeds 515,000 515,000 1,500,000 985,000 191.26 DEBT ISSUED 515,000 515,000 1,500,000 985,000 191.26 TOTAL - FUND 440 285,902 852,800 852,800 1,893,700 1,040,900 122.06 Fund 450 - PERMANENT IMPROVEMENT REVOLVING FUND TAXES 31010.00 Current Property Taxes - General Purpos TAXES FRANCHISE TAXES 31810.00 Franchise Taxes 1,096,647 FRANCHISE TAXES 1,096,647 2024 2025 2025 2026 2026 2026 ACTIVITY COUNCIL ADOPTED AMENDED PROPOSED PROPOSED PROPOSED ACCOUNT DESCRIPTION BUDGET BUDGET BUDGET AMT CHANGE % CHANGE From Amended Budget REVENUES - DETAIL CITY OF PRIOR LAKE BUDGET REPORT INTERGOVERNMENTAL 33610.25 County-City Aids/Grants - Capital PW 23,573 INTERGOVERNMENTAL 23,573 SPECIAL ASSESSMENTS 36101.00 City Assess. Collections 939,493 36102.00 County Assess. Collection 42,224 298,642 298,642 178,246 (120,396) (40.31) SPECIAL ASSESSMENTS 981,717 298,642 298,642 178,246 (120,396) (40.31) INTEREST (LOSSES) ON INVESTMENTS 36210.00 Interest Earnings 45,379 48,300 48,300 26,100 (22,200) (45.96) 36225.00 Unrealized Inv.Gain(Loss)4,453 INTEREST (LOSSES) ON INVESTMENTS 49,832 48,300 48,300 26,100 (22,200) (45.96) TRANSFERS IN 39203.00 Transfer from Other Funds 615,441 300,000 300,000 (300,000) (100.00) TRANSFERS IN 615,441 300,000 300,000 (300,000) (100.00) DEBT ISSUED 39310.00 G.O. Bond Proceeds 1,580,000 DEBT ISSUED 1,580,000 TOTAL - FUND 450 4,347,210 646,942 646,942 204,346 (442,596) (68.41) Fund 601 - WATER FUND INTERGOVERNMENTAL 33422.15 State Aids/Grants - Operating Public Wor 5,437 INTERGOVERNMENTAL 5,437 CHARGES FOR SERVICES 37106.00 Spring Lake Township Utility Surcharge CHARGES FOR SERVICES SPECIAL ASSESSMENTS 36102.00 County Assess. Collection 6,248 2024 2025 2025 2026 2026 2026 ACTIVITY COUNCIL ADOPTED AMENDED PROPOSED PROPOSED PROPOSED ACCOUNT DESCRIPTION BUDGET BUDGET BUDGET AMT CHANGE % CHANGE From Amended Budget REVENUES - DETAIL CITY OF PRIOR LAKE BUDGET REPORT SPECIAL ASSESSMENTS 6,248 INTEREST (LOSSES) ON INVESTMENTS 36210.00 Interest Earnings 290,835 196,500 196,500 237,900 41,400 21.07 36225.00 Unrealized Inv.Gain(Loss)64,554 INTEREST (LOSSES) ON INVESTMENTS 355,389 196,500 196,500 237,900 41,400 21.07 MISCELLANEOUS REVENUES 36212.00 Miscellaneous Revenue 14,935 37190.00 Miscellaneous Revenue Adj MISCELLANEOUS REVENUES 14,935 TRANSFERS IN 39203.00 Transfer from Other Funds 257,313 TRANSFERS IN 257,313 CAPITAL CONTRIBUTIONS FROM OTHER FUNDS 37901.00 Contribution (Other Fund)1,856,220 57901.00 Capital Contributions (Other Fund) CAPITAL CONTRIBUTIONS FROM OTHER FUNDS 1,856,220 CAPITAL CONTRIBUTIONS FROM DEVELOPERS 37902.00 Contribution (Developers) CAPITAL CONTRIBUTIONS FROM DEVELOPERS OTHER FINANCING SOURCES 39315.00 Projects - Bond Premium 16,160 OTHER FINANCING SOURCES 16,160 CONTRIBUTIONS AND DONATIONS 36231.00 PERA Pension Contributions 15,729 CONTRIBUTIONS AND DONATIONS 15,729 WATER CHARGES 37100.00 Utility Receipts - Water 3,515,380 4,439,648 4,439,648 4,117,125 (322,523) (7.26) 2024 2025 2025 2026 2026 2026 ACTIVITY COUNCIL ADOPTED AMENDED PROPOSED PROPOSED PROPOSED ACCOUNT DESCRIPTION BUDGET BUDGET BUDGET AMT CHANGE % CHANGE From Amended Budget REVENUES - DETAIL CITY OF PRIOR LAKE BUDGET REPORT 37160.00 Penalties 9,636 10,000 10,000 10,000 WATER CHARGES 3,525,016 4,449,648 4,449,648 4,127,125 (322,523) (7.25) CAPITAL FACILITY CHARGES 37110.00 Utility Base Fee Revenue 1,389,992 1,412,862 1,412,862 1,468,569 55,707 3.94 CAPITAL FACILITY CHARGES 1,389,992 1,412,862 1,412,862 1,468,569 55,707 3.94 METER SALES 37170.00 Water Meter Sales 49,859 56,625 56,625 50,725 (5,900) (10.42) 37175.00 Pressure Reducers 11,548 15,900 15,900 12,900 (3,000) (18.87) METER SALES 61,407 72,525 72,525 63,625 (8,900) (12.27) TOTAL - FUND 601 7,503,846 6,131,535 6,131,535 5,897,219 (234,316) (3.82) Fund 602 - STORM WATER UTILITY INTERGOVERNMENTAL 33422.10 State Aids/Grants - Operating Grants 38,000 33610.20 County-City Aids/Grants - Capital Grants INTERGOVERNMENTAL 38,000 SPECIAL ASSESSMENTS 36102.00 County Assess. Collection (6,572) SPECIAL ASSESSMENTS (6,572) INTEREST (LOSSES) ON INVESTMENTS 36210.00 Interest Earnings 136,623 69,300 69,300 100,100 30,800 44.44 36225.00 Unrealized Inv.Gain(Loss)24,031 INTEREST (LOSSES) ON INVESTMENTS 160,654 69,300 69,300 100,100 30,800 44.44 MISCELLANEOUS REVENUES 36212.00 Miscellaneous Revenue MISCELLANEOUS REVENUES TRANSFERS IN 39203.00 Transfer from Other Funds 2,395 2024 2025 2025 2026 2026 2026 ACTIVITY COUNCIL ADOPTED AMENDED PROPOSED PROPOSED PROPOSED ACCOUNT DESCRIPTION BUDGET BUDGET BUDGET AMT CHANGE % CHANGE From Amended Budget REVENUES - DETAIL CITY OF PRIOR LAKE BUDGET REPORT TRANSFERS IN 2,395 CAPITAL CONTRIBUTIONS FROM OTHER FUNDS 37901.00 Contribution (Other Fund)414,512 CAPITAL CONTRIBUTIONS FROM OTHER FUNDS 414,512 CAPITAL CONTRIBUTIONS FROM DEVELOPERS 37902.00 Contribution (Developers) CAPITAL CONTRIBUTIONS FROM DEVELOPERS OTHER FINANCING SOURCES 39315.00 Projects - Bond Premium 1,248 OTHER FINANCING SOURCES 1,248 CONTRIBUTIONS AND DONATIONS 36231.00 PERA Pension Contributions 3,061 CONTRIBUTIONS AND DONATIONS 3,061 WATER CHARGES 37160.00 Penalties 1,723 1,500 1,500 1,500 WATER CHARGES 1,723 1,500 1,500 1,500 STORM WATER CHARGES 32250.00 Wetland Conservation Act Fees 300 37120.00 Storm Water Revenue 1,626,421 2,000,772 2,000,772 2,125,713 124,941 6.24 STORM WATER CHARGES 1,626,721 2,000,772 2,000,772 2,125,713 124,941 6.24 TOTAL - FUND 602 2,241,742 2,071,572 2,071,572 2,227,313 155,741 7.52 Fund 604 - SEWER FUND INTERGOVERNMENTAL 33630.20 Metro Council Grants - Capital INTERGOVERNMENTAL CHARGES FOR SERVICES 2024 2025 2025 2026 2026 2026 ACTIVITY COUNCIL ADOPTED AMENDED PROPOSED PROPOSED PROPOSED ACCOUNT DESCRIPTION BUDGET BUDGET BUDGET AMT CHANGE % CHANGE From Amended Budget REVENUES - DETAIL CITY OF PRIOR LAKE BUDGET REPORT 37106.00 Spring Lake Township Utility Surcharge CHARGES FOR SERVICES SPECIAL ASSESSMENTS 36102.00 County Assess. Collection 4,911 SPECIAL ASSESSMENTS 4,911 INTEREST (LOSSES) ON INVESTMENTS 36210.00 Interest Earnings 145,480 106,400 106,400 119,500 13,100 12.31 36225.00 Unrealized Inv.Gain(Loss)32,295 INTEREST (LOSSES) ON INVESTMENTS 177,775 106,400 106,400 119,500 13,100 12.31 MISCELLANEOUS REVENUES 36212.00 Miscellaneous Revenue 6,250 37190.00 Miscellaneous Revenue Adj MISCELLANEOUS REVENUES 6,250 SALE OF ASSETS 39102.00 Sale of Property SALE OF ASSETS TRANSFERS IN 39203.00 Transfer from Other Funds 88,032 TRANSFERS IN 88,032 CAPITAL CONTRIBUTIONS FROM OTHER FUNDS 37901.00 Contribution (Other Fund)1,229,310 CAPITAL CONTRIBUTIONS FROM OTHER FUNDS 1,229,310 CAPITAL CONTRIBUTIONS FROM DEVELOPERS 37902.00 Contribution (Developers) CAPITAL CONTRIBUTIONS FROM DEVELOPERS OTHER FINANCING SOURCES 39315.00 Projects - Bond Premium 16,160 2024 2025 2025 2026 2026 2026 ACTIVITY COUNCIL ADOPTED AMENDED PROPOSED PROPOSED PROPOSED ACCOUNT DESCRIPTION BUDGET BUDGET BUDGET AMT CHANGE % CHANGE From Amended Budget REVENUES - DETAIL CITY OF PRIOR LAKE BUDGET REPORT OTHER FINANCING SOURCES 16,160 CONTRIBUTIONS AND DONATIONS 36231.00 PERA Pension Contributions 9,919 CONTRIBUTIONS AND DONATIONS 9,919 WATER CHARGES 37160.00 Penalties 6,449 5,000 5,000 6,000 1,000 20.00 WATER CHARGES 6,449 5,000 5,000 6,000 1,000 20.00 CAPITAL FACILITY CHARGES 37110.00 Utility Base Fee Revenue 1,206,346 1,311,476 1,311,476 1,527,666 216,190 16.48 CAPITAL FACILITY CHARGES 1,206,346 1,311,476 1,311,476 1,527,666 216,190 16.48 SEWER CHARGES 37102.00 Utility Receipts - Sewer 1,928,213 2,172,946 2,172,946 2,355,762 182,816 8.41 37104.00 Utility Recpt-Sewer MCES 1,975,174 2,092,022 2,092,022 2,117,886 25,864 1.24 SEWER CHARGES 3,903,387 4,264,968 4,264,968 4,473,648 208,680 4.89 TOTAL - FUND 604 6,648,539 5,687,844 5,687,844 6,126,814 438,970 7.72 TOTAL - ALL FUNDS 52,456,223 47,209,593 47,315,843 47,817,595 501,752 1.06 608,002 1.29 From Original Budget 2026 Preliminary Tax Levy and Budget July 22, 2025 PriorLakeMN.gov Agenda 2 2026: Tax Levy Considerations Budget and Proposed Tax Levy Assumption Proposed Tax Levy Change and Tax Rate Residential Impact General Fund Reserves PriorLakeMN.gov * Used March YTD wage growth of 4.3% as 72% of city budget is personnel costs. 3 2026 Base Tax Levy Considerations Growth (New Construction)1.6% Wage Growth *4.3% Debt Service 0.9% Unfunded Mandates 0.6% Base Property Tax Levy Considerations 7.4% PriorLakeMN.gov 4 U.S. inflation rate versus wage growth 2021- 2025 March 2025: •Wages 4.3% •Inflation 2.4% PriorLakeMN.gov 2026 Budget and Property Tax Assumptions 5 Growth in tax capacity and market value assumptions for pay 2026: Estimated market value has increased 4% to $5.9B Estimated tax capacity has increased 5% to $65.6M Revenue Assumptions: Building permits of 50/year (50 single family/0 townhomes) SMSC aid for Policing – no proposed increase for 2026 budget Fire service contract/City of Credit River and Spring Lake Township – incorporates financial impact of Full-time Fire staffing model PriorLakeMN.gov 2026 Budget and Property Tax Assumptions 6 Staffing Changes per Personnel Plan 2026: •Network Administrator (July 2026 start) •Police Sergeant •Police Records Specialist •Salary and wages assume 3.0% increase •Paid family medical leave beginning in 2026 (0.88% split between employer and employee) Funding to support inflation for wages and goods & services Commitments to long-term plans (CIP) PriorLakeMN.gov Property Tax Projection Summary •Total CITY tax levy of $21,360,355 which is a 7.6% increase from the prior year levy based on the preliminary budgets. •City tax rate of 31.4% (2.82% increase). •Total EDA tax levy of $405,000 which is a 0% increase from the prior year levy based on the preliminary budgets. •EDA tax rate of .60% (4.97% decrease). 7 CITY OF PRIOR LAKE PROPERTY TAX PROJECTION SUMMARY - CITY Adopted Budget 2025 Proposed Budget 2026 TAX LEVIES - CITY 19,855,410 21,360,355 TOTAL $ CHANGE IN TAX LEVIES 1,155,263 1,504,945 TOTAL % CHANGE IN TAX LEVIES 6.18%7.58% CITY TAX CAPACITY TAX RATE 30.5%31.4% Annual % Change -city only excludes EDA 0.74%2.82% CITY MARKET VALUE TAX RATE 0.00464%0.00451% Annual % Change 1.41%-2.95% PROPERTY TAX PROJECTION SUMMARY - EDA Adopted Budget 2025 Proposed Budget 2026 TAX LEVY - EDA 405,000 405,000 TOTAL $ CHANGE IN TAX LEVIES 15,000 - TOTAL % CHANGE IN TAX LEVIES 3.9%0.0% EDA TAX RATE 0.63%0.60% Annual % Change -0.28%-4.97% PriorLakeMN.gov 8 •The 2026 proposed tax levy increase is $1,505,000 •The proposed tax levy increase is 7.6% •Public Safety represents 42% of the tax levy increase Components of the Tax Levy Change PriorLakeMN.gov 9 2026 Proposed Budget & Tax Levy Change Staffing:Current Expenditures and Capital Outlay: 472 Wages/PERA/Tax Increase -24 Supplies 270 Health insurance increase -265 Professional Services 54 New MN Paid Leave 92 Software Contracts 39 FRA pension (passthrough)56 Maintenance Agreements 12 Other (comp absences, sick leave buy-down, allowances, seasonal OT)64 Other Services and Charges 847 Subtotal Personnel related cost increase 74 Capital Outlay -3 Current Expenditures and Capital Outlay Non-Tax Revenue: 196 Increase in intergovernmental revenue Other Levy Impacts: 53 Increase in city contracted services revenue 460 Change in Use of Reserves 35 Increase in project admin/engineering fees 105 Increase in Debt Service 53 Increase in transfers in from utility funds 565 Total Other Levy Impacts 16 Increase in tower lease revenue 36 Increase in interest earnings -117 Reduction in residentital building permits/fees revenue -27 Reduction in franchise fees 14 Other net increase -259 Non-tax revenue increase (tax levy reduction) PriorLakeMN.gov •Estimated market value has increased 4% for pay 2026. •The estimated increase in city tax is $76 for a median valued home of $433,600 for pay 2025. 10 Residential Impact of the Proposed City Tax Levy Change % Net Net Net Net Net Net of Inc/Dec Difference Inc/Dec Difference Inc/Dec Difference Inc/Dec Total 25 vs 26 % Change 25 vs 26 % Change 25 vs 26 % Change +15.01+%71 1%265$ 20.0%415$ 21.4%699$ 20.1% +10.01-15.00%49 1%227$ 17.2%355$ 18.4%599$ 17.2% +5.01-10.00%1,707 18%152$ 11.5%236$ 12.2%401$ 11.5% +0.01-5.00%5,055 52%76$ 5.8%117$ 6.0%202$ 5.8% No Change 630 6%39$ 2.9%57$ 2.9%103$ 3.0% -0.01-5.00%2,223 23%1$ 0.1%(3)$ -0.1%3$ 0.1% -5.01 - 10.00%8 0%(74)$ -5.6%(122)$ -6.3%(195)$ -5.6% -10.00 - 15.00%1 0%(149)$ -11.3%(241)$ -12.5%(394)$ -11.3% -15.01% +7 0%(187)$ -14.2%(301)$ -15.5%(493)$ -14.2% 9,751 100% % EMV Value Range # of affected Properties Median $433,600 $600,000 $1,000,000 PriorLakeMN.gov General Fund Reserve * 11 CFMP specifies a range between 40% and 50% 2025 Year-End Estimated Reserve Balance - $12.9M (54%) 2026 Year-End Estimated Reserve - $13.0M (51%) * Estimated PriorLakeMN.gov City Financial Plan – Five Year 12 CITY PROPERTY TAX PROJECTION - INCLUDING PARK IMPROVEMENT BONDS 2025 2026 2027 2028 2029 2030 TAX LEVIES General Fund Levy - Tax Capacity 14,848,732 16,238,411 17,660,526 19,264,383 20,425,810 21,695,077 General Fund Levy - Market Value 262,488 265,888 273,988 281,638 283,838 290,738 Debt Service Fund (not incl Park Improvement Bonds)2,929,190 3,031,056 3,648,002 4,037,676 4,211,165 4,077,930 Debt Levy (Park Improvement Bonds Only)470,838 1,766,767 1,903,484 3,197,954 CIP Funds 1,815,000 1,825,000 1,985,000 2,185,000 2,355,000 2,505,000 Total Tax Levies 19,855,410 21,360,355 24,038,354 27,535,464 29,179,297 31,766,698 Annual $ Change 1,859,077 1,504,945 2,677,998 3,497,111 1,643,832 2,587,401 TOTAL % CHANGE IN TAX LEVIES - including Park Imp Bonds 6.2%7.6%12.5%14.5%6.0%8.9% CITY TAX CAPACITY TAX RATE- No Park Improvement Bonds 31.43%34.05%36.39%37.24%37.68% Annual % Change 3.03%8.35%6.86%2.34%1.20% CITY TAX CAPACITY TAX RATE- Including Park Improvement Bonds 31.43%34.78%39.04%39.99%42.15% Annual % Change 3.03%10.67%12.26%2.44%5.38% Debt per Capita - No Park Improvement Bonds 853 967 1,039 1,380 1,420 1,463 Debt per Capita - Including Park Improvement Bonds 853 1,143 1,734 2,231 2,763 2,937 Bonds Outstanding - No Park Improvement Bonds 24,145,000 27,510,000 29,725,000 39,650,000 41,080,000 42,620,000 Change in Bonds Outstanding 3,365,000 2,215,000 9,925,000 1,430,000 1,540,000 Bonds Outstanding - Including Park Improvement Bonds 24,145,000 32,510,000 49,615,000 64,100,000 79,960,000 85,580,000 Change in Bonds Outstanding 8,365,000 17,105,000 14,485,000 15,860,000 5,620,000 Five Year Planning Period PriorLakeMN.gov Seven County Metro Area Average Tax Capacity Rate 13 City Levy/Tax Capacity = Tax Rate PriorLakeMN.gov •City Levy/Tax Capacity = Tax Rate •2026 Prior Lake City Tax Rate estimate based on preliminary 2026 budget is 31.43% 14 Scott County Tax Capacity Rate by City City 2024 2025 Belle Plaine 88.96%93.46% Credit River 17.10%15.76% Elko New Market 46.25%46.80% Jordan 57.23%56.79% New Prague 42.43%44.88% Prior Lake 30.30%30.50% Savage 37.61%40.53% Shakopee 27.40%27.77% PriorLakeMN.gov Future Challenges 15 General Fund: •Funding for additional staff to maintain city services •Unfunded mandates •Reduction in the rate of development •Wages/Healthcare and commodities – Market conditions and inflation impacts Capital Project Funding: •Funding for pavement management plan •Funding for Master Park Plan •Funding for future facility improvements, including Maintenance Center expansion in 2032 •Exposure for limited ability to assess for street projects PriorLakeMN.gov Fee Schedule Proposed Changes (preliminary) 16 Utility Billing – rate changes Increase in rate for Police contracted services due to salary increase from comp study PriorLakeMN.gov 2026 Tax Levy and Budget Schedule 17 May/June/July – Personnel Plan, 10-year Financial Plan, CIP Plan July 23 – Preliminary Budget/Tax Levy Discussion/CIP Debt Impacts – 2026 only August 26– Budget Work Session, if needed September 23 - Public Budget Meeting/Adopt Preliminary Tax Levy and Budget Nov. 11 – Budget Work Session Dec. 9 – Public Budget Meeting/Adopt Final Tax Levy and Budget Next Steps PriorLakeMN.gov Council Discussion 18 •Council direction on proposed tax levies