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HomeMy WebLinkAbout4 - General Obligation Debt Refunding ;I CONSENT AGENDA: REQUESTED BY: SUBJECT MATTER: DATE: INTRODUCTION: HERITAGE 1891 COMMUNITY 1991 qrxfC;()~}( 20J1 4 RALPH TESCHNER, FINANCE DIRECTOR CONSIDER RESOLUTION 91-45: PERTAINING TO G.O. DEBT REFUNDING OF $4,230,000 DECEMBER 16, 1991 Staff has reviewed the city's schedule of bonds with two bond issues surfacing as prime candidates for refunding. Market conditions concerning interest rates are quite favorable at this time for refinancing. The key element of these two bond issues are the short call dates which permits greater savings due to the early redemption feature that have been placed on these issues. The city has 20 long term bond issues that accrue interest ranging from 3.60% to 6.60%, spanning an issuance time frame of nearly 18 years. On the whole, Prior Lake has done very well as these interest rates are quite exceptional. The two eligible issues are the $3,450,000 G.O. Improvement Bonds of 1986 which financed the North Shore water and sewer project and Proj. 86-11 Street overlay and the $1,500,000 Water Revenue Bonds of 1987 issued to construct the water tower. The 1986 bonds carry an average coupon rate of 7.477% while the 1987 bonds reflect a rate of 7.687%. Before a refunding mar be considered, a bond issue must meet certa1n qualifying criteria, the most important being a net present value decrease of 3% when present valuing the new debt a9ainst the old debt. with the proposed refund1ng in today's market, the net present value is computed to be 4.2%, well above the standard and obviously satisfying State statutory requirements. An interest rate of 5.678% has been estimated under current conditions which would project a future value savings of $353,880.00. This amount is calculated by takin~ the difference of the aggregate debt serv1ce payments of principal and interest between the old and new issues. The present value of these dollars would be $184,446.00. The remaining outstanding bonds on the North Shore issue are $2,550,000 and the balance of 4629 Dakota St. S.E., Prior Lake, Minnesota 55372 / Ph. (612) 447-4230 / Fax (612) 447-4245 BACKGROUND: DISCUSSION: RECOMMENDATION: ACTION REQUIRED: the Water Tower bonds amount to $1,370,000. While the consolidated total to be refunded is equal to $3,920,000 the issuance size would be $4,230,000. The majority of the difference (approximately $221,500) is attributed to the additional government obligations that are acquired and placed in escrow to payoff the old bonds when they come due on their respective call dates of December 1st 1995 and 1996. standard issuance fees account for the rest. However, even though there is an increase in bond principal, overall debt service is reduced by the net of $353,880.00. The City's financial consultant, steve Mattson of Juran & Moody, Inc. and special analyst Ted Brownell have run all the computation numbers which confirm the above referenced savings to the City. There are no out-of-pocket costs to the City as all the issuance charges have been rolled into the bond issue. An itemized statement of these expenses will be disclosed to the council at time of the public bond sale. staff concurs that the refunding of Prior Lake's G.O. Improvement Bonds of 1986 and 1987 would be in the best financial interests of the City. Therefore, Staff recommends to the council the ap~roval of Resolution 91-45 Calling For Pub11C Sale of $4,230,000 General obligation Refunding Bonds of 1992. Steve Mattson will also be present at the meetin9 to address any questions or concerns the C1tr council may have regarding this refinanc1ng decision. Motion by the council to adopt 91-45 Calling for Public Sale of G.O. Refunding Bonds of 1992. Resolution $4,230,000 EXTRACT OF MINUTES OF A MEETING OF THE CITY COUNCIL OF THE CITY OF PRIOR LAKE, MINNESOTA HELD: December 16, 1991 Pursuant to due call and notice thereof, a regular meeting of the City Council of the City of Prior Lake, Scott County, Minnesota, was duly called and held at the City Hall in said City on Monday, the 16th day of December, 1991, at o'clock .M. The following members were present: and the following were absent: Member introduced the following resolution and moved its adoption: Resolution Number 91-45 RESOLUTION PROVIDING FOR PUBLIC SALE OF $4,230,000 GENERAL OBLIGATION ADVANCE REFUNDING BONDS OF 1992 BE IT RESOLVED by the City Council of the City of Prior Lake, Minnesota, as follows: 1. Findinq: Amount and Puroose. It is hereby found, determined and declared that this city should issue $4,230,000 General Obligation Advance Refunding Bonds of 1992 (the "Bonds") to defray the expense of refunding in advance of maturity the outstanding bonds of the following issues: (a) General Obligation ImRrovement Bonds of 1986, dated February 1, 1986; and (b) General Obligation Water Revenue Bonds of 1987, dated October 1, 1987. 2. Apoointment of Financial Advisor. The City Council does hereby appoint Juran & Moody, Inc., in st. Paul, Minnesota, to act as its financial advisor to the City for the sale of the Bonds. 26023 3. Meetinq: Bid Ooeninq. This Council shall meet at the time and place specified in the form of notice attached hereto as Exhibit A for the purpose of considering sealed bids for, and awarding the sale of, the Bonds. The city Manager, or designee, shall open bids at the time and place specified in such Notice of Bond Sale. 4. Notice of Bond Sale. The City Manager is hereby authorized and directed to cause notice of the time, place and purpose of said meeting to be published in the official newspaper of the City and in Northwestern Financial Review not less than ten (10) days in advance of the date of sale, as provided by law, which notice shall be in substantially the form set forth in Exhibit A attached hereto. 5. Official Terms of Bond Sale. of said Bonds and the sale thereof are "Official Terms of Bond Sale" attached incorporated herein by reference. The terms and conditions fully set forth in the hereto as Exhibit Band 6. Official Statement. The city Manager, Finance Director and other officers or employees of the City are hereby authorized to participate in the preparation of an official statement for the Bonds. The motion for the adoption of the duly seconded by member discussion thereof and upon a vote following voted in favor thereof: foregoing resolution was and, after full being taken thereon, the and the following voted against the same: Whereupon said resolution was declared duly passed and adopted. 26023 2 STATE OF MINNESOTA SCOTT COUNTY CITY OF PRIOR LAKE I, the undersigned, being the duly qualified and acting Manager of the City of Prior Lake, Minnesota, DO HEREBY CERTIFY that I have carefully compared the attached and foregoing extract of minutes with the original minutes of a meeting of the City Council held on the date therein indicated, which are on file and of record in my office, and the same is a full, true and complete transcript therefrom insofar as the same relates to the proposed sale of $4,230,000 General Obligation Advance Refunding Bonds of 1992 of said city. WITNESS my hand as such Manager and the official seal of the city this ____ day of December, 1991. City Manager (SEAL) 26023 3 EXHIBIT A NOTICE OF BOND SALE $4,230,000 CITY OF PRIOR LAKE SCOTT COUNTY MINNESOTA GENERAL OBLIGATION ADVANCE REFUNDING BONDS OF 1992 Sealed bids on these bonds will be opened by the City Manager, or designee, on Monday, January 13, 1992, at 1:00 P.M., Central Time, at the offices of Juran & Moody, Inc., 400 North Robert Street, suite 800, in Saint Paul, Minnesota 55101-2091. Consideration of the bids and the award of sale will be by the city Council at the city Hall in Prior Lake, Minnesota, at 5:00 P.M. the same day. The bonds will be dated February 1, 1992, and interest will be payable June 1, 1992, and semiannually there- after. The bonds will mature on December 1, in the years and amounts as follows: Year Amount Year Amount 1992-1994 $305,000 2002 $280,000 1995 310,000 2003 285,000 1996-1997 305,000 2004 295,000 1998 260,000 2005 205,000 1999-2000 265,000 2006 140,000 2001 270,000 2007 130,000 All dates are inclusive. An approving legal opinion will be furnished by Briggs and Morgan, Professional Association, of st. Paul and Minneapolis, Minnesota. Bidders should be aware that the Official Terms of Bond Sale to be published in the Official Statement for the sale may contain additional bidding terms and information relative to the Issue. In the event of a variance between statements in this Notice of Bond Sale and said Official Terms of Bond Sale, the provisions of the latter shall be those to be complied with. 26023 Dated: December 16, 1991 Additional information may be obtained from: JURAN & MOODY, INC. Minnesota Mutual Life Building 400 North Robert street suite 800 st. Paul, Minnesota 55101-2091 Telephone No.: (612) 224-1500 26023 BY ORDER OF THE CITY COUNCIL Is/ David Unmacht City Manager EXHIBIT B OFFICIAL TERMS OF BOND SALE $4,230,~00 GENERAL OBLIGATION ADVANCE REFUNDING BONDS OF 1992 CITY OF PRIOR LAKE SCOTT COUNTY MINNESOTA NOTICE IS HEREBY GIVEN that these bonds will be offered for sale according to the following terms: TIME AND PLACE: Sealed bids for these bonds will be opened by the City Manager, or designee, on Monday, January 13, 1992, at 1:00 P.M., Central Time, at the offices of Juran & Moody, Inc., 400 North Robert Street, suite 800, in Saint Paul, Minnesota 55101-2091. Consideration of the bids and the award of sale will be by the city council at the City Hall in Prior Lake, Minnesota, at 5:00 P.M. the same day. TYPE OF BONDS: Fully registered general obligation bonds, $5,000 or larger denomina- tions at the option of the bidder. DATE OF ORIGINAL ISSUE OF BONDS: PURPOSE: February 1, 1992. To defray the expense of refunding in advance of maturity the outstanding bonds of the following issues: (a) General Obligation Improvement Bonds of 1986, dated February 1, 1986; and (b) General Obligation Water Revenue Bonds of 1987, dated October 1, 1987. 26023 INTEREST PAYMENTS: June 1, 1992, and semiannually thereafter on June 1 and December 1. MATURITIES: December 1, in each of the years and amounts as follows: Year 1992-1994 1995 1996-1997 1998 1999-2000 2001 2002 2003 2004 2005 2006 2007 Amount $305,000 310,000 305,000 260,000 265,000 270,000 280,000 285,000 295,000 205,000 140,000 130,000 All dates are inclusive. At the option of the Issuer, bonds maturing on or after December 1, 1996 shall be subject to prior payment on December 1, 1995, and any interest payment date there- after, at a price of par and accrued interest. Redemption may be in whole or in part of the bonds subject to prepayment. If redemp- tion is in part, the bonds remaining unpaid which have the latest maturity date shall be prepaid first and if only part of the bonds having a common maturity date are called for prepayment the specific bonds to be prepaid shall be chosen by lot by the Registrar. The successful bidder will name the Registrar and paying agent, which shall be subject to applicable SEC regulations and to the approval of the Issuer. Principal will be payable at the main corporate office of the Registrar and REDEMPTION: BOND REGISTRAR: 26023 interest will be payable by check or draft of the Registrar mailed to the registered holder of the bond at the address as it appears on the books of the Registrar. The Issuer will pay reasonable and customary charges for the services of the Registrar. CUSIP NUMBERS: If the bonds qualify for assignment of CUSIP numbers such numbers will be printed on the bonds, but neither the failure to print such numbers on any bond nor any error with respect thereto shall constitute cause for a failure or refusal by the Purchaser thereof to accept delivery of and pay for the bonds in accordance with terms of the purchase contract. The CUSIP Service Bureau charge for the assignment of CUSIP identification numbers shall be paid by the Purchaser. DELIVERY: Forty days after award subject to approving legal opinion of Briggs and Morgan, Professional Association, of st. Paul and Minneapolis, Minnesota. Bond printing and legal opinion will be paid by the Issuer and delivery will be anywhere in the continental United states without cost to the Purchaser. Legal opinion will be printed on the bonds at the request of the successful bidder. TYPE OF BID: Sealed bids of not less than $4,187,700 and accrued interest on the principal sum of $4,230,000 from date of original issue of the bonds to date of delivery must be filed with the undersigned prior to the time of sale. Bids must be unconditional except as to legality. A certified or cashier's check in the amount of $84,600 payable to the order of the Finance 26023 Director of the Issuer must accompany each bid, to be forfeited as liquidated damages if bidder fails to comply with accepted bid. Bids for the bonds should be delivered to Juran & Moody, Inc., and addressed to: Ralph Teschner City Finance Director Prior Lake City Hall 4629 Dakota S.E. Prior Lake, MN 55372 RATES: All rates must be in integral multiples of 1/20th or 1/8th of 1%. No limitation is placed upon the number of rates which may be used. All bonds of the same maturity must bear a single uniform rate from date of issue to maturity and no rate of any maturity may be lower than the highest rate applicable to bonds of any preceding maturities. The successful purchaser will be required to provide, in a timely manner, certain information relating to the initial offering price of the bonds necessary to compute the yield on the bonds pursuant to the provisions of the Internal Revenue Code of 1986, as amended. INFORMATION FROM PURCHASER: QUALIFIED TAX EXEMPT OBLIGATIONS: The Issuer will designate the bonds as qualified tax exempt obligations for purposes of Section 265(b) (3) of the Internal Revenue Code of 1986, as amended. AWARD: Award will be made solely on the basis of lowest dollar interest cost, determined by addition of any discount to and deduction of any premium from the total interest on all bonds from their date to their stated maturity. 26023 The Issuer reserves the right to reject any and all bids, to waive informalities and to adjourn the sale. Dated: December 16, 1991 BY ORDER OF THE CITY COUNCIL Isl David Unmacht City Manager Additional information may be obtained from: JURAN & MOODY, INC. Minnesota Mutual Life Building 400 North Robert street suite 800 st. Paul, Minnesota 55101-2091 Telephone No.: (612) 224-1500 26023