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HomeMy WebLinkAbout10C - Pension Increase for Prior Lake Fire Dept. MEETING DATE: AGENDA #: PREPARED BY: AGENDA ITEM: DISCUSSION: ISSUES: CITY COUNCIL AGENDA REPORT DECEMBER 3, 2007 10 C Ralph Teschner, Finance Director CONSIDER APPROVAL OF A RESOLUTION APPROVING A PENSION INCREASE FOR THE PRIOR LAKE FIRE DEPARTMENT FIREFIGHTERS RELIEF AND PENSION ASSOCIATION Introduction The Prior Lake Volunteer Fire Dept. and Relief Association requests that pension benefits be increased as of January 1, 2008 from $5,900 to $6,500 per year of service. Historv Prior Lake is served by a paid on-call volunteer fire department of 39 members. Recruitment and retention occurs by providing a payment of $11.00/hr. for fire call responses, an annual amount for officers and a lump sum pension for firefighters who serve at least ten years on the department. Current Circumstances Over time, the hourly pay and pension level has been increased in response to retaining comparability with other volunteer departments. The Prior Lake Fire Department Fire Firefighters Relief and Pension Association is asking the City Council to authorize an amendment to the Association Bylaws which provides that a firefighter who has served in the Prior Lake Fire Department for 20 years or more prior to resignation and has reached the age of 50 years old or more and been a member of the Association for at least 10 years shall receive $6,500 for each year of active service on the department. This means that a volunteer retiring with twenty years of service would receive a lump sum pension of $130,000 rather than the existing $118,000. All fire department members serving between 10 and nineteen years receive service credit at 60% and graduate upwards in 4% increments until becoming fully vested after twenty years of service. The current $5,900 per year pension benefit amount has been in effect for the past year. The City's 2007 contribution to support the pension fund was $20,000 and is proposed to remain the same for 2008. No tax increase is required to support this level of pension benefits. The firefighters' pension plan is primarily funded by the annual state aid received by the City, derived from 2% of the homeowners insurance premium, which is dedicated by law for pension contribution purposes. The pension amount requested is reasonable when compared to other departments. Outlined in the table below are the surrounding volunteer fire departments which have a defined payment pension plan and their corresponding pension funding amounts for the year 2007. www.cityofpriorlake.com Phone 952.447.9800 / Fax 952.447.4245 City I I I I I I I I I I t~~~E~EQQ~~~~:t~~~~~~~~~~~~~~~lf~QQ~~~~~~~~~~~~~~~~~t~~~~~~~~If~Q:g~QQ~~~~~~~~~~~t~~~~~~~~~~~~~~~?Q:QQQ~~~~~~~~~~~:::j ! Northfield ! $7500 ! $150,000 ! $122,000 ! ~~~~i~ From the City's perspective it is important that the pension remain competitive in order for the City to continue to recruit and retain qualified volunteer firefighters. Prior Lake's pension amount including the proposed increase is generally lower than that of other fire departments with similar number of volunteers. FINANCIAL IMPACT: Based upon actuarial projections and current investment assumptions, certified by the relief association officers as required by Minn. Statute 69.771. subd. 3, the new pension benefit amount of $6,500 per year of service will not require any increase in city contribution presently or in the future. The existing tax levy, projected investment income and the 2% insurance money will fully fund their pension program. For reference purposes the maximum allowable lump sum pension payment per year of service credit under MN Statutes 424A.02 is $7,500. ALTERNATIVES: The following alternatives are available to the City Council: 1. A motion and second to adopt a Resolution Approving A Pension Increase For The Prior Lake Fire Department Firefighters Relief And Pension Association that provides for a $6,500 per year of service credit for pension, disability and death benefit purposes within the Bylaws of the Prior Lake Fire Department Firefighters Relief and Pension Association effective January 1, 2008. 2. Take no action at this time and direct the staff to provide additional information. RECOMMENDED MOTION: Alternative #1. Staff would recommend approval of the proposed pension benefit increase to $6,500 per month as requested and to incorporate this amount into their disability and death benefits as well. 1. Resolution Approving A Pension Increase For The Prior Lake Fire Department Firefighters Relief And Pension Association ATTACH 4646 Dakota Street S.E. Prior Lake, MN 55372-1714 RESOLUTION 07 -xx RESOLUTION APPROVING A PENSION INCREASE FOR THE PRIOR LAKE FIRE DEPARTMENT FIREFIGHTERS RELIEF AND PENSION ASSOCIATION Motion By: Second By: WHEREAS, The bylaws of the Prior Lake Volunteer Firefighters Relief and Pension Association provides for a defined contribution benefit; and WHEREAS, The present annual benefit level in effect is $5,900.00 in 2007 for volunteer fire fighters that are eligible under the existing vesting schedule; and WHEREAS, The City Council understands that the insurance premium tax payment increase received from the State of Minnesota is sufficient to fund a benefit increase to $6,500.00 per year of service now and in the future without the need for additional city contribution; and WHEREAS, It is in the best interest of the City of Prior Lake to provide a pension level that is comparable with other volunteer fire departments in order for the City to continue to recruit and retain qualified volunteer firefighters. NOW THEREFORE, BE IT RESOLVED BY THE CITY COUNCIL OF PRIOR LAKE, that: 1.) The recitals set forth above are incorporated herein. 2.) A $6,500.00 per year of service credit for pension, disability and death benefit purposes within the Bylaws of the Prior Lake Fire Department Firefighters Relief and Pension Association is hereby approved effective January 1, 2008. PASSED AND ADOPTED THIS 3RD DAY OF DECEMBER, 2007. YES NO Haugen Erickson Hedberg LeMair Millar Haugen Erickson Hedberg LeMair Millar Frank Boyles, City Manager www.cityofpriorlake.com Phone 952.447.9800 / Fax 952.447.4245